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2916 Pearce St 🏷️ Likely Rental
B Composite 71.0
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$70,000

2916 Pearce St · Jacksonville, FL 32209
3 bd · 1.0 ba · 1,476 sqft · SingleFamily public records · 14 Days on market
Built 1919

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

Key facts

  • Built 1919
  • Listed 14 days

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: On-street parking; Other parking
  • Utilities: Other utilities
  • Home design: Single family residence; One story
  • Exterior features: Other roof type

Interior

  • Kitchen: No appliances listed
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; No central cooling listed
  • Interior features: One-level layout; All photos included
  • Laundry & utility: No laundry appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $70,000 price doesn't fit this home's estimated sale value (~$165,312) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $577 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Cap rate 16.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • At $1,289/mo this rent would consume 51% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.8% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $5k; list at $70k implies a 1300% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,000

Questions for the listing agent

  1. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.84%
Cap rate
16.19%
Cash-on-cash
35.36%
DSCR
2.57
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$165,312
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2905 Pearce St 0.03mi 3/1.0 1,404 (-5%) 3mo $74,000 $53 88
1731 W 28th St 0.40mi 4/2.0 (+1) 1,522 (+3%) 6mo $220,000 $145 62
1419 W 24th St 0.45mi 4/2.0 (+1) 1,572 (+6%) 3mo $53,200 $34 57
1424 W 9th St 0.68mi 4/2.0 (+1) 1,462 (-1%) 3mo $75,000 $51 56
1860 W 31st St 0.56mi 4/2.0 (+1) 1,401 (-5%) 3mo $139,000 $99 54
1490 W 10th St 0.57mi 4/3.0 (+1) 1,528 (+4%) 2mo $245,000 $160 53
1471 Mitchell St 0.65mi 4/2.0 (+1) 1,492 (+1%) 8mo $115,000 $77 52
1337 W 22nd St W 0.50mi 4/2.0 (+1) 1,357 (-8%) 3mo $198,000 $146 52
1478 W 11th St 0.54mi 4/2.0 (+1) 1,360 (-8%) 2mo $152,000 $112 51
1424 W 16th St 0.43mi 4/2.0 (+1) 1,344 (-9%) 8mo $195,020 $145 50
4115 Spires Ave 0.59mi 3/2.0 1,660 (+12%) 2mo $48,000 $29 46
2021 McMillan St 0.57mi 4/2.0 (+1) 1,357 (-8%) 6mo $214,500 $158 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold
IRR
29.6%
Equity multiple
2.22×
Total profit
$23,906
Equity at exit
$10,437
10-year hold
IRR
36.3%
Equity multiple
4.17×
Total profit
$62,040
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32209

Home prices YoY
-22.1%
Rents YoY
1.8%
Active inventory
394
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,289 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$44 /mo · $531/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$577

Break-even live

Break-even rent $558
Max offer price $70,000
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1730 W 19th St Jacksonville, FL 3.0 2.0 1323 $1,100 $0.83 1d 1 0.07mi
1712 W 23rd St Jacksonville, FL 3.0 2.0 1200 $1,275 $1.06 23d 1 0.13mi
1645 W 23rd St Unit 2 Jacksonville, FL 3.0 1.0 912 $1,275 $1.40 23d 1 0.16mi
1708 W 24th St Jacksonville, FL 3.0 2.0 1428 $1,250 $0.88 7d 1 0.17mi
1901 Pullman Ct Jacksonville, FL 2.0 1.0 969 $1,295 $1.34 7d 1 0.22mi
1609 W 24th St Jacksonville, FL 3.0 2.0 1169 $1,223 $1.05 21d 1 0.23mi
1971 W 22nd St Jacksonville, FL 3.0 1.0 1094 $1,095 $1.00 7d 1 0.30mi
1842 W 26th St Jacksonville, FL 3.0 2.0 933 $1,200 $1.29 23d 1 0.31mi
1968 W 23rd St Unit Main Jacksonville, FL 3.0 2.0 1106 $1,400 $1.27 21d 1 0.31mi
2306 Fairfax St Unit 1 Jacksonville, FL 3.0 1.0 900 $700 $0.78 23d 1 0.32mi
1525 W 15th St Jacksonville, FL 3.0 1.0 1100 $1,245 $1.13 23d 1 0.33mi
1830 W 27th St Jacksonville, FL 3.0 2.0 952 $1,375 $1.44 23d 1 0.34mi
1744 W 28th St Jacksonville, FL 3.0 2.0 1556 $1,750 $1.12 23d 1 0.36mi
1636 W 28th St Jacksonville, FL 3.0 2.0 912 $1,375 $1.51 23d 1 0.37mi
1737 W 28th St Jacksonville, FL 3.0 1.0 1105 $700 $0.63 23d 1 0.39mi
1431 W 21st St Jacksonville, FL 3.0 2.0 1199 $1,425 $1.19 14d 1 0.39mi
1837 W 28th St Jacksonville, FL 3.0 2.0 1333 $1,600 $1.20 23d 1 0.41mi
1410 W 20th St Jacksonville, FL 3.0 2.0 1170 $1,485 $1.27 13d 1 0.42mi
2604 McMillan St Jacksonville, FL 3.0 1.0 912 $1,100 $1.21 21d 1 0.43mi
1359 W 20th St Jacksonville, FL 2.0 1.0 901 $1,134 $1.26 17d 1 0.46mi
2210 Pullman Ave Jacksonville, FL 3.0 1.0 940 $1,050 $1.12 2d 1 0.46mi
1863 W 29th St Jacksonville, FL 3.0 2.0 956 $1,190 $1.24 21d 1 0.47mi
1530 W 29th St Jacksonville, FL 3.0 2.0 1164 $1,385 $1.19 23d 1 0.48mi
1587 W 30th St Jacksonville, FL 3.0 1.0 1363 $1,450 $1.06 14d 1 0.50mi
2040 W 15th St Jacksonville, FL 2.0 1.0 1036 $1,050 $1.01 23d 1 0.52mi
1740 W 9th St Jacksonville, FL 4.0 2.0 1148 $1,285 $1.12 20d 1 0.53mi
2116 McMillan St Jacksonville, FL 3.0 1.5 1120 $1,425 $1.27 21d 1 0.57mi
2138 W 17th St Jacksonville, FL 3.0 1.0 1158 $1,425 $1.23 4d 1 0.65mi
1934 Ella St Jacksonville, FL 3.0 1.0 1045 $1,095 $1.05 20d 1 0.65mi
1490 W 33rd St Jacksonville, FL 4.0 1.5 1150 $1,150 $1.00 23d 1 0.67mi
1288 W 28th St Jacksonville, FL 4.0 1.5 1449 $1,267 $0.87 13d 1 0.67mi
1417 W 31st St Jacksonville, FL 3.0 1.0 880 $1,100 $1.25 1d 1 0.68mi
2134 Danson St Jacksonville, FL 3.0 1.5 1080 $995 $0.92 3d 1 0.68mi
2134 Danson St Jacksonville, FL 3.0 1.5 1080 $995 $0.92 2d 1 0.68mi
1407 W 31st St Jacksonville, FL 3.0 3.5 1140 $1,550 $1.36 23d 1 0.69mi
2904 Moncrief Rd Jacksonville, FL 3.0 1.0 952 $1,100 $1.16 23d 1 0.71mi
1185 W 22nd St Unit U Jacksonville, FL 2.0 1.0 900 $850 $0.94 7d 1 0.72mi
1316 W 31st St Jacksonville, FL 2.0 1.0 906 $998 $1.10 23d 1 0.72mi
2169 W 14th St Jacksonville, FL 3.0 1.0 972 $1,200 $1.23 2d 1 0.74mi
1537 W 7th St Jacksonville, FL 3.0 1.0 950 $1,050 $1.11 7d 1 0.74mi

Listing history 27 events

  1. 2026-06-13
    statusdays on market $70,000 Pending 14 DOM
  2. 2026-06-10
    days on market $70,000 Active 12 DOM
  3. 2026-06-08
    days on market $70,000 Active 11 DOM
  4. 2026-06-07
    days on market $70,000 Active 10 DOM
  5. 2026-06-05
    days on market $70,000 Active 7 DOM
  6. 2026-06-03
    days on market $70,000 Active 6 DOM
  7. 2026-06-02
    days on market $70,000 Active 5 DOM
  8. 2026-06-01
    days on market $70,000 Active 4 DOM
  9. 2026-05-31
    days on market $70,000 Active 3 DOM
  10. 2026-05-22
    status Pending
  11. 2026-05-20
    listed $70,000 Active
  12. 2025-12-10
    status Active 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  13. 2025-12-10
    historical 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  14. 2025-12-05
    historical 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  15. 2025-12-01
    status Active 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  16. 2025-11-30
    historical 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  17. 2025-11-20
    price $67,500 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  18. 2025-11-14
    price $69,900 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  19. 2025-11-06
    price $74,900 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  20. 2025-10-20
    price $79,900 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  21. 2025-10-16
    price $84,900 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  22. 2025-10-09
    listed $89,900 Active 486-char remark
    Show marketing remark (486 chars)

    NVESTOR ALERT! 3/1 HANDYMAN SPECIAL!!! Reportedly last rented for $1200/mo, with a strong rental market in the area, this one could offer long term WEALTH BUILDING as part of a rental portfolio, or may be a GREAT OPPORTUNITY for an end user looking to expend a bit of elbow grease in order to create plenty of WALK IN EQUITY! Corporate Seller is looking for CASH or Hard Money as property is being sold AS-IS with SELLER TO MAKE NO REPAIRS, LENDER/INSURANCE CO. REQUIRED OR OTHERWISE.

  23. 2011-01-11
    historical 229-char remark
    Show marketing remark (229 chars)

    This 2/1ba home offers a great investment opportunity. Home is over 1400sf. Home is being sold As Is. Buyers should obtain a Wells Fargo Home Mort., an affiliate, or Neighborhood Assist. Corp. of America (NACA) prequal letter.

  24. 2011-01-07
    soldstatus $5,000 229-char remark
    Show marketing remark (229 chars)

    This 2/1ba home offers a great investment opportunity. Home is over 1400sf. Home is being sold As Is. Buyers should obtain a Wells Fargo Home Mort., an affiliate, or Neighborhood Assist. Corp. of America (NACA) prequal letter.

  25. 2010-08-31
    listed $4,900 229-char remark
    Show marketing remark (229 chars)

    This 2/1ba home offers a great investment opportunity. Home is over 1400sf. Home is being sold As Is. Buyers should obtain a Wells Fargo Home Mort., an affiliate, or Neighborhood Assist. Corp. of America (NACA) prequal letter.

  26. 2004-12-13
    soldstatus $100,000
  27. 1974-09-09
    soldstatus $3,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$531 · $44/mo
Projected year-2 tax
$581 · $48/mo
Expected delta
+$50/yr (+$4/mo · 9.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,463
− Mortgage interest
−$3,921
− Property taxes
−$531
− Insurance
−$350
− Repairs & maintenance
−$1,237
− Management
−$1,237
− Depreciation
−$2,036
Taxable income
$6,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,476
After-tax cash flow
$5,454/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
34,657
Household income
$30,514
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
2921.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Hispanic 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.92%
Current HPI
189.5977
Rent YoY
▲ 1.81%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2233.3% since first listed
18 events — show timeline
  • 2026-05-22 Pending realMLS
  • 2026-05-20 Listed $70,000 realMLS
  • 2025-12-10 Relisted realMLS
  • 2025-12-10 Listing Removed realMLS
  • 2025-12-05 Listing Removed realMLS
  • 2025-12-01 Relisted realMLS
  • 2025-11-30 Listing Removed realMLS
  • 2025-11-20 Price Changed $67,500 realMLS
  • 2025-11-14 Price Changed $69,900 realMLS
  • 2025-11-06 Price Changed $74,900 realMLS
  • 2025-10-20 Price Changed $79,900 realMLS
  • 2025-10-16 Price Changed $84,900 realMLS
  • 2025-10-09 Listed $89,900 realMLS
  • 2011-01-11 Listing Removed realMLS
  • 2011-01-07 Sold (MLS) $5,000 realMLS
  • 2010-08-31 Listed $4,900 realMLS
  • 2004-12-13 Sold (Public Records) $100,000 Public Records
  • 1974-09-09 Sold (Public Records) $3,000 Public Records

Property tax history

+5.0%/yr

Latest (2025): $531 · +50.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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