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16632 Grotto Steam Pl
D Composite 41.84
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.5/30.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Condition / age +4.0/5.0
  • Appreciation +3.8/10.0
  • 1% rule +3.7/10.0
  • Livability +3.2/5.0
  • DSCR +3.0/10.0
  • Rent growth +1.9/5.0

$267,000

16632 Grotto Steam Pl · Wimauma, FL 33598
3 bd · 3.0 ba · 1,695 sqft · Townhouse public records · 88 Days on market
Built 2024 Good condition 2,003 sqft lot $212/mo HOA · 9% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This isn’t just a home—it’s a lifestyle! Welcome to Southshore Bay, where everyday living feels like a resort and the centerpiece is something you simply won’t find in most communities—a 5-acre crystal-clear Metro Lagoon designed for swimming, kayaking, paddleboarding, and true waterfront relaxation. Located in Wimauma just off State Road 674, this community delivers the rare combination of resort-style living, strong location, and attainable pricing, all within minutes of I-75 for easy access to Tampa, St. Pete, Sarasota, and the Gulf. This townhome is built for both comfort and longevity with all concrete block construction on both levels and include a fully integrated smart home system, making day-to-day living simple whether you’re here full-time or seasonally. Spend your mornings on the water, afternoons by the lagoon, and evenings enjoying everything the area has to showcase just minutes away. With the Bay, golf, dining, and shopping all within reach, this location works whether you’re looking for a primary residence, second home, or investment with real demand behind it.

Key facts

  • Resort style living
  • 5 acre metro lagoon
  • Smart home system

Tags

5 ACRE METRO LAGOONSMART HOME SYSTEMCONCRETE BLOCK CONSTRUCTIONRESORT STYLE LIVINGSTRONG LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $267k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-136 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $243k (9.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (12.8% below list).
  • Recommended offer: $233k (12.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 4.5% in Wimauma — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#699 in FL) — a middle-class / working-renter tenant base. Strengths: commute A, cost of living A-, crime B; Watch: amenities F, employment D-, health & safety F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Reddick Elementary School (math 34% / reading 29%, grade F, #1,841 of 2,144 statewide, top 86%, 794 students, 78% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
  • Zoned-school proficiency averages 32% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.5%/yr); 689 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $23k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $232,941 (12.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.68%
Cash-on-cash
-2.18%
DSCR
0.90
GRM
9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.35% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.31×
Total profit
$-51,248
Equity at exit
$47,652
10-year hold
IRR
-17.6%
Equity multiple
-0.01×
Total profit
$-75,211
Equity at exit
$36,783

Cash invested: $74,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33598

Home prices YoY
-0.9%
Rents YoY
-2.5%
Active inventory
689
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,329 high interval (Pro) →
Mortgage (P&I)
$1,400
Tax from tax record
$253 /mo · $3,030/yr
Insurance
$111
HOA
$212
Vacancy / Maint / Mgmt
$489
Net cashflow
$-136

Break-even live

Break-even rent $2,501
Max offer price $243,028
Occupancy floor

Sensitivity live

Price -10% $15 -5% $-60 +0% $-136 +5% $-211 +10% $-287
Rent -10% $-320 -5% $-228 +0% $-136 +5% $-44 +10% $48
Rate -1.0pp $-1 -0.5pp $-68 base $-136 +0.5pp $-205 +1.0pp $-275

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,750
Closing costs
$8,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16638 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,276 $1.39 23d 1 0.14mi
16660 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,276 $1.39 26d 1 0.15mi
16676 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 26d 1 0.16mi
16619 Ancient Mariner Ln Wimauma, FL 2.0 2.5 1541 $2,031 $1.32 26d 1 0.17mi
16616 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,276 $1.39 23d 1 0.17mi
16665 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 26d 1 0.18mi
16611 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,176 $1.33 22d 1 0.18mi
16667 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 26d 1 0.18mi
16671 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 26d 1 0.18mi
16610 Ancient Mariner Ln Wimauma, FL 3.0 2.5 1634 $2,176 $1.33 26d 1 0.18mi
5085 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 26d 1 0.19mi
5089 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 26d 1 0.19mi
5091 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,201 $1.35 26d 1 0.19mi
5095 Capri Harbor Dr Wimauma, FL 2.0 2.5 1578 $1,956 $1.24 23d 1 0.19mi
5017 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 22d 1 0.20mi
5044 Capri Harbor Dr Wimauma, FL 2.0 2.5 1541 $1,956 $1.27 26d 1 0.22mi
5018 Capri Harbor Dr Wimauma, FL 2.0 2.5 1541 $1,956 $1.27 26d 1 0.22mi
5010 Capri Harbor Dr Wimauma, FL 3.0 2.5 1634 $2,101 $1.29 26d 1 0.23mi
16634 Mooner Plank Cir Wimauma, FL 4.0 2.5 2035 $2,550 $1.25 26d 1 0.31mi
16705 Myrtle Sand Dr Wimauma, FL 3.0 2.0 1253 $2,350 $1.88 26d 1 0.37mi
4902 Cosmos Cir Wimauma, FL 3.0 1.0–3.5 1231 $2,861 $2.32 0d 38 0.46mi
17042 Oval Rum Dr Wimauma, FL 3.0 2.0 1516 $2,500 $1.65 19d 1 0.49mi
5029 Sable Chime Dr Wimauma, FL 3.0 2.0 1451 $2,420 $1.67 16d 1 0.51mi
5025 Brickwood Rise Dr Wimauma, FL 4.0 2.5 1925 $2,500 $1.30 26d 1 0.56mi
17132 White Mangrove Dr Wimauma, FL 3.0 2.0 1561 $2,100 $1.35 0d 1 0.87mi
17134 White Mangrove Dr Wimauma, FL 4.0 2.0 1935 $2,395 $1.24 26d 1 0.87mi
102 Wintersong Ln Sun City Center, FL 2.0 2.0 1508 $1,995 $1.32 22d 1 0.91mi
16461 Little Garden Dr Wimauma, FL 3.0 2.0 1676 $2,250 $1.34 23d 1 0.94mi
17224 Auburn Arch Loop Wimauma, FL 2.0–4.0 2.5 1517 $2,600 $1.71 19d 20 0.99mi
301 Bryce Ct Sun City Center, FL 2.0 2.0 1830 $1,850 $1.01 26d 1 1.06mi
701 Cypress Pl Sun City Center, FL 2.0 2.0 1425 $1,700 $1.19 26d 1 1.08mi
17345 White Mangrove Dr Wimauma, FL 4.0 2.5 1870 $2,650 $1.42 16d 1 1.09mi
17247 Southern Haven Dr Wimauma, FL 3.0 2.5 1660 $2,300 $1.39 19d 1 1.11mi
16616 Windmill Forge Pass Wimauma, FL 4.0 2.0 1846 $2,350 $1.27 26d 1 1.13mi
16605 Mosaic Oar Dr Wimauma, FL 3.0 2.0 1516 $2,300 $1.52 1d 1 1.14mi
714 Indian Wells Ave Sun City Center, FL 2.0 2.0 1515 $1,695 $1.12 26d 1 1.16mi
717 Indian Wells Ave Sun City Center, FL 2.0 2.0 1264 $1,595 $1.26 26d 1 1.19mi
1104 Desert Hills Dr Sun City Center, FL 2.0 2.0 1383 $1,825 $1.32 19d 1 1.24mi
1005 Rickenbacker Dr Sun City Center, FL 2.0 1.0 1224 $1,595 $1.30 4d 1 1.27mi
17334 Holly Well Ave Wimauma, FL 2.0 2.5 1737 $2,500 $1.44 19d 1 1.33mi

HOA detail

Monthly dues
$212 · $2,544/yr
Likely covers
water

Listing history 24 events

  1. 2026-06-21
    days on market $267,000 Active 88 DOM
  2. 2026-06-18
    days on market $267,000 Active 85 DOM
  3. 2026-06-17
    days on market $267,000 Active 84 DOM
  4. 2026-06-16
    days on market $267,000 Active 83 DOM
  5. 2026-06-15
    days on market $267,000 Active 82 DOM
  6. 2026-06-13
    days on market $267,000 Active 80 DOM
  7. 2026-06-13
    days on market $267,000 Active 79 DOM
  8. 2026-06-10
    remarks 693-char remark
  9. 2026-06-09
    days on market $267,000 Active 76 DOM
  10. 2026-06-08
    days on market $267,000 Active 75 DOM
  11. 2026-06-07
    days on market $267,000 Active 74 DOM
  12. 2026-06-04
    days on market $267,000 Active 71 DOM
  13. 2026-06-03
    days on market $267,000 Active 70 DOM
  14. 2026-06-02
    days on market $267,000 Active 69 DOM
  15. 2026-06-01
    days on market $267,000 Active 68 DOM
  16. 2026-05-31
    days on market $267,000 Active 67 DOM
  17. 2026-05-12
    price $267,000 1139-char remark
    Show marketing remark (1139 chars)

    This isn’t just a home—it’s a lifestyle! Welcome to Southshore Bay, where everyday living feels like a resort and the centerpiece is something you simply won’t find in most communities—a 5-acre crystal-clear Metro Lagoon designed for swimming, kayaking, paddleboarding, and true waterfront relaxation. Located in Wimauma just off State Road 674, this community delivers the rare combination of resort-style living, strong location, and attainable pricing, all within minutes of I-75 for easy access to Tampa, St. Pete, Sarasota, and the Gulf. This townhome is built for both comfort and longevity with all concrete block construction on both levels and include a fully integrated smart home system, making day-to-day living simple whether you’re here full-time or seasonally. Spend your mornings on the water, afternoons by the lagoon, and evenings enjoying everything the area has to showcase just minutes away. With the Bay, golf, dining, and shopping all within reach, this location works whether you’re looking for a primary residence, second home, or investment with real demand behind it.

  18. 2026-05-05
    price $259,999 1139-char remark
    Show marketing remark (1139 chars)

    This isn’t just a home—it’s a lifestyle! Welcome to Southshore Bay, where everyday living feels like a resort and the centerpiece is something you simply won’t find in most communities—a 5-acre crystal-clear Metro Lagoon designed for swimming, kayaking, paddleboarding, and true waterfront relaxation. Located in Wimauma just off State Road 674, this community delivers the rare combination of resort-style living, strong location, and attainable pricing, all within minutes of I-75 for easy access to Tampa, St. Pete, Sarasota, and the Gulf. This townhome is built for both comfort and longevity with all concrete block construction on both levels and include a fully integrated smart home system, making day-to-day living simple whether you’re here full-time or seasonally. Spend your mornings on the water, afternoons by the lagoon, and evenings enjoying everything the area has to showcase just minutes away. With the Bay, golf, dining, and shopping all within reach, this location works whether you’re looking for a primary residence, second home, or investment with real demand behind it.

  19. 2026-03-25
    listed $289,999 Active 1139-char remark
    Show marketing remark (1139 chars)

    This isn’t just a home—it’s a lifestyle! Welcome to Southshore Bay, where everyday living feels like a resort and the centerpiece is something you simply won’t find in most communities—a 5-acre crystal-clear Metro Lagoon designed for swimming, kayaking, paddleboarding, and true waterfront relaxation. Located in Wimauma just off State Road 674, this community delivers the rare combination of resort-style living, strong location, and attainable pricing, all within minutes of I-75 for easy access to Tampa, St. Pete, Sarasota, and the Gulf. This townhome is built for both comfort and longevity with all concrete block construction on both levels and include a fully integrated smart home system, making day-to-day living simple whether you’re here full-time or seasonally. Spend your mornings on the water, afternoons by the lagoon, and evenings enjoying everything the area has to showcase just minutes away. With the Bay, golf, dining, and shopping all within reach, this location works whether you’re looking for a primary residence, second home, or investment with real demand behind it.

  20. 2024-07-12
    soldstatus $289,990 Closed 1309-char remark
    Show marketing remark (1309 chars)

    Under Construction. Located off State Road 674 in Wimauma, Southshore Bay brings MetroLagoon living to life! Its 5-acre crystal MetroLagoon provides several activities to enjoy under the warm Florida sun, and has something for everyone. The gated community offers walking and golf cart paths, and is just minutes from I-75, which grants easy access to St. Pete, Downtown Tampa, and Sarasota. When calling Southshore Bay home, you’ll be just 15-minutes from the Bay, public golf courses, and plenty of shops and dining. Each townhome is constructed with all concrete block construction on 1st and 2nd stories and Home is Connected; D. R. Horton’s Smart Home System. Many townhome sites throughout the community sit on pond and conservation sites, which offer beautiful views, as does the scenic MetroLagoon Other inventory options may be available in this community. Please reach out for a list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

  21. 2024-04-06
    status Pending 1309-char remark
    Show marketing remark (1309 chars)

    Under Construction. Located off State Road 674 in Wimauma, Southshore Bay brings MetroLagoon living to life! Its 5-acre crystal MetroLagoon provides several activities to enjoy under the warm Florida sun, and has something for everyone. The gated community offers walking and golf cart paths, and is just minutes from I-75, which grants easy access to St. Pete, Downtown Tampa, and Sarasota. When calling Southshore Bay home, you’ll be just 15-minutes from the Bay, public golf courses, and plenty of shops and dining. Each townhome is constructed with all concrete block construction on 1st and 2nd stories and Home is Connected; D. R. Horton’s Smart Home System. Many townhome sites throughout the community sit on pond and conservation sites, which offer beautiful views, as does the scenic MetroLagoon Other inventory options may be available in this community. Please reach out for a list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

  22. 2024-03-21
    price $289,990 1309-char remark
    Show marketing remark (1309 chars)

    Under Construction. Located off State Road 674 in Wimauma, Southshore Bay brings MetroLagoon living to life! Its 5-acre crystal MetroLagoon provides several activities to enjoy under the warm Florida sun, and has something for everyone. The gated community offers walking and golf cart paths, and is just minutes from I-75, which grants easy access to St. Pete, Downtown Tampa, and Sarasota. When calling Southshore Bay home, you’ll be just 15-minutes from the Bay, public golf courses, and plenty of shops and dining. Each townhome is constructed with all concrete block construction on 1st and 2nd stories and Home is Connected; D. R. Horton’s Smart Home System. Many townhome sites throughout the community sit on pond and conservation sites, which offer beautiful views, as does the scenic MetroLagoon Other inventory options may be available in this community. Please reach out for a list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

  23. 2024-02-20
    listed $293,990 Active 1309-char remark
    Show marketing remark (1309 chars)

    Under Construction. Located off State Road 674 in Wimauma, Southshore Bay brings MetroLagoon living to life! Its 5-acre crystal MetroLagoon provides several activities to enjoy under the warm Florida sun, and has something for everyone. The gated community offers walking and golf cart paths, and is just minutes from I-75, which grants easy access to St. Pete, Downtown Tampa, and Sarasota. When calling Southshore Bay home, you’ll be just 15-minutes from the Bay, public golf courses, and plenty of shops and dining. Each townhome is constructed with all concrete block construction on 1st and 2nd stories and Home is Connected; D. R. Horton’s Smart Home System. Many townhome sites throughout the community sit on pond and conservation sites, which offer beautiful views, as does the scenic MetroLagoon Other inventory options may be available in this community. Please reach out for a list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

  24. 2023-08-09
    soldstatus $877,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,030 · $253/mo
Projected year-2 tax
$3,030 · $253/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,953
− Mortgage interest
−$14,956
− Property taxes
−$3,030
− Insurance
−$1,335
− Repairs & maintenance
−$2,236
− Management
−$2,236
− HOA
−$2,544
− Depreciation
−$7,767
Taxable loss
−$6,152
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,476
After-tax cash flow
$-152/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained townhome in Southshore Bay offers a good investment opportunity with minimal repairs needed and a good condition score.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Rental Replace air filters regularly — Keeps HVAC system running efficiently
  • Both Install smart home system — Enhances convenience and value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and value
  • Rental Replace air filters regularly — Keeps HVAC system running efficiently
  • Both Install smart home system — Enhances convenience and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Wimauma

Score
64/100
State rank
#699
US rank
#14659

Category grades

Amenities F Commute A Cost of living A- Crime B Employment D- Housing B- Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wimauma, FL
County
Hillsborough County · 1,540,968 people
City population
196
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
32,820
Household income
$97,520
Rent vs Own
12.8% rent · 87.2% own
Severe rent burden
149.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 26% Puerto Rican 3% Cuban 1%
Common ancestry
Romanian 2% Scotch-Irish 2% Lithuanian 1%
Foreign-born
23% · Canada, Jamaica, Guatemala
Languages at home
62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.35%
Current HPI
271.8552
Rent YoY
▼ -2.50%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-69.6% since first listed
8 events — show timeline
  • 2026-05-12 Price Changed $267,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-05 Price Changed $259,999 Stellar MLS as Distributed by MLS Grid
  • 2026-03-25 Listed $289,999 Stellar MLS as Distributed by MLS Grid
  • 2024-07-12 Sold (MLS) $289,990 Stellar MLS as Distributed by MLS Grid
  • 2024-04-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-03-21 Price Changed $289,990 Stellar MLS as Distributed by MLS Grid
  • 2024-02-20 Listed $293,990 Stellar MLS as Distributed by MLS Grid
  • 2023-08-09 Sold (Public Records) $877,700 Public Records

Property tax history

+21.8%/yr

Latest (2025): $3,030 · +41.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…