🌊 Lakefront
110 Ridge Ct · Warner Robins, GA
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$147,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub — creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience — this one is a must-see!
Key facts
- Double vanity
- Soaking tub
- Private backyard
Tags
Property features AI
Finance
- Other: Approximately 0.49-acre lot; About 1,200 square feet of living area; Located in Piney Grove Farms subdivision; Address: 110 Ridge Court, Kathleen, GA 31047; Directions: From Hwy 247 north toward Bonaire, turn left on Piney Grove Road, left on Little Farm Lane, then left on Ridge Court — home is in the cul-de-sac.
- HOA & community: No HOA
Exterior
- Parking: Side/rear entrance
- Utilities: Public water available; Septic sewer; Electricity available
- Home design: Manufactured single-family residence; Resale property; Built in 1998
- Construction: Vinyl siding; Composition roof; Manufactured house construction
- Exterior features: Level lot
Interior
- Kitchen: Refrigerator
- Bedrooms: 3 bedrooms (all on the main level)
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms (both on the main level)
- Heating & cooling: Central electric heating; Central electric cooling
- Interior features: Double vanity; Separate shower; Soaking tub; Crawl space basement; One level
- Laundry & utility: Washer and dryer; Laundry located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $148k.
Deal economics
- At list price, monthly cash flow is $965 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $148k).
- Recommended offer: $143k (3.0% below list) — sets the bar for market timing.
- Cap rate 14.1% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bonaire Primary School (624 students, 29% FRL); Bonaire Middle School (math 67% / reading 68%, grade A-, #21 of 470 statewide, top 4%, 1,140 students, 32% FRL); Veterans High School (math 33% / reading 32%, grade F, #104 of 424 statewide, top 25%, 1,914 students, 30% FRL) — zoned schools average 30% FRL vs 46% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 253 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 32 days — a 3% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 14.12%
- Cash-on-cash
- 27.95%
- DSCR
- 2.24
- GRM
- 5.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.1%
- Equity multiple
- 1.90×
- Total profit
- $37,417
- Equity at exit
- $22,052
- IRR
- 30.1%
- Equity multiple
- 3.69×
- Total profit
- $111,475
- Equity at exit
- $12,788
Cash invested: $41,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31047
- Home prices YoY
- -14.4%
- Active inventory
- 253
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $2,332 high interval (Pro) →
- Mortgage (P&I)
- −$776
- Tax from tax record
- −$40 /mo · $485/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$490
- Net cashflow
- $965
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,975
- Closing costs
- $4,437
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 531 Bristleleaf Path , GA | 3.0 | 2.0 | 1620 | $2,250 | $1.39 | 21d | 1 | 0.68mi |
| 609 Bristleleaf Path , GA | 3.0 | 2.0 | 1675 | $2,250 | $1.34 | 21d | 1 | 0.83mi |
| 531 Bristleleaf Path , GA | 3.0 | 2.0 | 1620 | $2,250 | $1.39 | 43d | 1 | 0.86mi |
| 513 Bristleleaf Path , GA | 3.0 | 2.0 | 1675 | $2,250 | $1.34 | 21d | 1 | 0.86mi |
| 521 Bristleleaf Path , GA | 3.0 | 2.0 | 1675 | $2,250 | $1.34 | 21d | 1 | 0.86mi |
| 307 Willowbrook Ln Kathleen, GA | 3.0 | 2.0 | 1675 | $2,100 | $1.25 | 43d | 1 | 0.90mi |
| 307 Willowbrook Ln Kathleen, GA | 3.0 | 2.0 | 1675 | $2,150 | $1.28 | 21d | 1 | 0.90mi |
| 105 Houston Dr Kathleen, GA | 3.0 | 2.0 | 1512 | $1,850 | $1.22 | 13d | 1 | 0.94mi |
| 107 Linda Sue Ln Kathleen, GA | 3.0 | 2.0 | 1620 | $1,600 | $0.99 | 21d | 1 | 1.49mi |
Listing history 20 events
-
2026-06-19days on market $147,900 Active 32 DOM
-
2026-06-18days on market $147,900 Active 31 DOM
-
2026-06-17days on market $147,900 Active 30 DOM
-
2026-06-16days on market $147,900 Active 29 DOM
-
2026-06-15days on market $147,900 Active 28 DOM
-
2026-06-14days on market $147,900 Active 26 DOM
-
2026-06-13days on market $147,900 Active 25 DOM
-
2026-06-10days on market $147,900 Active 23 DOM
-
2026-06-09days on market $147,900 Active 22 DOM
-
2026-06-08days on market $147,900 Active 21 DOM
-
2026-06-07days on market $147,900 Active 20 DOM
-
2026-06-05days on market $147,900 Active 17 DOM
-
2026-06-03days on market $147,900 Active 16 DOM
-
2026-06-02days on market $147,900 Active 15 DOM
-
2026-06-01statusdays on market $147,900 Active 14 DOM
-
2026-05-31days on market $147,900 Price Change 13 DOM
-
2026-05-30pricestatusdays on market $147,900 Price Change 12 DOM
-
2026-05-16$149,900 Active 796-char remark
Show marketing remark (789 chars)
Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub -- creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience -- this one is a must-see!
-
2026-05-16$149,900 Active 789-char remark
Show marketing remark (789 chars)
Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub -- creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience -- this one is a must-see!
-
2026-05-15$149,900 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $485 · $40/mo
- Projected year-2 tax
- $1,361 · $113/mo
- Expected delta
- +$876/yr (+$73/mo · 180.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥109°F today · 16 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,984
- − Mortgage interest
- −$8,285
- − Property taxes
- −$485
- − Insurance
- −$740
- − Repairs & maintenance
- −$2,239
- − Management
- −$2,239
- − Depreciation
- −$4,303
- Taxable income
- $9,695
- Est. tax owed @ 24.0%
- −$2,327
- After-tax cash flow
- $9,249/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 20,203
- Household income
- $117,332
- Rent vs Own
- Severe rent burden
- 11.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 18% Two or more races 12% Hispanic / Latino 8% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Cuban 2%
- Common ancestry
- Italian 3% Slovak 3% Lithuanian 1%
- Foreign-born
- 6% · Canada, South Korea, Jamaica
- Languages at home
- 94% English-only · Spanish 4% Korean 1% Tagalog/Filipino 1%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -36.77%
- Current HPI
- 218.1333
- Rent YoY
- —
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed3 events — show timeline
- 2026-05-16 Listed $149,900 MGMLS
- 2026-05-16 Listed $149,900 CGMLS
- 2026-05-15 Listed $149,900 GAMLS
Property tax history
+5.3%/yrLatest (2025): $485 · +680.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…