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553 Constitution Cir
B Composite 74.89
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.1/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$74,900

553 Constitution Cir · Clairton, PA 15025
3 bd · 1.0 ba · 1,064 sqft · SingleFamily public records · 19 Days on market
Built 1938 5,000 sqft lot $70/sqft · 13% below area Est $86k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Located in the quiet Colonial Village neighborhood, this 3 bedroom, 1 bathroom home offers solid potential for an owner-occupant or investor looking to add value through cosmetic updates. Much of the home remains in original condition, providing a blank slate to make it your own. All carpeting, underlay, and tack strips have already been removed, exposing the hardwood floors throughout. The first-floor hardwoods are in rough shape, while the upstairs floors are in decent condition. Windows will need replacement, but the home offers strong upside for the right buyer. Outside, enjoy a large, flat, enclosed backyard along with a spacious patio directly off the living room, perfect for entertai

Key facts

  • Spacious patio
  • Hardwood floors
  • 5,000 sq ft lot

Tags

LARGE FLAT ENCLOSED BACKYARDSPACIOUS PATIOHARDWOOD FLOORS

Property features AI

Exterior

  • Parking: Off-street parking; Garage with opener
  • Utilities: Public water; Public sewer
  • Home design: 2 stories; Resale property
  • Construction: Asphalt roof
  • Exterior features: Public transportation nearby

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Stove; Some gas appliances
  • Flooring: Carpet; Hardwood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Gas heating; Steam heating; Has heating
  • Interior features: Has unfinished basement; Carpet and hardwood flooring
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $498 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
  • Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 63% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $38k; list at $75k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $73,776 (1.5% below list)

Questions for the listing agent

  1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
14.27%
Cash-on-cash
28.51%
DSCR
2.27
GRM
4.9

CMA / ARV

ARV (median comp)
$85,628
List price
$74,900
Delta
-12.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
571 Independence Dr 0.11mi 3/1.0 1,080 (+2%) 1mo $107,000 $99 92
109 Constitution Cir 0.05mi 3/1.0 1,136 (+7%) 8mo $38,000 $33 80
609 Thompson Ave 0.05mi 3/1.0 1,158 (+9%) 6mo $95,000 $82 78
415 Wylie Ave 0.32mi 2/1.0 (-1) 1,091 (+2%) 6mo $118,000 $108 71
299 Charles St 0.46mi 2/1.0 (-1) 1,019 (-4%) 2mo $147,000 $144 65
628 Large Ave 0.57mi 3/2.0 1,068 (+0%) 4mo $45,000 $42 65
894 Toman Ave 0.34mi 2/1.5 (-1) 1,112 (+4%) 6mo $117,500 $106 65
354 Wylie Ave 0.35mi 2/1.0 (-1) 1,134 (+7%) 6mo $32,000 $28 63
956 Jefferson Dr 0.34mi 3/1.5 1,165 (+10%) 7mo $60,000 $52 60
564 3rd St 0.55mi 4/2.5 (+1) 1,054 (-1%) 6mo $35,000 $33 56
814 Saint Clair Ave 0.53mi 2/2.0 (-1) 1,012 (-5%) 6mo $120,000 $119 53
740 St Clair Ave 0.50mi 2/1.0 (-1) 959 (-10%) 6mo $80,000 $83 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
28.3%
Equity multiple
2.26×
Total profit
$26,352
Equity at exit
$11,168
10-year hold
IRR
38.6%
Equity multiple
5.51×
Total profit
$94,562
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15025

Home prices YoY
-34.4%
Rents YoY
10.5%
Active inventory
94
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,276 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$86 /mo · $1,033/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$498

Break-even live

Break-even rent $646
Max offer price $74,900
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
127 Constitution Cir Clairton, PA 2.0 1.0 1063 $1,275 $1.20 10d 1 0.07mi
127 Constitution Cir Clairton, PA 2.0 1.0 972 $1,275 $1.31 1d 1 0.07mi
753 East Dr Clairton, PA 3.0 1.0 1000 $1,100 $1.10 43d 1 0.10mi
601 Farnsworth Ave Clairton, PA 2.0 1.0 1004 $995 $0.99 4d 1 0.17mi
618 Farnsworth Ave Clairton, PA 2.0 1.0 896 $1,050 $1.17 43d 1 0.19mi
505 Wylie Ave Clairton, PA 2.0 1.0 791 $1,500 $1.90 1d 1 0.28mi
866 Vankirk St Unit 1 Clairton, PA 2.0 1.5 1440 $1,200 $0.83 43d 1 0.29mi
874 Vankirk St Clairton, PA 3.0 1.5 1296 $1,150 $0.89 43d 1 0.30mi
350 Wylie Ave Unit 1 Clairton, PA 2.0 1.0 1152 $1,050 $0.91 43d 1 0.37mi
927 Vankirk St Clairton, PA 2.0 1.0 840 $1,150 $1.37 12d 1 0.37mi
929 Vankirk St Unit 1 Clairton, PA 2.0 1.5 810 $1,050 $1.30 43d 1 0.38mi
809 3rd St Unit 624 Clairton, PA 2.0 1.5 1240 $1,008 $0.81 43d 1 0.46mi
809 3rd St Unit 194 Clairton, PA 2.0 1.5 1244 $1,081 $0.87 43d 1 0.46mi
701-703 Waddell Ave Clairton, PA 4.0 1.0 1200 $1,850 $1.54 1d 1 0.53mi
1347 High Rd Clairton, PA 2.0 1.0 870 $1,250 $1.44 43d 1 0.84mi
2140 Lincoln Blvd Elizabeth, PA 2.0 1.0 968 $790 $0.82 43d 1 1.01mi
507 N 6th St Clairton, PA 2.0 1.5 1120 $1,250 $1.12 43d 1 1.29mi
168 Center Ave Unit 1 left) Elizabeth, PA 2.0 1.0 950 $895 $0.94 23d 1 1.31mi
185 Carnegie Ave Clairton, PA 3.0 1.0 1404 $1,295 $0.92 43d 1 1.45mi

Listing history 5 events

  1. 2026-06-02
    statusdays on market $74,900 Pending 19 DOM
  2. 2026-06-01
    days on market $74,900 Active 18 DOM
  3. 2026-05-31
    days on market $74,900 Active 17 DOM
  4. 2026-05-12
    listed $84,900 Active 1564-char remark
  5. 1981-12-07
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,033 · $86/mo
Projected year-2 tax
$1,108 · $92/mo
Expected delta
+$75/yr (+$6/mo · 7.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,315
− Mortgage interest
−$4,196
− Property taxes
−$1,033
− Insurance
−$374
− Repairs & maintenance
−$1,225
− Management
−$1,225
− Depreciation
−$2,179
Taxable income
$5,083
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,220
After-tax cash flow
$4,758/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clairton City SD
NCES district ID
4206030
Math proficiency
7% ▼ -11.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$30,250
Composite
11.0/100
National rank
#9742
State rank
#520 of 539 in PA

Livability — Clairton

Score
63/100
State rank
#1308
US rank
#16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clairton, PA
County
Allegheny County · 1,022,028 people
City population
16,939
Metro
Pittsburgh, PA
Population (ZIP)
16,939
Household income
$76,531
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
572.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 2% Slovak 1%
Foreign-born
4% · China, Canada, India
Languages at home
96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.35%
Current HPI
183.858
Rent YoY
▲ 10.47%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+97.1% since first listed
4 events — show timeline
  • 2026-06-02 Pending West Penn MLS
  • 2026-05-20 Price Changed $74,900 West Penn MLS
  • 2026-05-12 Listed $84,900 West Penn MLS
  • 1981-12-07 Sold (Public Records) $38,000 Public Records

Property tax history

+10.6%/yr

Latest (2026): $1,033 · +11.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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