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110 Ridge Ct 🌊 Lakefront
B- Composite 69.62
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$147,900

110 Ridge Ct · Warner Robins, GA 31047
3 bd · 2.0 ba · 1,404 sqft · Other public records · 32 Days on market
Built 1998 0.49 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub — creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience — this one is a must-see!

Key facts

  • Double vanity
  • Soaking tub
  • Private backyard

Tags

OPEN-CONCEPT LAYOUTLARGE MASTER SUITEDOUBLE VANITYSEPARATE SHOWERSOAKING TUBPRIVATE BACKYARD

Property features AI

Finance

  • Other: Approximately 0.49-acre lot; About 1,200 square feet of living area; Located in Piney Grove Farms subdivision; Address: 110 Ridge Court, Kathleen, GA 31047; Directions: From Hwy 247 north toward Bonaire, turn left on Piney Grove Road, left on Little Farm Lane, then left on Ridge Court — home is in the cul-de-sac.
  • HOA & community: No HOA

Exterior

  • Parking: Side/rear entrance
  • Utilities: Public water available; Septic sewer; Electricity available
  • Home design: Manufactured single-family residence; Resale property; Built in 1998
  • Construction: Vinyl siding; Composition roof; Manufactured house construction
  • Exterior features: Level lot

Interior

  • Kitchen: Refrigerator
  • Bedrooms: 3 bedrooms (all on the main level)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Double vanity; Separate shower; Soaking tub; Crawl space basement; One level
  • Laundry & utility: Washer and dryer; Laundry located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $148k.

Deal economics

  • At list price, monthly cash flow is $965 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $148k).
  • Recommended offer: $143k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.1% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bonaire Primary School (624 students, 29% FRL); Bonaire Middle School (math 67% / reading 68%, grade A-, #21 of 470 statewide, top 4%, 1,140 students, 32% FRL); Veterans High School (math 33% / reading 32%, grade F, #104 of 424 statewide, top 25%, 1,914 students, 30% FRL) — zoned schools average 30% FRL vs 46% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 253 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,463 (3.0% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  6. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  7. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
14.12%
Cash-on-cash
27.95%
DSCR
2.24
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
1.90×
Total profit
$37,417
Equity at exit
$22,052
10-year hold
IRR
30.1%
Equity multiple
3.69×
Total profit
$111,475
Equity at exit
$12,788

Cash invested: $41,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31047

Home prices YoY
-14.4%
Active inventory
253
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,332 high interval (Pro) →
Mortgage (P&I)
$776
Tax from tax record
$40 /mo · $485/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$490
Net cashflow
$965

Break-even live

Break-even rent $1,111
Max offer price $147,900
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,975
Closing costs
$4,437
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
531 Bristleleaf Path , GA 3.0 2.0 1620 $2,250 $1.39 21d 1 0.68mi
609 Bristleleaf Path , GA 3.0 2.0 1675 $2,250 $1.34 21d 1 0.83mi
531 Bristleleaf Path , GA 3.0 2.0 1620 $2,250 $1.39 43d 1 0.86mi
513 Bristleleaf Path , GA 3.0 2.0 1675 $2,250 $1.34 21d 1 0.86mi
521 Bristleleaf Path , GA 3.0 2.0 1675 $2,250 $1.34 21d 1 0.86mi
307 Willowbrook Ln Kathleen, GA 3.0 2.0 1675 $2,100 $1.25 43d 1 0.90mi
307 Willowbrook Ln Kathleen, GA 3.0 2.0 1675 $2,150 $1.28 21d 1 0.90mi
105 Houston Dr Kathleen, GA 3.0 2.0 1512 $1,850 $1.22 13d 1 0.94mi
107 Linda Sue Ln Kathleen, GA 3.0 2.0 1620 $1,600 $0.99 21d 1 1.49mi

Listing history 20 events

  1. 2026-06-19
    days on market $147,900 Active 32 DOM
  2. 2026-06-18
    days on market $147,900 Active 31 DOM
  3. 2026-06-17
    days on market $147,900 Active 30 DOM
  4. 2026-06-16
    days on market $147,900 Active 29 DOM
  5. 2026-06-15
    days on market $147,900 Active 28 DOM
  6. 2026-06-14
    days on market $147,900 Active 26 DOM
  7. 2026-06-13
    days on market $147,900 Active 25 DOM
  8. 2026-06-10
    days on market $147,900 Active 23 DOM
  9. 2026-06-09
    days on market $147,900 Active 22 DOM
  10. 2026-06-08
    days on market $147,900 Active 21 DOM
  11. 2026-06-07
    days on market $147,900 Active 20 DOM
  12. 2026-06-05
    days on market $147,900 Active 17 DOM
  13. 2026-06-03
    days on market $147,900 Active 16 DOM
  14. 2026-06-02
    days on market $147,900 Active 15 DOM
  15. 2026-06-01
    statusdays on market $147,900 Active 14 DOM
  16. 2026-05-31
    days on market $147,900 Price Change 13 DOM
  17. 2026-05-30
    pricestatusdays on market $147,900 Price Change 12 DOM
  18. 2026-05-16
    listed $149,900 Active 796-char remark
    Show marketing remark (789 chars)

    Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub -- creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience -- this one is a must-see!

  19. 2026-05-16
    listed $149,900 Active 789-char remark
    Show marketing remark (789 chars)

    Welcome home to this beautifully maintained 3-bedroom, 2-bath home in Kathleen! Featuring an open-concept layout, this home offers a spacious living area perfect for entertaining and everyday living. The large master suite includes a double vanity, separate shower, and relaxing soaking tub -- creating the perfect private retreat. The kitchen flows seamlessly into the main living space, creating a bright and inviting atmosphere you'll love coming home to. Plus, the washer, dryer, and refrigerator all remain with the home, making move-in even easier! Tucked away at the end of a quiet cul-de-sac, this home also offers a private backyard with plenty of space to relax, unwind, or entertain. Affordable, move-in ready, and full of comfort and convenience -- this one is a must-see!

  20. 2026-05-15
    listed $149,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$485 · $40/mo
Projected year-2 tax
$1,361 · $113/mo
Expected delta
+$876/yr (+$73/mo · 180.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,984
− Mortgage interest
−$8,285
− Property taxes
−$485
− Insurance
−$740
− Repairs & maintenance
−$2,239
− Management
−$2,239
− Depreciation
−$4,303
Taxable income
$9,695
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,327
After-tax cash flow
$9,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
20,203
Household income
$117,332
Rent vs Own
14.7% rent · 85.3% own
Severe rent burden
11.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Black 18% Two or more races 12% Hispanic / Latino 8% Asian 3%
Hispanic origin (detail)
Mexican 3% Cuban 2%
Common ancestry
Italian 3% Slovak 3% Lithuanian 1%
Foreign-born
6% · Canada, South Korea, Jamaica
Languages at home
94% English-only · Spanish 4% Korean 1% Tagalog/Filipino 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -36.77%
Current HPI
218.1333
Rent YoY
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-05-16 Listed $149,900 MGMLS
  • 2026-05-16 Listed $149,900 CGMLS
  • 2026-05-15 Listed $149,900 GAMLS

Property tax history

+5.3%/yr

Latest (2025): $485 · +680.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…