3800 Bradford St #228 · La Verne, CA 91750

$216,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured · 47 Days on market

Built 1977 Good condition $205/sqft · 51% above area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.4/30.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• ARV discount +7.5/15.0
• Schools +5.9/10.0
• Livability +3.8/5.0
• Condition / age +3.8/5.0
• Rent growth +3.1/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome Home to this Charming 2 Bed / 2 Bath double-wide with an additional flex room (ideal for office, den, or craft room). Designed with a relaxed beach-cottage vibe and a wonderful floor plan. Turn-Key- Move right in! Located in the highly desirable Twin Oaks 55+ community in La Verne. * * Interior Upgrades & Improvements * * Updated bathrooms, Luxury Vinyl Plank flooring installed in 2021. Galley kitchen with updated countertops and a farmhouse sink, New refrigerator, New dishwasher (2021). The living room is freshly painted. Touchscreen thermostat. * * Exterior & Structural Updates * * Exterior painted in 2021. New water heater. New roof coating completed in 20

Key facts

• Galley kitchen
• Updated bathrooms
• Farmhouse sink

Tags

• UPDATED BATHROOMS
• LUXURY VINYL PLANK FLOORING
• GALLEY KITCHEN
• FARMHOUSE SINK
• NEW REFRIGERATOR
• NEW DISHWASHER

Property features AI

Finance

• Other: Park directions: Enter park, make an immediate left up to Oak Shadow, turn right to space 228 on your left
• HOA & community: Located in Twin Oaks Mobile Home Park; Senior community; Manager approval required; Pets allowed with breed restrictions; Gutters and street lighting as community features; Monthly land lease of $761.49

Exterior

• Parking: Covered parking; Attached carport providing 3 carport spaces; Concrete driveway
• Security: Street lighting in community
• Utilities: Standard electric service; Natural gas connected; Sewer connected (public sewer); Water connected (district/public)
• Home design: Single-story (one level); Mobile home model: Prestige (24' x 44'); Faces southeast; No interior steps (accessible)
• Construction: Wood and aluminum construction; Metal roof; Aluminum skirt; Pier jacks foundation; Mobile home remains on lot
• Exterior features: Covered front porch; Covered patio; In-ground community pool; In-ground community spa; Shed on property; Block wall fencing; Back yard; Level lot with street access; Private maintained road frontage

Interior

• Kitchen: Remodeled kitchen open to family room; Gas cooktop; Gas oven; Microwave; Refrigerator; Dishwasher; Garbage disposal; Vented exhaust fan
• Bedrooms: Main floor primary bedroom; Main floor bedroom
• Flooring: Vinyl flooring
• Bathrooms: One full bathroom; One 3/4 bathroom; Remodeled bathrooms with Corian counters and shower in tub
• Heating & cooling: Central cooling; Natural gas heating; Forced air / central furnace; Gas water heater
• Interior features: Beamed ceilings; Built-in storage; Pantry; Living room deck attached; Open floor plan; Blinds and screens on windows; No interior steps; Remodeled; Turnkey condition
• Laundry & utility: Laundry area in kitchen; Utility room

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $216k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $769 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $216k).
• Recommended offer: $210k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.6% vs local median 3.0% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
• Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.4%/yr); 94 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
• This rent runs 33% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.4% rent growth), your $60k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($210k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $209,520 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 10.57%
• Cash-on-cash: 15.26%
• DSCR: 1.68
• GRM: 6.3

CMA / ARV

• ARV (median comp): $143,163
• List price: $216,000
• Delta: 50.88%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
301 E Foothill Blvd #2	0.61mi	2/2.0	1,080 (+2%)	10mo	$200,000	$185	59
3945 Bradford #51	0.21mi	2/1.0	984 (-7%)	21mo	$60,000	$61	57
3727 Equation Rd #48	0.46mi	2/2.0	1,080 (+2%)	21mo	$198,600	$184	57
301 Foothill Blvd #27	0.54mi	3/2.0 (+1)	1,040 (-2%)	20mo	$140,000	$135	50
4095 Fruit St #538	0.70mi	2/2.0	1,152 (+9%)	4mo	$195,000	$169	49
3727 Equation Rd #106	0.46mi	3/2.0 (+1)	1,176 (+11%)	10mo	$205,000	$174	46
301 E Foothill Blvd #28	0.54mi	2/1.0	936 (-11%)	9mo	$152,500	$163	44
301 E Foothill Blvd #13	0.54mi	2/2.0	1,176 (+11%)	23mo	$130,000	$111	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold

• IRR: 5.2%
• Equity multiple: 1.20×
• Total profit: $12,168
• Equity at exit: $32,206

10-year hold

• IRR: 14.1%
• Equity multiple: 2.10×
• Total profit: $66,314
• Equity at exit: $18,676

Cash invested: $60,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 91750

• Rents YoY: 2.4%
• Active inventory: 94
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $2,863 high
• Mortgage (P&I): −$1,133
• Tax est. 1.5%: −$270 /mo · $3,240/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$601
• Net cashflow: $769

Break-even live

Break-even rent $1,890

Max offer price $216,000

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,000
• Closing costs: $6,480
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2855 Foothill Blvd La Verne, CA	1.0	1.0	765	$2,622	$3.43	1d	3	0.22mi
450 W Foothill Blvd Pomona, CA	2.0	1.0–2.0	773	$2,565	$3.32	1d	8	0.29mi
3816 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,300	$2.65	18d	1	0.42mi
2577 Sycamore Dr La Verne, CA	3.0	2.0	1350	$2,895	$2.14	43d	1	0.46mi
3836 Verdana Cir La Verne, CA	2.0	2.5	1243	$3,500	$2.82	43d	1	0.46mi
3748 Verdana Cir La Verne, CA	3.0	3.0	1493	$4,500	$3.01	15d	1	0.49mi
150 Drake St Pomona, CA	2.0	2.0	924	$2,514	$2.72	1d	2	0.56mi
2429 College Ln La Verne, CA	2.0	1.0	836	$2,350	$2.81	43d	1	0.60mi
235 W Grove St Pomona, CA	1.0–2.0	1.0–2.0	800	$2,576	$3.22	1d	10	0.63mi
2366 Lomeli Ln La Verne, CA	2.0	1.0	836	$2,470	$2.95	43d	1	0.70mi
3636 Sumner Ave #210 Pomona, CA	2.0	2.0	1290	$2,400	$1.86	6d	1	0.74mi
3054 Gladstone St #4 Pomona, CA	2.0	1.0	933	$2,500	$2.68	7d	1	0.76mi
2408 Pepper St La Verne, CA	2.0	1.0	836	$2,650	$3.17	24d	1	0.77mi
2063 Evergreen St La Verne, CA	3.0	2.0	1300	$3,200	$2.46	43d	1	0.83mi
2064 Evergreen St La Verne, CA	2.0	2.0	960	$2,400	$2.50	17d	1	0.84mi
2958 Gramercy St Pomona, CA	3.0	2.0	1364	$3,350	$2.46	6d	1	0.86mi
2042 Evergreen St La Verne, CA	2.0	1.0	825	$2,150	$2.61	43d	1	0.87mi
1825 Foothill Blvd La Verne, CA	1.0–2.0	1.0–2.0	878	$2,861	$3.26	1d	15	0.97mi
3357 Butterfield Ave La Verne, CA	1.0	1.0	750	$1,850	$2.47	43d	1	1.00mi
1051 Amador St Claremont, CA	3.0	2.0	1469	$4,200	$2.86	1d	1	1.11mi
1623 Heather Dr La Verne, CA	3.0	1.5	1121	$3,250	$2.90	18d	1	1.17mi
3807 Abbey Way La Verne, CA	3.0	2.0	1159	$3,150	$2.72	43d	1	1.18mi
2728 Crozier Ct Pomona, CA	3.0	3.0	1497	$3,295	$2.20	1d	1	1.22mi
2771 N Garey Ave Pomona, CA	1.0–3.0	1.0–2.0	1065	$2,930	$2.75	1d	8	1.23mi
2707 Erebus Ct Pomona, CA	3.0	3.0	1497	$3,400	$2.27	43d	1	1.25mi
795 Hazel Way Pomona, CA	3.0	3.0	1401	$3,100	$2.21	10d	1	1.38mi
1886 Bonita Ave La Verne, CA	2.0	1.0	777	$2,895	$3.73	43d	1	1.41mi
2870 N Towne Ave Pomona, CA	2.0	1.0–2.0	725	$2,500	$3.45	4d	4	1.48mi
245 E Grevillia St Pomona, CA	2.0	1.0	988	$2,400	$2.43	43d	1	1.49mi

Listing history 15 events

1. 2026-06-18
   days on market $216,000 Active 47 DOM
2. 2026-06-17
   days on market $216,000 Active 46 DOM
3. 2026-06-16
   days on market $216,000 Active 45 DOM
4. 2026-06-15
   days on market $216,000 Active 44 DOM
5. 2026-06-13
   days on market $216,000 Active 42 DOM
6. 2026-06-13
   days on market $216,000 Active 41 DOM
7. 2026-06-09
   days on market $216,000 Active 38 DOM
8. 2026-06-08
   days on market $216,000 Active 37 DOM
9. 2026-06-07
   days on market $216,000 Active 36 DOM
10. 2026-06-04
    days on market $216,000 Active 33 DOM
11. 2026-06-03
    days on market $216,000 Active 32 DOM
12. 2026-06-02
    days on market $216,000 Active 31 DOM
13. 2026-06-01
    days on market $216,000 Active 30 DOM
14. 2026-05-31
    days on market $216,000 Active 29 DOM
15. 2026-05-02
    listed $216,000 Active 1298-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,357
• − Mortgage interest: −$12,099
• − Property taxes: −$3,240
• − Insurance: −$1,080
• − Repairs & maintenance: −$2,749
• − Management: −$2,749
• − Depreciation: −$6,284
• Taxable income: $6,157
• Est. tax owed @ 24.0%: −$1,478
• After-tax cash flow: $7,752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This charming 2-bedroom, 2-bathroom manufactured home in a desirable community is move-in ready with recent updates and improvements.

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and value
• Both Replace outdoor light fixtures — Improves safety and aesthetics

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior — Enhances curb appeal and value ↑
• Both Replace outdoor light fixtures — Improves safety and aesthetics ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Bonita Unified
• NCES district ID: 0605610
• Math proficiency: 59% ▲ 3.00%
• Reading proficiency: 70% ▬ 0.00%
• Median HH income: $76,196
• Composite: 58.71/100
• National rank: #2001
• State rank: #151 of 1400 in CA

Livability — La Verne

• Score: 75/100
• State rank: #110
• US rank: #3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Verne, CA
• County: Los Angeles County · 9,444,647 people
• City population: 32,692
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 32,692
• Household income: $104,195
• Rent vs Own: 30.5% rent · 69.5% own
• Severe rent burden: 872.0

Population outlook (Los Angeles County) Hauer SSP2

• Today (2025): 10,940,515 people
• By 2030: 11,256,481 · +2.9%
• By 2040: 11,729,929 · +7.2%
• By 2050: 11,948,407 · +9.2%
• By 2075: 11,818,114 · +8.0%
• By 2100: 10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 1%
• Foreign-born: 17% · Canada, China, South Korea
• Languages at home: 75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Los Angeles

• 2024 margin: Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
• 2008→2024 swing: -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
• All cycles: 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -729.79%
• Current HPI: 373.7761
• Rent YoY: ▲ 2.35%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

1 event — show timeline

• 2026-05-02 Listed $216,000 CRMLS