5213 Woodridge Dr · Augusta-Richmond County consolidated government (balance), GA 30815

$240,000

4 bd · 2.0 ba · 1,964 sqft · SingleFamily public records · 41 Days on market

Built 1988 0.37 ac lot $122/sqft · 7% below area Est $258k · 7% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• ARV discount +10.7/15.0
• DSCR +4.4/10.0
• 1% rule +4.0/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

Key facts

• Covered front porch
• Updated roof
• Covered rear deck

Tags

• PRIVATE FENCED LOT
• UPDATED ROOF
• HVAC SYSTEM
• ENERGY EFFICIENT WINDOWS
• COVERED FRONT PORCH
• COVERED REAR DECK

Property features AI

Finance

• HOA & community: Street lights

Exterior

• Parking: Attached garage with garage door opener; 1 garage space (1 total parking space); Parking pad
• Utilities: Public water; Public sewer; Cable available
• Home design: Single-family residence; Multi/split levels (3 stories); Entry level: 1
• Construction: Brick, brick veneer, vinyl siding and frame construction; Composition roof; Slab foundation; Built with exterior outbuilding
• Exterior features: Covered patio/deck/front and rear porches; Deck; Patio; Front porch; Rear porch; Storm doors; Privacy fencing / fenced yard; Landscaped yard; Outbuilding; Paved road access; Street lights in community; Has a view

Interior

• Kitchen: Range; Dishwasher
• Flooring: Carpet; Vinyl; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air; Heating with fireplace(s), electric and natural gas
• Interior features: Pantry; Window coverings
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $45 ($537/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (10.2% below list).
• Recommended offer: $216k (10.2% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Goshen Elementary School (math 17% / reading 22%, grade F, #878 of 1,228 statewide, top 75%, 448 students, 98% FRL); Pine Hill Middle School (math 5% / reading 19%, grade F, #417 of 470 statewide, top 90%, 582 students, 98% FRL); Cross Creek High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 1,133 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents soft (-0.7%/yr); 370 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
• This rent runs 37% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $114k; list at $240k implies a 111% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,611 (10.2% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.52%
• Cash-on-cash: 0.80%
• DSCR: 1.04
• GRM: 9.3

CMA / ARV

• ARV (median comp): $258,207
• List price: $240,000
• Delta: -7.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1573 Oglethorpe Dr	0.44mi	4/2.0	1,886 (-4%)	2mo	$272,500	$144	72
4011 Brown Hurst Rd	0.32mi	3/2.0 (-1)	1,890 (-4%)	6mo	$265,500	$140	69
1548 Citation Rd	0.43mi	4/3.0	1,812 (-8%)	16mo	$262,000	$145	50
1541 Brown Rd	0.74mi	3/3.0 (-1)	1,982 (+1%)	22mo	$220,000	$111	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.4%
• Equity multiple: 0.37×
• Total profit: $-42,327
• Equity at exit: $35,785

10-year hold

• IRR: -18.3%
• Equity multiple: 0.14×
• Total profit: $-57,475
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30815

• Home prices YoY: -24.2%
• Rents YoY: -0.7%
• Active inventory: 370
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,156 medium
• Mortgage (P&I): −$1,259
• Tax est. 1.5%: −$300 /mo · $3,600/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$453
• Net cashflow: $45

Break-even live

Break-even rent $2,099

Max offer price $240,000

Occupancy floor 93%

Sensitivity live

Price	-10% $211	-5% $128	+0% $45	+5% $-38	+10% $-121
Rent	-10% $-126	-5% $-40	+0% $45	+5% $130	+10% $215
Rate	-1.0pp $166	-0.5pp $106	base $45	+0.5pp $-17	+1.0pp $-81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1233 Paramount Ct Hephzibah, GA	4.0	2.5	2560	$2,300	$0.90	16d	1	0.50mi
4210 Valencia Ln Augusta, GA	4.0	2.5	1900	$1,795	$0.94	16d	1	1.35mi
4376 E Barcelona Way Unit 00 4404 Augusta, GA	4.0	2.5	1696	$1,795	$1.06	25d	1	1.45mi

Listing history 34 events

1. 2026-06-21
   days on market $240,000 Active 41 DOM
2. 2026-06-18
   days on market $240,000 Active 38 DOM
3. 2026-06-17
   days on market $240,000 Active 37 DOM
4. 2026-06-16
   days on market $240,000 Active 36 DOM
5. 2026-06-15
   days on market $240,000 Active 35 DOM
6. 2026-06-14
   days on market $240,000 Active 33 DOM
7. 2026-06-10
   days on market $240,000 Active 30 DOM
8. 2026-06-09
   days on market $240,000 Active 29 DOM
9. 2026-06-08
   days on market $240,000 Active 28 DOM
10. 2026-06-07
    days on market $240,000 Active 27 DOM
11. 2026-06-03
    days on market $240,000 Active 23 DOM
12. 2026-06-02
    days on market $240,000 Active 22 DOM
13. 2026-06-01
    days on market $240,000 Active 21 DOM
14. 2026-05-31
    days on market $240,000 Active 20 DOM
15. 2026-05-30
    days on market $240,000 Active 19 DOM
16. 2026-05-11
    historical
17. 2026-04-24
    listed $250,000 Active
18. 2026-04-24
    listed $250,000 Active 1671-char remark
19. 2026-02-13
    price $125,900

    Show marketing remark (117 chars)

    WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

20. 2023-04-12
    soldstatus $113,500

    Show marketing remark (117 chars)

    WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

21. 2023-02-24
    listed $314,900

    Show marketing remark (117 chars)

    WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

22. 2022-10-25
    historical
23. 2022-10-25
    historical
24. 2022-09-08
    listed $259,900
25. 2022-09-08
    listed $259,900
26. 2020-01-29
    historical
27. 2020-01-29
    historical
28. 2019-04-26
    listed $155,000
29. 2019-04-26
    listed $155,000
30. 2007-08-03
    soldstatus $113,500
31. 2007-08-01
    soldstatus $113,500 Closed

    Show marketing remark (117 chars)

    WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

32. 2007-08-01
    soldstatus $113,500

    Show marketing remark (117 chars)

    WELL KEPT TRI-LEVEL HOME, 4BR/2BA, FORMAL LIVING & DINING ROOM. GREAT ROOM W/ FP, REAR DECK & MUCH MORE.

33. 2007-04-25
    listed $125,900
34. 1988-10-01
    soldstatus $83,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,873
• − Mortgage interest: −$13,444
• − Property taxes: −$3,600
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,070
• − Management: −$2,070
• − Depreciation: −$6,982
• Taxable loss: −$3,492
• Est. tax savings @ 24.0%: +$838
• After-tax cash flow: $1,375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Richmond County
• NCES district ID: 1304380
• Math proficiency: 12% ▼ -9.00%
• Reading proficiency: 20% ▼ -6.00%
• Median HH income: $38,069
• Composite: 13.43/100
• National rank: #9524
• State rank: #154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Augusta-Richmond County consolidated government (balance), GA
• County: Richmond County · 190,917 people
• City population: 154,035
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 44,109
• Household income: $70,202
• Rent vs Own: 28.4% rent · 71.6% own
• Severe rent burden: 867.0

Population outlook (Richmond County) Hauer SSP2

• Today (2025): 200,753 people
• By 2030: 200,232 · -0.3%
• By 2040: 196,813 · -2.0%
• By 2050: 190,347 · -5.2%
• By 2075: 172,496 · -14.1%
• By 2100: 146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (62%)
• Race & ethnicity: Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
• Foreign-born: 4% · Canada, South Korea
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richmond

• 2024 margin: Solid D (+36.1) · D 67.8% · R 31.7%
• 2008→2024 swing: +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
• All cycles: 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.74%
• Current HPI: 162.4074
• Rent YoY: ▼ -0.71%
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+186.1% since first listed

20 events — show timeline

• 2026-05-26 Price Changed $240,000 Hive MLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-04-24 Listed $250,000 Hive MLS
• 2026-04-24 Listed $250,000 Hive MLS
• 2026-02-13 Price Changed $125,900 Hive MLS
• 2023-04-12 Sold (MLS) $113,500 Hive MLS
• 2023-02-24 Listed $314,900 Hive MLS
• 2022-10-25 Listing Removed — Hive MLS
• 2022-10-25 Listing Removed — Hive MLS
• 2022-09-08 Listed $259,900 Hive MLS
• 2022-09-08 Listed $259,900 Hive MLS
• 2020-01-29 Listing Removed — Hive MLS
• 2020-01-29 Listing Removed — Hive MLS
• 2019-04-26 Listed $155,000 Hive MLS
• 2019-04-26 Listed $155,000 Hive MLS
• 2007-08-03 Sold (Public Records) $113,500 Public Records
• 2007-08-01 Sold (MLS) $113,500 Hive MLS
• 2007-08-01 Sold (MLS) $113,500 Hive MLS
• 2007-04-25 Listed $125,900 Hive MLS
• 1988-10-01 Sold (Public Records) $83,900 Public Records

Property tax history

+2.2%/yr

Latest (2025): $470 · +15.8% YoY. Source: county tax records.