208 Turnberry St · Port Wentworth, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +11.1/15.0
- DSCR +5.8/10.0
- 1% rule +4.7/10.0
- Appreciation +4.1/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Rent growth +1.6/5.0
$182,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
Key facts
- 0.23 acre lot
- Garage
- Built 1943
Property features AI
Exterior
- Parking: Attached 1-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One-story
- Construction: Vinyl siding
- Exterior features: Chain link fencing; Has a view
Interior
- Kitchen: Refrigerator; Dishwasher
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central electric air conditioning
- Interior features: Decorative living room fireplace; Refrigerator; Dishwasher; Electric water heater
- Laundry & utility: Washer hookup in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $182k.
Deal economics
- At list price, monthly cash flow is $175 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (2.9% below list).
- Recommended offer: $177k (2.9% below list) — sets the bar for 1% rule.
- Cap rate 7.4% vs local median 4.1% in Port Wentworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#173 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: schools F, amenities F, commute F.
- Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents falling (-3.5%/yr); 379 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $86k; list at $182k implies a 112% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 7.45%
- Cash-on-cash
- 4.13%
- DSCR
- 1.18
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $198,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 208 Turnberry St | 0.00mi | 3/1.0 (+1) | 1,100 (0%) | 1mo | $172,000 | $156 | 94 |
| 115 Aberfeldy St | 0.13mi | 3/1.0 (+1) | 1,161 (+6%) | 7mo | $132,000 | $114 | 74 |
| 105 Aberfeldy St | 0.17mi | 3/2.0 (+1) | 1,130 (+3%) | 10mo | $266,500 | $236 | 70 |
| 404 Bonnybridge Rd | 0.66mi | 3/1.0 (+1) | 1,110 (+1%) | 1mo | $200,000 | $180 | 62 |
| 416 Pinehurst Pl | 0.38mi | 2/1.0 | 1,238 (+12%) | 4mo | $126,500 | $102 | 58 |
| 1 Appleby Rd | 0.51mi | 2/1.0 | 1,042 (-5%) | 11mo | $155,000 | $149 | 58 |
| 107 Falkirk St | 0.41mi | 3/1.0 (+1) | 1,178 (+7%) | 9mo | $207,000 | $176 | 56 |
| 111 Gordon St | 0.45mi | 3/2.0 (+1) | 1,154 (+5%) | 7mo | $227,000 | $197 | 56 |
| 11 Aberfeldy St | 0.22mi | 3/2.0 (+1) | 1,221 (+11%) | 11mo | $205,000 | $168 | 53 |
| 21 Coleraine Dr | 0.43mi | 3/1.5 (+1) | 1,218 (+11%) | 7mo | $253,000 | $208 | 49 |
| 109 Appleby Rd | 0.70mi | 3/2.0 (+1) | 1,207 (+10%) | 8mo | $229,000 | $190 | 36 |
| 110 Appleby Rd | 0.72mi | 3/2.0 (+1) | 1,240 (+13%) | 9mo | $238,000 | $192 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.89% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -7.4%
- Equity multiple
- 0.71×
- Total profit
- $-14,881
- Equity at exit
- $36,298
- IRR
- -2.9%
- Equity multiple
- 0.79×
- Total profit
- $-10,839
- Equity at exit
- $31,931
Cash invested: $50,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31407
- Home prices YoY
- -0.7%
- Rents YoY
- -3.5%
- Active inventory
- 379
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,766 medium interval (Pro) →
- Mortgage (P&I)
- −$954
- Tax from tax record
- −$190 /mo · $2,278/yr
- Insurance
- −$76
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $175
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,500
- Closing costs
- $5,460
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 416 Pinehurst Pl Port Wentworth, GA | 2.0 | 1.0 | 1238 | $1,800 | $1.45 | 43d | 1 | 0.40mi |
Listing history 10 events
-
2026-05-21status Under Contract 613-char remark
Show marketing remark (613 chars)
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
-
2026-05-21status Pending
Show marketing remark (613 chars)
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
-
2026-05-18$182,000 New 613-char remark
Show marketing remark (613 chars)
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
-
2026-05-18$182,000 Active
Show marketing remark (613 chars)
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
-
2026-05-18historical $182,000 613-char remark
Show marketing remark (613 chars)
Welcome to 208 Turnberry Street in Port Wentworth! This 3 bedroom, 1 bathroom home offers a convenient location just minutes from Savannah, Gulfstream, the Georgia Ports, and I-95. Inside, you'll find a functional layout with comfortable living spaces and plenty of potential to make it your own. Located near major employers, shopping, dining, and entertainment, this property is a great opportunity for an owner-occupant or investor looking to be in a growing coastal Georgia area. This property is sold as-is, recent improvements include Upgraded HVAC in 2024, Roof replacement in 2018, New Dishwasher in 2022.
-
2006-08-30soldstatus $86,000
-
2006-08-30soldstatus $86,000
-
2006-08-18soldstatus $86,000 130-char remark
Show marketing remark (130 chars)
Investor's Special in Great Neighborhood with large fenced yard. This cute home could be a great rental or starter home. Must See!
-
2006-06-23$89,000 130-char remark
Show marketing remark (130 chars)
Investor's Special in Great Neighborhood with large fenced yard. This cute home could be a great rental or starter home. Must See!
-
1996-08-23soldstatus $57,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,278 · $190/mo
- Projected year-2 tax
- $2,278 · $190/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,198
- − Mortgage interest
- −$10,195
- − Property taxes
- −$2,278
- − Insurance
- −$910
- − Repairs & maintenance
- −$1,696
- − Management
- −$1,696
- − Depreciation
- −$5,295
- Taxable loss
- −$871
- Est. tax savings @ 24.0%
- +$209
- After-tax cash flow
- $2,314/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Savannah-Chatham County
- NCES district ID
- 1301020
- Math proficiency
- 20% ▼ -11.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $47,443
- Composite
- 20.14/100
- National rank
- #8639
- State rank
- #134 of 174 in GA
Livability — Port Wentworth
- Score
- 67/100
- State rank
- #173
- US rank
- #10910
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Wentworth, GA
- County
- Chatham County · 271,602 people
- City population
- 24,893
- Metro
- Savannah, GA
- Population (ZIP)
- 24,893
- Household income
- $81,124
- Rent vs Own
- Severe rent burden
- 1341.0
Population outlook (Chatham County) Hauer SSP2
- Today (2025)
- 332,584 people
- By 2030
- 355,508 · +6.9%
- By 2040
- 400,030 · +20.3%
- By 2050
- 443,019 · +33.2%
- By 2075
- 534,579 · +60.7%
- By 2100
- 583,863 · +75.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 43% White 38% Hispanic / Latino 13% Two or more races 6% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 3%
- Common ancestry
- Serbian 1% Romanian 1% Italian 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 11% Vietnamese 1% Other Asian/Pacific 1%
Political lean MEDSL · Chatham
- 2024 margin
- D (+18.0) · D 58.6% · R 40.6%
- 2008→2024 swing
- +3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
- All cycles
- 2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.89%
- Current HPI
- 270.3529
- Rent YoY
- ▼ -3.47%
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
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Price history
+219.3% since first listed10 events — show timeline
- 2026-05-21 Pending — GAMLS
- 2026-05-21 Pending — Hive MLS
- 2026-05-18 Listed $182,000 GAMLS
- 2026-05-18 Listed $182,000 Hive MLS
- 2026-05-18 Coming Soon $182,000 GAMLS
- 2006-08-30 Sold (Public Records) $86,000 Public Records
- 2006-08-30 Sold (Public Records) $86,000 Public Records
- 2006-08-18 Sold (MLS) $86,000 Hive MLS
- 2006-06-23 Listed $89,000 Hive MLS
- 1996-08-23 Sold (Public Records) $57,000 Public Records
Property tax history
+13.7%/yrLatest (2025): $2,278 · -31.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…