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1 Kennys Ct
D- Composite 38.96
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.5/30.0
  • ARV discount +6.9/15.0
  • Appreciation +6.1/10.0
  • DSCR +3.0/10.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0

$350,000

1 Kennys Ct · Cusseta-Chattahoochee County, GA 36856
5 bd · 4.0 ba · 3,040 sqft · SingleFamily public records · 46 Days on market
Built 2010 1.00 ac lot $115/sqft · 12% above area Est $345k · at est. $25/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This stunning 5-bedroom, 3.5-bath home offers the perfect blend of space, style, and function—ideal for comfortable living and entertaining. Freshly painted with brand-new carpet on the main level, this home is move-in ready and full of charm. Nestled on a spacious, private lot, enjoy outdoor living at its finest with a fully fenced backyard, covered front and back patios, an above-ground pool with a surrounding deck, custom landscaping, a storage building, and a full sprinkler system. Step inside to a beautiful 2-story foyer that leads to a formal dining room, a versatile bonus/flex space, and a cozy living room. The kitchen features a breakfast nook, breakfast bar, pantry, and flows seamlessly into the large laundry/mud room with access to both a double garage and a separate single-car garage—3-car garage total! All bedrooms are located upstairs, including a HUGE owner’s suite with its own private sitting area, Juliet balcony, walk-in closet, and spacious ensuite bath. Two guest bedrooms share a convenient Jack-and-Jill bathroom, while the other two bedrooms share a hall bath—plenty of space for family and guests. Located just minutes from Fort Benning’s West Gate, this home combines everyday convenience with luxurious touches throughout.

Key facts

  • Surrounding deck
  • Storage building
  • Custom landscaping

Tags

FULLY FENCED BACKYARDCOVERED FRONT AND BACK PATIOSABOVE-GROUND POOLSURROUNDING DECKCUSTOM LANDSCAPINGSTORAGE BUILDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-181 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $318k (9.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (26.9% below list).
  • Recommended offer: $256k (26.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 4.1% in Cusseta-Chattahoochee County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Russell County (rural): math 18% / reading 45% proficiency, ranked #65 of 129 in AL (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 2 comparable units currently listed for rent nearby; solid renter incomes; 183 units permitted in Russell County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $10k of equity ($2k loan paydown + $8k appreciation (2.2% local appreciation)).
  • Russell County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 4, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $255,856 (26.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.67%
Cash-on-cash
-2.22%
DSCR
0.90
GRM
11.4

CMA / ARV

ARV (median comp)
$345,421
List price
$350,000
Delta
1.33%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
35 Heartland Blvd 0.36mi 5/3.0 3,151 (+4%) 0mo $472,130 $150 73
37 Heartland Blvd 0.33mi 5/4.0 3,324 (+9%) 1mo $459,100 $138 68
60 Heartland Blvd 0.36mi 5/3.0 2,864 (-6%) 3mo $394,900 $138 68
8 Revolutionary Ct 0.42mi 5/4.0 3,324 (+9%) 0mo $457,250 $138 65
43 Seminole Trl 0.44mi 4/2.5 (-1) 3,120 (+3%) 2mo $335,000 $107 62
44 Heartland Blvd 0.36mi 4/2.5 (-1) 2,778 (-9%) 2mo $394,900 $142 56
51 Seminole Trl 0.42mi 5/3.5 3,424 (+13%) 3mo $310,000 $91 55
28 Heartland Blvd 0.43mi 5/3.0 2,637 (-13%) 1mo $384,600 $146 53
4 Cheyenne Trl 0.39mi 4/3.5 (-1) 2,658 (-13%) 5mo $325,500 $122 50
5 Ottawa Trl 0.40mi 4/3.0 (-1) 2,618 (-14%) 3mo $240,000 $92 46
46 Heartland Blvd 0.36mi 4/2.5 (-1) 2,599 (-14%) 3mo $370,000 $142 46
26 Heartland Blvd 0.46mi 4/2.5 (-1) 2,599 (-14%) 1mo $369,900 $142 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.1%
Equity multiple
1.17×
Total profit
$16,870
Equity at exit
$142,859
10-year hold
IRR
6.8%
Equity multiple
1.96×
Total profit
$93,677
Equity at exit
$209,478

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 36856

Home prices YoY
1.4%
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,559 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$196 /mo · $2,357/yr
Insurance
$146
HOA
$25
Vacancy / Maint / Mgmt
$537
Net cashflow
$-181

Break-even live

Break-even rent $2,788
Max offer price $317,957
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
26 Apache Trl Fort Mitchell, AL 4.0 2.5 2738 $1,900 $0.69 14d 1 0.17mi
11 Hope St Fort Mitchell, AL 5.0 2.5 2603 $2,400 $0.92 14d 1 0.94mi

HOA detail

Monthly dues
$25 · $300/yr
Likely covers
landscapingpool

Listing history 28 events

  1. 2026-05-30
    pricestatus $350,000 Pending 46 DOM
  2. 2026-04-21
    status Active 1298-char remark
    Show marketing remark (1298 chars)

    This stunning 5-bedroom, 3.5-bath home offers the perfect blend of space, style, and function—ideal for comfortable living and entertaining. Freshly painted with brand-new carpet on the main level, this home is move-in ready and full of charm. Nestled on a spacious, private lot, enjoy outdoor living at its finest with a fully fenced backyard, covered front and back patios, an above-ground pool with a surrounding deck, custom landscaping, a storage building, and a full sprinkler system. Step inside to a beautiful 2-story foyer that leads to a formal dining room, a versatile bonus/flex space, and a cozy living room. The kitchen features a breakfast nook, breakfast bar, pantry, and flows seamlessly into the large laundry/mud room with access to both a double garage and a separate single-car garage—3-car garage total! All bedrooms are located upstairs, including a HUGE owner’s suite with its own private sitting area, Juliet balcony, walk-in closet, and spacious ensuite bath. Two guest bedrooms share a convenient Jack-and-Jill bathroom, while the other two bedrooms share a hall bath—plenty of space for family and guests. Located just minutes from Fort Benning’s West Gate, this home combines everyday convenience with luxurious touches throughout.

  3. 2026-04-18
    status Pending 1298-char remark
    Show marketing remark (1298 chars)

    This stunning 5-bedroom, 3.5-bath home offers the perfect blend of space, style, and function—ideal for comfortable living and entertaining. Freshly painted with brand-new carpet on the main level, this home is move-in ready and full of charm. Nestled on a spacious, private lot, enjoy outdoor living at its finest with a fully fenced backyard, covered front and back patios, an above-ground pool with a surrounding deck, custom landscaping, a storage building, and a full sprinkler system. Step inside to a beautiful 2-story foyer that leads to a formal dining room, a versatile bonus/flex space, and a cozy living room. The kitchen features a breakfast nook, breakfast bar, pantry, and flows seamlessly into the large laundry/mud room with access to both a double garage and a separate single-car garage—3-car garage total! All bedrooms are located upstairs, including a HUGE owner’s suite with its own private sitting area, Juliet balcony, walk-in closet, and spacious ensuite bath. Two guest bedrooms share a convenient Jack-and-Jill bathroom, while the other two bedrooms share a hall bath—plenty of space for family and guests. Located just minutes from Fort Benning’s West Gate, this home combines everyday convenience with luxurious touches throughout.

  4. 2026-04-09
    listed $340,000 Active 1298-char remark
    Show marketing remark (1278 chars)

    This stunning 5-bedroom, 3.5-bath home offers the perfect blend of space, style, and function—ideal for comfortable living and entertaining. Freshly painted with brand-new carpet on the main level, this home is move-in ready and full of charm. Nestled on a spacious, private lot, enjoy outdoor living at its finest with a fully fenced backyard, covered front and back patios, an above-ground pool with a surrounding deck, custom landscaping, a storage building, and a full sprinkler system. Step inside to a beautiful 2-story foyer that leads to a formal dining room, a versatile bonus/flex space, and a cozy living room. The kitchen features a breakfast nook, breakfast bar, pantry, and flows seamlessly into the large laundry/mud room with access to both a double garage and a separate single-car garage—3-car garage total! All bedrooms are located upstairs, including a HUGE owner's suite with its own private sitting area, Juliet balcony, walk-in closet, and spacious ensuite bath. Two guest bedrooms share a convenient Jack-and-Jill bathroom, while the other two bedrooms share a hall bath—plenty of space for family and guests. Located just minutes from Fort Benning's West Gate, this home combines everyday convenience with luxurious touches throughout.

  5. 2026-04-09
    listed $340,000 Active 1278-char remark
    Show marketing remark (1278 chars)

    This stunning 5-bedroom, 3.5-bath home offers the perfect blend of space, style, and function—ideal for comfortable living and entertaining. Freshly painted with brand-new carpet on the main level, this home is move-in ready and full of charm. Nestled on a spacious, private lot, enjoy outdoor living at its finest with a fully fenced backyard, covered front and back patios, an above-ground pool with a surrounding deck, custom landscaping, a storage building, and a full sprinkler system. Step inside to a beautiful 2-story foyer that leads to a formal dining room, a versatile bonus/flex space, and a cozy living room. The kitchen features a breakfast nook, breakfast bar, pantry, and flows seamlessly into the large laundry/mud room with access to both a double garage and a separate single-car garage—3-car garage total! All bedrooms are located upstairs, including a HUGE owner's suite with its own private sitting area, Juliet balcony, walk-in closet, and spacious ensuite bath. Two guest bedrooms share a convenient Jack-and-Jill bathroom, while the other two bedrooms share a hall bath—plenty of space for family and guests. Located just minutes from Fort Benning's West Gate, this home combines everyday convenience with luxurious touches throughout.

  6. 2025-11-10
    price $339,000
  7. 2025-07-14
    listed $345,000 Active
  8. 2025-06-17
    price $345,000
  9. 2025-06-17
    price $345,000
  10. 2025-06-17
    price $345,000
  11. 2025-05-16
    price $362,000
  12. 2025-05-16
    price $362,000
  13. 2025-05-16
    price $362,000
  14. 2025-04-16
    listed $365,000 Active
  15. 2022-01-28
    soldstatus $315,000
  16. 2022-01-28
    soldstatus $315,000
  17. 2022-01-28
    soldstatus $315,000
  18. 2021-11-15
    listed $309,900
  19. 2021-11-15
    listed $309,900
  20. 2021-11-15
    listed $309,900
  21. 2021-04-29
    soldstatus $283,000
  22. 2021-04-29
    soldstatus $283,000
  23. 2021-04-29
    soldstatus $283,000
  24. 2021-04-29
    soldstatus $293,188
  25. 2021-03-29
    listed $290,000
  26. 2021-03-29
    listed $290,000
  27. 2021-03-29
    listed $290,000
  28. 2009-09-02
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,357 · $196/mo
Projected year-2 tax
$3,220 · $268/mo
Expected delta
+$863/yr (+$72/mo · 36.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,703
− Mortgage interest
−$19,605
− Property taxes
−$2,357
− Insurance
−$1,750
− Repairs & maintenance
−$2,456
− Management
−$2,456
− HOA
−$300
− Depreciation
−$10,182
Taxable loss
−$8,404
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,017
After-tax cash flow
$-160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Russell County
NCES district ID
0102880
Math proficiency
18% ▼ -28.00%
Reading proficiency
45% ▲ 1.00%
Median HH income
$40,292
Composite
26.41/100
National rank
#7226
State rank
#65 of 129 in AL

Livability — Cusseta-Chattahoochee County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Russell County
City population
17,852
Metro
Columbus, GA-AL
Population (ZIP)
8,716
Household income
$75,381
Rent vs Own
12.4% rent · 87.6% own
Severe rent burden
14.0

Population outlook (Russell County) Hauer SSP2

Today (2025)
70,137 people
By 2030
75,826 · +8.1%
By 2040
87,858 · +25.3%
By 2050
99,721 · +42.2%
By 2075
128,009 · +82.5%
By 2100
149,251 · +112.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 53% White 32% Hispanic / Latino 13% Two or more races 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 4% Dominican 3%
Common ancestry
French 1% Iranian 1% Portuguese 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 5% Russian/Polish/Slavic 1%

Political lean MEDSL · Russell

2024 margin
Toss-up / Even · D 50.4% · R 48.7%
2008→2024 swing
-5.6pp toward R · 2008: 7.3pp · 2024: 1.7pp
All cycles
2024: D+1.7 2020: D+6.4 2016: D+1.9 2012: D+11.8 2008: D+7.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.25%
Current HPI
169.099
Rent YoY
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+794.7% since first listed
27 events — show timeline
  • 2026-04-21 Relisted EABOR
  • 2026-04-18 Pending EABOR
  • 2026-04-09 Listed $340,000 EABOR
  • 2026-04-09 Listed $340,000 CBOR
  • 2025-11-10 Price Changed $339,000 CBOR
  • 2025-07-14 Listed $345,000 EABOR
  • 2025-06-17 Price Changed $345,000 EABOR
  • 2025-06-17 Price Changed $345,000 LCMLS
  • 2025-06-17 Price Changed $345,000 CBOR
  • 2025-05-16 Price Changed $362,000 LCMLS
  • 2025-05-16 Price Changed $362,000 EABOR
  • 2025-05-16 Price Changed $362,000 CBOR
  • 2025-04-16 Listed $365,000 EABOR
  • 2022-01-28 Sold (MLS) $315,000 EABOR
  • 2022-01-28 Sold (MLS) $315,000 CBOR
  • 2022-01-28 Sold (MLS) $315,000 EABOR
  • 2021-11-15 Listed $309,900 EABOR
  • 2021-11-15 Listed $309,900 CBOR
  • 2021-11-15 Listed $309,900 EABOR
  • 2021-04-29 Sold (Public Records) $293,188 Public Records
  • 2021-04-29 Sold (MLS) $283,000 EABOR
  • 2021-04-29 Sold (MLS) $283,000 CBOR
  • 2021-04-29 Sold (MLS) $283,000 EABOR
  • 2021-03-29 Listed $290,000 EABOR
  • 2021-03-29 Listed $290,000 CBOR
  • 2021-03-29 Listed $290,000 EABOR
  • 2009-09-02 Sold (Public Records) $38,000 Public Records

Property tax history

+10.8%/yr

Latest (2025): $2,357 · +5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…