239 Deskin Ln · Fountain Inn, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.5/15.0
- Cash flow +9.0/30.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Schools +3.8/10.0
- Rent growth +3.6/5.0
- 1% rule +3.0/10.0
- DSCR +2.5/10.0
- Appreciation +0.0/10.0
$305,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Check out 239 Deskin Lane, a stunning new home in our Durbin Meadows community. This spacious two-story home features four bedrooms, two and a half bathrooms, and a two-car garage, providing plenty of room. When you enter, you'll be welcomed by a charming foyer that leads directly into the open-concept living space. The large family room and kitchen are seamlessly connected, creating a bright and inviting atmosphere perfect for everyday living and entertaining. The kitchen is equipped with stainless steel appliances, ample cabinet space, and a center island, making it an ideal space for cooking and gathering with friends and family. The primary suite features a peaceful retreat with a walk-in closet and an en suite bathroom featuring dual vanities. The three additional bedrooms provide ample space and privacy, sharing a secondary bathroom. Upstairs features a versatile loft space. Additional features include a laundry room, ample storage closets, and large windows that fill the home with natural light. With its thoughtful design and spacious layout, this home features the perfect blend of comfort and convenience. Pictures are representative.
Key facts
- 5,662 sq ft lot
- 2 garage spots
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $306k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-240 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $271k (11.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $244k (20.2% below list).
- Recommended offer: $244k (20.2% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.3% in Fountain Inn — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 82/100 on livability (#4 in SC, #1,162 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
- Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Fountain Inn Elementary (math 48% / reading 47%, grade D, #199 of 597 statewide, top 35%, 835 students, 100% FRL) — zoned schools average 100% FRL vs 42% district-wide (58 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.5%/yr); 649 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 621 units permitted in Laurens County in 2024 (0 in 5+ unit buildings).
- This rent runs 42% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Laurens County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($269k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.35%
- Cash-on-cash
- -3.36%
- DSCR
- 0.85
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $319,950
- List price
- $305,900
- Delta
- -4.39%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 242 Deskin Ln | 0.02mi | 4/2.5 | 2,174 (0%) | 1mo | $320,000 | $147 | 98 |
| 218 Deskin Ln | 0.09mi | 4/2.5 | 2,174 (0%) | 0mo | $307,500 | $141 | 96 |
| 614 Bonifay Dr | 0.25mi | 4/2.5 | 2,175 (0%) | 0mo | $336,900 | $155 | 88 |
| 621 Bonifay Dr | 0.27mi | 4/2.5 | 2,175 (0%) | 0mo | $329,900 | $152 | 87 |
| 609 Bonifay Dr | 0.27mi | 4/2.5 | 2,175 (0%) | 0mo | $327,900 | $151 | 87 |
| 222 Deskin Ln | 0.08mi | 4/2.5 | 1,927 (-11%) | 1mo | $311,900 | $162 | 77 |
| 241 Deskin Ln | 0.01mi | 5/3.0 (+1) | 2,368 (+9%) | 1mo | $330,000 | $139 | 77 |
| 215 Deskin Ln | 0.10mi | 4/2.5 | 1,927 (-11%) | 1mo | $301,900 | $157 | 75 |
| 258 Deskin Ln | 0.08mi | 5/3.0 (+1) | 2,368 (+9%) | 1mo | $344,900 | $146 | 74 |
| 102 Brook Run Dr Unit BWD 109 Crane VE C | 0.56mi | 4/2.5 | 1,955 (-10%) | 1mo | $289,999 | $148 | 56 |
| 110 Thermal Ct | 0.68mi | 5/3.0 (+1) | 2,241 (+3%) | 1mo | $335,000 | $149 | 55 |
| 136 Frost Flower Way | 0.73mi | 5/3.0 (+1) | 2,304 (+6%) | 1mo | $339,900 | $148 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.55% rent growth · sell at horizon
- IRR
- -20.1%
- Equity multiple
- 0.29×
- Total profit
- $-60,909
- Equity at exit
- $45,611
- IRR
- -10.0%
- Equity multiple
- 0.35×
- Total profit
- $-56,052
- Equity at exit
- $26,449
Cash invested: $85,652 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 41 active · 86 under contract
- Months of supply
- 2.7 mo (37%/mo absorbed)
- Median asking
- $323,900 ($157/sqft)
- Median days on market
- 133 d
- This list price
- 22% of active listings are priced below it
- ARV vs active asking
- -6.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29644
- Home prices YoY
- -28.6%
- Rents YoY
- 4.5%
- Active inventory
- 649
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,441 high interval (Pro) →
- Mortgage (P&I)
- −$1,604
- Tax est. 1.5%
- −$382 /mo · $4,588/yr
- Insurance
- −$127
- HOA
- −$54
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$513
- Net cashflow
- $-240
Break-even live
Sensitivity live
| Price | -10% $-28 | -5% $-134 | +0% $-240 | +5% $-346 | +10% $-451 |
|---|---|---|---|---|---|
| Rent | -10% $-433 | -5% $-336 | +0% $-240 | +5% $-143 | +10% $-47 |
| Rate | -1.0pp $-86 | -0.5pp $-162 | base $-240 | +0.5pp $-319 | +1.0pp $-400 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,475
- Closing costs
- $9,177
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 225 Deskin Ln Fountain Inn, SC | 4.0 | 2.5 | 2225 | $2,300 | $1.03 | 5d | 1 | 0.07mi |
| 215 Deskin Ln Fountain Inn, SC | 4.0 | 3.0 | 1974 | $2,150 | $1.09 | 1d | 1 | 0.11mi |
| 517 Bonifay Dr Fountain Inn, SC | 5.0 | 3.0 | 2511 | $2,400 | $0.96 | 7d | 1 | 0.29mi |
| 108 Yearling Dr Fountain Inn, SC | 3.0 | 2.0 | 1950 | $2,300 | $1.18 | 1d | 1 | 0.30mi |
| 106 Martingale Cir Fountain Inn, SC | 3.0 | 2.5 | 1400 | $1,725 | $1.23 | 1d | 1 | 0.37mi |
| 401 Ariel Ct Fountain Inn, SC | 3.0 | 2.0 | 1600 | $1,850 | $1.16 | 10d | 1 | 1.38mi |
Property features AI
Finance
- Other
- Community amenities include clubhouse, common areas, lights, playground, pool, some sidewalks, neighborhood lake/pond, and walking trails
- HOA & community
- Homeowners association presentHOA covers pool, street lights, and restrictive covenants
Exterior
- Parking
- Attached 2-car garage with door openerPaved driveway
- Utilities
- Public waterTankless gas water heaterPublic sewerPrivate garbage pickupAttached garage (power noted under utilities)
- Home design
- Two-story homeModel: Elston JEstimated completion in 2026 (under construction)Built by D.R. HortonLevel lot with underground utilities
- Construction
- Slab foundationAttic and garage storage space
- Exterior features
- PatioPorch (other)Tilt-out windowsVinyl/aluminum trimThermal windowsPartial brick veneer and vinyl siding exteriorComposition shingle roof
Interior
- Kitchen
- DishwasherGarbage disposalGas range (stand-alone)Gas oven (self-cleaning)Built-in microwaveKitchen size approximately 10 x 15
- Bedrooms
- Primary bedroom on 2nd level with full bath, shower only, and walk-in closetBedroom sizes: Primary 13 x 15; Bedroom 2 10 x 13; Bedroom 3 10 x 13; Bedroom 4 11 x 13
- Flooring
- CarpetLuxury vinyl tile/plank
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Forced air heating (natural gas)Central forced cooling (electric)
- Interior features
- Attic stairs (disappearing)Cable availableSmooth ceilingsGranite countertopsOpen floor planSmoke detectorWalk-in closetsWalk-in pantryRadon mitigation systemPre-wired for smart systemsNo fireplace
- Laundry & utility
- Laundry on 2nd floor with walk-in area and electric dryer hookup
Listing history 50 events
-
2026-09-24days on market $305,900 Active 141 DOM
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2026-09-23days on market $305,900 Active 140 DOM
-
2026-09-22days on market $305,900 Active 139 DOM
-
2026-09-21days on market $305,900 Active 138 DOM
-
2026-09-20days on market $305,900 Active 137 DOM
-
2026-09-19days on market $305,900 Active 136 DOM
-
2026-09-18days on market $305,900 Active 135 DOM
-
2026-09-17days on market $305,900 Active 134 DOM
-
2026-09-16days on market $305,900 Active 133 DOM
-
2026-09-15days on market $305,900 Active 132 DOM
-
2026-09-14days on market $305,900 Active 131 DOM
-
2026-09-13days on market $305,900 Active 130 DOM
-
2026-09-12days on market $305,900 Active 129 DOM
-
2026-09-11days on market $305,900 Active 128 DOM
-
2026-09-06days on market $305,900 Active 122 DOM
-
2026-09-04days on market $305,900 Active 121 DOM
-
2026-09-03pricedays on market $305,900 Active 120 DOM
-
2026-08-31days on market $310,900 Active 117 DOM
-
2026-08-30days on market $310,900 Active 116 DOM
-
2026-08-29days on market $310,900 Active 115 DOM
-
2026-08-28days on market $310,900 Active 114 DOM
-
2026-08-27days on market $310,900 Active 113 DOM
-
2026-08-25days on market $310,900 Active 111 DOM
-
2026-08-24days on market $310,900 Active 110 DOM
-
2026-08-23days on market $310,900 Active 109 DOM
-
2026-08-22days on market $310,900 Active 108 DOM
-
2026-08-21days on market $310,900 Active 107 DOM
-
2026-08-20price $310,900 Active 106 DOM
-
2026-08-20days on market $315,900 Active 106 DOM
-
2026-08-19days on market $315,900 Active 105 DOM
-
2026-08-18days on market $315,900 Active 104 DOM
-
2026-08-17days on market $315,900 Active 103 DOM
-
2026-08-16days on market $315,900 Active 102 DOM
-
2026-08-15days on market $315,900 Active 101 DOM
-
2026-08-15pricedays on market $315,900 Active 100 DOM
-
2026-08-13days on market $320,900 Active 99 DOM
-
2026-08-12days on market $320,900 Active 98 DOM
-
2026-08-11days on market $320,900 Active 97 DOM
-
2026-08-10days on market $320,900 Active 96 DOM
-
2026-08-09days on market $320,900 Active 95 DOM
-
2026-08-07days on market $320,900 Active 93 DOM
-
2026-08-06days on market $320,900 Active 92 DOM
-
2026-08-05days on market $320,900 Active 91 DOM
-
2026-08-04days on market $320,900 Active 90 DOM
-
2026-08-03days on market $320,900 Active 89 DOM
-
2026-07-31days on market $320,900 Active 86 DOM
-
2026-07-30days on market $320,900 Active 85 DOM
-
2026-07-30pricedays on market $320,900 Active 84 DOM
-
2026-07-28days on market $323,900 Active 83 DOM
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2026-07-26days on market $323,900 Active 81 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,289
- − Mortgage interest
- −$17,135
- − Property taxes
- −$4,588
- − Insurance
- −$1,530
- − Repairs & maintenance
- −$2,343
- − Management
- −$2,343
- − HOA
- −$648
- − Depreciation
- −$8,899
- Taxable loss
- −$8,198
- Est. tax savings @ 24.0%
- +$1,967
- After-tax cash flow
- $-911/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This well-maintained, move-in-ready home in the Durbin Meadows community offers a spacious and modern living space with a good condition score of 80. It is ready for immediate occupancy and would benefit from minor aesthetic updates to further enhance its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
- Resale Kitchen backsplash — A backsplash can add visual interest and functionality to the kitchen. ↑
Zoned Schools
Schools (NCES district)
- District
- Greenville 01
- NCES district ID
- 4502310
- Math proficiency
- 44% ▼ -10.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $49,596
- Composite
- 41.88/100
- National rank
- #3370
- State rank
- #10 of 80 in SC
Livability — Fountain Inn
- Score
- 82/100
- State rank
- #4
- US rank
- #1162
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Greenville County · 66,741 people
- City population
- 22,907
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 22,907
- Household income
- $70,301
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Laurens County) Hauer SSP2
- Today (2025)
- 66,741 people
- By 2030
- 66,454 · -0.4%
- By 2040
- 64,881 · -2.8%
- By 2050
- 61,941 · -7.2%
- By 2075
- 53,266 · -20.2%
- By 2100
- 41,495 · -37.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Two or more races 10% Hispanic / Latino 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Laurens
- 2024 margin
- Solid R (+40.9) · D 29.0% · R 69.9% · Other 1.1%
- 2008→2024 swing
- -22.8pp toward R · 2008: -18.1pp · 2024: -40.9pp
- All cycles
- 2024: R+40.9 2020: R+32.3 2016: R+29.9 2012: R+17.5 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.45%
- Current HPI
- 250.5271
- Rent YoY
- ▲ 4.55%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-0.0% since first listed4 events — show timeline
- 2026-05-16 Price Changed $325,900 Greater Greenville MLS
- 2026-05-16 Price Changed $325,900 Zillow
- 2026-05-07 Listed $325,990 Zillow
- 2026-05-06 Listed $325,990 Greater Greenville MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…