43040 Greenway Blvd #536 · Punta Gorda, FL 33982

$215,000

2 bd · 2.0 ba · 1,198 sqft · Condo public records · 173 Days on market

Built 2022 Excellent condition $179/sqft · 11% below area Est $242k · 11% under $1050/mo HOA · 52% of rent ↓ 32% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.5/15.0
• Schools +5.5/10.0
• Condition / age +4.8/5.0
• 1% rule +4.5/10.0
• Livability +3.8/5.0
• Rent growth +3.5/5.0
• Appreciation +2.4/10.0
• Cash flow +0.0/30.0
• DSCR +0.0/10.0

Listing remarks MLS

$40K Less than Brand NEW! GOLF BUNDLED | MILLION-DOLLAR VIEW | 100% TURNKEY Welcome to your slice of paradise in Babcock National! This isn't just a condo; it’s a lifestyle ready for you to move in TODAY or start generating rental income immediately. The View Everyone Raves About Perched on the 3rd floor, this unit sits right on the 10th hole with a breathtaking, unobstructed view of Lake Babcock—the largest lake in the Ranch. There’s a reason renters book this unit year after year; those sunset views are truly one in a million. Designer Upgrades Throughout Skip the "builder grade" look. This home has been thoughtfully remodeled and professionally curated: Custom Board & Batten and elegant chair rails throughout. Fresh, modern paint and a stylish new tile backsplash in the kitchen. New pendant lighting over the island for that perfect glow. Fully Furnished with brand-new pieces—just bring your toothbrush! Live in the Future Located in the #4 Master Planned Community in the country! Experience life in the first solar-powered town in the U. S. A. Plus, enjoy a golf cart-friendly lifestyle where the entire community is connected and accessible. The Golf Bundle & Lifestyle This property includes the highly coveted Golf Bundle Membership, giving you immediate access to the greens. No Waiting, No Construction Noise Unlike newer sections of the Ranch, Babcock National is complete. All amenities are finished and operational. No construction traffic or dust—just peace and quiet. Location Score: Situated just half a mile from Hwy 31. While other neighborhoods can take 15 minutes just to exit the Ranch, you’re on the road and on your way in seconds! World-Class Amenities (A Year-Round Vacation): Dining: Enjoy a refined meal at The Enclave or a casual bite at the outdoor Watershed Grill. Wellness: Full-service spa (manis, pedis, & massages!), state-of-the-art gym, and saunas. Play: Championship golf, professional tennis, pickleball, and bocce courts. Relax: Resort-style pools, a dedicated fishing dock, and miles of scenic sidewalks. Whether you are looking for a savvy investment for the short-term rental market or your own personal retreat, opportunity is knocking. Lennar is selling this same condo for $225K, plus $54K for wood work and furniture, plus $20k for closing costs. Total: $299K.

Key facts

• Unobstructed view
• Designer upgrades
• Million dollar view

Tags

• MILLION DOLLAR VIEW
• UNOBSTRUCTED VIEW
• DESIGNER UPGRADES
• FULLY FURNISHED
• SOLAR POWERED TOWN
• GOLF CART FRIENDLY

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $215k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
• To cash-flow at today's rent, offer at most $81k (62.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (5.3% below list).
• Recommended offer: $81k (62.4% below list) — sets the bar for cash-flow.
• Cap rate 0.2% vs local median 3.4% in Punta Gorda — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: Rents rising fast (+4.1%/yr); 1621 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 34% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 173 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 3y ago; this cycle's ask has dropped $45k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 52% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 5→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $80,822 (62.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 62% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 0.20%
• Cash-on-cash: -21.76%
• DSCR: 0.03
• GRM: 8.8

CMA / ARV

• ARV (median comp): $241,856
• List price: $215,000
• Delta: -11.10%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
43030 Greenway Blvd #435	0.05mi	2/2.0	1,194 (-0%)	1mo	$210,000	$176	96
43040 Greenway Blvd #523	0.00mi	2/2.0	1,154 (-4%)	0mo	$202,000	$175	94
43050 Greenway Blvd #627	0.05mi	2/2.0	1,170 (-2%)	3mo	$215,000	$184	92
43993 Boardwalk Loop #1925	0.26mi	2/2.0	1,194 (-0%)	2mo	$185,000	$155	86
43981 Boardwalk Loop #2234	0.30mi	2/2.0	1,154 (-4%)	2mo	$204,000	$177	78
43050 Greenway Blvd #631	0.05mi	3/2.0 (+1)	1,301 (+9%)	1mo	$250,000	$192	77
16000 Grassland Ln #3112	0.30mi	2/2.0	1,355 (+13%)	1mo	$325,000	$240	64
44505 Diamond Trl	1.30mi	3/2.0 (+1)	1,269 (+6%)	1mo	$328,500	$259	50
15465 Green Acres Ave #2522	1.38mi	2/2.0	1,355 (+13%)	0mo	$234,999	$173	43
15435 Green Acres Ave #2413	1.36mi	2/2.0	1,366 (+14%)	1mo	$252,500	$185	40
16524 Settlers Way	0.85mi	3/2.0 (+1)	1,483 (+24%)	2mo	$314,990	$212	33
44433 Diamond Trl	1.21mi	3/2.0 (+1)	1,484 (+24%)	2mo	$315,000	$212	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold

• IRR: -58.2%
• Equity multiple: -0.68×
• Total profit: $-101,251
• Equity at exit: $32,057

10-year hold

• IRR: —
• Equity multiple: -1.74×
• Total profit: $-164,712
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 0 active · 2 under contract

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33982

• Home prices YoY: -1.2%
• Rents YoY: 4.1%
• Active inventory: 1621
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,036 medium
• Mortgage (P&I): −$1,127
• Tax from tax record: −$433 /mo · $5,198/yr
• Insurance: −$90
• HOA: −$1,050
• Vacancy / Maint / Mgmt: −$428
• Net cashflow: $-1,092

Break-even live

Break-even rent $3,418

Max offer price $80,822

Occupancy floor —

Sensitivity live

Price	-10% $-970	-5% $-1,031	+0% $-1,092	+5% $-1,153	+10% $-1,213
Rent	-10% $-1,253	-5% $-1,172	+0% $-1,092	+5% $-1,011	+10% $-931
Rate	-1.0pp $-983	-0.5pp $-1,037	base $-1,092	+0.5pp $-1,147	+1.0pp $-1,204

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
43030 Greenway Blvd #424 Punta Gorda, FL	2.0	2.0	1170	$6,000	$5.13	51d	1	0.02mi
43030 Greenway Blvd Punta Gorda, FL	2.0	2.0	1184	$6,000	$5.07	6d	2	0.02mi
43030 Greenway Blvd Punta Gorda, FL	2.0	2.0	1198	$5,500	$4.59	21d	2	0.02mi
43030 Greenway Blvd Punta Gorda, FL	2.0	2.0	1184	$5,500	$4.65	10d	3	0.02mi
43040 Greenway Blvd #532 Punta Gorda, FL	2.0	2.0	1170	$6,000	$5.13	162d	1	0.03mi
43040 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1263	$1,975	$1.56	26d	3	0.04mi
43040 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1210	$1,975	$1.63	6d	2	0.04mi
43040 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1260	$1,975	$1.57	0d	3	0.04mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1227	$5,500	$4.48	51d	3	0.08mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1260	$5,500	$4.37	5d	5	0.08mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1243	$4,500	$3.62	10d	7	0.08mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1243	$2,500	$2.01	154d	7	0.08mi
43981 Boardwalk Loop #2222 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	10d	1	0.08mi
43981 Boardwalk Loop #2232 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	22d	1	0.08mi
43981 Boardwalk Loop #2232 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	162d	1	0.08mi
43981 Boardwalk Loop #2222 Punta Gorda, FL	2.0	2.0	1154	$4,900	$4.25	162d	1	0.08mi
43981 Boardwalk Loop #2222 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	0d	1	0.08mi
43050 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1243	$2,950	$2.37	51d	4	0.08mi
43041 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1467	$2,200	$1.50	14d	2	0.09mi
43041 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1467	$2,200	$1.50	0d	2	0.09mi
43051 Greenway Blvd #822 Punta Gorda, FL	2.0	2.0	1355	$7,500	$5.54	21d	1	0.09mi
43051 Greenway Blvd #822 Punta Gorda, FL	2.0	2.0	1355	$7,500	$5.54	10d	1	0.09mi
43031 Greenway Blvd Punta Gorda, FL	2.0	2.0	1503	$4,200	$2.79	0d	2	0.10mi
43031 Greenway Blvd Punta Gorda, FL	2.0	2.0	1503	$4,200	$2.79	14d	2	0.10mi
43031 Greenway Blvd #1014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	162d	1	0.10mi
43031 Greenway Blvd #1024 Punta Gorda, FL	2.0	2.0	1438	$6,000	$4.17	51d	1	0.10mi
43010 Greenway Blvd Punta Gorda, FL	2.0	2.0	1145	$5,800	$5.07	21d	3	0.11mi
43010 Greenway Blvd Punta Gorda, FL	2.0	2.0	1145	$6,300	$5.50	162d	2	0.11mi
43010 Greenway Blvd Punta Gorda, FL	2.0	2.0	1162	$5,800	$4.99	0d	3	0.11mi
43021 Greenway Blvd #1115 Punta Gorda, FL	2.0	2.0	1355	$2,600	$1.92	22d	1	0.12mi
43021 Greenway Blvd #1115 Punta Gorda, FL	2.0	2.0	1355	$2,600	$1.92	162d	1	0.12mi
43060 Greenway Blvd #713 Punta Gorda, FL	2.0	2.0	1150	$5,400	$4.70	51d	1	0.12mi
43060 Greenway Blvd #731 Punta Gorda, FL	2.0	2.0	1301	$6,000	$4.61	10d	1	0.12mi
43060 Greenway Blvd #742 Punta Gorda, FL	2.0	2.0	1154	$6,000	$5.20	21d	1	0.12mi
43060 Greenway Blvd #731 Punta Gorda, FL	2.0	2.0	1301	$6,500	$5.00	162d	1	0.13mi
43011 Greenway Blvd Punta Gorda, FL	2.0	2.0	1360	$6,000	$4.41	6d	2	0.14mi
15970 Grassland Ln Punta Gorda, FL	2.0	2.0	1476	$3,800	$2.57	51d	2	0.15mi
15970 Grassland Ln Punta Gorda, FL	2.0	2.0	1476	$6,250	$4.23	162d	2	0.15mi
43011 Greenway Blvd #1224 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.15mi
43011 Greenway Blvd #1225 Punta Gorda, FL	2.0	2.0	1355	$6,000	$4.43	162d	1	0.15mi

Property features AI

Finance

• Other: Turnkey furnishedCDD presentIrrigation equipment included
• Financial info: Total monthly fees listed: $1,050.67 (total monthly)Total annual fees listed: $12,608
• HOA & community: Has HOA / association approval requiredMonthly HOA amount: $312.33Quarterly association fees (examples listed: $937 and $408)Condo fee example: $412 monthly (quarterly term); condo fees listed as $1,235Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis and pickleball courts, playground, trails, gated security, storage and moreCommunity features include dog park, golf, golf cart friendly, park, sidewalks, street lights and community restrictionsPets allowed with number limit

Exterior

• Parking: Carport (1 space)
• Security: Gated community with security gate24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available and connectedSewer available and connectedWater available and connectedUnderground utilitiesSprinkler meter
• Home design: Condominium residenceOne-level unitFaces eastOn lakefront with lake view (100 ft frontage)Resort-style private pool and heated in-ground spa
• Construction: Stucco constructionTile roofSlab foundationBuilt by Lennar (model: Birkdale)
• Exterior features: Hurricane shuttersExterior lightingSidewalkSliding doorsStorageIrrigation system (reclaimed water and rainwater from ponds)

Interior

• Kitchen: CooktopDishwasherDisposalMicrowaveRefrigerator
• Bedrooms: 2 bedrooms
• Flooring: LaminateTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric)Central air
• Interior features: Ceiling fansBlinds and drapesStorm windowsAccessible elevator installedFire alarm and smoke detectorsFire sprinkler system
• Laundry & utility: Washer and dryer (hookups)Electric dryer hookup

HOA detail $1,050/mo · $12,600/yr condo

• Likely covers: waterpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-11-08
   days on market $215,000 Active 173 DOM
2. 2026-11-07
   days on market $215,000 Active 172 DOM
3. 2026-11-06
   days on market $215,000 Active 171 DOM
4. 2026-11-05
   days on market $215,000 Active 170 DOM
5. 2026-11-04
   days on market $215,000 Active 169 DOM
6. 2026-11-02
   days on market $215,000 Active 167 DOM
7. 2026-11-01
   days on market $215,000 Active 166 DOM
8. 2026-10-31
   days on market $215,000 Active 165 DOM
9. 2026-10-30
   price $215,000 Active 163 DOM
10. 2026-10-29
    days on market $225,000 Active 163 DOM
11. 2026-10-28
    days on market $225,000 Active 162 DOM
12. 2026-10-27
    days on market $225,000 Active 161 DOM
13. 2026-10-26
    days on market $225,000 Active 160 DOM
14. 2026-10-25
    days on market $225,000 Active 159 DOM
15. 2026-10-24
    days on market $225,000 Active 158 DOM
16. 2026-10-23
    days on market $225,000 Active 157 DOM
17. 2026-10-22
    days on market $225,000 Active 156 DOM
18. 2026-10-21
    days on market $225,000 Active 155 DOM
19. 2026-10-20
    days on market $225,000 Active 154 DOM
20. 2026-10-19
    days on market $225,000 Active 153 DOM
21. 2026-10-18
    days on market $225,000 Active 152 DOM
22. 2026-10-17
    days on market $225,000 Active 151 DOM
23. 2026-10-16
    days on market $225,000 Active 150 DOM
24. 2026-10-15
    days on market $225,000 Active 149 DOM
25. 2026-10-14
    days on market $225,000 Active 148 DOM
26. 2026-10-13
    days on market $225,000 Active 147 DOM
27. 2026-10-12
    days on market $225,000 Active 146 DOM
28. 2026-10-11
    days on market $225,000 Active 145 DOM
29. 2026-10-10
    days on market $225,000 Active 144 DOM
30. 2026-10-09
    days on market $225,000 Active 143 DOM
31. 2026-10-08
    days on market $225,000 Active 142 DOM
32. 2026-10-07
    days on market $225,000 Active 141 DOM
33. 2026-10-06
    days on market $225,000 Active 140 DOM
34. 2026-10-05
    days on market $225,000 Active 139 DOM
35. 2026-10-04
    days on market $225,000 Active 138 DOM
36. 2026-10-03
    days on market $225,000 Active 137 DOM
37. 2026-10-02
    days on market $225,000 Active 136 DOM
38. 2026-10-01
    days on market $225,000 Active 135 DOM
39. 2026-09-30
    days on market $225,000 Active 134 DOM
40. 2026-09-29
    days on market $225,000 Active 133 DOM
41. 2026-09-28
    days on market $225,000 Active 132 DOM
42. 2026-09-27
    days on market $225,000 Active 131 DOM
43. 2026-09-26
    days on market $225,000 Active 130 DOM
44. 2026-09-25
    days on market $225,000 Active 129 DOM
45. 2026-09-24
    days on market $225,000 Active 128 DOM
46. 2026-09-24
    days on market $225,000 Active 127 DOM
47. 2026-09-22
    days on market $225,000 Active 126 DOM
48. 2026-09-21
    days on market $225,000 Active 125 DOM
49. 2026-09-20
    days on market $225,000 Active 124 DOM
50. 2026-09-19
    days on market $225,000 Active 123 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,198 · $433/mo
• Projected year-2 tax: $5,198 · $433/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 5 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,434
• − Mortgage interest: −$12,043
• − Property taxes: −$5,198
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,955
• − Management: −$1,955
• − HOA: −$12,600
• − Depreciation: −$6,255
• Taxable loss: −$16,647
• Est. tax savings @ 24.0%: +$3,995
• After-tax cash flow: $-9,105/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This turnkey condo is move-in ready with a stunning golf course view and top-notch amenities.

Value-add opportunities

• Both landscaping — enhances curb appeal and rental value ↑
• Both furniture — improves living space and rental appeal ↑

D Composite school gradezoned avg 55/100

Zoned Schools

Elementary East Elementary School B+ FL #435/2,144 Nat'l #4,272/41,679 Middle Punta Gorda Middle School C+ FL #209/571 Nat'l #2,873/14,009 High Charlotte High School D- FL #228/667 Nat'l #6,809/17,239

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

B Composite livability gradescore 76/100

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 198,646 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 13,006
• Household income: $72,443
• Rent vs Own: 11.2% rent · 88.8% own
• Severe rent burden: 42% of renters

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Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 8% Hispanic / Latino 7% Black 7%
• Hispanic origin (detail): Puerto Rican 2% Cuban 3%
• Languages at home: 93% English-only · Spanish 5% German/W. Germanic 1% Arabic 1%

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Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -5.25%
• Current HPI: 448.5895
• Rent YoY: ▲ 4.13%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Turnkey furnishedCDD presentIrrigation equipment included
• Financial info: Total monthly fees listed: $1,050.67 (total monthly)Total annual fees listed: $12,608
• HOA & community: Has HOA / association approval requiredMonthly HOA amount: $312.33Quarterly association fees (examples listed: $937 and $408)Condo fee example: $412 monthly (quarterly term); condo fees listed as $1,235Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis and pickleball courts, playground, trails, gated security, storage and moreCommunity features include dog park, golf, golf cart friendly, park, sidewalks, street lights and community restrictionsPets allowed with number limit

Exterior

• Parking: Carport (1 space)
• Security: Gated community with security gate24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available and connectedSewer available and connectedWater available and connectedUnderground utilitiesSprinkler meter
• Home design: Condominium residenceOne-level unitFaces eastOn lakefront with lake view (100 ft frontage)Resort-style private pool and heated in-ground spa
• Construction: Stucco constructionTile roofSlab foundationBuilt by Lennar (model: Birkdale)
• Exterior features: Hurricane shuttersExterior lightingSidewalkSliding doorsStorageIrrigation system (reclaimed water and rainwater from ponds)

Interior

• Kitchen: CooktopDishwasherDisposalMicrowaveRefrigerator
• Bedrooms: 2 bedrooms
• Flooring: LaminateTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric)Central air
• Interior features: Ceiling fansBlinds and drapesStorm windowsAccessible elevator installedFire alarm and smoke detectorsFire sprinkler system
• Laundry & utility: Washer and dryer (hookups)Electric dryer hookup

Price history

-31.9% since first listed

37 events — show timeline

• 2026-06-27 Price Changed $245,000 FORTMLS
• 2026-06-27 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-19 Listed $260,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-02 Listed $260,000 FORTMLS
• 2025-07-20 Rental Removed $1,900 FORTMLS
• 2025-07-20 Listing Removed — FORTMLS
• 2025-07-16 Listed for Rent $1,900 FORTMLS
• 2025-07-15 Rental Removed $1,900 FORTMLS
• 2025-07-14 Listed for Rent $1,900 FORTMLS
• 2025-06-23 Listed $225,000 FORTMLS
• 2025-05-27 Rental Removed $1,900 FORTMLS
• 2025-03-31 Listed for Rent $1,900 FORTMLS
• 2024-11-23 Rental Removed $5,800 NAPLESMLS
• 2024-09-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-09-26 Listing Removed — FORTMLS
• 2024-07-09 Price Changed $5,800 NAPLESMLS
• 2024-05-23 Rental Removed $6,000 FORTMLS
• 2024-05-23 Listed for Rent $6,000 NAPLESMLS
• 2024-05-22 Listed for Rent $6,000 FORTMLS
• 2024-04-06 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-06 Price Changed $295,000 FORTMLS
• 2024-03-13 Price Changed $310,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-13 Price Changed $310,000 FORTMLS
• 2023-11-15 Price Changed $320,000 FORTMLS
• 2023-11-15 Listed $320,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-24 Listed $330,000 FORTMLS
• 2023-09-13 Sold (Public Records) $325,000 Public Records
• 2023-08-18 Listing Removed — FORTMLS
• 2023-08-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-06-30 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-30 Price Changed $325,000 FORTMLS
• 2023-06-20 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-20 Price Changed $335,000 FORTMLS
• 2023-06-08 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-04 Price Changed $350,000 FORTMLS
• 2023-05-11 Listed $360,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-10 Listed $360,000 FORTMLS

Property tax history

+0.0%/yr

Latest (2025): $5,198 · -3.0% YoY. Source: county tax records.