CashFlowRE
Sign in Sign up
3101 Boardwalk #2303B-1
D- Composite 37.4
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • 1% rule +6.1/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.9/5.0
  • Cash flow +3.4/30.0
  • Livability +2.8/5.0
  • Schools +2.4/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$184,900

3101 Boardwalk #2303B-1 · Atlantic City, NJ 08401
1 bd · 1.5 ba · 872 sqft · Condo · 58 Days on market
Built 1985 Good condition Garage $212/sqft · 18% below area Est $226k · 18% under $908/mo HOA · 44% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Unit 2303B-1 at Ocean Club, a beautifully maintained and tastefully updated "Reno" model offering approximately 872 square feet of comfortable coastal living. This pristine 1-bedroom, 1.5-bath residence showcases quality upgrades throughout and is truly move-in ready. The spacious floor plan features attractive tile flooring throughout the entire unit, creating a clean, elegant look while making maintenance a breeze. The updated kitchen and baths complement the home's warm and inviting atmosphere, while the open living and dining areas flow seamlessly to a private balcony where you can enjoy fresh ocean breezes and stunning Atlantic City skyline and water views. The generously sized primary suite offers excellent closet space and a well-appointed full bath, while the convenient powder room is perfect for guests. Although the current owner removed the washer and dryer, the original hookups remain in place, allowing a future owner to easily install their own laundry equipment if desired. Furniture may be included with an acceptable offer, making this an even more convenient opportunity for buyers looking to enjoy the shore lifestyle right away. Ocean Club continues to undergo significant improvements, including the completion of the balcony reconstruction project, renovated pool deck, upgraded common areas, and ongoing capital enhancements designed to benefit owners for years to come. Residents enjoy an impressive amenity package featuring indoor and outdoor pools, hot tub, fitness center, sauna, garage parking, front desk personnel, and direct access to the famous Atlantic City Boardwalk. If you've been searching for a beautifully upgraded, impeccably maintained Ocean Club residence, Unit 2303B-1 deserves a place at the top of your list. Schedule your private showing today and discover why so many buyers continue to choose Ocean Club as their home at the shore.

Key facts

  • Private balcony
  • Renovated pool deck
  • Powder room

Tags

UPDATED KITCHENPRIVATE BALCONYATLANTIC CITY SKYLINE VIEWSEXCELLENT CLOSET SPACEPOWDER ROOMRENOVATED POOL DECK

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $185k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-570 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $102k (44.6% below list).
  • Meets the 1% rule at list price ($2k rent vs $185k).
  • Recommended offer: $102k (44.6% below list) — sets the bar for cash-flow.
  • Cap rate 2.6% vs local median 3.7% in Atlantic City — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 55/100 on livability (#525 in NJ) — a working-class tenant base; expect higher turnover. Strengths: health & safety A; Watch: commute D, crime F, amenities F.
  • Atlantic City School District (urban): math 9% / reading 26% proficiency, ranked #454 of 472 in NJ (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sovereign Avenue School (math 16% / reading 34%, grade F, #862 of 1,303 statewide, top 67%, 698 students, 91% FRL); Atlantic City High School (math 12% / reading 32%, grade F, #346 of 399 statewide, top 88%, 1,764 students, 80% FRL) — zoned schools at 86% FRL track the district average.
  • Market conditions: Rents rising fast (+5.5%/yr); 845 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 30d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 672 units permitted in Atlantic County in 2024 (258 in 5+ unit buildings).
  • At $2,045/mo this rent would consume 60% of the median local household income ($41k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Atlantic County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 44% of rent.
Recommended offer $102,372 (44.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 45% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.11% ✓
Cap rate
2.59%
Cash-on-cash
-13.22%
DSCR
0.41
GRM
7.5

CMA / ARV

ARV (median comp)
$225,609
List price
$184,900
Delta
-18.04%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3101 Boardwalk #2110-2 0.00mi 1/1.5 872 (0%) 0mo $119,000 $136 100
3101 Boardwalk #2903B-1 0.00mi 1/1.5 872 (0%) 1mo $225,000 $258 100
3101 BOARDWALK #1706-1 0.00mi 1/1.5 872 (0%) 1mo $114,000 $131 99
3101 Boardwalk #1404-1 0.00mi 1/1.5 978 (+12%) 3mo $165,000 $169 77
3101 Boardwalk #2409-2 0.00mi 1/1.5 1,060 (+22%) 2mo $265,000 $250 73
100 S Berkley Sq #2N 0.90mi 1/1.5 882 (+1%) 3mo $490,000 $556 61
3851 Boardwalk #1103 0.44mi 1/1.5 760 (-13%) 0mo $249,500 $328 58
5000 Boardwalk #211 1.18mi 1/1.5 953 (+9%) 0mo $320,000 $336 49
3817 Ventnor Ave #409 0.48mi 1/1.0 1,005 (+15%) 1mo $75,750 $75 49
101 S PLAZA Pl #907 0.93mi 1/1.0 960 (+10%) 1mo $347,500 $362 45
3817 Ventnor #304 0.48mi 2/2.0 (+1) 1,021 (+17%) 3mo $85,000 $83 43
2 Montgomery Ave Unit B1 1.00mi 2/1.0 (+1) 786 (-10%) 1mo $230,000 $293 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.52% rent growth · sell at horizon

5-year hold
IRR
-34.8%
Equity multiple
-0.17×
Total profit
$-60,382
Equity at exit
$27,569
10-year hold
IRR
-23.6%
Equity multiple
-0.43×
Total profit
$-73,994
Equity at exit
$15,987

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Active competition Active MLS

For sale now
11 active · 4 under contract
Median asking
$199,000 ($228/sqft)
Median days on market
71 d
This list price
36% of active listings are priced below it
ARV vs active asking
+13.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 08401

Home prices YoY
-7.0%
Rents YoY
5.5%
Active inventory
845
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$2,045 high interval (Pro) →
Mortgage (P&I)
−$970
Tax est. 1.5%
−$231 /mo · $2,774/yr
Insurance
−$77
HOA
−$908
Vacancy / Maint / Mgmt
−$429
Net cashflow
$-570

Break-even live

Break-even rent $2,767
Max offer price $102,372
Occupancy floor —

Sensitivity live

Price -10% $-443 -5% $-506 +0% $-570 +5% $-634 +10% $-698
Rent -10% $-732 -5% $-651 +0% $-570 +5% $-490 +10% $-409
Rate -1.0pp $-477 -0.5pp $-523 base $-570 +0.5pp $-618 +1.0pp $-667

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,225
Closing costs
$5,547
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3101 Boardwalk Unit 2802-A Atlantic City, NJ 1.0 1.5 872 $3,000 $3.44 45d 1 0.02mi
3101 Boardwalk Unit 3209-2 Atlantic City, NJ 1.0 1.5 1000 $2,500 $2.50 2d 1 0.02mi
3101 Boardwalk Unit 1911-2 Atlantic City, NJ 1.0 1.5 900 $2,150 $2.39 2d 1 0.02mi
3101 Boardwalk Unit 1901-2 Atlantic City, NJ 2.0 1.5 1060 $2,500 $2.36 10d 1 0.02mi
3101 Boardwalk Unit 2502 Atlantic City, NJ 1.0 1.5 872 $2,000 $2.29 51d 1 0.02mi
3101 Boardwalk Unit 2502 Atlantic City, NJ 1.0 1.5 872 $2,000 $2.29 1d 1 0.02mi
3101 Boardwalk Unit 904-1 Atlantic City, NJ 2.0 1.5 978 $2,450 $2.51 10d 1 0.06mi
3101 Boardwalk Unit 1110-2 Atlantic City, NJ 1.0 1.5 872 $14,500 $16.63 162d 1 0.06mi
3531 Pacific Ave Apt 7 Atlantic City, NJ 1.0 1.0 750 $1,600 $2.13 51d 1 0.24mi
2834 Atlantic Ave Atlantic City, NJ 1.0 1.0 823 $1,688 $2.05 154d 3 0.25mi
2834 Atlantic Ave Atlantic City, NJ 1.0 1.0 639 $1,675 $2.62 162d 3 0.25mi
37 S Iowa Ave Atlantic City, NJ 1.0–2.0 1.0 590 $1,295 $2.19 2d 2 0.26mi
3 S Iowa Ave Atlantic City, NJ 1.0–2.0 1.0 327 $1,340 $4.09 2d 1 0.29mi
38 N Boston Ave Unit A Atlantic City, NJ 2.0 2.0 800 $1,400 $1.75 0d 1 0.33mi
38 N Boston Ave Unit B Atlantic City, NJ 2.0 2.0 800 $1,400 $1.75 10d 1 0.33mi
2612 Pacific Ave #2 Atlantic City, NJ 2.0 1.0 750 $1,550 $2.07 2d 1 0.37mi
3813 Atlantic Ave Unit 1309001P Atlantic City, NJ 1.0 2.0 592 $4,333 $7.32 154d 1 0.42mi
108 Lincoln Pl Apt A4 Atlantic City, NJ 2.0 1.0 800 $5,000 $6.25 162d 1 0.42mi
3851 Boardwalk Atlantic City, NJ 2.0 1.0–2.0 785 $19,700 $25.10 162d 5 0.42mi
3809 Ventnor Ave Unit A Atlantic City, NJ 2.0 1.0 900 $2,400 $2.67 10d 1 0.47mi
3817 Ventnor Ave #812 Atlantic City, NJ 1.0 1.0 525 $1,500 $2.86 51d 1 0.48mi
3817 Ventnor Ave #1004 Atlantic City, NJ 2.0 2.0 1021 $5,000 $4.90 29d 1 0.48mi
21 S Windsor Ave Unit b1 Atlantic City, NJ 2.0 1.0 640 $1,650 $2.58 154d 1 0.61mi
101 S Raleigh Ave Atlantic City, NJ 2.0 1.0 735 $10,125 $13.78 154d 7 0.67mi
101 S Raleigh Ave Atlantic City, NJ 2.0 1.0–1.5 613 $1,588 $2.59 10d 5 0.67mi
619 N Trenton Ave Unit 1 Atlantic City, NJ 2.0 1.0 900 $2,000 $2.22 37d 1 0.93mi
2 S Montgomery Ave Unit B1 Atlantic City, NJ 2.0 1.0 786 $2,200 $2.80 10d 1 0.99mi
1724 Atlantic Ave Unit B2 Atlantic City, NJ 2.0 1.0 750 $1,495 $1.99 162d 1 1.04mi
4800 Boardwalk #1807 Ventnor City, NJ 2.0 2.0 778 $1,850 $2.38 8d 1 1.05mi
4800 Boardwalk Ventnor City, NJ 2.0 2.0 1195 $1,775 $1.49 33d 2 1.05mi
4800 Boardwalk Ventnor City, NJ 1.0–2.0 1.5–2.0 789 $1,650 $2.09 37d 2 1.05mi
1710 Atlantic Ave Apt A Atlantic City, NJ 2.0 1.0 600 $4,500 $7.50 162d 1 1.06mi
190 S Kentucky Ave Atlantic City, NJ 1.0–2.0 1.0–2.0 780 $1,600 $2.05 1d 1 1.14mi
10 S New York Ave Unit 2-C Atlantic City, NJ 1.0 1.0 550 $1,650 $3.00 10d 1 1.21mi
10 S New York Ave Unit 3-A Atlantic City, NJ 2.0 2.0 600 $2,350 $3.92 10d 1 1.21mi
5101 Ventnor Ave Unit 2 Ventnor City, NJ 2.0 1.0 1000 $1,800 $1.80 10d 1 1.26mi
16 N Hillside Ave Unit 2ND Ventnor City, NJ 2.0 1.0 1100 $2,000 $1.82 8d 1 1.31mi
5200 Boardwalk Unit 10A Ventnor City, NJ 1.0 2.0 1104 $21,000 $19.02 154d 1 1.32mi
19 S Weymouth Ave Apt 1A Ventnor City, NJ 2.0 1.0 1000 $1,995 $2.00 51d 1 1.32mi
19 S Weymouth Ave Ventnor City, NJ 2.0 1.0 1000 $1,895 $1.90 10d 1 1.32mi

Property features AI

Finance

Other
Unit allows petsOutside amenities include boardwalk access
HOA & community
Monthly association fee of $908Association covers amenities, sewer, trash, water, hot water, and poolOn-site professional managementBuilding amenities include clubhouse/clubroom, elevator, pool, sauna, whirlpool/spa, cable TV

Exterior

Parking
One-car garage (see remarks)No exterior parking
Utilities
Public waterPublic sewer
Home design
Condo unit in Ocean Club 1Single-level unitUnit faces water
Construction
Building over 25 years oldBuilding with 11+ stories
Exterior features
Waterfront locationBeach block and boardwalk front/areaWater viewOutside showerEnclosed/covered porch

Interior

Kitchen
DishwasherElectric stoveSelf-cleaning ovenMicrowaveRefrigerator
Bedrooms
5 total rooms (includes living spaces and bedrooms)
Bathrooms
1 full bathroom1 half bathroom
Heating & cooling
Central air conditioning (electric)Electric heating with forced air and heat pump
Interior features
BlindsOther features noted in remarks
Laundry & utility
WasherDryer

HOA detail $908/mo · $10,896/yr condo

Likely covers
waterpoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-11-08
    days on market $184,900 Active 58 DOM
  2. 2026-11-07
    days on market $184,900 Active 57 DOM
  3. 2026-11-06
    days on market $184,900 Active 56 DOM
  4. 2026-11-05
    days on market $184,900 Active 55 DOM
  5. 2026-11-04
    days on market $184,900 Active 54 DOM
  6. 2026-11-02
    days on market $184,900 Active 52 DOM
  7. 2026-11-01
    days on market $184,900 Active 51 DOM
  8. 2026-10-31
    days on market $184,900 Active 50 DOM
  9. 2026-10-30
    days on market $184,900 Active 49 DOM
  10. 2026-10-29
    days on market $184,900 Active 48 DOM
  11. 2026-10-28
    days on market $184,900 Active 47 DOM
  12. 2026-10-27
    days on market $184,900 Active 46 DOM
  13. 2026-10-26
    days on market $184,900 Active 45 DOM
  14. 2026-10-25
    days on market $184,900 Active 44 DOM
  15. 2026-10-24
    days on market $184,900 Active 43 DOM
  16. 2026-10-23
    price $184,900 Active 42 DOM
  17. 2026-10-23
    days on market $189,000 Active 42 DOM
  18. 2026-10-22
    days on market $189,000 Active 41 DOM
  19. 2026-10-21
    days on market $189,000 Active 40 DOM
  20. 2026-10-20
    days on market $189,000 Active 39 DOM
  21. 2026-10-19
    days on market $189,000 Active 38 DOM
  22. 2026-10-18
    days on market $189,000 Active 37 DOM
  23. 2026-10-17
    days on market $189,000 Active 36 DOM
  24. 2026-10-16
    days on market $189,000 Active 35 DOM
  25. 2026-10-15
    days on market $189,000 Active 34 DOM
  26. 2026-10-14
    days on market $189,000 Active 33 DOM
  27. 2026-10-13
    days on market $189,000 Active 32 DOM
  28. 2026-10-12
    days on market $189,000 Active 31 DOM
  29. 2026-10-11
    days on market $189,000 Active 30 DOM
  30. 2026-10-10
    days on market $189,000 Active 29 DOM
  31. 2026-10-09
    days on market $189,000 Active 28 DOM
  32. 2026-10-08
    days on market $189,000 Active 27 DOM
  33. 2026-10-07
    days on market $189,000 Active 26 DOM
  34. 2026-10-06
    days on market $189,000 Active 25 DOM
  35. 2026-10-05
    days on market $189,000 Active 24 DOM
  36. 2026-10-04
    days on market $189,000 Active 23 DOM
  37. 2026-10-04
    days on market $189,000 Active 22 DOM
  38. 2026-10-02
    days on market $189,000 Active 21 DOM
  39. 2026-10-01
    days on market $189,000 Active 20 DOM
  40. 2026-09-30
    days on market $189,000 Active 19 DOM
  41. 2026-09-29
    days on market $189,000 Active 18 DOM
  42. 2026-09-28
    days on market $189,000 Active 17 DOM
  43. 2026-09-27
    days on market $189,000 Active 16 DOM
  44. 2026-09-26
    days on market $189,000 Active 15 DOM
  45. 2026-09-25
    days on market $189,000 Active 14 DOM
  46. 2026-09-24
    days on market $189,000 Active 13 DOM
  47. 2026-09-24
    days on market $189,000 Active 12 DOM
  48. 2026-09-22
    days on market $189,000 Active 11 DOM
  49. 2026-09-20
    days on market $189,000 Active 9 DOM
  50. 2026-09-19
    days on market $189,000 Active 8 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,539
− Mortgage interest
−$10,357
− Property taxes
−$2,774
− Insurance
−$924
− Repairs & maintenance
−$1,963
− Management
−$1,963
− HOA
−$10,896
− Depreciation
−$5,379
Taxable loss
−$9,718
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,332
After-tax cash flow
$-4,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $4,360–$13,080 screening

This move-in ready 1-bedroom, 1.5-bath condo at Ocean Club offers a good condition with minimal updates needed for a fresh, modern look.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Updating flooring with modern tiles — Modern tiles improve aesthetics and are easier to maintain ↑
  • Both Upgrading kitchen appliances — Modern appliances enhance functionality and appeal ↑
  • Both Renovating bathrooms with updated fixtures — Updated bathrooms improve functionality and aesthetics ↑
  • Both Installing smart home technology — Smart home technology enhances convenience and energy efficiency ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 24/100

Zoned Schools

Elementary Sovereign Avenue School F NJ #862/1,303 Nat'l #29,899/41,679 High Atlantic City High School F NJ #346/399 Nat'l #13,673/17,239

Schools (NCES district)

District
Atlantic City School District
NCES district ID
3400960
Math proficiency
9% ▼ -12.00%
Reading proficiency
26% ▼ -6.00%
Median HH income
$27,842
Composite
13.66/100
National rank
#9504
State rank
#454 of 472 in NJ
D Composite livability gradescore 55/100

Livability — Atlantic City

Score
55/100
State rank
#525
US rank
#23095

Category grades

Amenities F Commute D Cost of living B- Crime F Employment F Housing F Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlantic City, NJ
County
Atlantic County · 268,948 people
City population
38,925
Metro
Atlantic City-Hammonton, NJ
Population (ZIP)
38,925
Household income
$41,126
Rent vs Own
69.8% rent · 30.2% own
Severe rent burden
13% of renters

Population outlook (Atlantic County) Hauer SSP2

Today (2025)
268,948 people
By 2030
264,497 · -1.7%
By 2040
252,261 · -6.2%
By 2050
237,846 · -11.6%
By 2075
210,650 · -21.7%
By 2100
180,234 · -33.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
Hispanic / Latino 32% Black 32% Asian 16% White 16% Two or more races 11% Native American 2%
Hispanic origin (detail)
Mexican 10% Puerto Rican 8% Dominican 8%
Languages at home
52% English-only · Spanish 30% Other Indo-European 8% Vietnamese 3%

Political lean MEDSL · Atlantic

2024 margin
Toss-up / Even · D 47.7% · R 50.7% · Other 1.6%
2008→2024 swing
-18.1pp toward R · 2008: 15.1pp · 2024: -3.0pp
All cycles
2024: R+3.0 2020: D+6.7 2016: D+6.2 2012: D+17.2 2008: D+15.1

Not yet ingested

Civics
—

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-09-11 Listed $189,000 SJSRMLS
  • 2026-07-08 Sold (MLS) $180,000 SJSRMLS
  • 2026-06-08 Contingent — SJSRMLS
  • 2026-06-06 Listed $189,000 SJSRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…