1325 Glen Oaks Dr E #133 · Sarasota, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.0/30.0
- ARV discount +7.5/15.0
- 1% rule +7.3/10.0
- Schools +5.4/10.0
- Livability +4.0/5.0
- DSCR +3.5/10.0
- Condition / age +2.5/5.0
- Rent growth +1.6/5.0
- Appreciation +0.0/10.0
$178,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
Key facts
- Covered carport
- Primary suite
- Ensuite bath
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $178k.
Deal economics
- At list price, monthly cash flow is $-44 ($-526/yr) — negative.
- To cash-flow at today's rent, offer at most $170k (4.3% below list).
- Meets the 1% rule at list price ($2k rent vs $178k).
- Recommended offer: $157k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#121 in FL, #1,854 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, health & safety A+, commute A; Watch: crime F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Tuttle Elementary School (math 39% / reading 36%, grade F, #1,596 of 2,144 statewide, top 75%, 665 students, 84% FRL); Booker Middle School (math 45% / reading 41%, grade D-, #331 of 571 statewide, top 59%, 950 students, 76% FRL); Booker High School (math 26% / reading 43%, grade F, #386 of 667 statewide, top 59%, 1,309 students, 68% FRL) — zoned schools average 76% FRL vs 42% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 38% at this address vs 63% district-wide (-25 pts) — the specific schools serving this property underperform the Sarasota average; the district grade overstates school quality for this exact location.
- Market conditions: Rents falling (-3.5%/yr); 267 active listings in the ZIP; solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 33% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 238 days — a 12% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 17y ago; this cycle's ask has dropped $61k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $72k; list at $178k implies a 146% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 31% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 6.00%
- Cash-on-cash
- -1.06%
- DSCR
- 0.95
- GRM
- 6.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.9%
- Equity multiple
- 0.24×
- Total profit
- $-37,700
- Equity at exit
- $26,540
- IRR
- -36.3%
- Equity multiple
- -0.20×
- Total profit
- $-59,791
- Equity at exit
- $15,390
Cash invested: $49,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34232
- Rents YoY
- -3.5%
- Active inventory
- 267
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $2,196 medium interval (Pro) →
- Mortgage (P&I)
- −$933
- Tax from tax record
- −$85 /mo · $1,021/yr
- Insurance
- −$74
- HOA
- −$686
- Vacancy / Maint / Mgmt
- −$461
- Net cashflow
- $-44
Break-even live
Sensitivity live
| Price | -10% $57 | -5% $7 | +0% $-44 | +5% $-94 | +10% $-145 |
|---|---|---|---|---|---|
| Rent | -10% $-217 | -5% $-131 | +0% $-44 | +5% $43 | +10% $130 |
| Rate | -1.0pp $46 | -0.5pp $1 | base $-44 | +0.5pp $-90 | +1.0pp $-137 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,500
- Closing costs
- $5,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $686 · $8,232/yr
- Likely covers
- pool
Listing history 25 events
-
2026-06-21days on market $178,000 Active 238 DOM
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2026-06-19price $178,000 Active 235 DOM
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2026-06-18days on market $184,000 Active 235 DOM
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2026-06-17days on market $184,000 Active 234 DOM
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2026-06-16days on market $184,000 Active 233 DOM
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2026-06-15days on market $184,000 Active 232 DOM
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2026-06-13days on market $184,000 Active 230 DOM
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2026-06-13days on market $184,000 Active 229 DOM
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2026-06-10days on market $184,000 Active 227 DOM
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2026-06-09days on market $184,000 Active 226 DOM
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2026-06-08days on market $184,000 Active 224 DOM
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2026-06-05days on market $184,000 Active 221 DOM
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2026-06-03days on market $184,000 Active 220 DOM
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2026-06-02days on market $184,000 Active 219 DOM
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2026-06-01days on market $184,000 Active 218 DOM
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2026-05-31days on market $184,000 Active 217 DOM
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2026-05-05price $184,000 1406-char remark
Show marketing remark (1406 chars)
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
-
2026-03-20price $204,000 1406-char remark
Show marketing remark (1406 chars)
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
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2026-02-24price $218,000 1406-char remark
Show marketing remark (1406 chars)
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
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2026-01-07price $229,000 1406-char remark
Show marketing remark (1406 chars)
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
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2025-10-21$239,000 Active 1406-char remark
Show marketing remark (1406 chars)
THE BEST DEAL IN GLEN OAKS JUST GOT BETTER. Exceptional 2BR/2BA Villa in Glen Oaks Ridge Village (55+ Community) Don’t miss this beautifully maintained 2-bedroom, 2-bath villa located in the sought-after active adult community of Glen Oaks Ridge Village. This spacious home features a primary suite with an ensuite bath & walk-in closet, a formal living and dining room, and a large bonus room perfect for an office, den, or family space. Enjoy the enclosed lanai for relaxing year-round. Outside, you’ll find a covered carport with a long driveway—ample space for up to three vehicles—and an attached laundry room with plenty of extra storage. Main rooms feature Shaw oak style laminate flooring. Also, a pre-listing inspection was done & a few minor items found that are being addressed. This is a purchase you can make with peace of mind and then enjoy all the amenities of this active & well located +55 community. Community amenities include a clubhouse with a heated pool, kitchen, game room, and social activities, offering endless opportunities for connection and recreation. The neighborhood is golf-cart friendly and sits just across from the Bobby Jones Golf Course, minutes from downtown Sarasota, shopping, dining, and beaches. Property has been pre-inspected for buyers peace of mind. Updates include impact windows & Shaw oak laminate floors.
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2010-06-25soldstatus $72,500
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2010-06-21soldstatus $72,500 624-char remark
Show marketing remark (624 chars)
Lots of room in this 2br/2ba villa w/ formal living & dining rooms plus family room or office. Enclosed lanai that can be opened w/ screens. Master bedroom has walk-in closet & second bedroom & bath down hall for privacy. Attached utility & storage roomwith washer & dryer & laundry tub, one car attached carport. Community has heated pool, recreation & fitness center. Fee includes cable, water & sewer. Den could easily be third bedroom. Newer roof, gutters & A/C. Estate Trust being sold as-is with right toinspect. Needs a little TLC but this is a great opportunity.
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2009-09-01$84,900 624-char remark
Show marketing remark (624 chars)
Lots of room in this 2br/2ba villa w/ formal living & dining rooms plus family room or office. Enclosed lanai that can be opened w/ screens. Master bedroom has walk-in closet & second bedroom & bath down hall for privacy. Attached utility & storage roomwith washer & dryer & laundry tub, one car attached carport. Community has heated pool, recreation & fitness center. Fee includes cable, water & sewer. Den could easily be third bedroom. Newer roof, gutters & A/C. Estate Trust being sold as-is with right toinspect. Needs a little TLC but this is a great opportunity.
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1976-07-01soldstatus $37,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,021 · $85/mo
- Projected year-2 tax
- $1,477 · $123/mo
- Expected delta
- +$456/yr (+$38/mo · 44.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,353
- − Mortgage interest
- −$9,971
- − Property taxes
- −$1,021
- − Insurance
- −$890
- − Repairs & maintenance
- −$2,108
- − Management
- −$2,108
- − HOA
- −$8,232
- − Depreciation
- −$5,178
- Taxable loss
- −$3,156
- Est. tax savings @ 24.0%
- +$757
- After-tax cash flow
- $232/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Sarasota
- Score
- 80/100
- State rank
- #121
- US rank
- #1854
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sarasota, FL
- County
- Sarasota County · 448,376 people
- City population
- 261,896
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 34,013
- Household income
- $80,795
- Rent vs Own
- Severe rent burden
- 1676.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 13% Two or more races 8% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 3%
- Common ancestry
- Romanian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 13% · Canada, Jamaica, Vietnam
- Languages at home
- 84% English-only · Spanish 10% German/W. Germanic 2% Other Indo-European 1%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -426.24%
- Current HPI
- 337.9799
- Rent YoY
- ▼ -3.45%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+385.5% since first listed9 events — show timeline
- 2026-05-05 Price Changed $184,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-20 Price Changed $204,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-24 Price Changed $218,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-07 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-21 Listed $239,000 Stellar MLS as Distributed by MLS Grid
- 2010-06-25 Sold (Public Records) $72,500 Public Records
- 2010-06-21 Sold (MLS) $72,500 Stellar MLS as Distributed by MLS Grid
- 2009-09-01 Listed $84,900 Stellar MLS as Distributed by MLS Grid
- 1976-07-01 Sold (Public Records) $37,900 Public Records
Property tax history
+3.2%/yrLatest (2025): $1,021 · +8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…