CashFlowRE
Sign in Sign up
9380 Private Road 3844
A Composite 85.82
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$80,000

9380 Private Road 3844 · Quinlan, TX 75474
3 bd · 1.5 ba · 1,368 sqft · Manufactured public records · 60 Days on market
Built 1981 1.50 ac lot $58/sqft · 41% below area Est $135k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Bring your vision to life on 1.5 acres in Quinlan, TX. This property offers the space, privacy, and country setting buyers are looking for—perfect for someone ready to make a place their own. The land is the true highlight, featuring open space along with small outbuildings including a chicken coop and barn—ideal for hobby farming, animals, or extra storage. With plenty of room to expand, garden, or simply enjoy the outdoors, this property gives you the flexibility to create your own setup. The existing 3-bedroom, 2-bath mobile home will need the handyman special making it a great option for someone willing to put in work or replace it over time. If you’ve been searching for affordable acreage with usable land and outbuildings already in place, this is a rare opportunity to carve out your own space in a peaceful rural setting.

Key facts

  • Open space
  • Barn
  • Country setting

Tags

1.5 ACRESCOUNTRY SETTINGOPEN SPACESMALL OUTBUILDINGSCHICKEN COOPBARN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $871 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 19.4% vs local median 4.6% in Quinlan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#746 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools D, amenities F, commute F.
  • Quinlan ISD (rural): math 27% / reading 34% proficiency, ranked #610 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 336 active listings in the ZIP; 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $9k of equity ($553 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.12%
Cap rate
19.36%
Cash-on-cash
46.68%
DSCR
3.08
GRM
3.9

CMA / ARV

ARV (median comp)
$135,380
List price
$80,000
Delta
-40.91%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9380 Private Road 3844 0.00mi 3/1.5 1,368 (0%) 1mo $80,000 $58 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
60.8%
Equity multiple
5.42×
Total profit
$99,044
Equity at exit
$72,070
10-year hold
IRR
54.3%
Equity multiple
12.07×
Total profit
$247,969
Equity at exit
$155,422

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75474

Home prices YoY
7.5%
Active inventory
336
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,694 medium interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$14 /mo · $169/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$356
Net cashflow
$871

Break-even live

Break-even rent $591
Max offer price $80,000
Occupancy floor 44%

Sensitivity live

Price -10% $917 -5% $894 +0% $871 +5% $849 +10% $730
Rent -10% $738 -5% $805 +0% $871 +5% $938 +10% $1,005
Rate -1.0pp $912 -0.5pp $892 base $871 +0.5pp $851 +1.0pp $830

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-19
    status Pending 856-char remark
    Show marketing remark (856 chars)

    Bring your vision to life on 1.5 acres in Quinlan, TX. This property offers the space, privacy, and country setting buyers are looking for—perfect for someone ready to make a place their own. The land is the true highlight, featuring open space along with small outbuildings including a chicken coop and barn—ideal for hobby farming, animals, or extra storage. With plenty of room to expand, garden, or simply enjoy the outdoors, this property gives you the flexibility to create your own setup. The existing 3-bedroom, 2-bath mobile home will need the handyman special making it a great option for someone willing to put in work or replace it over time. If you’ve been searching for affordable acreage with usable land and outbuildings already in place, this is a rare opportunity to carve out your own space in a peaceful rural setting.

  2. 2026-04-28
    status Active 856-char remark
    Show marketing remark (856 chars)

    Bring your vision to life on 1.5 acres in Quinlan, TX. This property offers the space, privacy, and country setting buyers are looking for—perfect for someone ready to make a place their own. The land is the true highlight, featuring open space along with small outbuildings including a chicken coop and barn—ideal for hobby farming, animals, or extra storage. With plenty of room to expand, garden, or simply enjoy the outdoors, this property gives you the flexibility to create your own setup. The existing 3-bedroom, 2-bath mobile home will need the handyman special making it a great option for someone willing to put in work or replace it over time. If you’ve been searching for affordable acreage with usable land and outbuildings already in place, this is a rare opportunity to carve out your own space in a peaceful rural setting.

  3. 2026-04-23
    historical Active Option Contract 856-char remark
    Show marketing remark (856 chars)

    Bring your vision to life on 1.5 acres in Quinlan, TX. This property offers the space, privacy, and country setting buyers are looking for—perfect for someone ready to make a place their own. The land is the true highlight, featuring open space along with small outbuildings including a chicken coop and barn—ideal for hobby farming, animals, or extra storage. With plenty of room to expand, garden, or simply enjoy the outdoors, this property gives you the flexibility to create your own setup. The existing 3-bedroom, 2-bath mobile home will need the handyman special making it a great option for someone willing to put in work or replace it over time. If you’ve been searching for affordable acreage with usable land and outbuildings already in place, this is a rare opportunity to carve out your own space in a peaceful rural setting.

  4. 2026-03-20
    listed $80,000 Active 856-char remark
    Show marketing remark (856 chars)

    Bring your vision to life on 1.5 acres in Quinlan, TX. This property offers the space, privacy, and country setting buyers are looking for—perfect for someone ready to make a place their own. The land is the true highlight, featuring open space along with small outbuildings including a chicken coop and barn—ideal for hobby farming, animals, or extra storage. With plenty of room to expand, garden, or simply enjoy the outdoors, this property gives you the flexibility to create your own setup. The existing 3-bedroom, 2-bath mobile home will need the handyman special making it a great option for someone willing to put in work or replace it over time. If you’ve been searching for affordable acreage with usable land and outbuildings already in place, this is a rare opportunity to carve out your own space in a peaceful rural setting.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$169 · $14/mo
Projected year-2 tax
$1,464 · $122/mo
Expected delta
+$1,295/yr (+$108/mo · 766.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,329
− Mortgage interest
−$4,481
− Property taxes
−$169
− Insurance
−$400
− Repairs & maintenance
−$1,626
− Management
−$1,626
− Depreciation
−$2,327
Taxable income
$9,699
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,328
After-tax cash flow
$8,129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Quinlan ISD
NCES district ID
4836240
Math proficiency
27% ▼ -10.00%
Reading proficiency
34% ▼ -2.00%
Median HH income
$45,461
Composite
26.16/100
National rank
#7271
State rank
#610 of 826 in TX

Livability — Quinlan

Score
64/100
State rank
#746
US rank
#13776

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety D- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hunt County · 71,969 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
17,671
Household income
$64,103
Rent vs Own
17.8% rent · 82.2% own
Severe rent burden
181.0

Population outlook (Hunt County) Hauer SSP2

Today (2025)
97,090 people
By 2030
100,452 · +3.5%
By 2040
106,544 · +9.7%
By 2050
111,218 · +14.6%
By 2075
121,695 · +25.3%
By 2100
123,683 · +27.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 19% Two or more races 8% Asian 1% Black 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Lithuanian 2% Romanian 2% Iranian 1%
Foreign-born
8% · Canada
Languages at home
88% English-only · Spanish 10% Other Asian/Pacific 1%

Political lean MEDSL · Hunt

2024 margin
Solid R (+55.5) · D 21.9% · R 77.4%
2008→2024 swing
-14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
All cycles
2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.95%
Current HPI
484.21
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-05-19 Pending NTREIS
  • 2026-04-28 Relisted NTREIS
  • 2026-04-23 Contingent NTREIS
  • 2026-03-20 Listed $80,000 NTREIS

Property tax history

+3.3%/yr

Latest (2025): $169 · +9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…