1225 W 10th Ave · Junction City, OR
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.57%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $498 – $926
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 12 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.1/30.0
- DSCR +7.4/10.0
- 1% rule +6.0/10.0
- Livability +4.1/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
Key facts
- Covered carport
- Built 2015
- Listed 153 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $140k.
Deal economics
- At list price, monthly cash flow is $250 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 2.7% in Junction City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#46 in OR, #1,184 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living B+; Watch: schools D.
- Junction City SD 69 (town): math 26% / reading 41% proficiency, ranked #27 of 58 in OR (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 84 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,808 units permitted in Lane County in 2024 (972 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Lane County population projected at +15% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 153 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $39k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $75k; list at $140k implies a 87% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.43%
- Cash-on-cash
- 7.65%
- DSCR
- 1.34
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $100,000
- List price
- $139,900
- Delta
- 39.90%
- Verdict
- OVERPRICED
- Comps
- 7 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.6%
- Equity multiple
- 0.83×
- Total profit
- $-6,744
- Equity at exit
- $20,860
- IRR
- 5.1%
- Equity multiple
- 1.38×
- Total profit
- $14,699
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97448
- Home prices YoY
- -35.0%
- Active inventory
- 84
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,540 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax est. 1.5%
- −$175 /mo · $2,098/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$323
- Net cashflow
- $250
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 165 SW Kalmia St Ste 3 Junction City, OR | 2.0 | 1.0 | 886 | $1,295 | $1.46 | 13d | 1 | 0.49mi |
| 165 SW Kalmia St Unit 4 Junction City, OR | 2.0 | 1.0 | 886 | $1,295 | $1.46 | 43d | 1 | 0.49mi |
| 2254 W 10th Ave Unit 414-115 Junction City, OR | 2.0 | 2.0 | 968 | $1,599 | $1.65 | 43d | 1 | 0.59mi |
| 2280 W 10th Ave Unit 414-259 Junction City, OR | 2.0 | 2.0 | 968 | $1,565 | $1.62 | 13d | 1 | 0.61mi |
| 2272 W 10th Ave Junction City, OR | 2.0 | 2.0 | 990 | $1,575 | $1.59 | 13d | 1 | 0.68mi |
| 29426 Dane Ln Junction City, OR | 3.0 | 2.0 | 1320 | $2,100 | $1.59 | 43d | 1 | 1.02mi |
Listing history 36 events
-
2026-06-18days on market $139,900 Active 153 DOM
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2026-06-17days on market $139,900 Active 152 DOM
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2026-06-16days on market $139,900 Active 151 DOM
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2026-06-15days on market $139,900 Active 150 DOM
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2026-06-14days on market $139,900 Active 148 DOM
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2026-06-10days on market $139,900 Active 145 DOM
-
2026-06-09days on market $139,900 Active 144 DOM
-
2026-06-08days on market $139,900 Active 143 DOM
-
2026-06-07days on market $139,900 Active 142 DOM
-
2026-06-05days on market $139,900 Active 139 DOM
-
2026-06-03days on market $139,900 Active 138 DOM
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2026-06-02days on market $139,900 Active 137 DOM
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2026-06-01days on market $139,900 Active 136 DOM
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2026-05-31days on market $139,900 Active 135 DOM
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2026-05-30days on market $139,900 Active 134 DOM
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2026-05-19price $139,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
-
2026-05-10price $144,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
-
2026-04-08price $149,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
-
2026-03-25price $159,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
-
2026-03-18price $164,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
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2026-02-23price $169,900 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
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2026-01-16$179,000 Active 1382-char remark
Show marketing remark (1382 chars)
Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.
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2024-10-11soldstatus $75,000 Closed
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2024-08-24status Pending
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2024-07-12$75,000 Active
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2024-07-02soldstatus $75,000 Closed
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2024-06-19soldstatus $145,000 Closed
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2024-06-11status Pending
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2024-06-07price $84,900
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2024-05-15status Active
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2024-05-01status Pending
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2024-04-24$89,000 Active
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2024-04-16status Pending
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2024-02-22price $147,500
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2024-01-18$149,900 Active
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2011-03-01soldstatus $2,400,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥92°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 12 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,479
- − Mortgage interest
- −$7,837
- − Property taxes
- −$2,098
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,478
- − Management
- −$1,478
- − Depreciation
- −$4,070
- Taxable income
- $818
- Est. tax owed @ 24.0%
- −$196
- After-tax cash flow
- $2,800/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Junction City SD 69
- NCES district ID
- 4106930
- Math proficiency
- 26% ▼ -10.00%
- Reading proficiency
- 41% ▼ -11.00%
- Median HH income
- $50,018
- Composite
- 29.05/100
- National rank
- #6608
- State rank
- #27 of 58 in OR
Livability — Junction City
- Score
- 82/100
- State rank
- #46
- US rank
- #1184
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Junction City, OR
- Population (ZIP)
- 14,629
Population outlook (Lane County) Hauer SSP2
- Today (2025)
- 391,933 people
- By 2030
- 405,860 · +3.6%
- By 2040
- 429,386 · +9.6%
- By 2050
- 452,016 · +15.3%
- By 2075
- 508,825 · +29.8%
- By 2100
- 531,208 · +35.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 8% Hispanic / Latino 8%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 4% Portuguese 2% Italian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Lane
- 2024 margin
- Strong D (+23.1) · D 60.0% · R 36.9% · Other 3.1%
- 2008→2024 swing
- -4.3pp toward R · 2008: 27.4pp · 2024: 23.1pp
- All cycles
- 2024: D+23.1 2020: D+24.3 2016: D+18.9 2012: D+23.4 2008: D+27.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -151.05%
- Current HPI
- 281.1105
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
||
Price history
-94.2% since first listed21 events — show timeline
- 2026-05-19 Price Changed $139,900 RMLS
- 2026-05-10 Price Changed $144,900 RMLS
- 2026-04-08 Price Changed $149,900 RMLS
- 2026-03-25 Price Changed $159,900 RMLS
- 2026-03-18 Price Changed $164,900 RMLS
- 2026-02-23 Price Changed $169,900 RMLS
- 2026-01-16 Listed $179,000 RMLS
- 2024-10-11 Sold (MLS) $75,000 RMLS
- 2024-08-24 Pending — RMLS
- 2024-07-12 Listed $75,000 RMLS
- 2024-07-02 Sold (MLS) $75,000 RMLS
- 2024-06-19 Sold (MLS) $145,000 RMLS
- 2024-06-11 Pending — RMLS
- 2024-06-07 Price Changed $84,900 RMLS
- 2024-05-15 Relisted — RMLS
- 2024-05-01 Pending — RMLS
- 2024-04-24 Listed $89,000 RMLS
- 2024-04-16 Pending — RMLS
- 2024-02-22 Price Changed $147,500 RMLS
- 2024-01-18 Listed $149,900 RMLS
- 2011-03-01 Sold (Public Records) $2,400,000 Public Records
Property tax history
+34.9%/yrLatest (2025): $31,467 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…