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1011 W 17th St
C- Composite 52.15
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +4.8/10.0
  • Livability +3.8/5.0
  • Rent growth +2.9/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$166,000

1011 W 17th St · Bryan, TX 77803
3 bd · 2.0 ba · 1,239 sqft · SingleFamily public records · 36 Days on market
Built 1991 5,301 sqft lot $134/sqft · 27% below area Est $227k · 27% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

Key facts

  • 5,301 sq ft lot
  • Built 1991
  • Listed 36 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $166k.

Deal economics

  • At list price, monthly cash flow is $68 ($817/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $166k).
  • Recommended offer: $161k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities C-, employment D+.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kemp-Carver El (math 22% / reading 17%, grade F, #3,583 of 4,322 statewide, top 86%, 504 students, 92% FRL); Sam Rayburn (math 42% / reading 34%, grade F, #717 of 1,662 statewide, top 44%, 1,173 students, 74% FRL); James Earl Rudder H S (math 14% / reading 27%, grade F, #1,389 of 1,632 statewide, top 86%, 1,769 students, 76% FRL).
  • Market conditions: Rents rising (+1.4%/yr); 288 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($161k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $161,020 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
6.78%
Cash-on-cash
1.76%
DSCR
1.08
GRM
8.3

CMA / ARV

ARV (median comp)
$227,002
List price
$166,000
Delta
-26.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1000 W 17th St 0.06mi 3/2.0 1,280 (+3%) 3mo $179,995 $141 90
1505 Red Oak St 0.32mi 3/2.0 1,271 (+3%) 1mo $240,000 $189 80
1105 Hall St 0.24mi 3/2.0 1,317 (+6%) 5mo $199,450 $151 74
1216 W 17th St 0.16mi 3/2.0 1,198 (-3%) 17mo $234,900 $196 73
5401 Bear Run 0.45mi 3/2.0 1,263 (+2%) 5mo $320,825 $254 71
908 Chicago St 0.21mi 3/2.0 1,360 (+10%) 13mo $248,000 $182 63
703 W 22nd St 0.57mi 3/2.0 1,203 (-3%) 12mo $237,000 $197 59
909 N Randolph Ave 0.34mi 3/2.0 1,306 (+5%) 19mo $253,000 $194 59
5421 Bear Run 0.45mi 3/2.0 1,415 (+14%) 4mo $263,010 $186 52
5407 Bear Run 0.45mi 3/2.0 1,415 (+14%) 6mo $278,215 $197 51
606 Boulevard St 0.34mi 3/1.0 1,107 (-11%) 18mo $175,000 $158 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.43% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.46×
Total profit
$-25,071
Equity at exit
$24,751
10-year hold
IRR
-9.9%
Equity multiple
0.44×
Total profit
$-26,205
Equity at exit
$14,353

Cash invested: $46,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77803

Home prices YoY
-30.1%
Rents YoY
1.4%
Active inventory
288
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,667 high interval (Pro) →
Mortgage (P&I)
$871
Tax from tax record
$310 /mo · $3,714/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$350
Net cashflow
$68

Break-even live

Break-even rent $1,581
Max offer price $166,000
Occupancy floor 91%

Sensitivity live

Price -10% $162 -5% $115 +0% $68 +5% $21 +10% $-26
Rent -10% $-64 -5% $2 +0% $68 +5% $134 +10% $200
Rate -1.0pp $152 -0.5pp $110 base $68 +0.5pp $25 +1.0pp $-19

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,500
Closing costs
$4,980
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
317 W Martin Luther King Junior St Bryan, TX 3.0 2.0 1207 $1,650 $1.37 23d 1 0.58mi
505 N Logan Ave Bryan, TX 3.0 2.0 1266 $1,895 $1.50 46d 1 0.60mi
601 W 24th St Unit 112 Bryan, TX 2.0 2.0 1165 $1,600 $1.37 46d 1 0.72mi
306 W 23rd St Bryan, TX 3.0 1.0 999 $1,500 $1.50 46d 1 0.73mi
2702 Montana Ave Bryan, TX 3.0 2.0 1305 $1,875 $1.44 46d 1 0.86mi
1209 N Houston Ave Bryan, TX 3.0 2.0 1236 $1,500 $1.21 16d 1 0.98mi
207 N Preston Ave Bryan, TX 2.0 2.0 1100 $1,650 $1.50 23d 1 1.16mi
700 S Sims Ave Bryan, TX 2.0 1.0 918 $1,150 $1.25 23d 1 1.29mi
2796 Buccaneer Trl Bryan, TX 3.0 2.0 1272 $1,950 $1.53 23d 1 1.31mi
106 W 33rd St Bryan, TX 2.0 2.5 1204 $1,850 $1.54 23d 1 1.37mi
104 W 33rd St Bryan, TX 2.0 2.5 1204 $1,850 $1.54 46d 1 1.38mi
514 E 30th St Unit B1 Bryan, TX 2.0 1.5 879 $875 $1.00 46d 1 1.42mi
1300 Baker Ave Bryan, TX 2.0 1.0 850 $970 $1.14 15d 1 1.44mi
1112 Baker Ave Bryan, TX 3.0 1.0 900 $1,695 $1.88 46d 1 1.47mi

Listing history 6 events

  1. 2026-05-16
    status Pending 378-char remark
    Show marketing remark (378 chars)

    Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

  2. 2026-05-13
    historical Active Under Contract 378-char remark
    Show marketing remark (378 chars)

    Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

  3. 2026-04-19
    status Active 378-char remark
    Show marketing remark (378 chars)

    Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

  4. 2026-04-14
    status Active 378-char remark
    Show marketing remark (378 chars)

    Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

  5. 2026-04-07
    listed $166,000 Active 378-char remark
    Show marketing remark (378 chars)

    Situated at 1011 W 17th ST in Bryan, this single-family residence, constructed in 1991, stands ready within its established setting, offering a distinctive opportunity. This residence includes three bedrooms, providing dedicated spaces for a personal retreat. This single-family residence, built in 1991, presents an inviting space for creating a personalized living experience.

  6. 1998-04-20
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,714 · $310/mo
Projected year-2 tax
$3,714 · $310/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,009
− Mortgage interest
−$9,299
− Property taxes
−$3,714
− Insurance
−$830
− Repairs & maintenance
−$1,601
− Management
−$1,601
− Depreciation
−$4,829
Taxable loss
−$1,864
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$447
After-tax cash flow
$1,264/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — Bryan

Score
76/100
State rank
#99
US rank
#3341

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryan, TX
County
Brazos County · 233,400 people
City population
101,772
Metro
College Station-Bryan, TX
Population (ZIP)
31,525
Household income
$52,274
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1094.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 61% Black 21% Two or more races 18% White 17%
Hispanic origin (detail)
Mexican 56%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
21% · Canada, Jamaica, Dominican Republic
Languages at home
52% English-only · Spanish 47%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.84%
Current HPI
257.2885
Rent YoY
▲ 1.43%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-05-16 Pending BCSRMLS
  • 2026-05-13 Contingent BCSRMLS
  • 2026-04-19 Relisted BCSRMLS
  • 2026-04-14 Relisted BCSRMLS
  • 2026-04-07 Listed $166,000 BCSRMLS
  • 1998-04-20 Sold (Public Records) Public Records

Property tax history

+4.2%/yr

Latest (2025): $3,714 · -9.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…