1691 Hawthorne Ln · Prattville, AL 36066

$258,000

3 bd · 2.0 ba · 1,556 sqft · SingleFamily public records · 147 Days on market

Built 2001 7,884 sqft lot $166/sqft · at area comps Est $255k · at est. $17/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.5/30.0
• ARV discount +6.9/15.0
• DSCR +4.1/10.0
• Livability +3.8/5.0
• Rent growth +3.2/5.0
• Schools +3.2/10.0
• 1% rule +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3-bedroom, 2-bath home offers a beautiful open layout and tons of potential for its next owner. Step inside to find a designated dining area that flows seamlessly into the kitchen, which comes fully equipped with all appliances, abundant cabinetry, and a spacious pantry for added storage. The living area is both spacious and inviting, featuring a cozy fireplace and elegant tray ceilings—perfect for relaxing or entertaining. The primary suite is roomy and has ample natural light, his-and-hers closets, and a well-appointed ensuite bath offering double vanities and plenty of storage. Two additional bedrooms are generously sized and share a large guest bathroom. Step outside to the true highlight of the home—an incredible backyard designed for enjoyment. The sparkling in-ground pool boasts a new liner, surrounded by durable decking ideal for lounging and entertaining, along with a covered patio for shade and outdoor gatherings. This home presents an excellent opportunity to make it your own while enjoying an open layout and an outdoor space that truly stand out. Conveniently located with easy access to shopping, dining, and major roadways. Don’t miss the chance to unlock the possibilities this home has to offer!

Key facts

• Spacious pantry
• Open layout
• Abundant cabinetry

Tags

• OPEN LAYOUT
• DESIGNATED DINING AREA
• FULLY EQUIPPED KITCHEN
• ABUNDANT CABINETRY
• SPACIOUS PANTRY
• COZY FIREPLACE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $258k.

Deal economics

• At list price, monthly cash flow is $11 ($127/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (23.7% below list).
• Recommended offer: $197k (23.7% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.2% in Prattville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#11 in AL, #3,273 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: amenities D, commute F.
• Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.9%/yr); 235 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 147 days — a 12% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 25y ago; this cycle's ask has dropped $22k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $172k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $196,875 (23.7% below list)

Questions for the listing agent

1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 6.34%
• Cash-on-cash: 0.18%
• DSCR: 1.01
• GRM: 10.9

CMA / ARV

• ARV (median comp): $254,597
• List price: $258,000
• Delta: 1.34%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
610 Linden Ln	0.17mi	3/2.0	1,709 (+10%)	1mo	$262,500	$154	75
1793 Windermere Ave	0.11mi	3/2.0	1,702 (+9%)	6mo	$194,000	$114	74
615 Little Farm Rd	0.49mi	3/2.0	1,623 (+4%)	1mo	$250,000	$154	69
106 Sweet Meadow Ct	0.29mi	3/2.0	1,752 (+13%)	1mo	$255,000	$146	65
104 Grasmere Ct	0.46mi	3/2.0	1,669 (+7%)	7mo	$258,000	$155	61
1915 Regent Rd	0.63mi	3/2.0	1,480 (-5%)	3mo	$225,900	$153	60
1944 Regent Rd	0.65mi	3/2.0	1,499 (-4%)	4mo	$228,000	$152	60
616 Little Farm	0.51mi	3/2.0	1,683 (+8%)	6mo	$253,000	$150	58
509 Breckinridge Ln	0.68mi	3/2.0	1,642 (+6%)	2mo	$250,000	$152	58
1684 Cumberland Dr	0.42mi	3/2.0	1,759 (+13%)	3mo	$285,000	$162	56
504 Breckinridge Ln	0.69mi	3/2.0	1,673 (+8%)	3mo	$260,000	$155	53
112 Turnberry Ct	0.71mi	3/2.0	1,649 (+6%)	6mo	$245,000	$149	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.86% rent growth · sell at horizon

5-year hold

• IRR: -16.2%
• Equity multiple: 0.43×
• Total profit: $-41,525
• Equity at exit: $38,469

10-year hold

• IRR: -8.2%
• Equity multiple: 0.49×
• Total profit: $-36,897
• Equity at exit: $22,307

Cash invested: $72,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36066

• Home prices YoY: -13.4%
• Rents YoY: 2.9%
• Active inventory: 235
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,969 high
• Mortgage (P&I): −$1,353
• Tax from tax record: −$67 /mo · $807/yr
• Insurance: −$108
• HOA: −$17
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $11

Break-even live

Break-even rent $1,955

Max offer price $258,000

Occupancy floor 94%

Sensitivity live

Price	-10% $157	-5% $84	+0% $11	+5% $-62	+10% $-135
Rent	-10% $-145	-5% $-67	+0% $11	+5% $88	+10% $166
Rate	-1.0pp $141	-0.5pp $76	base $11	+0.5pp $-56	+1.0pp $-124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,500
• Closing costs: $7,740
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
106 Sweet Meadow Ct Prattville, AL	3.0	2.0	1752	$2,100	$1.20	15d	1	0.27mi
1235 Sadie Cir Prattville, AL	3.0	2.0	1811	$2,200	$1.21	45d	1	0.46mi
615 Castle Brook Dr Prattville, AL	4.0	2.0	2038	$2,000	$0.98	22d	1	0.53mi
525 Breckinridge Ln Prattville, AL	3.0	2.0	1560	$1,700	$1.09	45d	1	0.60mi
669 Covered Bridge Pkwy Prattville, AL	1.0–3.0	1.0–2.0	1133	$1,564	$1.38	15d	14	0.63mi
498 Greystone Way Prattville, AL	3.0	2.0	1873	$1,750	$0.93	15d	1	0.76mi
601 McQueen Village Rd Prattville, AL	1.0–3.0	1.0–2.0	937	$1,364	$1.45	15d	4	0.77mi
130 Graylynn Dr Prattville, AL	3.0	2.0	1281	$1,300	$1.01	15d	1	1.03mi
710 Summer Ln Prattville, AL	3.0	2.0	1539	$1,600	$1.04	45d	1	1.14mi
1291 Huie St Prattville, AL	3.0	2.0	1528	$1,761	$1.15	45d	1	1.21mi
107 Richmond Way Prattville, AL	3.0	2.0	1232	$1,400	$1.14	15d	1	1.24mi
110 Dellwood Ct Prattville, AL	3.0	2.0	1424	$1,700	$1.19	45d	1	1.34mi
1968 Calumet Pkwy Prattville, AL	4.0	2.0	1575	$1,900	$1.21	15d	1	1.36mi
2100 Legends Dr Prattville, AL	1.0–3.0	1.0–2.0	1315	$2,213	$1.68	15d	13	1.40mi
1896 Pendlebrook Dr Prattville, AL	3.0	2.0	1599	$1,800	$1.13	22d	1	1.41mi

HOA detail

• Monthly dues: $17 · $204/yr
• Likely covers: pool

Listing history 25 events

1. 2026-06-18
   days on market $258,000 Active 147 DOM
2. 2026-06-17
   days on market $258,000 Active 146 DOM
3. 2026-06-16
   days on market $258,000 Active 145 DOM
4. 2026-06-15
   days on market $258,000 Active 144 DOM
5. 2026-06-14
   days on market $258,000 Active 142 DOM
6. 2026-06-13
   days on market $258,000 Active 141 DOM
7. 2026-06-10
   days on market $258,000 Active 139 DOM
8. 2026-06-09
   days on market $258,000 Active 138 DOM
9. 2026-06-08
   days on market $258,000 Active 137 DOM
10. 2026-06-07
    days on market $258,000 Active 136 DOM
11. 2026-06-03
    days on market $258,000 Active 132 DOM
12. 2026-06-02
    days on market $258,000 Active 131 DOM
13. 2026-06-01
    days on market $258,000 Active 130 DOM
14. 2026-05-31
    days on market $258,000 Active 129 DOM
15. 2026-05-30
    days on market $258,000 Active 128 DOM
16. 2026-05-09
    price $258,000 1250-char remark

    Show marketing remark (1250 chars)

    This 3-bedroom, 2-bath home offers a beautiful open layout and tons of potential for its next owner. Step inside to find a designated dining area that flows seamlessly into the kitchen, which comes fully equipped with all appliances, abundant cabinetry, and a spacious pantry for added storage. The living area is both spacious and inviting, featuring a cozy fireplace and elegant tray ceilings—perfect for relaxing or entertaining. The primary suite is roomy and has ample natural light, his-and-hers closets, and a well-appointed ensuite bath offering double vanities and plenty of storage. Two additional bedrooms are generously sized and share a large guest bathroom. Step outside to the true highlight of the home—an incredible backyard designed for enjoyment. The sparkling in-ground pool boasts a new liner, surrounded by durable decking ideal for lounging and entertaining, along with a covered patio for shade and outdoor gatherings. This home presents an excellent opportunity to make it your own while enjoying an open layout and an outdoor space that truly stand out. Conveniently located with easy access to shopping, dining, and major roadways. Don’t miss the chance to unlock the possibilities this home has to offer!

17. 2026-03-11
    price $268,000 1250-char remark

    Show marketing remark (1250 chars)

    This 3-bedroom, 2-bath home offers a beautiful open layout and tons of potential for its next owner. Step inside to find a designated dining area that flows seamlessly into the kitchen, which comes fully equipped with all appliances, abundant cabinetry, and a spacious pantry for added storage. The living area is both spacious and inviting, featuring a cozy fireplace and elegant tray ceilings—perfect for relaxing or entertaining. The primary suite is roomy and has ample natural light, his-and-hers closets, and a well-appointed ensuite bath offering double vanities and plenty of storage. Two additional bedrooms are generously sized and share a large guest bathroom. Step outside to the true highlight of the home—an incredible backyard designed for enjoyment. The sparkling in-ground pool boasts a new liner, surrounded by durable decking ideal for lounging and entertaining, along with a covered patio for shade and outdoor gatherings. This home presents an excellent opportunity to make it your own while enjoying an open layout and an outdoor space that truly stand out. Conveniently located with easy access to shopping, dining, and major roadways. Don’t miss the chance to unlock the possibilities this home has to offer!

18. 2026-03-09
    price $274,900 1250-char remark

    Show marketing remark (1250 chars)

    This 3-bedroom, 2-bath home offers a beautiful open layout and tons of potential for its next owner. Step inside to find a designated dining area that flows seamlessly into the kitchen, which comes fully equipped with all appliances, abundant cabinetry, and a spacious pantry for added storage. The living area is both spacious and inviting, featuring a cozy fireplace and elegant tray ceilings—perfect for relaxing or entertaining. The primary suite is roomy and has ample natural light, his-and-hers closets, and a well-appointed ensuite bath offering double vanities and plenty of storage. Two additional bedrooms are generously sized and share a large guest bathroom. Step outside to the true highlight of the home—an incredible backyard designed for enjoyment. The sparkling in-ground pool boasts a new liner, surrounded by durable decking ideal for lounging and entertaining, along with a covered patio for shade and outdoor gatherings. This home presents an excellent opportunity to make it your own while enjoying an open layout and an outdoor space that truly stand out. Conveniently located with easy access to shopping, dining, and major roadways. Don’t miss the chance to unlock the possibilities this home has to offer!

19. 2026-01-22
    listed $279,900 Active 1250-char remark

    Show marketing remark (1250 chars)

    This 3-bedroom, 2-bath home offers a beautiful open layout and tons of potential for its next owner. Step inside to find a designated dining area that flows seamlessly into the kitchen, which comes fully equipped with all appliances, abundant cabinetry, and a spacious pantry for added storage. The living area is both spacious and inviting, featuring a cozy fireplace and elegant tray ceilings—perfect for relaxing or entertaining. The primary suite is roomy and has ample natural light, his-and-hers closets, and a well-appointed ensuite bath offering double vanities and plenty of storage. Two additional bedrooms are generously sized and share a large guest bathroom. Step outside to the true highlight of the home—an incredible backyard designed for enjoyment. The sparkling in-ground pool boasts a new liner, surrounded by durable decking ideal for lounging and entertaining, along with a covered patio for shade and outdoor gatherings. This home presents an excellent opportunity to make it your own while enjoying an open layout and an outdoor space that truly stand out. Conveniently located with easy access to shopping, dining, and major roadways. Don’t miss the chance to unlock the possibilities this home has to offer!

20. 2015-04-27
    soldstatus $172,500 385-char remark

    Show marketing remark (385 chars)

    Man oh man!! Talk about a place to entertain! This house is perfect! This 3 bedroom/2 bath house has an open floor plan from the front foyer entry into a dining room to spacious kitchen to an open format den. The sliding glass doors open into an oasis that will make all all your friends jealous. Everybody will want to come and hang out by the pool and lounge on this amazing deck.

21. 2015-04-27
    soldstatus $172,500

    Show marketing remark (385 chars)

    Man oh man!! Talk about a place to entertain! This house is perfect! This 3 bedroom/2 bath house has an open floor plan from the front foyer entry into a dining room to spacious kitchen to an open format den. The sliding glass doors open into an oasis that will make all all your friends jealous. Everybody will want to come and hang out by the pool and lounge on this amazing deck.

22. 2014-10-17
    listed $174,500 385-char remark

    Show marketing remark (385 chars)

    Man oh man!! Talk about a place to entertain! This house is perfect! This 3 bedroom/2 bath house has an open floor plan from the front foyer entry into a dining room to spacious kitchen to an open format den. The sliding glass doors open into an oasis that will make all all your friends jealous. Everybody will want to come and hang out by the pool and lounge on this amazing deck.

23. 2001-12-05
    soldstatus $113,030
24. 2001-12-05
    listed $113,030
25. 2001-12-05
    soldstatus $113,030

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $807 · $67/mo
• Projected year-2 tax: $1,058 · $88/mo
• Expected delta: +$251/yr (+$21/mo · 31.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,625
• − Mortgage interest: −$14,452
• − Property taxes: −$807
• − Insurance: −$1,290
• − Repairs & maintenance: −$1,890
• − Management: −$1,890
• − HOA: −$204
• − Depreciation: −$7,505
• Taxable loss: −$4,413
• Est. tax savings @ 24.0%: +$1,059
• After-tax cash flow: $1,186/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Autauga County
• NCES district ID: 0100240
• Math proficiency: 23% ▼ -31.00%
• Reading proficiency: 50% ▼ -5.00%
• Median HH income: $52,974
• Composite: 31.77/100
• National rank: #5892
• State rank: #34 of 129 in AL

Livability — Prattville

• Score: 76/100
• State rank: #11
• US rank: #3273

Category grades

Amenities D Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prattville, AL
• County: Autauga County · 50,925 people
• City population: 50,925
• Metro: Montgomery, AL
• Population (ZIP): 22,632
• Household income: $86,278
• Rent vs Own: 36.6% rent · 63.4% own
• Severe rent burden: 683.0

Population outlook (Autauga County) Hauer SSP2

• Today (2025): 55,958 people
• By 2030: 55,810 · -0.3%
• By 2040: 54,892 · -1.9%
• By 2050: 53,062 · -5.2%
• By 2075: 49,425 · -11.7%
• By 2100: 45,110 · -19.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 21% Two or more races 5% Hispanic / Latino 4% Asian 2%
• Common ancestry: Slovak 3% Lithuanian 2% Serbian 1%
• Foreign-born: 5% · Canada, China
• Languages at home: 92% English-only · Spanish 3% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Autauga

• 2024 margin: Solid R (+46.3) · D 26.4% · R 72.7%
• 2008→2024 swing: +1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
• All cycles: 2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -30.80%
• Current HPI: 198.2636
• Rent YoY: ▲ 2.86%
• Metro: Montgomery, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+128.3% since first listed

10 events — show timeline

• 2026-05-09 Price Changed $258,000 MAAR
• 2026-03-11 Price Changed $268,000 MAAR
• 2026-03-09 Price Changed $274,900 MAAR
• 2026-01-22 Listed $279,900 MAAR
• 2015-04-27 Sold (Public Records) $172,500 Public Records
• 2015-04-27 Sold (MLS) $172,500 MAAR
• 2014-10-17 Listed $174,500 MAAR
• 2001-12-05 Sold (Public Records) $113,030 Public Records
• 2001-12-05 Listed $113,030 MAAR
• 2001-12-05 Sold (MLS) $113,030 MAAR

Property tax history

+5.4%/yr

Latest (2025): $807 · +2.9% YoY. Source: county tax records.