CashFlowRE
Sign in Sign up
None
B Composite 71.91
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +9.3/10.0
  • Livability +3.8/5.0
  • Schools +2.5/10.0
  • Rent growth +2.2/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$99,900

None · Tamarac, FL 33319
1 bd · 1.5 ba · 1,084 sqft · Condo · 99 Days on market
Built 1974 Fair condition $92/sqft · 33% below area Est $150k · 33% under $445/mo HOA · 25% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

CORNER UNIT LARGE 1 BEDROOM 1.5 BATHROOM CONDO, QUIET AREA, IN THE CENTER OF LAUDERDALE LAKESLARGE BEDROOM LOTS OF CLOSETS, DINING ROOM AND LIVING ROOM ARE ALSO SPACIOUS OPEN BALCONY. PUBLIC TRANSPORTATION IS STEP AWAY. CLUB HOUSE IS IN FRONT THE BUILDING AMENITIES ARE EXCELLENT YOU NAME IT IT'S THERE. LOW MAINTENANCE FEES A LOW TAXES. ADULT COMMUNITY NO CHILDREN UNDER 18 YEARS OLD LIVING THERE.

Key facts

  • Low maintenance fees
  • Excellent amenities
  • Corner unit

Tags

CORNER UNITOPEN BALCONYCLUB HOUSEEXCELLENT AMENITIESLOW MAINTENANCE FEES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $100k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $277 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 3.9% in Tamarac — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#239 in FL, #3,785 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Park Lakes Elementary School (math 35% / reading 44%, grade F, #1,513 of 2,144 statewide, top 73%, 970 students, 82% FRL); Lauderdale Lakes Middle School (math 21% / reading 26%, grade F, #536 of 571 statewide, top 95%, 816 students, 79% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 78% FRL vs 51% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 25% at this address vs 48% district-wide (-22 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.4%/yr); 1054 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 25% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $90,909 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.79%
Cap rate
9.62%
Cash-on-cash
11.89%
DSCR
1.53
GRM
4.7

CMA / ARV

ARV (median comp)
$149,562
List price
$99,900
Delta
-33.20%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3671 Environ Blvd #368 1.49mi 2/2.0 (+1) 1,100 (+2%) 0mo $80,000 $73 56
4211 NW 41st St #205 1.42mi 2/2.0 (+1) 1,102 (+2%) 0mo $85,000 $77 55
2038 Champions Way 1.14mi 2/2.0 (+1) 1,168 (+8%) 1mo $310,000 $265 44
4191 NW 41st St #214 1.47mi 1/1.5 940 (-13%) 1mo $60,000 $64 42
4164 Inverrary Dr #404 0.73mi 2/2.0 (+1) 972 (-10%) 0mo $109,000 $112 41
2316 SW 81st Way #8 1.15mi 2/2.0 (+1) 962 (-11%) 1mo $185,000 $192 39
2048 Champions Way 1.11mi 1/1.0 882 (-19%) 0mo $198,000 $224 38
5171 W Oakland Park Blvd #110 1.37mi 2/2.0 (+1) 944 (-13%) 0mo $90,000 $95 36
5190 E Sabal Palm Blvd #201 0.91mi 2/2.0 (+1) 940 (-13%) 0mo $115,000 $122 36
4975 E Sabal Palm Blvd Apt 309 1.15mi 2/2.0 (+1) 1,270 (+17%) 0mo $139,000 $109 33
4975 E Sabal Palm Blvd #311 1.15mi 2/2.0 (+1) 1,270 (+17%) 0mo $173,500 $137 33
5800 NW 64th Ave #311 0.90mi 2/2.0 (+1) 880 (-19%) 1mo $95,000 $108 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.88×
Total profit
$-3,474
Equity at exit
$14,895
10-year hold
IRR
0.4%
Equity multiple
1.02×
Total profit
$676
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
13 active · 2 under contract
Median asking
$139,900 ($136/sqft)
Median days on market
82 d
This list price
lowest-priced of the active set
ARV vs active asking
+1.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
1054
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,788 high interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,498/yr
Insurance
$42
HOA
$445
Vacancy / Maint / Mgmt
$375
Net cashflow
$277

Break-even live

Break-even rent $1,437
Max offer price $99,900
Occupancy floor 80%

Sensitivity live

Price -10% $346 -5% $312 +0% $277 +5% $243 +10% $208
Rent -10% $136 -5% $207 +0% $277 +5% $348 +10% $418
Rate -1.0pp $327 -0.5pp $303 base $277 +0.5pp $251 +1.0pp $225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5570 NW 44th St Apt 210 Lauderhill, FL 2.0 2.0 1085 $1,850 $1.71 38d 1 0.59mi
5900 NW 44th St #106 Lauderhill, FL 2.0 2.0 1100 $1,700 $1.55 109d 1 0.60mi
6020 NW 44th St #308 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 39d 1 0.61mi
5550 NW 44th St Unit 418B Lauderhill, FL 2.0 2.0 1290 $1,900 $1.47 76d 1 0.61mi
5550 NW 44th St Unit 418B Lauderhill, FL 2.0 2.0 1290 $1,900 $1.47 120d 1 0.61mi
5903 NW 57th Ct Tamarac, FL 1.0–3.0 1.0–2.0 1080 $1,881 $1.74 0d 27 0.61mi
6200 NW 44th St Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 45d 1 0.61mi
5530 NW 44th St Lauderhill, FL 1.0–2.0 1.5–2.0 1061 $1,600 $1.51 83d 2 0.62mi
5530 NW 44th St Lauderhill, FL 1.0 1.5 833 $1,550 $1.86 7d 3 0.62mi
5530 NW 44th St Lauderhill, FL 1.0–2.0 1.5–2.0 1061 $1,600 $1.51 84d 2 0.62mi
5530 NW 44th St Lauderhill, FL 2.0 2.0 1187 $2,050 $1.73 120d 2 0.62mi
5530 NW 44th St Unit 418C Lauderhill, FL 2.0 2.0 1290 $2,300 $1.78 89d 1 0.62mi
5860 NW 44th St #603 Lauderhill, FL 2.0 2.0 1100 $1,800 $1.64 114d 1 0.62mi
6200 NW 44th St #109 Lauderhill, FL 2.0 2.0 1092 $1,850 $1.69 56d 1 0.65mi
6200 NW 44th St #109 Lauderhill, FL 2.0 2.0 1092 $1,850 $1.69 106d 1 0.65mi
6080 NW 44th St #410 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 83d 1 0.65mi
6080 NW 44th St #410 Lauderhill, FL 2.0 2.0 1092 $1,700 $1.56 39d 1 0.65mi
6100 NW 44th St #302 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 42d 1 0.67mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 56d 1 0.70mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 89d 1 0.70mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 62d 1 0.70mi
4168 Inverrary Dr #112 Lauderhill, FL 2.0 2.0 1016 $1,650 $1.62 31d 1 0.70mi
4168 Inverrary Dr #103 Lauderhill, FL 2.0 2.0 972 $1,800 $1.85 67d 1 0.70mi
4168 Inverrary Dr #408 Lauderhill, FL 2.0 2.0 1073 $1,750 $1.63 120d 1 0.70mi
5821 Swordfish Ct Unit B Tamarac, FL 2.0 2.5 1380 $2,250 $1.63 120d 1 0.71mi
4172 Inverrary Dr #306 Lauderhill, FL 1.0 1.5 783 $1,500 $1.92 106d 1 0.73mi
5612 Rock Island Rd #144 Tamarac, FL 2.0 2.0 1140 $2,300 $2.02 62d 1 0.73mi
6161 NW 57th Ct #103 Tamarac, FL 2.0 2.0 880 $2,250 $2.56 10d 1 0.73mi
6161 NW 57th Ct #103 Tamarac, FL 2.0 2.0 880 $2,250 $2.56 11d 1 0.73mi
5628 Rock Island Rd Tamarac, FL 1.0–2.0 1.0–2.0 867 $1,700 $1.96 100d 2 0.73mi
5628 Rock Island Rd #180 Tamarac, FL 2.0 2.0 1030 $2,250 $2.18 11d 1 0.73mi
5961 N Falls Circle Dr Lauderhill, FL 1.0 1.5–2.0 885 $1,450 $1.64 1d 2 0.75mi
5961 N Falls Circle Dr Lauderhill, FL 1.0 2.0 900 $1,499 $1.67 2d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.0 900 $1,699 $1.89 18d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.5 870 $1,695 $1.95 50d 1 0.75mi
5961 N Falls Circle Dr #309 Lauderhill, FL 1.0 1.5 900 $1,499 $1.67 11d 1 0.75mi
6001 N Falls Circle Dr #310 Lauderhill, FL 2.0 2.0 1320 $2,400 $1.82 120d 1 0.75mi
6001 N Falls Circle Dr #310 Lauderhill, FL 2.0 2.0 1320 $2,400 $1.82 48d 1 0.75mi
6001 N Falls Circle Dr #203 Lauderhill, FL 2.0 2.0 1130 $2,000 $1.77 26d 1 0.75mi
5646 Rock Island Rd #198 Tamarac, FL 2.0 2.0 1030 $2,150 $2.09 120d 1 0.75mi

Property features AI

Finance

HOA & community
Has associationMonthly HOA fee: $445Association includes insurance, grounds and structure maintenance, pest control, sewer, water, common areas, elevator, and recreation facilitiesCommunity amenities: Pool, fitness center, clubhouse, billiard room, picnic area, bocce ball, shuffleboard court, trash chute, parking, maintenance, securitySenior community

Exterior

Parking
Assigned parkingGuest parking
Security
Security patrolSmoke detector(s)
Utilities
Cable availableWater included in associationSewer included in associationElectric service (heating & cooling electric)
Home design
Condominium4-story buildingEntry level: 1Faces northResale property
Construction
Block, stucco, CBS construction
Exterior features
First floor entryWaterfront: Yes (no waterfront features listed)

Interior

Kitchen
DishwasherElectric rangeMicrowaveRefrigerator
Bedrooms
1 bedroom on the main level
Flooring
Ceramic tileTile
Bathrooms
1 full bathroom1 half bathroom
Heating & cooling
Central heating (electric)Central air conditioning (electric)
Interior features
FurnishedDisposalSmoke detector(s)Security patrol
Laundry & utility
Electric water heater

HOA detail $445/mo · $5,340/yr condo

Assessments
None detected in remarks — confirm with the listing agent.

Listing history 13 events

  1. 2026-06-18
    days on market $99,900 Active 99 DOM
  2. 2026-06-17
    days on market $99,900 Active 98 DOM
  3. 2026-06-16
    days on market $99,900 Active 97 DOM
  4. 2026-06-15
    days on market $99,900 Active 96 DOM
  5. 2026-06-13
    days on market $99,900 Active 94 DOM
  6. 2026-06-09
    days on market $99,900 Active 90 DOM
  7. 2026-06-07
    days on market $99,900 Active 88 DOM
  8. 2026-06-04
    days on market $99,900 Active 85 DOM
  9. 2026-06-03
    days on market $99,900 Active 84 DOM
  10. 2026-06-02
    days on market $99,900 Active 83 DOM
  11. 2026-06-01
    days on market $99,900 Active 82 DOM
  12. 2026-05-31
    days on market $99,900 Active 81 DOM
  13. 2025-12-16
    listed $99,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,457
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$1,717
− Management
−$1,717
− HOA
−$5,340
− Depreciation
−$2,906
Taxable income
$2,183
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$524
After-tax cash flow
$2,802/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Cosmetic rehab Est. rehab $5,420–$16,260 screening

This corner unit townhouse in Tamarac, FL, requires significant repairs and updates to its roof, siding, and bathroom. While the interior is in fair condition, it could benefit from a fresh coat of paint and some kitchen updates. The home's location and amenities are attractive, but the current condition may limit its resale or rental value.

Repairs flagged

  • Major roof — The roof appears to be in poor condition and may need to be replaced.
  • Major siding — The siding appears to be peeling and may need to be replaced.
  • Major bathroom fixtures — The bathroom appears to have outdated fixtures and may need a renovation.
  • Minor kitchen appliances — The kitchen appears to be functional but may benefit from updates to appliances and cabinetry.
  • Major landscaping — The landscaping appears to be overgrown and may need trimming and maintenance.

Value-add opportunities

  • Both new roof and siding — A new roof and siding would significantly improve the home's appearance and increase its value.
  • Both bathroom renovation — A modern bathroom renovation would improve the home's functionality and increase its value.
  • Both kitchen updates — Updating the kitchen with new appliances and cabinetry would improve the home's functionality and increase its value.
  • Both landscaping and curb appeal — A well-maintained and landscaped exterior would improve the home's curb appeal and increase its value.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 25/100

Zoned Schools

Elementary Park Lakes Elementary School F FL #1,513/2,144 Nat'l #19,648/41,679 Middle Lauderdale Lakes Middle School F FL #536/571 Nat'l #10,902/14,009 High Boyd H. Anderson High School F FL #622/667 Nat'l #15,857/17,239

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL
B Composite livability gradescore 76/100

Livability — Tamarac

Score
76/100
State rank
#239
US rank
#3785

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tamarac, FL
County
Broward County · 2,207,033 people
City population
105,666
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
15% of renters

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-16 Listed $99,900 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…