7214 Schuller Rd · Houston, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.8/5.0
- Livability +3.7/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$50,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Selling "AS IS". House had a fire in the rear. Price to sell. Accepting all offers. Send your highest and best offer.
Key facts
- 8,520 sq ft lot
- Built 1953
- Listed 18 days
Property features AI
Finance
- Other: Lease not considered
Exterior
- Parking: No designated parking
- Utilities: Public water; Public sewer
- Home design: Residential property; Single-story (one level); Built in 1953
- Construction: Wood siding exterior; Block foundation; Composition roof
- Exterior features: Lot approximately 0.20 acres (8,520 square feet); Lot listed with 'Other' lot features
Interior
- Bedrooms: Two bedrooms (both on the first level) — one about 11 x 13, the other about 15 x 11
- Bathrooms: One full bathroom; One half bathroom
- Interior features: Total of 2 rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $484 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
- Cap rate 17.9% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
- Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Key Middle (math 10% / reading 20%, grade F, #1,569 of 1,662 statewide, top 95%, 615 students, 100% FRL); Kashmere H S (math 14% / reading 22%, grade F, #1,445 of 1,632 statewide, top 89%, 725 students, 96% FRL) — zoned schools average 98% FRL vs 71% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 16% at this address vs 31% district-wide (-14 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+5.3%/yr); 148 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.3% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $40k (44%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 4.5% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.42% ✓
- Cap rate
- 17.91%
- Cash-on-cash
- 41.50%
- DSCR
- 2.85
- GRM
- 3.4
CMA / ARV
- ARV (on-the-fly)
- $190,284
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2405 Mann St | 0.67mi | 2/1.0 | 1,209 (-0%) | 1mo | $149,497 | $124 | 68 |
| 2612 Deams St | 0.65mi | 3/2.0 (+1) | 1,218 (+0%) | 0mo | $280,000 | $230 | 59 |
| 3525 Penn St | 0.63mi | 3/1.0 (+1) | 1,144 (-6%) | 1mo | $94,900 | $83 | 56 |
| 6512 Jensen Dr | 0.40mi | 3/— (+1) | 1,259 (+4%) | 18mo | $249,999 | $199 | 55 |
| 4007 King St | 0.72mi | 3/2.5 (+1) | 1,235 (+2%) | 0mo | $150,000 | $121 | 52 |
| 7110 Eugene St | 0.35mi | 3/1.0 (+1) | 1,098 (-9%) | 14mo | $190,777 | $174 | 51 |
| 3401 Melbourne St | 0.55mi | 3/1.0 (+1) | 1,346 (+11%) | 3mo | $125,000 | $93 | 49 |
| 6903 Semmes St | 0.56mi | 3/1.0 (+1) | 1,350 (+11%) | 3mo | $399,900 | $296 | 48 |
| 3012 Melbourne St | 0.56mi | 3/1.0 (+1) | 1,075 (-11%) | 4mo | $169,000 | $157 | 47 |
| 7618 Schneider St | 0.65mi | 3/2.0 (+1) | 1,176 (-3%) | 12mo | $299,000 | $254 | 45 |
| 2915 Creston Dr | 0.40mi | 3/2.0 (+1) | 1,392 (+15%) | 5mo | $89,000 | $64 | 43 |
| 3529 Toliver St | 0.58mi | 3/1.5 (+1) | 1,326 (+9%) | 16mo | $130,000 | $98 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.31% rent growth · sell at horizon
- IRR
- 41.2%
- Equity multiple
- 2.84×
- Total profit
- $25,703
- Equity at exit
- $7,455
- IRR
- 48.7%
- Equity multiple
- 6.35×
- Total profit
- $74,848
- Equity at exit
- $4,323
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77093
- Home prices YoY
- -9.9%
- Rents YoY
- 5.3%
- Active inventory
- 148
- Price-to-rent
- 3.4×
Monthly cashflow live
- Estimated rent
- $1,210 high interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$188 /mo · $2,261/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$254
- Net cashflow
- $484
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7320 Jensen Dr Houston, TX | 1.0–3.0 | 1.0–2.0 | 935 | $1,010 | $1.08 | 1d | 5 | 0.10mi |
| 7301 Jensen Dr Apt 12 Houston, TX | 2.0 | 1.0 | 880 | $930 | $1.06 | 7d | 1 | 0.20mi |
| 7301 Jensen Dr Unit 50 Houston, TX | 2.0 | 1.0 | 880 | $999 | $1.14 | 7d | 1 | 0.20mi |
| 7506 Jensen Dr Houston, TX | 1.0–2.0 | 1.0–2.0 | 772 | $1,160 | $1.50 | 3d | 12 | 0.21mi |
| 3810 Lynnfield St Houston, TX | 3.0 | 2.0 | 1298 | $1,599 | $1.23 | 14d | 1 | 0.52mi |
| 3107 Melbourne St Houston, TX | 3.0 | 1.0 | 956 | $1,500 | $1.57 | 43d | 1 | 0.53mi |
| 3812 Lynnfield St Houston, TX | 3.0 | 2.0 | 1298 | $1,545 | $1.19 | 5d | 1 | 0.53mi |
| 6869 Arto St Houston, TX | 1.0–2.0 | 1.0 | 900 | $950 | $1.06 | 16d | 6 | 0.72mi |
| 2110 Melbourne St Unit 3 Houston, TX | 2.0 | 1.0 | 825 | $1,350 | $1.64 | 24d | 1 | 0.75mi |
| 4326 Plaag St Unit B Houston, TX | 3.0 | 2.5 | 1150 | $1,595 | $1.39 | 43d | 1 | 0.98mi |
| 4422 Weaver Rd Apt 707 Houston, TX | 2.0 | 1.0 | 765 | $1,110 | $1.45 | 43d | 1 | 1.07mi |
| 4626 Shreveport Blvd Unit B Houston, TX | 3.0 | 2.0 | 1150 | $1,490 | $1.30 | 13d | 1 | 1.12mi |
| 4442 Weaver Rd Unit 707 Houston, TX | 2.0 | 1.0 | 765 | $1,110 | $1.45 | 24d | 1 | 1.14mi |
| 4679 Weaver Rd Houston, TX | 2.0 | 1.0 | 856 | $990 | $1.16 | 43d | 1 | 1.26mi |
| 6918 Irvington Blvd Houston, TX | 2.0 | 2.0 | 1100 | $1,550 | $1.41 | 43d | 1 | 1.27mi |
| 2516 Ivy St Houston, TX | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 43d | 1 | 1.33mi |
| 9100 Dodson St Unit 1 Houston, TX | 2.0 | 1.0 | 850 | $1,195 | $1.41 | 5d | 1 | 1.38mi |
| 9100 Dodson St Unit 17 Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 24d | 1 | 1.38mi |
| 9100 Dodson St Unit 16 Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 43d | 1 | 1.38mi |
| 7740 Wileyvale Rd Unit B Houston, TX | 3.0 | 2.0 | 1500 | $3,000 | $2.00 | 43d | 1 | 1.48mi |
Listing history 15 events
-
2026-06-18days on market $50,000 Active 19 DOM
-
2026-06-17days on market $50,000 Active 18 DOM
-
2026-06-16days on market $50,000 Active 17 DOM
-
2026-06-15days on market $50,000 Active 16 DOM
-
2026-06-13remarks 117-char remark
-
2026-06-13pricedays on market $50,000 Active 14 DOM
-
2026-06-09days on market $90,000 Active 10 DOM
-
2026-06-08days on market $90,000 Active 9 DOM
-
2026-06-07days on market $90,000 Active 8 DOM
-
2026-06-04days on market $90,000 Active 5 DOM
-
2026-06-03days on market $90,000 Active 4 DOM
-
2026-06-02days on market $90,000 Active 3 DOM
-
2026-06-01days on market $90,000 Active 2 DOM
-
2026-05-31remarks 83-char remark
-
2026-05-31$90,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,261 · $188/mo
- Projected year-2 tax
- $2,261 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,515
- − Mortgage interest
- −$2,801
- − Property taxes
- −$2,261
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,161
- − Management
- −$1,161
- − Depreciation
- −$1,455
- Taxable income
- $5,426
- Est. tax owed @ 24.0%
- −$1,302
- After-tax cash flow
- $4,507/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston ISD
- NCES district ID
- 4823640
- Math proficiency
- 27% ▼ -18.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $46,054
- Composite
- 26.63/100
- National rank
- #7173
- State rank
- #593 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Houston, TX
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 46,407
- Household income
- $46,766
- Rent vs Own
- Severe rent burden
- 1815.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (82%)
- Race & ethnicity
- Hispanic / Latino 82% Two or more races 24% Black 11% White 6% Native American 1%
- Hispanic origin (detail)
- Mexican 70%
- Foreign-born
- 34% · Canada
- Languages at home
- 30% English-only · Spanish 70%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -30.53%
- Current HPI
- 277.4914
- Rent YoY
- ▲ 5.31%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-50.0% since first listed6 events — show timeline
- 2026-05-30 Listed $90,000 HARMLS
- 2025-07-08 Listing Removed — HARMLS
- 2025-06-24 Price Changed $120,000 HARMLS
- 2025-06-14 Price Changed $150,000 HARMLS
- 2025-06-13 Listed $180,000 HARMLS
- 1988-01-02 Sold (Public Records) — Public Records
Property tax history
+7.4%/yrLatest (2025): $2,261 · +11.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…