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208 Turnberry St
C- Composite 53.8
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +11.1/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.7/10.0
  • Appreciation +4.1/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Rent growth +1.6/5.0

$182,000

208 Turnberry St · Port Wentworth, GA 31407
2 bd · 1.0 ba · 1,100 sqft · SingleFamily public records · 2 Days on market
Built 1943 10,019 sqft lot Est $198k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

Key facts

  • 0.23 acre lot
  • Garage
  • Built 1943

Property features AI

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One-story
  • Construction: Vinyl siding
  • Exterior features: Chain link fencing; Has a view

Interior

  • Kitchen: Refrigerator; Dishwasher
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central electric air conditioning
  • Interior features: Decorative living room fireplace; Refrigerator; Dishwasher; Electric water heater
  • Laundry & utility: Washer hookup in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $182k.

Deal economics

  • At list price, monthly cash flow is $175 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (2.9% below list).
  • Recommended offer: $177k (2.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.4% vs local median 4.1% in Port Wentworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#173 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: schools F, amenities F, commute F.
  • Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-3.5%/yr); 379 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $86k; list at $182k implies a 112% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,648 (2.9% below list)

Questions for the listing agent

  1. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
7.45%
Cash-on-cash
4.13%
DSCR
1.18
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$198,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
208 Turnberry St 0.00mi 3/1.0 (+1) 1,100 (0%) 1mo $172,000 $156 94
115 Aberfeldy St 0.13mi 3/1.0 (+1) 1,161 (+6%) 7mo $132,000 $114 74
105 Aberfeldy St 0.17mi 3/2.0 (+1) 1,130 (+3%) 10mo $266,500 $236 70
404 Bonnybridge Rd 0.66mi 3/1.0 (+1) 1,110 (+1%) 1mo $200,000 $180 62
416 Pinehurst Pl 0.38mi 2/1.0 1,238 (+12%) 4mo $126,500 $102 58
1 Appleby Rd 0.51mi 2/1.0 1,042 (-5%) 11mo $155,000 $149 58
107 Falkirk St 0.41mi 3/1.0 (+1) 1,178 (+7%) 9mo $207,000 $176 56
111 Gordon St 0.45mi 3/2.0 (+1) 1,154 (+5%) 7mo $227,000 $197 56
11 Aberfeldy St 0.22mi 3/2.0 (+1) 1,221 (+11%) 11mo $205,000 $168 53
21 Coleraine Dr 0.43mi 3/1.5 (+1) 1,218 (+11%) 7mo $253,000 $208 49
109 Appleby Rd 0.70mi 3/2.0 (+1) 1,207 (+10%) 8mo $229,000 $190 36
110 Appleby Rd 0.72mi 3/2.0 (+1) 1,240 (+13%) 9mo $238,000 $192 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.89% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.4%
Equity multiple
0.71×
Total profit
$-14,881
Equity at exit
$36,298
10-year hold
IRR
-2.9%
Equity multiple
0.79×
Total profit
$-10,839
Equity at exit
$31,931

Cash invested: $50,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31407

Home prices YoY
-0.7%
Rents YoY
-3.5%
Active inventory
379
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,766 medium interval (Pro) →
Mortgage (P&I)
$954
Tax from tax record
$190 /mo · $2,278/yr
Insurance
$76
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$175

Break-even live

Break-even rent $1,544
Max offer price $182,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,500
Closing costs
$5,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
416 Pinehurst Pl Port Wentworth, GA 2.0 1.0 1238 $1,800 $1.45 43d 1 0.40mi

Listing history 10 events

  1. 2026-05-21
    status Under Contract 613-char remark
    Show marketing remark (613 chars)

    Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

  2. 2026-05-21
    status Pending
    Show marketing remark (613 chars)

    Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

  3. 2026-05-18
    listed $182,000 New 613-char remark
    Show marketing remark (613 chars)

    Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

  4. 2026-05-18
    listed $182,000 Active
    Show marketing remark (613 chars)

    Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

  5. 2026-05-18
    historical $182,000 613-char remark
    Show marketing remark (613 chars)

    Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.

  6. 2006-08-30
    soldstatus $86,000
  7. 2006-08-30
    soldstatus $86,000
  8. 2006-08-18
    soldstatus $86,000 130-char remark
    Show marketing remark (130 chars)

    Investor's Special in Great Neighborhood with large fenced yard. This cute home could be a great rental or starter home. Must See!

  9. 2006-06-23
    listed $89,000 130-char remark
    Show marketing remark (130 chars)

    Investor's Special in Great Neighborhood with large fenced yard. This cute home could be a great rental or starter home. Must See!

  10. 1996-08-23
    soldstatus $57,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,278 · $190/mo
Projected year-2 tax
$2,278 · $190/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,198
− Mortgage interest
−$10,195
− Property taxes
−$2,278
− Insurance
−$910
− Repairs & maintenance
−$1,696
− Management
−$1,696
− Depreciation
−$5,295
Taxable loss
−$871
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$209
After-tax cash flow
$2,314/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Savannah-Chatham County
NCES district ID
1301020
Math proficiency
20% ▼ -11.00%
Reading proficiency
26% ▼ -5.00%
Median HH income
$47,443
Composite
20.14/100
National rank
#8639
State rank
#134 of 174 in GA

Livability — Port Wentworth

Score
67/100
State rank
#173
US rank
#10910

Category grades

Amenities F Commute F Cost of living A Crime A- Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Wentworth, GA
County
Chatham County · 271,602 people
City population
24,893
Metro
Savannah, GA
Population (ZIP)
24,893
Household income
$81,124
Rent vs Own
51.5% rent · 48.5% own
Severe rent burden
1341.0

Population outlook (Chatham County) Hauer SSP2

Today (2025)
332,584 people
By 2030
355,508 · +6.9%
By 2040
400,030 · +20.3%
By 2050
443,019 · +33.2%
By 2075
534,579 · +60.7%
By 2100
583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 43% White 38% Hispanic / Latino 13% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Serbian 1% Romanian 1% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 11% Vietnamese 1% Other Asian/Pacific 1%

Political lean MEDSL · Chatham

2024 margin
D (+18.0) · D 58.6% · R 40.6%
2008→2024 swing
+3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
All cycles
2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.89%
Current HPI
270.3529
Rent YoY
▼ -3.47%
Metro
Savannah, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+219.3% since first listed
10 events — show timeline
  • 2026-05-21 Pending GAMLS
  • 2026-05-21 Pending Hive MLS
  • 2026-05-18 Listed $182,000 GAMLS
  • 2026-05-18 Listed $182,000 Hive MLS
  • 2026-05-18 Coming Soon $182,000 GAMLS
  • 2006-08-30 Sold (Public Records) $86,000 Public Records
  • 2006-08-30 Sold (Public Records) $86,000 Public Records
  • 2006-08-18 Sold (MLS) $86,000 Hive MLS
  • 2006-06-23 Listed $89,000 Hive MLS
  • 1996-08-23 Sold (Public Records) $57,000 Public Records

Property tax history

+13.7%/yr

Latest (2025): $2,278 · -31.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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