20150 Coosa County Road 29 · Weogufka, AL 35183

$75,000

3 bd · 2.0 ba · 1,248 sqft · SingleFamily · 53 Days on market

Built 1973 Poor condition 1.00 ac lot $60/sqft · 46% below area Est $139k · 46% under ↓ 6% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.7/10.0
• Appreciation +5.0/10.0
• Livability +2.6/5.0
• Rent growth +2.5/5.0
• Schools +1.5/10.0
• Condition / age +1.0/5.0

Listing remarks

Welcome to the country. Check out this 3 bedroom 2 bath home. Situated on 1 acre with a detached carport. This is the perfect investment home, could also be used as a first time home for someone willing to put the love and time into this home.

Key facts

• 1 acre lot
• Parking
• Built 1973

Property features AI

Finance

• Other: Property parcel ID recorded
• Financial info: Garbage fee collected monthly ($60); Down payment assistance available

Exterior

• Parking: Circular drive; Detached parking (garage or structure); Driveway parking; Unassigned and uncovered parking; One carport space
• Utilities: Public water; Septic system; Electric water heater; Internet service availability unknown
• Home design: Existing property (year built described as existing); Crawl space foundation; Siding construction (wood)
• Construction: Wood siding; Crawl space foundation
• Exterior features: Porch; Storage building; Open deck

Interior

• Kitchen: Laminate countertops; Electric stove
• Bedrooms: Multiple bedrooms on the main level including a master bedroom
• Flooring: Hardwood laminate; Vinyl
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central cooling
• Interior features: Ceilings noted as 'Other (see remarks)'; No special interior features listed
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on the main level; Attic space present

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $75k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $296 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $73k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 52/100 on livability (#504 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
• Coosa County (rural): math 6% / reading 30% proficiency, ranked #110 of 129 in AL (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Central Elementary School (math 7% / reading 29%, grade F, #481 of 627 statewide, top 77%, 443 students, 67% FRL); Central High School (math 2% / reading 32%, grade F, #190 of 305 statewide, top 63%, 362 students, 59% FRL) — zoned schools at 63% FRL track the district average.
• Market conditions: 6 active listings in the ZIP.

Forward outlook

• In year one you build about $3k of equity ($519 loan paydown + $2k appreciation (3.0% local appreciation)).
• Coosa County population projected at -44% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 53 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 50% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $72,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 11.03%
• Cash-on-cash: 16.92%
• DSCR: 1.75
• GRM: 6.1

CMA / ARV

• ARV (median comp): $138,966
• List price: $75,000
• Delta: -46.03%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
142 Mack Miller Dr	0.00mi	3/2.0	1,398 (+12%)	15mo	$170,100	$122	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.4%
• Equity multiple: 2.33×
• Total profit: $27,910
• Equity at exit: $33,723

10-year hold

• IRR: 24.3%
• Equity multiple: 4.47×
• Total profit: $72,959
• Equity at exit: $51,972

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35183

• Active inventory: 6
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,031 medium
• Mortgage (P&I): −$393
• Tax est. 1.5%: −$94 /mo · $1,125/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$216
• Net cashflow: $296

Break-even live

Break-even rent $656

Max offer price $75,000

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-19
   days on market $75,000 Active 53 DOM
2. 2026-06-18
   days on market $75,000 Active 52 DOM
3. 2026-06-17
   days on market $75,000 Active 51 DOM
4. 2026-06-16
   days on market $75,000 Active 50 DOM
5. 2026-06-15
   days on market $75,000 Active 49 DOM
6. 2026-06-14
   days on market $75,000 Active 47 DOM
7. 2026-06-12
   days on market $75,000 Active 46 DOM
8. 2026-06-09
   pricedays on market $75,000 Active 43 DOM
9. 2026-06-08
   days on market $80,000 Active 42 DOM
10. 2026-06-07
    days on market $80,000 Active 41 DOM
11. 2026-06-07
    days on market $80,000 Active 40 DOM
12. 2026-06-04
    days on market $80,000 Active 37 DOM
13. 2026-06-02
    days on market $80,000 Active 36 DOM
14. 2026-06-01
    days on market $80,000 Active 35 DOM
15. 2026-05-31
    days on market $80,000 Active 34 DOM
16. 2026-05-31
    days on market $80,000 Active 33 DOM
17. 2026-04-22
    listed $80,000 Active 243-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 50% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,371
• − Mortgage interest: −$4,201
• − Property taxes: −$1,125
• − Insurance: −$375
• − Repairs & maintenance: −$990
• − Management: −$990
• − Depreciation: −$2,182
• Taxable income: $2,509
• Est. tax owed @ 24.0%: −$602
• After-tax cash flow: $2,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and updates to bring it up to a livable condition. Significant structural and aesthetic improvements are needed to increase its resale and rental value.

Repairs flagged

• Major exterior siding — Significant peeling and damage to the exterior siding.
• Major interior walls — Severe damage and peeling paint on interior walls.
• Major flooring — Damaged and in need of replacement.
• Major roof — Significant wear and potential leaks.
• Major HVAC/mechanicals — No visible signs, but likely in need of repair or replacement.
• Major landscaping — Minimal and overgrown vegetation, requiring significant landscaping work.

Value-add opportunities

• Both exterior siding replacement — Improves curb appeal and structural integrity.
• Both interior wall repairs and painting — Enhances interior aesthetics and value.
• Both flooring replacement — Improves living conditions and resale value.
• Both roof repair or replacement — Prevents leaks and structural damage.
• Both HVAC system replacement — Improves comfort and energy efficiency.
• Both landscaping and curb appeal improvements — Enhances overall property value and appeal.

Renovation cost estimate screening

Repair item	Severity	Est. cost
exterior siding · Significant peeling and damage to the exterior siding.	Major	$15,000–50,000
interior walls · Severe damage and peeling paint on interior walls.	Major	$15,000–50,000
flooring · Damaged and in need of replacement.	Major	$15,000–50,000
roof · Significant wear and potential leaks.	Major	$15,000–50,000
HVAC/mechanicals · No visible signs, but likely in need of repair or replacement.	Major	$15,000–50,000
landscaping · Minimal and overgrown vegetation, requiring significant landscaping work.	Major	$15,000–50,000
Total estimated repair cost · 6 items		$90,000–300,000

Value-add ROI direction

• Both exterior siding replacement — Improves curb appeal and structural integrity. ↑
• Both interior wall repairs and painting — Enhances interior aesthetics and value. ↑
• Both flooring replacement — Improves living conditions and resale value. ↑
• Both roof repair or replacement — Prevents leaks and structural damage. ↑
• Both HVAC system replacement — Improves comfort and energy efficiency. ↑
• Both landscaping and curb appeal improvements — Enhances overall property value and appeal. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Coosa County
• NCES district ID: 0100900
• Math proficiency: 6% ▼ -23.00%
• Reading proficiency: 30% ▼ -4.00%
• Median HH income: $34,909
• Composite: 14.72/100
• National rank: #9397
• State rank: #110 of 129 in AL

Livability — Weogufka

• Score: 52/100
• State rank: #504
• US rank: #24945

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 984

Population outlook (Coosa County) Hauer SSP2

• Today (2025): 8,898 people
• By 2030: 7,964 · -10.5%
• By 2040: 6,286 · -29.4%
• By 2050: 4,978 · -44.1%
• By 2075: 3,255 · -63.4%
• By 2100: 2,832 · -68.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 10% Hispanic / Latino 3% Native American 1%
• Common ancestry: Serbian 8%
• Foreign-born: 1%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Coosa

• 2024 margin: Solid R (+43.3) · D 28.1% · R 71.4%
• 2008→2024 swing: -25.8pp toward R · 2008: -17.5pp · 2024: -43.3pp
• All cycles: 2024: R+43.3 2020: R+33.5 2016: R+30.6 2012: R+16.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-6.2% since first listed

2 events — show timeline

• 2026-06-09 Price Changed $75,000 Greater Alabama MLS
• 2026-04-22 Listed $80,000 Greater Alabama MLS