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2627 W Midvalley Ave #134
B Composite 72.4
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +10.0/15.0
  • Livability +3.6/5.0
  • Rent growth +3.3/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

2627 W Midvalley Ave #134 · Visalia, CA 93277
2 bd · 2.0 ba · 1,344 sqft · Manufactured · 104 Days on market
Built 1978 Est $85k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

Key facts

  • Open floor plan
  • Two large closets
  • Updated kitchen

Tags

DOUBLE-WIDE MOBILE HOMEOPEN FLOOR PLANUPDATED KITCHENLARGE PANTRYTWO LARGE CLOSETSTUB AND SHOWER COMBINATION

Property features AI

Finance

  • Other: Located in a manufactured home park
  • HOA & community: Community pool

Exterior

  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Natural gas available and connected
  • Home design: Manufactured in park; Manufactured home (double wide)
  • Construction: Aluminum skirting; Mobile home dimensions approximately 56' x 24'
  • Exterior features: Composition roof; Private in-ground pool (community access noted)

Interior

  • Bedrooms: Double wide manufactured home layout
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $998 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $73k (9.0% below list) — sets the bar for market timing.
  • Cap rate 21.3% vs local median 3.3% in Visalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#196 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B; Watch: amenities D, crime D-, cost of living F.
  • Tulare Joint Union High (suburban): math 18% / reading 52% proficiency, ranked #280 of 517 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.3%/yr); 233 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,447 units permitted in Tulare County in 2024 (307 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Tulare County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.3% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 104 days — a 9% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $72,800 (9.0% below list)

Questions for the listing agent

  1. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.45%
Cap rate
21.27%
Cash-on-cash
53.49%
DSCR
3.38
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$84,672
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4648 S Terrace St 0.14mi 2/2.0 1,296 (-4%) 1mo $294,000 $227 87
2627 W Midvalley Ave #104 0.11mi 2/2.0 1,380 (+3%) 5mo $65,000 $47 86
2627 W Midvalley Ave #107 0.11mi 2/2.0 1,440 (+7%) 2mo $95,000 $66 81
2627 W Midvalley Ave #88 0.12mi 2/2.0 1,440 (+7%) 4mo $72,000 $50 79
2627 Midvalley #3 0.11mi 2/2.0 1,248 (-7%) 7mo $79,000 $63 77
2627 W Midvalley Spc 3 Ave 0.13mi 2/2.0 1,248 (-7%) 7mo $79,000 $63 77
2400 W Midvalley Ave Unit F-1 0.35mi 2/2.0 1,400 (+4%) 0mo $68,000 $49 76
2627 W Midvalley Ave #5 0.11mi 3/2.0 (+1) 1,440 (+7%) 3mo $65,000 $45 75
2627 W Mid Valley Ave #125 0.00mi 2/2.0 1,152 (-14%) 7mo $72,500 $63 70
2400 W Midvalley Ave Unit R5 0.30mi 2/2.0 1,440 (+7%) 7mo $175,000 $122 68
2627 W Midvalley Ave #95 0.23mi 2/2.0 1,152 (-14%) 0mo $55,000 $48 65
26814 S Mooney Blvd Unit D156 0.50mi 3/2.0 (+1) 1,248 (-7%) 6mo $75,000 $60 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.32% rent growth · sell at horizon

5-year hold
IRR
52.0%
Equity multiple
3.29×
Total profit
$51,293
Equity at exit
$11,928
10-year hold
IRR
57.4%
Equity multiple
6.77×
Total profit
$129,291
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93277

Rents YoY
3.3%
Active inventory
233
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,964 high interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$412
Net cashflow
$998

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 44%

Sensitivity live

Price -10% $1,054 -5% $1,026 +0% $998 +5% $971 +10% $943
Rent -10% $843 -5% $921 +0% $998 +5% $1,076 +10% $1,154
Rate -1.0pp $1,039 -0.5pp $1,019 base $998 +0.5pp $978 +1.0pp $957

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3919 S Sallee Ct Visalia, CA 3.0 2.0 1642 $2,400 $1.46 22d 1 0.63mi
3940 S Shady Ct Unit 123 Visalia, CA 2.0 1.0 910 $1,695 $1.86 44d 1 0.64mi
3940 S Shady Ct Apt 107 Visalia, CA 2.0 2.0 950 $1,695 $1.78 44d 1 0.64mi
3940 S Shady Ct Apt 223 Visalia, CA 2.0 2.0 910 $1,950 $2.14 44d 1 0.65mi
3837 W Rialto Ave Visalia, CA 3.0 2.0 1475 $2,100 $1.42 44d 1 0.80mi
3909 W Nellis Ave Visalia, CA 3.0 2.0 1475 $2,100 $1.42 22d 1 0.81mi
3922 W Nellis Ave Visalia, CA 3.0 2.0 1475 $2,500 $1.69 44d 1 0.82mi
2546 W Victor Ct Unit 102 Visalia, CA 3.0 2.0 1200 $1,995 $1.66 44d 1 1.03mi
2704 W Whitendale Ave Visalia, CA 3.0 2.0 1583 $1,895 $1.20 22d 1 1.31mi
1917 W Whitendale Ave Unit 1917 Visalia, CA 2.0 2.0 1048 $1,295 $1.24 44d 1 1.37mi
1107 W Victor Ave Visalia, CA 3.0 2.0 1710 $2,500 $1.46 14d 1 1.44mi
3618 W Country Ave Visalia, CA 3.0 2.0 1618 $2,095 $1.29 44d 1 1.44mi

Listing history 29 events

  1. 2026-06-18
    days on market $80,000 Active 104 DOM
  2. 2026-06-17
    days on market $80,000 Active 103 DOM
  3. 2026-06-16
    days on market $80,000 Active 102 DOM
  4. 2026-06-15
    days on market $80,000 Active 101 DOM
  5. 2026-06-14
    days on market $80,000 Active 99 DOM
  6. 2026-06-13
    days on market $80,000 Active 98 DOM
  7. 2026-06-10
    days on market $80,000 Active 96 DOM
  8. 2026-06-09
    days on market $80,000 Active 95 DOM
  9. 2026-06-08
    days on market $80,000 Active 94 DOM
  10. 2026-06-07
    days on market $80,000 Active 93 DOM
  11. 2026-06-03
    days on market $80,000 Active 89 DOM
  12. 2026-06-02
    days on market $80,000 Active 88 DOM
  13. 2026-06-01
    days on market $80,000 Active 87 DOM
  14. 2026-05-31
    days on market $80,000 Active 86 DOM
  15. 2026-05-30
    days on market $80,000 Active 85 DOM
  16. 2026-03-06
    listed $80,000 Active
  17. 2022-09-06
    soldstatus $70,000 Sold 255-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  18. 2022-08-12
    soldstatus $70,000 Closed 204-char remark
    Show marketing remark (204 chars)

    Well maintained 2 bd 2 bath modern mobile home in a desirable senior community with alot of amenties from a club house , pool heated spa , recreational area priced to sell Won't last . Property sold as is

  19. 2022-06-22
    status Pending 204-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  20. 2022-06-22
    status Backup 255-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  21. 2022-05-24
    status Active 204-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  22. 2022-05-24
    status Active 255-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  23. 2022-05-04
    status Backup 255-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  24. 2022-05-03
    historical 204-char remark
    Show marketing remark (204 chars)

    Well maintained 2 bd 2 bath modern mobile home in a desirable senior community with alot of amenties from a club house , pool heated spa , recreational area priced to sell Won't last . Property sold as is

  25. 2022-03-23
    listed $75,000 204-char remark
    Show marketing remark (204 chars)

    Well maintained 2 bd 2 bath modern mobile home in a desirable senior community with alot of amenties from a club house , pool heated spa , recreational area priced to sell Won't last . Property sold as is

  26. 2022-02-11
    listed $75,000 Active 255-char remark
    Show marketing remark (255 chars)

    Well maintained 2 bd 2 bath and Modern Mobile Home in a desirable Senior Community close to Club house ,Recreation area .Park amenties include a beautiful club house , Community pool heated spa , dog park, and much more Price to sell . Property sold as is

  27. 2019-08-29
    soldstatus $17,500
  28. 2019-08-29
    soldstatus $17,500
  29. 2019-03-23
    listed $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone X (shaded) · 3% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 40 unhealthy d/yr today · 43 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,564
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,885
− Management
−$1,885
− Depreciation
−$2,327
Taxable income
$11,386
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,733
After-tax cash flow
$9,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tulare Joint Union High
NCES district ID
0639930
Math proficiency
18% ▼ -6.00%
Reading proficiency
52% ▼ -1.00%
Median HH income
$46,858
Composite
29.91/100
National rank
#6384
State rank
#280 of 517 in CA

Livability — Visalia

Score
72/100
State rank
#196
US rank
#6351

Category grades

Amenities D Commute A+ Cost of living F Crime D- Employment B Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Visalia, CA
County
Tulare County · 323,826 people
City population
163,333
Metro
Visalia, CA
Population (ZIP)
53,985
Household income
$80,548
Rent vs Own
40.3% rent · 59.7% own
Severe rent burden
1896.0

Population outlook (Tulare County) Hauer SSP2

Today (2025)
484,681 people
By 2030
496,241 · +2.4%
By 2040
518,507 · +7.0%
By 2050
534,920 · +10.4%
By 2075
548,417 · +13.2%
By 2100
513,085 · +5.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Hispanic / Latino 48% White 40% Two or more races 21% Asian 4% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 44%
Common ancestry
Russian 3% Iranian 2% Italian 2%
Foreign-born
12% · Canada, China
Languages at home
73% English-only · Spanish 22% Chinese 2% Other Asian/Pacific 1%

Political lean MEDSL · Tulare

2024 margin
Strong R (+20.7) · D 38.5% · R 59.2% · Other 2.3%
2008→2024 swing
-5.4pp toward R · 2008: -15.3pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+7.8 2016: R+12.1 2012: R+17.8 2008: R+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -371.43%
Current HPI
310.349
Rent YoY
▲ 3.32%
Metro
Visalia, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+263.6% since first listed
14 events — show timeline
  • 2026-03-06 Listed $80,000 TCMLS
  • 2022-09-06 Sold (MLS) $70,000 FRESNOMLS
  • 2022-08-12 Sold (MLS) $70,000 TCMLS
  • 2022-06-22 Pending TCMLS
  • 2022-06-22 Pending FRESNOMLS
  • 2022-05-24 Relisted TCMLS
  • 2022-05-24 Relisted FRESNOMLS
  • 2022-05-04 Pending FRESNOMLS
  • 2022-05-03 Delisted TCMLS
  • 2022-03-23 Listed $75,000 TCMLS
  • 2022-02-11 Listed $75,000 FRESNOMLS
  • 2019-08-29 Sold (MLS) $17,500 TCMLS
  • 2019-08-29 Sold (MLS) $17,500 FRESNOMLS
  • 2019-03-23 Listed $22,000 FRESNOMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…