6621 Winton Rd · Finneytown, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 4/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.5/30.0
- ARV discount +15.0/15.0
- DSCR +6.2/10.0
- 1% rule +5.6/10.0
- Livability +4.1/5.0
- Schools +3.2/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$174,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
Key facts
- Spacious yard
- Hardwood flooring
- Dormer windows
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $199 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 5.3% in Finneytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#70 in OH, #1,092 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-.
- Finneytown Local (suburban): math 25% / reading 46% proficiency, ranked #549 of 656 in OH (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 49 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
- This rent runs 40% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 26y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.66%
- Cash-on-cash
- 4.88%
- DSCR
- 1.22
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $232,862
- List price
- $174,900
- Delta
- -24.89%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6651 Winton Rd | 0.02mi | 3/1.0 | 1,279 (+2%) | 13mo | $194,000 | $152 | 82 |
| 966 W North Bend Rd | 0.18mi | 2/1.0 (-1) | 1,284 (+3%) | 7mo | $125,000 | $97 | 75 |
| 6781 Somerset Dr | 0.32mi | 3/3.0 | 1,297 (+4%) | 3mo | $237,000 | $183 | 70 |
| 6123 Kingsford Dr | 0.40mi | 3/2.0 | 1,319 (+5%) | 1mo | $250,000 | $190 | 70 |
| 6606 Twinridge Ln | 0.47mi | 3/1.0 | 1,242 (-1%) | 15mo | $208,500 | $168 | 62 |
| 6381 Ridgefield Dr | 0.47mi | 2/1.0 (-1) | 1,300 (+4%) | 13mo | $192,000 | $148 | 54 |
| 1106 Hollywood Ave | 0.66mi | 3/1.5 | 1,200 (-4%) | 15mo | $164,000 | $137 | 50 |
| 6700 Ridgefield Dr | 0.47mi | 3/1.5 | 1,128 (-10%) | 16mo | $207,000 | $184 | 49 |
| 6421 Ridgefield Dr | 0.47mi | 3/2.0 | 1,088 (-13%) | 8mo | $211,000 | $194 | 47 |
| 6571 Kirkland Dr | 0.60mi | 2/2.0 (-1) | 1,332 (+6%) | 11mo | $233,000 | $175 | 45 |
| 1076 Loiska Ln | 0.65mi | 4/2.0 (+1) | 1,308 (+5%) | 12mo | $234,000 | $179 | 44 |
| 1120 Hollywood Ave | 0.68mi | 3/2.0 | 1,070 (-14%) | 13mo | $125,000 | $117 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.82% rent growth · sell at horizon
- IRR
- -10.1%
- Equity multiple
- 0.64×
- Total profit
- $-17,770
- Equity at exit
- $26,078
- IRR
- -2.4%
- Equity multiple
- 0.84×
- Total profit
- $-7,617
- Equity at exit
- $15,122
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45224
- Rents YoY
- 1.8%
- Active inventory
- 49
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,862 high interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$282 /mo · $3,379/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$391
- Net cashflow
- $199
Break-even live
Sensitivity live
| Price | -10% $298 | -5% $249 | +0% $199 | +5% $150 | +10% $100 |
|---|---|---|---|---|---|
| Rent | -10% $52 | -5% $126 | +0% $199 | +5% $273 | +10% $346 |
| Rate | -1.0pp $287 | -0.5pp $244 | base $199 | +0.5pp $154 | +1.0pp $108 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1017 W North Bend Rd Cincinnati, OH | 4.0 | 2.0 | 1450 | $1,951 | $1.35 | 13d | 1 | 0.36mi |
| 1104 Archland Dr Cincinnati, OH | 3.0 | 2.0 | 1533 | $2,036 | $1.33 | 8d | 1 | 0.66mi |
| 777 W Galbraith Rd Cincinnati, OH | 3.0 | 1.0 | 961 | $1,700 | $1.77 | 17d | 1 | 1.03mi |
| 8240 Galbraith Point Ln Cincinnati, OH | 2.0–3.0 | 1.5–2.5 | 1241 | $2,249 | $1.81 | 2d | 7 | 1.10mi |
| 1409 Cedar Ave Cincinnati, OH | 3.0 | 1.0 | 1248 | $1,525 | $1.22 | 5d | 1 | 1.16mi |
| 1015 Thunderbird Ave Cincinnati, OH | 3.0 | 1.5 | 1494 | $2,146 | $1.44 | 44d | 1 | 1.21mi |
| 6211 Hamilton Ave Cincinnati, OH | 2.0 | 1.0–2.0 | 842 | $1,968 | $2.34 | 2d | 17 | 1.39mi |
| 1628 Linden Dr Unit 937 Cincinnati, OH | 2.0 | 1.0 | 950 | $1,163 | $1.22 | 24d | 1 | 1.43mi |
| 8565 Daly Rd Unit 8565 5 Cincinnati, OH | 2.0 | 1.0 | 1100 | $1,299 | $1.18 | 24d | 1 | 1.45mi |
Listing history 50 events
-
2026-06-21days on market $174,900 Active 108 DOM
-
2026-06-18days on market $174,900 Active 105 DOM
-
2026-06-17days on market $174,900 Active 104 DOM
-
2026-06-16statusdays on market $174,900 Active 103 DOM
-
2026-06-15days on market $174,900 Contingency Pending 102 DOM
-
2026-06-13days on market $174,900 Contingency Pending 100 DOM
-
2026-06-09days on market $174,900 Contingency Pending 96 DOM
-
2026-06-08statusdays on market $174,900 Contingency Pending 95 DOM
-
2026-06-07days on market $174,900 Active 94 DOM
-
2026-06-05days on market $174,900 Active 91 DOM
-
2026-06-03days on market $174,900 Active 90 DOM
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2026-06-02days on market $174,900 Active 89 DOM
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2026-06-01days on market $174,900 Active 88 DOM
-
2026-05-31days on market $174,900 Active 87 DOM
-
2026-05-08historical Contingency Pending 714-char remark
Show marketing remark (714 chars)
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
-
2026-04-23price $174,900 714-char remark
Show marketing remark (714 chars)
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
-
2026-04-13price $179,900 714-char remark
Show marketing remark (714 chars)
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
-
2026-03-20price $184,900 714-char remark
Show marketing remark (714 chars)
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
-
2026-03-05$189,900 Active 714-char remark
Show marketing remark (714 chars)
This classic brick home blends timeless character with functional living space across multiple levels. The exterior features dormer windows, a welcoming front entry, and a detached garage, along with additional off-street parking and a spacious yard. Inside, hardwood flooring flows through the main living areas, complemented by arched doorways and abundant natural light. The kitchen offers generous cabinetry, ample counter space, and a full appliance package, with an adjoining dining room ideal for gatherings. An enclosed sunroom provides additional living space year-round. Upstairs bedrooms offer comfortable dimensions and storage, while the basement includes utility space and room for added flexibility.
-
2024-11-21soldstatus $10,761,000
-
2017-05-24soldstatus $59,900 Sold 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-05-10historical Accept Backup Offers 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-05-09status Active 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-03-27historical Accept Backup Offers 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-03-22status Active 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-03-10historical Accept Backup Offers 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-02-28price $59,900 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-02-09price $61,900 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2017-01-23price $64,000 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
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2016-12-27price $67,900 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-12-20status Active 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-10-21historical Accept Backup Offers 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-10-14price $69,900 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-10-14status Active 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
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2016-09-21soldstatus $64,400
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2016-09-20historical Accept Backup Offers 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-09-20historical 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
-
2016-09-14$76,900 Active 333-char remark
Show marketing remark (333 chars)
Adorable home! Brick 3 Bedroom, 1.5 Bath Cape Cod. Double lot, over half an acre. Very Nice Hardwood floors throughout. Breakfast room/Solarium off of Kitchen, could be used as a Family Room. 1 attached garage and 2 detached garages with overhead storage. 1st Floor Master Bedroom. Home has been very well maintained! Great deal!
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2016-06-07historical Accept Backup Offers
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2016-06-06historical
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2016-04-11price $76,900
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2016-03-14$80,900 Active
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2003-06-06soldstatus $115,800
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2003-05-19soldstatus $115,750
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2003-03-20$118,500
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2003-03-20historical
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2002-12-16$118,500
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2000-04-18soldstatus $102,500
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2000-04-07soldstatus $102,500
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2000-02-28$107,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $3,379 · $282/mo
- Projected year-2 tax
- $3,379 · $282/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,342
- − Mortgage interest
- −$9,797
- − Property taxes
- −$3,379
- − Insurance
- −$874
- − Repairs & maintenance
- −$1,787
- − Management
- −$1,787
- − Depreciation
- −$5,088
- Taxable loss
- −$371
- Est. tax savings @ 24.0%
- +$89
- After-tax cash flow
- $2,480/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Finneytown Local
- NCES district ID
- 3904733
- Math proficiency
- 25% ▼ -25.00%
- Reading proficiency
- 46% ▼ -10.00%
- Median HH income
- $61,535
- Composite
- 31.78/100
- National rank
- #5890
- State rank
- #549 of 656 in OH
Livability — Finneytown
- Score
- 82/100
- State rank
- #70
- US rank
- #1092
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Finneytown, OH
- County
- Hamilton County · 701,295 people
- City population
- 22,186
- Metro
- Cincinnati, OH-KY-IN
- Population (ZIP)
- 21,900
- Household income
- $56,471
- Rent vs Own
- Severe rent burden
- 1382.0
Population outlook (Hamilton County) Hauer SSP2
- Today (2025)
- 826,054 people
- By 2030
- 830,947 · +0.6%
- By 2040
- 832,319 · +0.8%
- By 2050
- 822,428 · -0.4%
- By 2075
- 788,688 · -4.5%
- By 2100
- 710,674 · -14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 51% White 37% Two or more races 6% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 95% English-only · Spanish 3%
Political lean MEDSL · Hamilton
- 2024 margin
- D (+14.9) · D 57.0% · R 42.1%
- 2008→2024 swing
- +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
- All cycles
- 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -148.06%
- Current HPI
- 224.1379
- Rent YoY
- ▲ 1.82%
- Metro
- Cincinnati, OH-KY-IN
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Price history
+149.9% since first listed39 events — show timeline
- 2026-05-08 Contingent — Cincy MLS
- 2026-04-23 Price Changed $174,900 Cincy MLS
- 2026-04-13 Price Changed $179,900 Cincy MLS
- 2026-03-20 Price Changed $184,900 Cincy MLS
- 2026-03-05 Listed $189,900 Cincy MLS
- 2024-11-21 Sold (Public Records) $10,761,000 Public Records
- 2017-05-24 Sold (MLS) $59,900 Cincy MLS
- 2017-05-10 Contingent — Cincy MLS
- 2017-05-09 Relisted — Cincy MLS
- 2017-03-27 Contingent — Cincy MLS
- 2017-03-22 Relisted — Cincy MLS
- 2017-03-10 Contingent — Cincy MLS
- 2017-02-28 Price Changed $59,900 Cincy MLS
- 2017-02-09 Price Changed $61,900 Cincy MLS
- 2017-01-23 Price Changed $64,000 Cincy MLS
- 2016-12-27 Price Changed $67,900 Cincy MLS
- 2016-12-20 Relisted — Cincy MLS
- 2016-10-21 Contingent — Cincy MLS
- 2016-10-14 Price Changed $69,900 Cincy MLS
- 2016-10-14 Relisted — Cincy MLS
- 2016-09-21 Sold (Public Records) $64,400 Public Records
- 2016-09-20 Contingent — Cincy MLS
- 2016-09-20 Listing Removed — Cincy MLS
- 2016-09-14 Listed $76,900 Cincy MLS
- 2016-06-07 Contingent — Cincy MLS
- 2016-06-06 Listing Removed — Cincy MLS
- 2016-04-11 Price Changed $76,900 Cincy MLS
- 2016-03-14 Listed $80,900 Cincy MLS
- 2003-06-06 Sold (Public Records) $115,800 Public Records
- 2003-05-19 Sold (MLS) $115,750 Cincy MLS
- 2003-03-20 Listing Removed — Cincy MLS
- 2003-03-20 Listed $118,500 Cincy MLS
- 2002-12-16 Listed $118,500 Cincy MLS
- 2000-04-18 Sold (Public Records) $102,500 Public Records
- 2000-04-07 Sold (MLS) $102,500 Cincy MLS
- 2000-02-28 Listed $107,000 Cincy MLS
- 1999-12-07 Sold (Public Records) $69,000 Public Records
- 1999-11-17 Sold (Public Records) $61,000 Public Records
- 1992-12-08 Sold (Public Records) $70,000 Public Records
Property tax history
+1.5%/yrLatest (2025): $3,379 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…