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1123 W Morgan St
D- Composite 37.26
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.5/30.0
  • ARV discount +9.3/15.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • 1% rule +3.4/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$144,999

1123 W Morgan St · Denison, TX 75020
2 bd · 1.5 ba · 980 sqft · SingleFamily public records · 123 Days on market
Built 1928 7,492 sqft lot $148/sqft · at area comps Est $151k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Major Price improvement Schedule today Completely renovated and move-in ready, this stunning home has a thoughtfully updated living space on a large, deep lot in a highly desirable Denison location. This home has been extensively upgraded from top to bottom. Major system improvements include dual-pane windows, upgraded insulation in the walls and attic, a full electrical panel replacement, and a complete whole-house rewire. All water lines have been replaced, along with a brand-new sewer line extending from beneath the home to the city connection. The HVAC system and water heater have also been replaced, providing efficiency, reliability, and true peace of mind. Inside, you’ll find brand-new luxury vinyl plank flooring throughout — a high-end, wood-look material that is both durable and waterproof — freshly installed in January. The interior and exterior feature fresh paint, complemented by new baseboards for a clean, modern finish. Designer light fixtures elevate the space, and both bedrooms include ceiling fans for added comfort and functionality. The kitchen showcases solid wood cabinetry, quartz countertops, stainless steel appliances (dishwasher, microwave, oven range, and disposal), designer-selected backsplash, and updated hardware — creating a space that feels both timeless and elevated. Blending the character and charm of an older home with the feel of new construction, this property offers the best of both worlds. Enjoy mornings on the inviting front porch and the convenience of a private driveway. The deep lot provides flexibility and outdoor potential rarely found at this price point. Located just minutes from downtown Denison, with convenient access to schools and local amenities, this home sits in one of the area’s most sought-after neighborhoods. With Denison experiencing strong growth and development, now is the perfect time to invest and enjoy homeownership in style.

Key facts

  • Dual-pane windows
  • Replaced hvac system
  • Replaced water lines

Tags

DUAL-PANE WINDOWSUPGRADED INSULATIONCOMPLETE WHOLE-HOUSE REWIREREPLACED WATER LINESNEW SEWER LINEREPLACED HVAC SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $-101 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $127k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (15.6% below list).
  • Recommended offer: $122k (15.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.9% in Denison — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#221 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety D+, amenities F, commute F.
  • Denison ISD (urban): math 43% / reading 44% proficiency, ranked #315 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Houston El (math 47% / reading 42%, grade F, #1,155 of 4,322 statewide, top 29%, 286 students, 74% FRL); Henry Scott Middle (math 36% / reading 48%, grade D-, #572 of 1,662 statewide, top 36%, 749 students, 66% FRL); Denison H S (math 53% / reading 53%, grade C-, #437 of 1,632 statewide, top 27%, 1,310 students, 58% FRL).
  • Market conditions: Rents flat; 492 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,272 units permitted in Grayson County in 2024 (750 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Grayson County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 123 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask is 9567% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,378 (15.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.46%
Cash-on-cash
-2.99%
DSCR
0.87
GRM
9.9

CMA / ARV

ARV (median comp)
$151,174
List price
$144,999
Delta
-4.08%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1131 W Shepherd St 0.15mi 3/1.0 (+1) 960 (-2%) 2mo $74,900 $78 81
1221 W Crawford St 0.16mi 3/1.0 (+1) 1,032 (+5%) 4mo $145,000 $141 73
1220 W Main St 0.25mi 3/1.5 (+1) 996 (+2%) 12mo $175,000 $176 71
1127 W Chestnut St 0.20mi 2/1.0 1,016 (+4%) 16mo $140,000 $138 69
815 W Hull St 0.46mi 2/1.0 966 (-1%) 10mo $140,000 $145 66
1001 W Nelson St 0.16mi 2/1.0 890 (-9%) 14mo $165,000 $185 64
108 N Eddy Ave 0.30mi 1/1.0 (-1) 882 (-10%) 4mo $139,900 $159 59
107 S French Ave 0.54mi 2/1.0 900 (-8%) 3mo $150,000 $167 57
1428 W Sears St 0.53mi 2/1.0 1,015 (+4%) 13mo $189,000 $186 56
607 W Sears St 0.68mi 2/1.0 1,033 (+5%) 6mo $164,900 $160 52
1417 W Main St 0.37mi 2/1.0 1,120 (+14%) 16mo $78,500 $70 43
930 W Texas St 0.50mi 2/1.0 1,120 (+14%) 11mo $85,000 $76 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.05% rent growth · sell at horizon

5-year hold
IRR
-24.8%
Equity multiple
0.18×
Total profit
$-33,408
Equity at exit
$21,620
10-year hold
IRR
-34.0%
Equity multiple
-0.25×
Total profit
$-50,798
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75020

Rents YoY
0.1%
Active inventory
492
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,224 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$247 /mo · $2,966/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$-101

Break-even live

Break-even rent $1,352
Max offer price $127,129
Occupancy floor

Sensitivity live

Price -10% $-19 -5% $-60 +0% $-101 +5% $-142 +10% $-183
Rent -10% $-198 -5% $-149 +0% $-101 +5% $-53 +10% $-4
Rate -1.0pp $-28 -0.5pp $-64 base $-101 +0.5pp $-139 +1.0pp $-177

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1120 W Owing St Denison, TX 3.0 2.0 1090 $1,225 $1.12 23d 1 0.05mi
817 W Owing St Denison, TX 1.0 1.0 700 $800 $1.14 23d 1 0.29mi
820 W Crawford St Denison, TX 2.0 1.0 996 $1,250 $1.26 23d 1 0.29mi
108 N Eddy Ave Denison, TX 1.0 1.0 882 $1,100 $1.25 45d 1 0.31mi
1016 W Gandy St #4 Denison, TX 2.0 1.5 1000 $1,100 $1.10 45d 1 0.40mi
1011 S Perry Ave Denison, TX 2.0 2.0 1079 $1,350 $1.25 45d 1 0.42mi
310 S Barrett Ave #101 Denison, TX 1.0 1.0 627 $775 $1.24 23d 1 0.44mi
626 W Crawford St Unit 101 Denison, TX 2.0 2.0 950 $950 $1.00 23d 1 0.45mi
610 W Owing St Denison, TX 3.0 2.0 1108 $1,395 $1.26 45d 1 0.48mi
912 S Armstrong st. / 731 W. Hull AVE Denison, TX 2.0 1.0 580 $849 $1.46 23d 1 0.49mi
410 S Mirick Ave Denison, TX 3.0 2.0 1100 $1,300 $1.18 45d 1 0.52mi
701 W Hull St Denison, TX 2.0 1.0 637 $1,100 $1.73 45d 1 0.53mi
818 W Texas St Denison, TX 3.0 1.0 720 $1,100 $1.53 23d 1 0.53mi
526 W Munson St Unit 2 Denison, TX 2.0 1.0 778 $999 $1.28 45d 1 0.61mi
526 W Munson St Denison, TX 2.0 1.0 778 $849 $1.09 23d 2 0.61mi
621 W Gandy St Denison, TX 1.0 1.0 550 $1,075 $1.95 45d 1 0.62mi
617 W Gandy St Unit 3 Denison, TX 2.0 2.0 750 $1,200 $1.60 45d 1 0.62mi
617 W Gandy St Unit 2 Denison, TX 1.0 1.0 600 $799 $1.33 45d 1 0.62mi
412 W Day St Denison, TX 2.0 1.0 900 $1,200 $1.33 23d 1 0.68mi
404 W Day St Denison, TX 3.0 2.0 1057 $1,500 $1.42 23d 1 0.70mi
317 W Main St #203 Denison, TX 1.0 1.0 1000 $1,600 $1.60 45d 1 0.78mi
317 W Main St Unit 202 Denison, TX 1.0 1.0 1000 $1,700 $1.70 45d 1 0.78mi
224 W Hull St Unit B Denison, TX 1.0 1.0 743 $999 $1.34 45d 1 0.89mi
224 W Hull St Unit A Denison, TX 2.0 1.0 743 $1,250 $1.68 45d 1 0.89mi
740 W Bullock St Denison, TX 2.0 1.0 1000 $1,250 $1.25 23d 1 0.93mi
1905 W Morton St #20 Denison, TX 2.0 1.5 1008 $1,250 $1.24 45d 1 0.94mi
1703 W Elm St Denison, TX 2.0 1.0 800 $875 $1.09 23d 1 0.99mi
1701 W Elm St Denison, TX 2.0 1.0 800 $900 $1.12 23d 1 1.00mi
105 E Hull St Denison, TX 1.0 1.0 700 $1,200 $1.71 45d 1 1.04mi
1527 S Austin Ave Denison, TX 1.0–2.0 1.0–1.5 850 $999 $1.18 23d 2 1.10mi
120 E Monterey St Unit 120 Denison, TX 2.0 1.0 800 $900 $1.12 46d 1 1.13mi
105 E Bond St Denison, TX 2.0 1.0 825 $950 $1.15 45d 1 1.17mi
108 W Acheson St Denison, TX 3.0 2.0 1056 $1,550 $1.47 45d 1 1.18mi
214 E Acheson St Denison, TX 2.0 1.0 963 $1,499 $1.56 46d 1 1.30mi
1021 Rice St Unit 102 Denison, TX 2.0 2.0 1013 $1,125 $1.11 45d 1 1.39mi
615 W Coffin St Denison, TX 2.0 1.0 800 $1,250 $1.56 23d 1 1.40mi
520 E Day St Denison, TX 3.0 1.0 1072 $1,225 $1.14 23d 1 1.41mi
1829 Ridgewood Rd Denison, TX 3.0 1.0 1040 $1,100 $1.06 45d 1 1.42mi
2400 S Barrett Ave Denison, TX 3.0 2.0 1090 $1,349 $1.24 45d 1 1.42mi
505 E Heron St Denison, TX 2.0 1.0 1096 $1,250 $1.14 45d 1 1.46mi

Listing history 31 events

  1. 2026-06-22
    days on market $144,999 Active 123 DOM
  2. 2026-06-19
    days on market $144,999 Active 121 DOM
  3. 2026-06-18
    days on market $144,999 Active 120 DOM
  4. 2026-06-17
    days on market $144,999 Active 119 DOM
  5. 2026-06-16
    days on market $144,999 Active 118 DOM
  6. 2026-06-15
    days on market $144,999 Active 117 DOM
  7. 2026-06-14
    days on market $144,999 Active 115 DOM
  8. 2026-06-13
    days on market $144,999 Active 114 DOM
  9. 2026-06-10
    days on market $144,999 Active 112 DOM
  10. 2026-06-09
    days on market $144,999 Active 111 DOM
  11. 2026-06-08
    days on market $144,999 Active 110 DOM
  12. 2026-06-07
    days on market $144,999 Active 109 DOM
  13. 2026-06-05
    days on market $144,999 Active 106 DOM
  14. 2026-06-03
    days on market $144,999 Active 105 DOM
  15. 2026-06-02
    days on market $144,999 Active 104 DOM
  16. 2026-06-01
    days on market $144,999 Active 103 DOM
  17. 2026-05-31
    days on market $144,999 Active 102 DOM
  18. 2026-05-30
    days on market $144,999 Active 101 DOM
  19. 2026-04-22
    price $144,999 1966-char remark
    Show marketing remark (1966 chars)

    Major Price improvement Schedule today Completely renovated and move-in ready, this stunning home has a thoughtfully updated living space on a large, deep lot in a highly desirable Denison location. This home has been extensively upgraded from top to bottom. Major system improvements include dual-pane windows, upgraded insulation in the walls and attic, a full electrical panel replacement, and a complete whole-house rewire. All water lines have been replaced, along with a brand-new sewer line extending from beneath the home to the city connection. The HVAC system and water heater have also been replaced, providing efficiency, reliability, and true peace of mind. Inside, you’ll find brand-new luxury vinyl plank flooring throughout — a high-end, wood-look material that is both durable and waterproof — freshly installed in January. The interior and exterior feature fresh paint, complemented by new baseboards for a clean, modern finish. Designer light fixtures elevate the space, and both bedrooms include ceiling fans for added comfort and functionality. The kitchen showcases solid wood cabinetry, quartz countertops, stainless steel appliances (dishwasher, microwave, oven range, and disposal), designer-selected backsplash, and updated hardware — creating a space that feels both timeless and elevated. Blending the character and charm of an older home with the feel of new construction, this property offers the best of both worlds. Enjoy mornings on the inviting front porch and the convenience of a private driveway. The deep lot provides flexibility and outdoor potential rarely found at this price point. Located just minutes from downtown Denison, with convenient access to schools and local amenities, this home sits in one of the area’s most sought-after neighborhoods. With Denison experiencing strong growth and development, now is the perfect time to invest and enjoy homeownership in style.

  20. 2026-03-21
    price $1,400
  21. 2026-03-20
    price $159,900 1966-char remark
    Show marketing remark (1966 chars)

    Major Price improvement Schedule today Completely renovated and move-in ready, this stunning home has a thoughtfully updated living space on a large, deep lot in a highly desirable Denison location. This home has been extensively upgraded from top to bottom. Major system improvements include dual-pane windows, upgraded insulation in the walls and attic, a full electrical panel replacement, and a complete whole-house rewire. All water lines have been replaced, along with a brand-new sewer line extending from beneath the home to the city connection. The HVAC system and water heater have also been replaced, providing efficiency, reliability, and true peace of mind. Inside, you’ll find brand-new luxury vinyl plank flooring throughout — a high-end, wood-look material that is both durable and waterproof — freshly installed in January. The interior and exterior feature fresh paint, complemented by new baseboards for a clean, modern finish. Designer light fixtures elevate the space, and both bedrooms include ceiling fans for added comfort and functionality. The kitchen showcases solid wood cabinetry, quartz countertops, stainless steel appliances (dishwasher, microwave, oven range, and disposal), designer-selected backsplash, and updated hardware — creating a space that feels both timeless and elevated. Blending the character and charm of an older home with the feel of new construction, this property offers the best of both worlds. Enjoy mornings on the inviting front porch and the convenience of a private driveway. The deep lot provides flexibility and outdoor potential rarely found at this price point. Located just minutes from downtown Denison, with convenient access to schools and local amenities, this home sits in one of the area’s most sought-after neighborhoods. With Denison experiencing strong growth and development, now is the perfect time to invest and enjoy homeownership in style.

  22. 2026-03-01
    price $1,450
  23. 2026-02-20
    listed $1,500
  24. 2026-02-18
    listed $179,900 Active 1966-char remark
    Show marketing remark (1966 chars)

    Major Price improvement Schedule today Completely renovated and move-in ready, this stunning home has a thoughtfully updated living space on a large, deep lot in a highly desirable Denison location. This home has been extensively upgraded from top to bottom. Major system improvements include dual-pane windows, upgraded insulation in the walls and attic, a full electrical panel replacement, and a complete whole-house rewire. All water lines have been replaced, along with a brand-new sewer line extending from beneath the home to the city connection. The HVAC system and water heater have also been replaced, providing efficiency, reliability, and true peace of mind. Inside, you’ll find brand-new luxury vinyl plank flooring throughout — a high-end, wood-look material that is both durable and waterproof — freshly installed in January. The interior and exterior feature fresh paint, complemented by new baseboards for a clean, modern finish. Designer light fixtures elevate the space, and both bedrooms include ceiling fans for added comfort and functionality. The kitchen showcases solid wood cabinetry, quartz countertops, stainless steel appliances (dishwasher, microwave, oven range, and disposal), designer-selected backsplash, and updated hardware — creating a space that feels both timeless and elevated. Blending the character and charm of an older home with the feel of new construction, this property offers the best of both worlds. Enjoy mornings on the inviting front porch and the convenience of a private driveway. The deep lot provides flexibility and outdoor potential rarely found at this price point. Located just minutes from downtown Denison, with convenient access to schools and local amenities, this home sits in one of the area’s most sought-after neighborhoods. With Denison experiencing strong growth and development, now is the perfect time to invest and enjoy homeownership in style.

  25. 2021-06-24
    soldstatus
  26. 2021-04-27
    status Pending
  27. 2021-04-23
    historical Active Option Contract
  28. 2021-04-21
    historical
  29. 2021-04-15
    listed $140,000 Active
  30. 2019-10-21
    soldstatus
  31. 2001-12-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,966 · $247/mo
Projected year-2 tax
$2,966 · $247/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,685
− Mortgage interest
−$8,122
− Property taxes
−$2,966
− Insurance
−$725
− Repairs & maintenance
−$1,175
− Management
−$1,175
− Depreciation
−$4,218
Taxable loss
−$3,695
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$887
After-tax cash flow
$-327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Denison ISD
NCES district ID
4816710
Math proficiency
43% ▼ -7.00%
Reading proficiency
44% ▼ -3.00%
Median HH income
$41,650
Composite
36.6/100
National rank
#4629
State rank
#315 of 826 in TX

Livability — Denison

Score
73/100
State rank
#221
US rank
#5428

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Denison, TX
County
Grayson County · 108,053 people
City population
34,008
Metro
Sherman-Denison, TX
Population (ZIP)
24,835
Household income
$71,605
Rent vs Own
41.3% rent · 58.7% own
Severe rent burden
997.0

Population outlook (Grayson County) Hauer SSP2

Today (2025)
134,540 people
By 2030
138,653 · +3.1%
By 2040
145,958 · +8.5%
By 2050
151,218 · +12.4%
By 2075
161,802 · +20.3%
By 2100
159,036 · +18.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 13% Two or more races 9% Black 6%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 5% Serbian 2% Portuguese 2%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 6%

Political lean MEDSL · Grayson

2024 margin
Solid R (+54.3) · D 22.5% · R 76.7%
2008→2024 swing
-16.4pp toward R · 2008: -37.9pp · 2024: -54.3pp
All cycles
2024: R+54.3 2020: R+49.9 2016: R+53.1 2012: R+48.0 2008: R+37.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -295.96%
Current HPI
257.1806
Rent YoY
▬ 0.05%
Metro
Sherman-Denison, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+3.6% since first listed
13 events — show timeline
  • 2026-04-22 Price Changed $144,999 NTREIS
  • 2026-03-21 Price Changed $1,400 NTREIS
  • 2026-03-20 Price Changed $159,900 NTREIS
  • 2026-03-01 Price Changed $1,450 NTREIS
  • 2026-02-20 Listed for Rent $1,500 NTREIS
  • 2026-02-18 Listed $179,900 NTREIS
  • 2021-06-24 Sold (Public Records) Public Records
  • 2021-04-27 Pending NTREIS
  • 2021-04-23 Contingent NTREIS
  • 2021-04-21 Listing Removed NTREIS
  • 2021-04-15 Listed $140,000 NTREIS
  • 2019-10-21 Sold (Public Records) Public Records
  • 2001-12-18 Sold (Public Records) Public Records

Property tax history

+14.3%/yr

Latest (2025): $2,966 · -10.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

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