318 Tartan Rd · Hopkins, SC 29061

$220,000

2 bd · 2.5 ba · 1,648 sqft · SingleFamily · 30 Days on market

Built 2026 Excellent condition 3,920 sqft lot Est $269k · 18% under $44/mo HOA · 2% of rent ↓ 11% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.0/30.0
• Condition / age +4.8/5.0
• 1% rule +3.9/10.0
• DSCR +3.9/10.0
• Livability +3.0/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

Key facts

• 3,920 sq ft lot
• Garage
• Community pool

Property features AI

Finance

• Other: Directions available
• HOA & community: Homeowners association present; Association maintains common areas, playground, pool, sidewalks and street lights

Exterior

• Parking: Attached garage with 1 garage space
• Utilities: Public sewer
• Home design: Two-story residence; Lot is approximately 0.09 acres; Lot number 7
• Construction: Slab foundation
• Exterior features: Vinyl exterior finish; Paved road access; Public water

Interior

• Bedrooms: Master bedroom on the second floor; Second bedroom on the second floor
• Bathrooms: Two full bathrooms; One half bathroom; Two additional full second bathrooms
• Interior features: Family room located on the main level; Kitchen located on the main level; Central heating; Central cooling; Total heated area approximately 1,648

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath single-family listed at $220k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-11 ($-136/yr) — negative.
• To cash-flow at today's rent, offer at most $218k (0.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (10.6% below list).
• Recommended offer: $197k (10.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#238 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+, housing B; Watch: employment D+, amenities F, commute F.
• Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 328 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
• This rent runs 39% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $196,586 (10.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.23%
• Cash-on-cash: -0.22%
• DSCR: 0.99
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $268,624
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
972 Harvest Valley Ln	0.63mi	3/2.5 (+1)	1,404 (-15%)	18mo	$228,900	$163	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.6%
• Equity multiple: 0.41×
• Total profit: $-36,315
• Equity at exit: $32,803

10-year hold

• IRR: -8.4%
• Equity multiple: 0.48×
• Total profit: $-32,322
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29061

• Home prices YoY: -22.8%
• Active inventory: 328
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,966 medium
• Mortgage (P&I): −$1,154
• Tax est. 1.5%: −$275 /mo · $3,300/yr
• Insurance: −$92
• HOA: −$44
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $-11

Break-even live

Break-even rent $1,980

Max offer price $218,359

Occupancy floor 96%

Sensitivity live

Price	-10% $141	-5% $65	+0% $-11	+5% $-87	+10% $-163
Rent	-10% $-167	-5% $-89	+0% $-11	+5% $66	+10% $144
Rate	-1.0pp $99	-0.5pp $45	base $-11	+0.5pp $-68	+1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
345 Bevington Brook Ln Hopkins, SC	3.0	2.0	1475	$2,195	$1.49	24d	1	1.02mi
455 Hunters Crossing Dr Hopkins, SC	3.0	2.0	1381	$1,699	$1.23	15d	1	1.10mi
1049 Crescent Moon Loop Hopkins, SC	3.0	2.5	1650	$2,100	$1.27	15d	1	1.20mi

HOA detail

• Monthly dues: $44 · $528/yr
• Likely covers: waterelectric

Listing history 28 events

1. 2026-06-18
   days on market $220,000 Active 30 DOM
2. 2026-06-17
   days on market $220,000 Active 29 DOM
3. 2026-06-16
   days on market $220,000 Active 28 DOM
4. 2026-06-15
   days on market $220,000 Active 27 DOM
5. 2026-06-14
   days on market $220,000 Active 25 DOM
6. 2026-06-10
   days on market $220,000 Active 22 DOM
7. 2026-06-09
   days on market $220,000 Active 21 DOM
8. 2026-06-08
   days on market $220,000 Active 20 DOM
9. 2026-06-07
   days on market $220,000 Active 19 DOM
10. 2026-06-03
    days on market $220,000 Active 15 DOM
11. 2026-06-03
    days on market $220,000 Active 14 DOM
12. 2026-06-01
    days on market $220,000 Active 13 DOM
13. 2026-05-31
    days on market $220,000 Active 12 DOM
14. 2026-05-21
    price $220,000

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

15. 2026-05-21
    price $220,000 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

16. 2026-05-21
    price $223,991

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

17. 2026-05-20
    price $223,991 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

18. 2026-05-19
    listed $224,000 Active
19. 2026-04-24
    price $224,000 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

20. 2026-04-24
    price $224,000

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

21. 2026-02-10
    status Active 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

22. 2026-02-10
    price $224,990 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

23. 2026-01-30
    price $224,990
24. 2026-01-16
    price $225,000
25. 2025-12-13
    price $235,000
26. 2025-10-24
    historical 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

27. 2025-10-23
    listed $247,064 Active 764-char remark

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

28. 2025-10-23
    listed $247,065 Active

    Show marketing remark (764 chars)

    The Douglas Plan is a two-story, three-bedroom, two-and-one-half-bathroom home that combines style and comfort. Enter through the front door into a spacious open-concept great room, eat-in area, and kitchen featuring elegant stone-gray cabinets, stunning Dallas White countertops, and a sleek electric stove perfect for everyday living and entertaining. A convenient powder room is tucked away off the garage entry. Upstairs, the primary suite offers a generous walk-in closet and a private bathroom complete with a five-foot fiberglass shower, water closet, and linen closet. The laundry closet is conveniently located just outside the primary suite, with the secondary bedrooms down the hall. Come tour this home today in our beautiful Laurinton Farms community!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $23,590
• − Mortgage interest: −$12,323
• − Property taxes: −$3,300
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,887
• − Management: −$1,887
• − HOA: −$528
• − Depreciation: −$6,400
• Taxable loss: −$3,836
• Est. tax savings @ 24.0%: +$921
• After-tax cash flow: $784/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Excellent 95/100 None rehab

This two-story, three-bedroom home is in excellent condition with no visible repairs needed. The well-maintained exterior, interior, and landscaping make it an attractive option for both resale and rental.

Value-add opportunities

• Both Landscaping and playground improvements — Enhances curb appeal and provides recreational space for residents.
• Both Fire pit area improvements — Attracts potential buyers and renters with a unique outdoor feature.

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping and playground improvements — Enhances curb appeal and provides recreational space for residents. ↑
• Both Fire pit area improvements — Attracts potential buyers and renters with a unique outdoor feature. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Richland 01
• NCES district ID: 4503360
• Math proficiency: 26% ▼ -7.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $38,931
• Composite: 25.94/100
• National rank: #7335
• State rank: #54 of 80 in SC

Livability — Hopkins

• Score: 59/100
• State rank: #238
• US rank: #19825

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing B Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Richland County · 389,530 people
• City population: 12,538
• Metro: Columbia, SC
• Population (ZIP): 12,538
• Household income: $60,307
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 236.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (68%)
• Race & ethnicity: Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
• Common ancestry: Italian 1% Lithuanian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.44%
• Current HPI: 194.8986
• Rent YoY: —
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-11.0% since first listed

15 events — show timeline

• 2026-05-21 Price Changed $220,000 Consolidated MLS
• 2026-05-21 Price Changed $220,000 Zillow
• 2026-05-21 Price Changed $223,991 Consolidated MLS
• 2026-05-20 Price Changed $223,991 Zillow
• 2026-05-19 Listed $224,000 Consolidated MLS
• 2026-04-24 Price Changed $224,000 Zillow
• 2026-04-24 Price Changed $224,000 Consolidated MLS
• 2026-02-10 Relisted — Zillow
• 2026-02-10 Price Changed $224,990 Zillow
• 2026-01-30 Price Changed $224,990 Consolidated MLS
• 2026-01-16 Price Changed $225,000 Consolidated MLS
• 2025-12-13 Price Changed $235,000 Consolidated MLS
• 2025-10-24 Delisted — Zillow
• 2025-10-23 Listed $247,064 Zillow
• 2025-10-23 Listed $247,065 Consolidated MLS