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7214 Schuller Rd
B Composite 70.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.8/5.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$50,000

7214 Schuller Rd · Houston, TX 77093
2 bd · 1.0 ba · 1,212 sqft · SingleFamily public records · 19 Days on market
Built 1953 8,520 sqft lot ↓ 50% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Selling "AS IS". House had a fire in the rear. Price to sell. Accepting all offers. Send your highest and best offer.

Key facts

  • 8,520 sq ft lot
  • Built 1953
  • Listed 18 days

Property features AI

Finance

  • Other: Lease not considered

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story (one level); Built in 1953
  • Construction: Wood siding exterior; Block foundation; Composition roof
  • Exterior features: Lot approximately 0.20 acres (8,520 square feet); Lot listed with 'Other' lot features

Interior

  • Bedrooms: Two bedrooms (both on the first level) — one about 11 x 13, the other about 15 x 11
  • Bathrooms: One full bathroom; One half bathroom
  • Interior features: Total of 2 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $484 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
  • Cap rate 17.9% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Key Middle (math 10% / reading 20%, grade F, #1,569 of 1,662 statewide, top 95%, 615 students, 100% FRL); Kashmere H S (math 14% / reading 22%, grade F, #1,445 of 1,632 statewide, top 89%, 725 students, 96% FRL) — zoned schools average 98% FRL vs 71% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 16% at this address vs 31% district-wide (-14 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+5.3%/yr); 148 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.3% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (44%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.5% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $49,250 (1.5% below list)

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.42%
Cap rate
17.91%
Cash-on-cash
41.50%
DSCR
2.85
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$190,284
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2405 Mann St 0.67mi 2/1.0 1,209 (-0%) 1mo $149,497 $124 68
2612 Deams St 0.65mi 3/2.0 (+1) 1,218 (+0%) 0mo $280,000 $230 59
3525 Penn St 0.63mi 3/1.0 (+1) 1,144 (-6%) 1mo $94,900 $83 56
6512 Jensen Dr 0.40mi 3/— (+1) 1,259 (+4%) 18mo $249,999 $199 55
4007 King St 0.72mi 3/2.5 (+1) 1,235 (+2%) 0mo $150,000 $121 52
7110 Eugene St 0.35mi 3/1.0 (+1) 1,098 (-9%) 14mo $190,777 $174 51
3401 Melbourne St 0.55mi 3/1.0 (+1) 1,346 (+11%) 3mo $125,000 $93 49
6903 Semmes St 0.56mi 3/1.0 (+1) 1,350 (+11%) 3mo $399,900 $296 48
3012 Melbourne St 0.56mi 3/1.0 (+1) 1,075 (-11%) 4mo $169,000 $157 47
7618 Schneider St 0.65mi 3/2.0 (+1) 1,176 (-3%) 12mo $299,000 $254 45
2915 Creston Dr 0.40mi 3/2.0 (+1) 1,392 (+15%) 5mo $89,000 $64 43
3529 Toliver St 0.58mi 3/1.5 (+1) 1,326 (+9%) 16mo $130,000 $98 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.31% rent growth · sell at horizon

5-year hold
IRR
41.2%
Equity multiple
2.84×
Total profit
$25,703
Equity at exit
$7,455
10-year hold
IRR
48.7%
Equity multiple
6.35×
Total profit
$74,848
Equity at exit
$4,323

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77093

Home prices YoY
-9.9%
Rents YoY
5.3%
Active inventory
148
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,210 high interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$188 /mo · $2,261/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$484

Break-even live

Break-even rent $597
Max offer price $50,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7320 Jensen Dr Houston, TX 1.0–3.0 1.0–2.0 935 $1,010 $1.08 1d 5 0.10mi
7301 Jensen Dr Apt 12 Houston, TX 2.0 1.0 880 $930 $1.06 7d 1 0.20mi
7301 Jensen Dr Unit 50 Houston, TX 2.0 1.0 880 $999 $1.14 7d 1 0.20mi
7506 Jensen Dr Houston, TX 1.0–2.0 1.0–2.0 772 $1,160 $1.50 3d 12 0.21mi
3810 Lynnfield St Houston, TX 3.0 2.0 1298 $1,599 $1.23 14d 1 0.52mi
3107 Melbourne St Houston, TX 3.0 1.0 956 $1,500 $1.57 43d 1 0.53mi
3812 Lynnfield St Houston, TX 3.0 2.0 1298 $1,545 $1.19 5d 1 0.53mi
6869 Arto St Houston, TX 1.0–2.0 1.0 900 $950 $1.06 16d 6 0.72mi
2110 Melbourne St Unit 3 Houston, TX 2.0 1.0 825 $1,350 $1.64 24d 1 0.75mi
4326 Plaag St Unit B Houston, TX 3.0 2.5 1150 $1,595 $1.39 43d 1 0.98mi
4422 Weaver Rd Apt 707 Houston, TX 2.0 1.0 765 $1,110 $1.45 43d 1 1.07mi
4626 Shreveport Blvd Unit B Houston, TX 3.0 2.0 1150 $1,490 $1.30 13d 1 1.12mi
4442 Weaver Rd Unit 707 Houston, TX 2.0 1.0 765 $1,110 $1.45 24d 1 1.14mi
4679 Weaver Rd Houston, TX 2.0 1.0 856 $990 $1.16 43d 1 1.26mi
6918 Irvington Blvd Houston, TX 2.0 2.0 1100 $1,550 $1.41 43d 1 1.27mi
2516 Ivy St Houston, TX 3.0 1.0 1200 $1,500 $1.25 43d 1 1.33mi
9100 Dodson St Unit 1 Houston, TX 2.0 1.0 850 $1,195 $1.41 5d 1 1.38mi
9100 Dodson St Unit 17 Houston, TX 2.0 1.0 850 $1,050 $1.24 24d 1 1.38mi
9100 Dodson St Unit 16 Houston, TX 2.0 1.0 850 $1,050 $1.24 43d 1 1.38mi
7740 Wileyvale Rd Unit B Houston, TX 3.0 2.0 1500 $3,000 $2.00 43d 1 1.48mi

Listing history 15 events

  1. 2026-06-18
    days on market $50,000 Active 19 DOM
  2. 2026-06-17
    days on market $50,000 Active 18 DOM
  3. 2026-06-16
    days on market $50,000 Active 17 DOM
  4. 2026-06-15
    days on market $50,000 Active 16 DOM
  5. 2026-06-13
    remarks 117-char remark
  6. 2026-06-13
    pricedays on market $50,000 Active 14 DOM
  7. 2026-06-09
    days on market $90,000 Active 10 DOM
  8. 2026-06-08
    days on market $90,000 Active 9 DOM
  9. 2026-06-07
    days on market $90,000 Active 8 DOM
  10. 2026-06-04
    days on market $90,000 Active 5 DOM
  11. 2026-06-03
    days on market $90,000 Active 4 DOM
  12. 2026-06-02
    days on market $90,000 Active 3 DOM
  13. 2026-06-01
    days on market $90,000 Active 2 DOM
  14. 2026-05-31
    remarks 83-char remark
  15. 2026-05-31
    listed $90,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,261 · $188/mo
Projected year-2 tax
$2,261 · $188/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,515
− Mortgage interest
−$2,801
− Property taxes
−$2,261
− Insurance
−$250
− Repairs & maintenance
−$1,161
− Management
−$1,161
− Depreciation
−$1,455
Taxable income
$5,426
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,302
After-tax cash flow
$4,507/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
46,407
Household income
$46,766
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
1815.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (82%)
Race & ethnicity
Hispanic / Latino 82% Two or more races 24% Black 11% White 6% Native American 1%
Hispanic origin (detail)
Mexican 70%
Foreign-born
34% · Canada
Languages at home
30% English-only · Spanish 70%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -30.53%
Current HPI
277.4914
Rent YoY
▲ 5.31%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-50.0% since first listed
6 events — show timeline
  • 2026-05-30 Listed $90,000 HARMLS
  • 2025-07-08 Listing Removed HARMLS
  • 2025-06-24 Price Changed $120,000 HARMLS
  • 2025-06-14 Price Changed $150,000 HARMLS
  • 2025-06-13 Listed $180,000 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+7.4%/yr

Latest (2025): $2,261 · +11.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…