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27 N Duskwood Pl
D Composite 43.85
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +8.4/15.0
  • Schools +5.1/10.0
  • Livability +4.5/5.0
  • DSCR +3.9/10.0
  • 1% rule +3.4/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$569,000

27 N Duskwood Pl · The Woodlands, TX 77381
4 bd · 2.5 ba · 2,592 sqft · SingleFamily public records · 3 Days on market
Built 1991 7,701 sqft lot Est $581k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Fall in love with this charming 4-bedroom, 2.5-bath home featuring a private study and detached 2-car garage in the heart of The Woodlands in Cochran's Crossing! Ideally located just minutes (walking distance) from Powell Elementary and The Woodlands High School, this warm and inviting home offers the perfect blend of comfort and convenience. The main floor features a spacious kitchen, sunny breakfast area, formal dining room, large laundry room, private study, and half bath. Upstairs, retreat to the generous primary suite with double vanities, soaking tub, separate shower, and walk-in closet, along with three additional bedrooms and a full bath. The extended driveway provides ample parking

Key facts

  • Sunny breakfast area
  • Formal dining room
  • Spacious kitchen

Tags

PRIVATE STUDYDETACHED GARAGESPACIOUS KITCHENSUNNY BREAKFAST AREAFORMAL DINING ROOMLARGE LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $569k.

Deal economics

  • At list price, monthly cash flow is $-26 ($-311/yr) — negative.
  • To cash-flow at today's rent, offer at most $564k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $475k (16.5% below list).
  • Recommended offer: $475k (16.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 2.3% in The Woodlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 91/100 on livability (#1 in TX, #47 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living D-.
  • Conroe ISD (other): math 57% / reading 57% proficiency, ranked #69 of 826 in TX (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Mccullough J H (math 82% / reading 81%, grade A+, #9 of 1,662 statewide, top 1%, 2,178 students, 14% FRL); The Woodlands H S (math 71% / reading 86%, grade A-, #53 of 1,632 statewide, top 3%, 4,361 students, 12% FRL) — zoned schools average 13% FRL vs 34% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 80% at this address vs 57% district-wide (+23 pts) — the actual schools serving this property are materially stronger than the Conroe ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.1%/yr); 252 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($144k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $17k of value loss. Plan a longer hold.
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $475,360 (16.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.24%
Cash-on-cash
-0.20%
DSCR
0.99
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$580,608
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
70 Amberglow Ct 0.16mi 4/2.5 2,607 (+1%) 1mo $575,000 $221 91
14 S Duskwood Pl 0.06mi 4/2.5 2,666 (+3%) 3mo $565,000 $212 90
107 N N Sunny Slope Cir 0.19mi 4/2.5 2,646 (+2%) 3mo $499,000 $189 85
55 Pinepath Pl 0.24mi 4/2.5 2,523 (-3%) 1mo $565,000 $224 83
82 E Coldbrook Cir 0.26mi 3/2.5 (-1) 2,611 (+1%) 1mo $619,900 $237 80
59 E Rumplecreek Pl 0.52mi 4/2.5 2,590 (-0%) 1mo $615,000 $237 75
23 Sparklewood Pl 0.24mi 4/2.5 2,841 (+10%) 1mo $649,999 $229 72
52 W Twinberry Pl 0.50mi 4/2.5 2,660 (+3%) 1mo $550,000 $207 71
46 Indian Summer Pl 0.56mi 4/2.5 2,631 (+2%) 1mo $617,774 $235 70
23 E Summer Storm Cir 0.62mi 4/2.5 2,520 (-3%) 3mo $649,000 $258 64
50 E Greywing Cir 0.64mi 4/2.5 2,704 (+4%) 2mo $495,000 $183 61
151 Bristol Bend Cir 0.45mi 4/3.5 2,923 (+13%) 3mo $647,000 $221 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.09% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.38×
Total profit
$-98,189
Equity at exit
$84,840
10-year hold
IRR
-11.5%
Equity multiple
0.34×
Total profit
$-105,092
Equity at exit
$49,197

Cash invested: $159,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77381

Home prices YoY
-31.0%
Rents YoY
2.1%
Active inventory
252
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$4,754 medium interval (Pro) →
Mortgage (P&I)
$2,984
Tax from tax record
$560 /mo · $6,724/yr
Insurance
$237
HOA
$0
Vacancy / Maint / Mgmt
$998
Net cashflow
$-26

Break-even live

Break-even rent $4,786
Max offer price $564,419
Occupancy floor 96%

Sensitivity live

Price -10% $296 -5% $135 +0% $-26 +5% $-187 +10% $-348
Rent -10% $-401 -5% $-214 +0% $-26 +5% $162 +10% $350
Rate -1.0pp $261 -0.5pp $119 base $-26 +0.5pp $-173 +1.0pp $-323

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$142,250
Closing costs
$17,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 S Winterport Cir Spring, TX 3.0 3.0 2386 $2,850 $1.19 44d 1 0.92mi
35 Alden Glen Dr Spring, TX 5.0 3.0 2676 $10,750 $4.02 24d 1 1.31mi

Listing history 4 events

  1. 2026-06-18
    days on market $569,000 Coming Soon 3 DOM
  2. 2026-06-17
    days on market $569,000 Coming Soon 2 DOM
  3. 2026-06-16
    remarks 699-char remark
  4. 2026-06-16
    listed $569,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,724 · $560/mo
Projected year-2 tax
$10,413 · $868/mo
Expected delta
+$3,689/yr (+$307/mo · 54.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$57,043
− Mortgage interest
−$31,873
− Property taxes
−$6,724
− Insurance
−$2,845
− Repairs & maintenance
−$4,563
− Management
−$4,563
− Depreciation
−$16,553
Taxable loss
−$10,078
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,419
After-tax cash flow
$2,108/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conroe ISD
NCES district ID
4815000
Math proficiency
57% ▼ -6.00%
Reading proficiency
57% ▼ -1.00%
Median HH income
$71,541
Composite
50.65/100
National rank
#1833
State rank
#69 of 826 in TX

Livability — The Woodlands

Score
91/100
State rank
#1
US rank
#47

Category grades

Amenities A+ Commute A+ Cost of living D- Crime A- Employment A+ Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Woodlands, TX
County
Montgomery County · 663,713 people
City population
106,505
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
36,139
Household income
$143,565
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
530.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 16% Two or more races 11% Asian 5% Black 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 4% Lithuanian 3% Serbian 3%
Foreign-born
18% · Canada, China, Dominican Republic
Languages at home
81% English-only · Spanish 11% Other Indo-European 2% Chinese 2%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.06%
Current HPI
271.7165
Rent YoY
▲ 2.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-16 Coming Soon $569,000 HARMLS
  • 2000-12-22 Sold (Public Records) Public Records

Property tax history

+3.3%/yr

Latest (2025): $6,724 · -7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…