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210 Von Dale Dr
C+ Composite 64.26
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.0/10.0
  • 1% rule +6.6/10.0
  • Livability +3.4/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$114,900

210 Von Dale Dr · Birmingham, AL 35215
3 bd · 1.5 ba · 1,288 sqft · SingleFamily public records · 24 Days on market
Built 1962 0.29 ac lot $89/sqft · 31% below area Est $167k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming 3-bedroom, 1.5-bathroom ranch-style home in the established Killough Springs community. Spanning 1,384 sq. ft. of single-level living space, this 1962 residence offers a perfect blend of classic character and functional design. The interior features a generous living room ideal for gatherings and an eat-in kitchen with ample cabinetry. Retreat to the spacious primary bedroom, which includes a private ensuite half-bath. Outside, enjoy a large wooden deck overlooking a fenced-in backyard and city views, perfect for outdoor entertainment.

Key facts

  • Large wooden deck
  • City views
  • Ranch-style home

Tags

RANCH-STYLE HOMELARGE WOODEN DECKFENCED-IN BACKYARDCITY VIEWS

Property features AI

Finance

  • HOA & community: No association fee

Exterior

  • Parking: Driveway parking; One carport space
  • Utilities: Public water; Connected sewer; Gas water heater; Internet service availability: unknown
  • Home design: Existing single-family property; Crawl space foundation
  • Construction: 4-side brick and wood construction
  • Exterior features: Fenced yard; Open patio; Open deck

Interior

  • Kitchen: Laminate countertops; Refrigerator included
  • Bedrooms: Master bedroom on main level; Two additional bedrooms on main level
  • Flooring: Hardwood under carpet; Vinyl
  • Bathrooms: One full bath; One half bath; Tub/shower combo
  • Heating & cooling: Central heating; Central air conditioning (electric)
  • Interior features: Brick fireplace in the living room (woodburning, brick surround); Ceilings: Other (see remarks); Hardwood under carpet and vinyl flooring; Attic with pull-down access; Main-level living area
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on main level in a closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $239 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $113k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
  • Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Huffman High Schoolmagnet (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 1,147 students, 72% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($113k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,176 (1.5% below list)

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
8.79%
Cash-on-cash
8.91%
DSCR
1.40
GRM
7.2

CMA / ARV

ARV (median comp)
$167,118
List price
$114,900
Delta
-31.25%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
173 Redstone Way 0.15mi 3/2.0 1,182 (-8%) 1mo $155,000 $131 76
217 Killough Dr 0.23mi 3/2.0 1,212 (-6%) 5mo $100,000 $83 73
1128 Cardwell Ln 0.34mi 3/1.0 1,225 (-5%) 4mo $93,500 $76 71
321 Joan Ave 0.71mi 3/1.0 1,294 (+0%) 2mo $121,000 $94 63
1128 Dogwood Ln 0.68mi 3/1.0 1,272 (-1%) 6mo $132,500 $104 60
328 Pat Ave 0.75mi 3/1.0 1,244 (-3%) 1mo $93,500 $75 56
321 Glynn Dr 0.61mi 3/1.5 1,401 (+9%) 1mo $140,000 $100 56
1152 Dogwood Ln 0.68mi 3/1.0 1,371 (+6%) 4mo $127,000 $93 52
405 Sunbrook Ave 0.65mi 3/1.5 1,120 (-13%) 2mo $148,000 $132 46
437 Wedgeworth Rd 0.75mi 2/1.5 (-1) 1,407 (+9%) 2mo $114,900 $82 43
932 Charles Ct 0.62mi 4/2.0 (+1) 1,430 (+11%) 5mo $140,000 $98 42
252 Westwood Dr 0.75mi 3/1.5 1,124 (-13%) 6mo $93,000 $83 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold
IRR
-2.7%
Equity multiple
0.90×
Total profit
$-3,323
Equity at exit
$17,132
10-year hold
IRR
7.0%
Equity multiple
1.53×
Total profit
$17,040
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35215

Home prices YoY
-34.4%
Rents YoY
3.0%
Active inventory
334
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,330 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$162 /mo · $1,939/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$239

Break-even live

Break-even rent $1,028
Max offer price $114,900
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
241 Mamie Ln Birmingham, AL 3.0 2.0 1242 $1,495 $1.20 3d 1 0.10mi
848 Old Trail Rd Birmingham, AL 2.0 1.5 930 $925 $0.99 23d 1 0.17mi
217 Killough Dr Birmingham, AL 3.0 2.0 1212 $1,200 $0.99 14d 1 0.27mi
1128 Lay Dr Birmingham, AL 3.0 1.5 1700 $1,410 $0.83 11d 1 0.27mi
208 Sam Pate Dr Birmingham, AL 3.0 2.0 988 $1,385 $1.40 2d 1 0.32mi
957 Hickory Cir Birmingham, AL 3.0 2.0 1364 $1,195 $0.88 3d 1 0.44mi
46 Sunscape Dr Birmingham, AL 4.0 2.0 1178 $1,450 $1.23 43d 1 0.54mi
40 Sunscape Dr Birmingham, AL 3.0 2.0 1283 $1,555 $1.21 1d 1 0.58mi
921 Charles Ct Birmingham, AL 4.0 2.0 1529 $1,450 $0.95 43d 1 0.67mi
617 Carson Crest Cir Birmingham, AL 4.0 2.0 1528 $1,723 $1.13 16d 1 0.69mi
1177 Five Mile Rd Birmingham, AL 3.0 2.0 1636 $1,100 $0.67 43d 1 0.70mi
316 Pine St Birmingham, AL 3.0 1.0 1232 $1,100 $0.89 43d 1 0.71mi
252 Westwood Dr Birmingham, AL 3.0 1.5 1124 $1,400 $1.25 1d 1 0.71mi
252 Meadowdale Ave Birmingham, AL 3.0 1.0 920 $995 $1.08 43d 1 0.75mi
1112 Violet Dr Birmingham, AL 3.0 2.0 1414 $1,600 $1.13 11d 1 0.76mi
945 Elizabeth Dr Birmingham, AL 3.0 1.0 1227 $1,125 $0.92 3d 1 0.78mi
932 Five Mile Rd Birmingham, AL 3.0 1.5 1200 $1,175 $0.98 19d 1 0.82mi
433 Orchid Rd Birmingham, AL 3.0 1.0 1162 $1,255 $1.08 16d 1 0.83mi
940 Meadowbrook Dr Birmingham, AL 4.0 1.0 1149 $1,300 $1.13 43d 1 0.90mi
204 McCormick Ave Birmingham, AL 3.0 1.0 880 $980 $1.11 3d 1 0.91mi
209 Tucker Ave Birmingham, AL 3.0 1.0 1044 $1,100 $1.05 43d 1 0.91mi
769 15th Ct NW Birmingham, AL 3.0 1.5 1130 $1,310 $1.16 11d 1 0.92mi
221 Lawson Rd Birmingham, AL 3.0 1.5 1102 $1,325 $1.20 23d 1 0.95mi
929 Meadowbrook Dr Birmingham, AL 3.0 2.0 1649 $1,200 $0.73 11d 1 0.95mi
1301 5th Pl NW Center Point, AL 3.0 1.0 1170 $1,100 $0.94 3d 1 0.96mi
912 Meadowbrook Dr Birmingham, AL 3.0 1.0 1178 $1,100 $0.93 43d 1 0.96mi
1305 5th Pl NW Center Point, AL 3.0 2.0 1092 $1,200 $1.10 43d 1 0.97mi
520 Camellia Rd Birmingham, AL 3.0 1.0 1053 $1,100 $1.04 3d 1 0.99mi
1328 5th Pl NW Center Point, AL 3.0 1.0 1250 $1,050 $0.84 16d 1 0.99mi
400 13th Ave NW Birmingham, AL 2.0 1.0 1100 $890 $0.81 43d 1 0.99mi
1232 Oakwood St Birmingham, AL 3.0 1.5 1301 $1,223 $0.94 23d 1 1.01mi
832 Meadowbrook Dr Birmingham, AL 3.0 2.0 1228 $1,225 $1.00 23d 1 1.01mi
9844 Greenlee Rd Birmingham, AL 3.0 1.0 1046 $950 $0.91 43d 1 1.02mi
621 15th Ave NW Birmingham, AL 4.0 2.0 1070 $1,200 $1.12 16d 1 1.02mi
1333 5th Pl NW Center Point, AL 3.0 2.0 1056 $1,275 $1.21 43d 1 1.03mi
1356 5th Pl NW Center Point, AL 3.0 1.0 1064 $1,105 $1.04 43d 1 1.05mi
818 Sunset Dr Birmingham, AL 3.0 1.0 992 $1,000 $1.01 43d 1 1.08mi
1225 Birchwood St Birmingham, AL 3.0 2.0 1092 $1,175 $1.08 3d 1 1.08mi
1153 Linwood St Birmingham, AL 3.0 2.0 1250 $1,295 $1.04 2d 1 1.10mi
1237 Linwood St Birmingham, AL 3.0 1.5 1066 $995 $0.93 43d 1 1.15mi

Listing history 21 events

  1. 2026-06-09
    status $114,900 Pending 24 DOM
  2. 2026-06-08
    days on market $114,900 Active 24 DOM
  3. 2026-06-07
    days on market $114,900 Active 23 DOM
  4. 2026-06-03
    days on market $114,900 Active 19 DOM
  5. 2026-06-02
    days on market $114,900 Active 18 DOM
  6. 2026-06-01
    days on market $114,900 Active 17 DOM
  7. 2026-05-31
    days on market $114,900 Active 16 DOM
  8. 2026-05-15
    listed $114,900 Active 566-char remark
  9. 2018-07-06
    soldstatus $699,500
  10. 2017-12-01
    soldstatus $64,000
  11. 2017-07-18
    price $76,900
  12. 2017-06-24
    price $77,900
  13. 2017-06-20
    price $78,900
  14. 2017-03-16
    price $79,900
  15. 2016-11-27
    price $81,900
  16. 2016-07-11
    price $83,900
  17. 2016-06-23
    soldstatus $56,000
  18. 2016-06-16
    price $87,000
  19. 2016-05-23
    price $92,000
  20. 2000-09-27
    soldstatus $77,000
  21. 1989-11-14
    soldstatus $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,939 · $162/mo
Projected year-2 tax
$1,939 · $162/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,962
− Mortgage interest
−$6,436
− Property taxes
−$1,939
− Insurance
−$574
− Repairs & maintenance
−$1,277
− Management
−$1,277
− Depreciation
−$3,343
Taxable income
$1,116
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$268
After-tax cash flow
$2,598/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Birmingham City
NCES district ID
0100390
Math proficiency
4% ▼ -17.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$31,988
Composite
9.49/100
National rank
#9850
State rank
#116 of 129 in AL

Livability — Birmingham

Score
67/100
State rank
#78
US rank
#10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Birmingham, AL
County
Jefferson County · 527,445 people
City population
210,422
Metro
Birmingham-Hoover, AL
Population (ZIP)
43,903
Household income
$52,793
Rent vs Own
43.4% rent · 56.6% own
Severe rent burden
1729.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (75%)
Race & ethnicity
Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 1% Italian 1% Slovak 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -112.97%
Current HPI
215.0607
Rent YoY
▲ 3.04%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+132.1% since first listed
15 events — show timeline
  • 2026-06-09 Pending Greater Alabama MLS
  • 2026-05-15 Listed $114,900 Greater Alabama MLS
  • 2018-07-06 Sold (Public Records) $699,500 Public Records
  • 2017-12-01 Sold (Public Records) $64,000 Public Records
  • 2017-07-18 Price Changed $76,900 Greater Alabama MLS
  • 2017-06-24 Price Changed $77,900 Greater Alabama MLS
  • 2017-06-20 Price Changed $78,900 Greater Alabama MLS
  • 2017-03-16 Price Changed $79,900 Greater Alabama MLS
  • 2016-11-27 Price Changed $81,900 Greater Alabama MLS
  • 2016-07-11 Price Changed $83,900 Greater Alabama MLS
  • 2016-06-23 Sold (Public Records) $56,000 Public Records
  • 2016-06-16 Price Changed $87,000 Greater Alabama MLS
  • 2016-05-23 Price Changed $92,000 Greater Alabama MLS
  • 2000-09-27 Sold (Public Records) $77,000 Public Records
  • 1989-11-14 Sold (Public Records) $49,500 Public Records

Property tax history

+4.8%/yr

Latest (2025): $1,939 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…