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1030 Plantation Dr Unit C7
D- Composite 39.97
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.4/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.4/10.0
  • Livability +3.9/5.0
  • DSCR +3.7/10.0
  • Schools +3.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$175,000

1030 Plantation Dr Unit C7 · Kissimmee, FL 34741
2 bd · 2.0 ba · 970 sqft · Condo public records · 100 Days on market
Built 1970 $288/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

Key facts

  • Gated community
  • Screened in porch
  • Low hoa fees

Tags

GATED COMMUNITYSTYLISH TILE FLOORINGSCREENED IN PORCHTANKLESS WATER HEATERLOW HOA FEESPRIME LOCATION

Property features AI

Finance

  • Other: Unit is furnished; Homestead exempt
  • Financial info: Total annual fees: $3,456
  • HOA & community: Monthly condo/HOA fee: $288; HOA amenities include pool, gated access, and security; HOA fees cover pool, structure maintenance, grounds maintenance, general maintenance, pest control, private road, sewer, and trash; Association required; Community features: community mailbox, pool; Pets allowed with restrictions (breed, number, size limits)

Exterior

  • Parking: Private maintained road access (asphalt/paved)
  • Security: Gated community; Community security
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available; Phone available; High‑speed internet/BB available
  • Home design: Condominium; 2-story building (unit on first floor); Faces north
  • Construction: Block, brick, stucco and frame construction; Shingle roof; Block and slab foundation; Building/Unit identifier: Building C
  • Exterior features: Covered patio/porch; Rear porch; Screened porch; Outdoor lighting; Outdoor grill; Private mailbox; Sliding doors

Interior

  • Kitchen: Microwave; Range; Refrigerator; Tankless water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Open floorplan; Solid surface counters; Thermostat
  • Laundry & utility: Laundry: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-30 ($-361/yr) — negative.
  • To cash-flow at today's rent, offer at most $170k (3.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (6.3% below list).
  • Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.1% vs local median 3.5% in Kissimmee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#181 in FL, #2,841 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D-, employment D-.
  • Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Thacker Avenue Elementary For International Studies (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 639 students, 67% FRL); Kissimmee Middle School (math 28% / reading 31%, grade F, #469 of 571 statewide, top 84%, 1,289 students, 59% FRL); Osceola County School For The Arts (math 81% / reading 87%, grade A, #11 of 667 statewide, top 2%, 970 students, 41% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: Rents soft (-1.4%/yr); 378 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $175k implies a 218% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,250 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.94%
Cap rate
6.09%
Cash-on-cash
-0.74%
DSCR
0.97
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.2%
Equity multiple
0.29×
Total profit
$-34,984
Equity at exit
$26,093
10-year hold
IRR
-25.1%
Equity multiple
-0.04×
Total profit
$-51,114
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34741

Home prices YoY
-28.3%
Rents YoY
-1.4%
Active inventory
378
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,640 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$47 /mo · $564/yr
Insurance
$73
HOA
$288
Vacancy / Maint / Mgmt
$344
Net cashflow
$-30

Break-even live

Break-even rent $1,678
Max offer price $169,685
Occupancy floor 97%

Sensitivity live

Price -10% $69 -5% $19 +0% $-30 +5% $-80 +10% $-129
Rent -10% $-160 -5% $-95 +0% $-30 +5% $35 +10% $99
Rate -1.0pp $58 -0.5pp $14 base $-30 +0.5pp $-75 +1.0pp $-122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
900 Woodside Cir Kissimmee, FL 1.0–3.0 1.0–2.5 1030 $1,761 $1.71 0d 26 0.14mi
1006 Catherine St Kissimmee, FL 2.0 1.0 650 $1,999 $3.08 25d 1 0.14mi
801 Green Heron Ct Kissimmee, FL 1.0–3.0 1.0–2.0 975 $1,676 $1.72 4d 9 0.20mi
2031 Cascades Blvd #307 Kissimmee, FL 2.0 1.0 870 $1,600 $1.84 19d 1 0.50mi
2109 Polo Club Dr Kissimmee, FL 1.0–3.0 1.0–2.0 971 $1,592 $1.64 0d 9 0.58mi
1105a N Hoagland Blvd Kissimmee, FL 1.0 1.0 576 $1,080 $1.88 25d 5 0.59mi
2201 Cascades Blvd Kissimmee, FL 1.0–3.0 1.0–2.0 926 $1,668 $1.80 0d 17 0.61mi
3108 E Tower Ct Kissimmee, FL 2.0 2.0 864 $1,499 $1.73 16d 1 0.62mi
3503 Bonaire Blvd Kissimmee, FL 1.0–2.0 1.0–2.0 755 $1,801 $2.39 0d 15 0.63mi
3802 Bay Club Cir #101 Kissimmee, FL 2.0 2.0 910 $1,600 $1.76 25d 1 0.64mi
2231 Cascades Blvd #204 Kissimmee, FL 1.0 1.0 635 $1,150 $1.81 25d 1 0.65mi
3811 Bowline Cir Kissimmee, FL 2.0 2.0 960 $1,690 $1.76 25d 1 0.69mi
2102 Fountain Blvd Kissimmee, FL 1.0–2.0 1.0–2.0 875 $1,549 $1.77 0d 13 0.70mi
2101 Vineyard Blvd Kissimmee, FL 1.0–3.0 1.0–2.0 809 $1,568 $1.94 0d 21 0.72mi
3819 Bowline Cir #101 Kissimmee, FL 1.0 1.0 665 $1,195 $1.80 16d 1 0.73mi
3835 Nautical Way Kissimmee, FL 2.0 2.0 910 $1,400 $1.54 25d 1 0.76mi
2351 Pine Brook Dr Kissimmee, FL 1.0–2.0 1.0–2.0 884 $1,550 $1.75 0d 2 0.76mi
3831 Bowline Cir Kissimmee, FL 2.0 2.0 960 $1,690 $1.76 25d 1 0.77mi
3831 Bowline Cir #204 Kissimmee, FL 2.0 2.0 910 $1,450 $1.59 25d 1 0.77mi
1724 Foxhall Cir #1724 Kissimmee, FL 2.0 2.0 938 $1,600 $1.71 25d 1 0.79mi
1203 N Lavon Ave Kissimmee, FL 2.0 1.0 1069 $1,595 $1.49 0d 1 0.80mi
607 N Forrest Ave Kissimmee, FL 2.0 1.0 800 $1,400 $1.75 25d 1 0.80mi
1809 Bronson Dr Unit D Kissimmee, FL 2.0 1.5 1021 $1,450 $1.42 0d 1 0.81mi
1809 Bronson Dr Unit D Kissimmee, FL 2.0 1.5 1021 $1,450 $1.42 4d 1 0.81mi
2220 Barbados Ct Kissimmee, FL 2.0 2.0 991 $1,850 $1.87 25d 1 0.81mi
1802 Barton Dr Kissimmee, FL 1.0 1.0 715 $1,150 $1.61 14d 1 0.81mi
1802 Barton Dr Unit 2 Kissimmee, FL 1.0 1.0 715 $1,050 $1.47 0d 1 0.81mi
4114 Spitfire Ave Unit 1 Kissimmee, FL 2.0 2.0 930 $1,200 $1.29 16d 1 0.84mi
1831 Foxhall Cir Kissimmee, FL 2.0 2.0 938 $1,680 $1.79 25d 1 0.85mi
2112 Bahamas Ct Kissimmee, FL 2.0 2.0 991 $1,595 $1.61 6d 1 0.85mi
2112 Bahamas Ct Kissimmee, FL 2.0 2.0 991 $1,750 $1.77 25d 1 0.85mi
2229 Bryan St #2231 Kissimmee, FL 2.0 1.0 674 $1,495 $2.22 0d 1 0.88mi
4153 Spitfire Ave Kissimmee, FL 2.0 2.0 930 $1,550 $1.67 14d 1 0.94mi
1701 Mabbette St Kissimmee, FL 1.0–2.0 1.0–2.0 914 $1,500 $1.64 25d 1 0.94mi
4153 Spitfire Ave Unit 1 Kissimmee, FL 2.0 2.0 930 $1,550 $1.67 25d 1 0.95mi
2202 Key West Ct #638 Kissimmee, FL 2.0 2.0 1026 $1,475 $1.44 25d 1 0.99mi
4174 Flying Fortress Ave Kissimmee, FL 2.0 2.0 930 $1,349 $1.45 25d 1 1.00mi
2201 Key West Ct #318 Kissimmee, FL 2.0 2.0 1026 $1,600 $1.56 25d 1 1.01mi
2209 Antigua Pl #827 Kissimmee, FL 2.0 2.0 1026 $1,525 $1.49 25d 1 1.02mi
2207 Antigua Pl Kissimmee, FL 1.0–2.0 1.0–2.0 778 $1,600 $2.06 0d 2 1.02mi

HOA detail condo

Monthly dues
$288 · $3,456/yr
Likely covers
watersecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 38 events

  1. 2026-06-21
    days on market $175,000 Active 100 DOM
  2. 2026-06-18
    days on market $175,000 Active 97 DOM
  3. 2026-06-17
    days on market $175,000 Active 96 DOM
  4. 2026-06-16
    days on market $175,000 Active 95 DOM
  5. 2026-06-15
    days on market $175,000 Active 94 DOM
  6. 2026-06-13
    days on market $175,000 Active 92 DOM
  7. 2026-06-13
    remarks 699-char remark
  8. 2026-06-13
    days on market $175,000 Active 91 DOM
  9. 2026-06-09
    days on market $175,000 Active 88 DOM
  10. 2026-06-08
    days on market $175,000 Active 87 DOM
  11. 2026-06-07
    days on market $175,000 Active 86 DOM
  12. 2026-06-04
    days on market $175,000 Active 83 DOM
  13. 2026-06-03
    days on market $175,000 Active 82 DOM
  14. 2026-06-02
    days on market $175,000 Active 81 DOM
  15. 2026-06-02
    status $175,000 Active 80 DOM
  16. 2026-03-06
    status Active 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  17. 2026-03-06
    price $175,000 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  18. 2026-03-06
    listed $175,000 Active
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  19. 2026-03-04
    status Active
  20. 2026-01-09
    historical
  21. 2026-01-06
    status Pending
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  22. 2026-01-06
    status Pending 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  23. 2026-01-06
    historical 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  24. 2025-10-29
    listed $170,000 Active 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  25. 2025-10-29
    listed $170,000 Active
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  26. 2025-10-24
    historical $170,000 1045-char remark
    Show marketing remark (1045 chars)

    Welcome Home to Comfort and Convenience in Terra Condo! Step inside this beautifully updated 2-bedroom, 2-bathroom condo nestled in the gated Terra Condo community, where comfort meets low-maintenance living! From the moment you enter, you'll love the stylish tile flooring that flows seamlessly throughout, giving the home a clean and modern touch. The charming kitchen features beautiful countertops, stainless steel appliances, and plenty of space to whip up your favorite meals. The spacious primary bedroom offers dual closets—perfect for keeping everything neatly organized. Unwind after a long day on your screened-in porch, ideal for enjoying peaceful evenings or your morning coffee. Additional highlights include a tankless water heater, low HOA fees, and a prime Kissimmee location—just 15 minutes from The Loop, 25 minutes from world-famous theme parks, and 30 minutes from Orlando International Airport. This move-in-ready gem has everything you need for easy Florida living schedule your showing today before it's gone!

  27. 2025-06-03
    historical
  28. 2025-05-20
    price $164,000
  29. 2025-04-30
    price $169,000
  30. 2025-04-07
    price $179,000
  31. 2025-03-21
    listed $189,000 Active
  32. 2014-10-22
    soldstatus $55,000
  33. 2014-10-21
    soldstatus $55,000 Sold
  34. 2014-10-09
    status Pending
  35. 2014-09-26
    listed $59,900 Active
  36. 1994-08-01
    soldstatus $44,500
  37. 1987-05-01
    soldstatus $33,000
  38. 1979-07-01
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$564 · $47/mo
Projected year-2 tax
$1,452 · $121/mo
Expected delta
+$888/yr (+$74/mo · 157.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,680
− Mortgage interest
−$9,803
− Property taxes
−$564
− Insurance
−$875
− Repairs & maintenance
−$1,574
− Management
−$1,574
− HOA
−$3,456
− Depreciation
−$5,091
Taxable loss
−$3,258
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$782
After-tax cash flow
$421/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Osceola
NCES district ID
1201470
Math proficiency
39% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$45,528
Composite
35.7/100
National rank
#4865
State rank
#60 of 73 in FL

Livability — Kissimmee

Score
77/100
State rank
#181
US rank
#2841

Category grades

Amenities C+ Commute A+ Cost of living A Crime D- Employment D- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kissimmee, FL
County
Osceola County · 410,217 people
City population
196,187
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
58,716
Household income
$52,409
Rent vs Own
67.1% rent · 32.9% own
Severe rent burden
5248.0

Population outlook (Osceola County) Hauer SSP2

Today (2025)
447,624 people
By 2030
511,823 · +14.3%
By 2040
642,986 · +43.6%
By 2050
774,552 · +73.0%
By 2075
1,078,144 · +140.9%
By 2100
1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% Two or more races 20% White 16% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 26% Cuban 4% Dominican 6%
Common ancestry
Estonian 1% Russian 1% Lithuanian 1%
Foreign-born
39% · Canada, Jamaica
Languages at home
27% English-only · Spanish 66% Other Indo-European 2% Arabic 2%

Political lean MEDSL · Osceola

2024 margin
Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
2008→2024 swing
-21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
All cycles
2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -115.96%
Current HPI
293.3914
Rent YoY
▼ -1.43%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+660.9% since first listed
23 events — show timeline
  • 2026-03-06 Relisted SCMLS
  • 2026-03-06 Price Changed $175,000 SCMLS
  • 2026-03-06 Listed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-04 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-01-09 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-01-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-01-06 Pending SCMLS
  • 2026-01-06 Listing Removed SCMLS
  • 2025-10-29 Listed $170,000 SCMLS
  • 2025-10-29 Listed $170,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-24 Coming Soon $170,000 SCMLS
  • 2025-06-03 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-05-20 Price Changed $164,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-30 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-07 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-21 Listed $189,000 Stellar MLS as Distributed by MLS Grid
  • 2014-10-22 Sold (Public Records) $55,000 Public Records
  • 2014-10-21 Sold (MLS) $55,000 Stellar MLS as Distributed by MLS Grid
  • 2014-10-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2014-09-26 Listed $59,900 Stellar MLS as Distributed by MLS Grid
  • 1994-08-01 Sold (Public Records) $44,500 Public Records
  • 1987-05-01 Sold (Public Records) $33,000 Public Records
  • 1979-07-01 Sold (Public Records) $23,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $564 · +66.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…