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1225 W 10th Ave
D+ Composite 48.47
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.1/30.0
  • DSCR +7.4/10.0
  • 1% rule +6.0/10.0
  • Livability +4.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$139,900

1225 W 10th Ave · Junction City, OR 97448
3 bd · 2.0 ba · 1,296 sqft · Land · 153 Days on market
Built 2015 $108/sqft · 40% above area Est $100k · 40% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

Key facts

  • Covered carport
  • Built 2015
  • Listed 153 days

Tags

CUSTOM-BUILT REAR DECKDEDICATED STORAGE SHEDCOVERED CARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $140k.

Deal economics

  • At list price, monthly cash flow is $250 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 2.7% in Junction City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#46 in OR, #1,184 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living B+; Watch: schools D.
  • Junction City SD 69 (town): math 26% / reading 41% proficiency, ranked #27 of 58 in OR (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 84 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,808 units permitted in Lane County in 2024 (972 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Lane County population projected at +15% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 153 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask has dropped $39k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $75k; list at $140k implies a 87% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $123,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.43%
Cash-on-cash
7.65%
DSCR
1.34
GRM
7.6

CMA / ARV

ARV (median comp)
$100,000
List price
$139,900
Delta
39.90%
Verdict
OVERPRICED
Comps
7 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.6%
Equity multiple
0.83×
Total profit
$-6,744
Equity at exit
$20,860
10-year hold
IRR
5.1%
Equity multiple
1.38×
Total profit
$14,699
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97448

Home prices YoY
-35.0%
Active inventory
84
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,540 high interval (Pro) →
Mortgage (P&I)
$734
Tax est. 1.5%
$175 /mo · $2,098/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$250

Break-even live

Break-even rent $1,224
Max offer price $139,900
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
165 SW Kalmia St Ste 3 Junction City, OR 2.0 1.0 886 $1,295 $1.46 13d 1 0.49mi
165 SW Kalmia St Unit 4 Junction City, OR 2.0 1.0 886 $1,295 $1.46 43d 1 0.49mi
2254 W 10th Ave Unit 414-115 Junction City, OR 2.0 2.0 968 $1,599 $1.65 43d 1 0.59mi
2280 W 10th Ave Unit 414-259 Junction City, OR 2.0 2.0 968 $1,565 $1.62 13d 1 0.61mi
2272 W 10th Ave Junction City, OR 2.0 2.0 990 $1,575 $1.59 13d 1 0.68mi
29426 Dane Ln Junction City, OR 3.0 2.0 1320 $2,100 $1.59 43d 1 1.02mi

Listing history 36 events

  1. 2026-06-18
    days on market $139,900 Active 153 DOM
  2. 2026-06-17
    days on market $139,900 Active 152 DOM
  3. 2026-06-16
    days on market $139,900 Active 151 DOM
  4. 2026-06-15
    days on market $139,900 Active 150 DOM
  5. 2026-06-14
    days on market $139,900 Active 148 DOM
  6. 2026-06-10
    days on market $139,900 Active 145 DOM
  7. 2026-06-09
    days on market $139,900 Active 144 DOM
  8. 2026-06-08
    days on market $139,900 Active 143 DOM
  9. 2026-06-07
    days on market $139,900 Active 142 DOM
  10. 2026-06-05
    days on market $139,900 Active 139 DOM
  11. 2026-06-03
    days on market $139,900 Active 138 DOM
  12. 2026-06-02
    days on market $139,900 Active 137 DOM
  13. 2026-06-01
    days on market $139,900 Active 136 DOM
  14. 2026-05-31
    days on market $139,900 Active 135 DOM
  15. 2026-05-30
    days on market $139,900 Active 134 DOM
  16. 2026-05-19
    price $139,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  17. 2026-05-10
    price $144,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  18. 2026-04-08
    price $149,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  19. 2026-03-25
    price $159,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  20. 2026-03-18
    price $164,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  21. 2026-02-23
    price $169,900 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  22. 2026-01-16
    listed $179,000 Active 1382-char remark
    Show marketing remark (1382 chars)

    Discover modern comfort and community living in one of Junction City's most well kept and desirable 55+ manufactured home park residences. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,296 square feet of thoughtfully designed living space in a friendly, welcoming age-qualified neighborhood.Features include- Spacious 3-bed, 2-bath floor plan with room for family, guests, or home office- Custom-built rear deck perfect for morning coffee, entertaining, or relaxing- Dedicated storage shed for all your organizational needs- Covered carport protecting your vehicle year-round- One of the newest units in the park with modern construction- Excellent condition throughout – move-in ready!What truly sets this property apart is its location in one of Junction City's friendliest 55 and over manufactured home parks. Enjoy the warmth of a close-knit community where neighbors become friends. Experience small-town charm with big-city accessibility – local shops, dining, and services nearby, with Eugene just a short drive away.Perfect for active adults seeking affordable homeownership in a welcoming, age-qualified community. This well-appointed home offers exceptional value with thoughtful amenities and a peaceful atmosphere.Don't miss this rare opportunity! Schedule your showing today and see why 1225 W 10th Ave #20 could be your perfect next home.

  23. 2024-10-11
    soldstatus $75,000 Closed
  24. 2024-08-24
    status Pending
  25. 2024-07-12
    listed $75,000 Active
  26. 2024-07-02
    soldstatus $75,000 Closed
  27. 2024-06-19
    soldstatus $145,000 Closed
  28. 2024-06-11
    status Pending
  29. 2024-06-07
    price $84,900
  30. 2024-05-15
    status Active
  31. 2024-05-01
    status Pending
  32. 2024-04-24
    listed $89,000 Active
  33. 2024-04-16
    status Pending
  34. 2024-02-22
    price $147,500
  35. 2024-01-18
    listed $149,900 Active
  36. 2011-03-01
    soldstatus $2,400,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 12 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,479
− Mortgage interest
−$7,837
− Property taxes
−$2,098
− Insurance
−$700
− Repairs & maintenance
−$1,478
− Management
−$1,478
− Depreciation
−$4,070
Taxable income
$818
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$196
After-tax cash flow
$2,800/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Junction City SD 69
NCES district ID
4106930
Math proficiency
26% ▼ -10.00%
Reading proficiency
41% ▼ -11.00%
Median HH income
$50,018
Composite
29.05/100
National rank
#6608
State rank
#27 of 58 in OR

Livability — Junction City

Score
82/100
State rank
#46
US rank
#1184

Category grades

Amenities B Commute B Cost of living B+ Crime C Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Junction City, OR
Population (ZIP)
14,629

Population outlook (Lane County) Hauer SSP2

Today (2025)
391,933 people
By 2030
405,860 · +3.6%
By 2040
429,386 · +9.6%
By 2050
452,016 · +15.3%
By 2075
508,825 · +29.8%
By 2100
531,208 · +35.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 8% Hispanic / Latino 8%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 4% Portuguese 2% Italian 2%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Lane

2024 margin
Strong D (+23.1) · D 60.0% · R 36.9% · Other 3.1%
2008→2024 swing
-4.3pp toward R · 2008: 27.4pp · 2024: 23.1pp
All cycles
2024: D+23.1 2020: D+24.3 2016: D+18.9 2012: D+23.4 2008: D+27.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -151.05%
Current HPI
281.1105
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

-94.2% since first listed
21 events — show timeline
  • 2026-05-19 Price Changed $139,900 RMLS
  • 2026-05-10 Price Changed $144,900 RMLS
  • 2026-04-08 Price Changed $149,900 RMLS
  • 2026-03-25 Price Changed $159,900 RMLS
  • 2026-03-18 Price Changed $164,900 RMLS
  • 2026-02-23 Price Changed $169,900 RMLS
  • 2026-01-16 Listed $179,000 RMLS
  • 2024-10-11 Sold (MLS) $75,000 RMLS
  • 2024-08-24 Pending RMLS
  • 2024-07-12 Listed $75,000 RMLS
  • 2024-07-02 Sold (MLS) $75,000 RMLS
  • 2024-06-19 Sold (MLS) $145,000 RMLS
  • 2024-06-11 Pending RMLS
  • 2024-06-07 Price Changed $84,900 RMLS
  • 2024-05-15 Relisted RMLS
  • 2024-05-01 Pending RMLS
  • 2024-04-24 Listed $89,000 RMLS
  • 2024-04-16 Pending RMLS
  • 2024-02-22 Price Changed $147,500 RMLS
  • 2024-01-18 Listed $149,900 RMLS
  • 2011-03-01 Sold (Public Records) $2,400,000 Public Records

Property tax history

+34.9%/yr

Latest (2025): $31,467 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…