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6715 Springhill Rd
D- Composite 39.89
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.3/30.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.5/10.0
  • Appreciation +0.0/10.0

$225,000

6715 Springhill Rd · Ball, LA 71405
3 bd · 2.0 ba · 1,704 sqft · SingleFamily public records · 174 Days on market
Built 1950 1.03 ac lot $132/sqft · 7% above area Est $285k · 21% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

Key facts

  • Open floor plan
  • New hvac
  • New flooring

Tags

NEW ROOFNEW HVACNEW HOT WATER HEATERNEW FLOORINGNEW PAINTOPEN FLOOR PLAN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $-165 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $196k (13.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (34.7% below list).
  • Recommended offer: $147k (34.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#87 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: health & safety C-, amenities F, commute F.
  • Rapides Parish (urban): math 29% / reading 44% proficiency, ranked #31 of 98 in LA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 41 active listings in the ZIP; 239 units permitted in Rapides Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Rapides County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 174 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $59k; list at $225k implies a 281% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 96% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,944 (34.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 174 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.41%
Cash-on-cash
-3.14%
DSCR
0.86
GRM
12.8

CMA / ARV

ARV (median comp)
$285,000
List price
$225,000
Delta
-21.05%
Verdict
UNDERPRICED
Comps
11 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-21.6%
Equity multiple
0.25×
Total profit
$-47,086
Equity at exit
$33,548
10-year hold
IRR
-15.5%
Equity multiple
0.13×
Total profit
$-55,014
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71405

Home prices YoY
-23.3%
Active inventory
41
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$1,469 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$52 /mo · $626/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$309
Net cashflow
$-165

Break-even live

Break-even rent $1,678
Max offer price $195,856
Occupancy floor

Sensitivity live

Price -10% $-38 -5% $-101 +0% $-165 +5% $-229 +10% $-292
Rent -10% $-281 -5% $-223 +0% $-165 +5% $-107 +10% $-49
Rate -1.0pp $-52 -0.5pp $-108 base $-165 +0.5pp $-223 +1.0pp $-283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-04-23
    status Active 559-char remark
    Show marketing remark (559 chars)

    Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

  2. 2026-02-14
    status Pending 559-char remark
    Show marketing remark (559 chars)

    Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

  3. 2026-01-05
    price $225,000 559-char remark
    Show marketing remark (559 chars)

    Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

  4. 2025-12-12
    price $230,000 559-char remark
    Show marketing remark (559 chars)

    Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

  5. 2025-09-29
    listed $235,000 Active 559-char remark
    Show marketing remark (559 chars)

    Stunning 4-bedroom, 2-bath home with a suite of modern updates and timeless charm. Highlights include a brand new roof, new HVAC, and new hot water heater. The home also features new flooring and new paint throughout, providing a fresh, move-in-ready canvas. Inside, you'll find a bright, open floor plan that flows beautifully between living, dining and kitchen areas. Updated plumbing adds reliability and peace of mind.Both bathrooms have been refreshed and are stylishly appointed. Don't miss out on this impeccably updated home! Schedule your tour today!

  6. 2025-03-31
    soldstatus $59,000 Closed 365-char remark
    Show marketing remark (365 chars)

    NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Take a drive by this five bedroom, two bath home that is situated on a little over three acres and see if it may be your next investment. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

  7. 2025-03-20
    status Pending 365-char remark
    Show marketing remark (365 chars)

    NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Take a drive by this five bedroom, two bath home that is situated on a little over three acres and see if it may be your next investment. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

  8. 2025-02-27
    listed $58,200 Active 365-char remark
    Show marketing remark (365 chars)

    NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Take a drive by this five bedroom, two bath home that is situated on a little over three acres and see if it may be your next investment. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

  9. 2025-02-27
    listed $58,200 Active
    Show marketing remark (365 chars)

    NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Take a drive by this five bedroom, two bath home that is situated on a little over three acres and see if it may be your next investment. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

  10. 2024-12-20
    soldstatus $50,000
  11. 2024-01-04
    listed $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$626 · $52/mo
Projected year-2 tax
$1,238 · $103/mo
Expected delta
+$612/yr (+$51/mo · 97.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 96% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,633
− Mortgage interest
−$12,603
− Property taxes
−$626
− Insurance
−$1,125
− Repairs & maintenance
−$1,411
− Management
−$1,411
− Depreciation
−$6,545
Taxable loss
−$6,088
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,461
After-tax cash flow
$-519/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rapides Parish
NCES district ID
2201290
Math proficiency
29% ▼ -34.00%
Reading proficiency
44% ▼ -29.00%
Median HH income
$41,057
Composite
30.68/100
National rank
#6179
State rank
#31 of 98 in LA

Livability — Ball

Score
68/100
State rank
#87
US rank
#9588

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ball, LA
City population
5,384
Population (ZIP)
5,384

Population outlook (Rapides County) Hauer SSP2

Today (2025)
133,047 people
By 2030
132,333 · -0.5%
By 2040
129,355 · -2.8%
By 2050
124,535 · -6.4%
By 2075
110,338 · -17.1%
By 2100
88,641 · -33.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 5% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 7% Italian 2% English 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Rapides

2024 margin
Solid R (+36.8) · D 31.0% · R 67.7% · Other 1.3%
2008→2024 swing
-8.1pp toward R · 2008: -28.7pp · 2024: -36.8pp
All cycles
2024: R+36.8 2020: R+32.1 2016: R+32.5 2012: R+29.6 2008: R+28.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -63.75%
Current HPI
209.5849
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+309.1% since first listed
11 events — show timeline
  • 2026-04-23 Relisted AcadianaMLS
  • 2026-02-14 Pending AcadianaMLS
  • 2026-01-05 Price Changed $225,000 AcadianaMLS
  • 2025-12-12 Price Changed $230,000 AcadianaMLS
  • 2025-09-29 Listed $235,000 AcadianaMLS
  • 2025-03-31 Sold (MLS) $59,000 GSREIN
  • 2025-03-20 Pending GSREIN
  • 2025-02-27 Listed $58,200 AcadianaMLS
  • 2025-02-27 Listed $58,200 GSREIN
  • 2024-12-20 Sold (Public Records) $50,000 Public Records
  • 2024-01-04 Listed $55,000 AcadianaMLS

Property tax history

+4.0%/yr

Latest (2025): $626 · -1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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