1918 Pine Haven Rd · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 76.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.6/30.0
- ARV discount +15.0/15.0
- DSCR +7.6/10.0
- 1% rule +5.6/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$119,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1918 Pine Haven Road - a charming 2-bedroom, 1-bath home sitting on a large lot in Augusta. This place has that warm, lived-in feel that's just waiting for your personal touch. Step inside to find beautiful hardwood floors throughout, giving the home a classic and comfortable vibe. The kitchen has been nicely updated with modern appliances, fresh cabinetry, and everything you need to whip up a quick breakfast or host friends for dinner. The layout flows easily from room to room, making the space feel open and inviting. You'll love relaxing on the screened-in back deck, perfect for morning coffee or unwinding in the evening - no bugs included. The gas hot water heater is brand new, and the roof was replaced just 3 years ago, so those big-ticket items are already handled. Outside, the spacious lot gives you room to roam, garden, or even expand. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Come take a look and see what makes 1918 Pine Haven Road feel just right!
Key facts
- New vents
- New outlet covers
- Fresh interior paint
Tags
Property features AI
Finance
- Other: Property type: Residential
Exterior
- Parking: Gravel parking
- Security: Smoke detector(s); Owned security system
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family residence; One level
- Construction: Vinyl siding; Composition roof; Crawl space / no basement; Built on one level
- Exterior features: Deck; Front porch; Fenced yard
Interior
- Kitchen: Built-in electric oven; Range; Refrigerator; Dishwasher
- Bedrooms: Total of 6 rooms (includes bedrooms and living spaces)
- Flooring: Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Pantry; Eat-in kitchen; Other interior features; Window coverings; Smoke detector(s); Owned security system
- Laundry & utility: Washer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $226 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Richmond Hill K-8 (math 4% / reading 10%, grade F, #1,152 of 1,228 statewide, top 94%, 1,174 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.2%/yr); 367 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 91% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.56%
- Cash-on-cash
- 8.09%
- DSCR
- 1.36
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $157,937
- List price
- $119,900
- Delta
- -24.08%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2022 Ashley Dr | 0.52mi | 3/1.5 (+1) | 1,125 (+4%) | 14mo | $130,000 | $116 | 51 |
| 2060 Morning Dr Dr | 0.47mi | 3/1.5 (+1) | 1,200 (+10%) | 10mo | $170,000 | $142 | 45 |
| 3342 Fashion Dr | 0.71mi | 3/1.5 (+1) | 1,134 (+4%) | 10mo | $149,900 | $132 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -7.3%
- Equity multiple
- 0.74×
- Total profit
- $-8,755
- Equity at exit
- $17,877
- IRR
- -1.8%
- Equity multiple
- 0.89×
- Total profit
- $-3,525
- Equity at exit
- $10,367
Cash invested: $33,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30906
- Home prices YoY
- -21.6%
- Rents YoY
- -0.2%
- Active inventory
- 367
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,273 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$101 /mo · $1,209/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$267
- Net cashflow
- $226
Break-even live
Sensitivity live
| Price | -10% $294 | -5% $260 | +0% $226 | +5% $192 | +10% $158 |
|---|---|---|---|---|---|
| Rent | -10% $126 | -5% $176 | +0% $226 | +5% $277 | +10% $327 |
| Rate | -1.0pp $287 | -0.5pp $257 | base $226 | +0.5pp $195 | +1.0pp $164 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,975
- Closing costs
- $3,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3444 Murphy Ct Augusta, GA | 3.0 | 1.0 | 1332 | $1,349 | $1.01 | 45d | 1 | 0.20mi |
| 2006 Denmark Dr Augusta, GA | 3.0 | 1.0 | 1033 | $1,100 | $1.06 | 45d | 1 | 0.82mi |
| 2006 Denmark Dr Augusta, GA | 3.0 | 1.0 | 1033 | $1,100 | $1.06 | 45d | 1 | 0.82mi |
| 2111 Cadden Rd Augusta, GA | 3.0 | 1.0 | 1100 | $1,150 | $1.05 | 45d | 1 | 0.89mi |
| 3443 Linderwood Dr Augusta, GA | 3.0 | 2.0 | 1428 | $1,435 | $1.00 | 45d | 1 | 0.98mi |
| 1017 Caddenwoods Dr Augusta, GA | 3.0 | 2.0 | 1496 | $1,430 | $0.96 | 45d | 1 | 1.10mi |
| 1916 Preston Dr Augusta, GA | 3.0 | 1.5 | 1134 | $1,055 | $0.93 | 45d | 1 | 1.19mi |
| 1915 Dianne Dr Augusta, GA | 3.0 | 1.0 | 1196 | $1,236 | $1.03 | 45d | 1 | 1.28mi |
| 3211 Kevin Dr Augusta, GA | 3.0 | 1.5 | 1005 | $1,275 | $1.27 | 24d | 1 | 1.36mi |
| 3211 Kevin Dr Augusta, GA | 3.0 | 1.5 | 1005 | $1,275 | $1.27 | 45d | 1 | 1.36mi |
| 3431 Winesap Way Augusta, GA | 3.0 | 1.5 | 1188 | $1,100 | $0.93 | 45d | 1 | 1.46mi |
Listing history 28 events
-
2026-06-21days on market $119,900 Active 41 DOM
-
2026-06-18days on market $119,900 Active 38 DOM
-
2026-06-17days on market $119,900 Active 37 DOM
-
2026-06-16days on market $119,900 Active 36 DOM
-
2026-06-15days on market $119,900 Active 35 DOM
-
2026-06-14days on market $119,900 Active 33 DOM
-
2026-06-10days on market $119,900 Active 30 DOM
-
2026-06-09days on market $119,900 Active 29 DOM
-
2026-06-08days on market $119,900 Active 28 DOM
-
2026-06-07days on market $119,900 Active 27 DOM
-
2026-06-03days on market $119,900 Active 23 DOM
-
2026-06-02pricedays on market $119,900 Active 22 DOM
-
2026-06-01days on market $124,900 Active 21 DOM
-
2026-05-31days on market $124,900 Active 20 DOM
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2026-05-30days on market $124,900 Active 19 DOM
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2026-05-11historical
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2026-04-18$124,900 Active
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2026-04-18$124,900 Active 1234-char remark
-
2025-07-22soldstatus $110,000
-
2025-07-18soldstatus $110,000
Show marketing remark (1053 chars)
Welcome to 1918 Pine Haven Road - a charming 2-bedroom, 1-bath home sitting on a large lot in Augusta. This place has that warm, lived-in feel that's just waiting for your personal touch. Step inside to find beautiful hardwood floors throughout, giving the home a classic and comfortable vibe. The kitchen has been nicely updated with modern appliances, fresh cabinetry, and everything you need to whip up a quick breakfast or host friends for dinner. The layout flows easily from room to room, making the space feel open and inviting. You'll love relaxing on the screened-in back deck, perfect for morning coffee or unwinding in the evening - no bugs included. The gas hot water heater is brand new, and the roof was replaced just 3 years ago, so those big-ticket items are already handled. Outside, the spacious lot gives you room to roam, garden, or even expand. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Come take a look and see what makes 1918 Pine Haven Road feel just right!
-
2025-07-18soldstatus $110,000
Show marketing remark (1053 chars)
Welcome to 1918 Pine Haven Road - a charming 2-bedroom, 1-bath home sitting on a large lot in Augusta. This place has that warm, lived-in feel that's just waiting for your personal touch. Step inside to find beautiful hardwood floors throughout, giving the home a classic and comfortable vibe. The kitchen has been nicely updated with modern appliances, fresh cabinetry, and everything you need to whip up a quick breakfast or host friends for dinner. The layout flows easily from room to room, making the space feel open and inviting. You'll love relaxing on the screened-in back deck, perfect for morning coffee or unwinding in the evening - no bugs included. The gas hot water heater is brand new, and the roof was replaced just 3 years ago, so those big-ticket items are already handled. Outside, the spacious lot gives you room to roam, garden, or even expand. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Come take a look and see what makes 1918 Pine Haven Road feel just right!
-
2025-04-25$115,000
Show marketing remark (1053 chars)
Welcome to 1918 Pine Haven Road - a charming 2-bedroom, 1-bath home sitting on a large lot in Augusta. This place has that warm, lived-in feel that's just waiting for your personal touch. Step inside to find beautiful hardwood floors throughout, giving the home a classic and comfortable vibe. The kitchen has been nicely updated with modern appliances, fresh cabinetry, and everything you need to whip up a quick breakfast or host friends for dinner. The layout flows easily from room to room, making the space feel open and inviting. You'll love relaxing on the screened-in back deck, perfect for morning coffee or unwinding in the evening - no bugs included. The gas hot water heater is brand new, and the roof was replaced just 3 years ago, so those big-ticket items are already handled. Outside, the spacious lot gives you room to roam, garden, or even expand. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Come take a look and see what makes 1918 Pine Haven Road feel just right!
-
2025-04-25$115,000
Show marketing remark (1053 chars)
Welcome to 1918 Pine Haven Road - a charming 2-bedroom, 1-bath home sitting on a large lot in Augusta. This place has that warm, lived-in feel that's just waiting for your personal touch. Step inside to find beautiful hardwood floors throughout, giving the home a classic and comfortable vibe. The kitchen has been nicely updated with modern appliances, fresh cabinetry, and everything you need to whip up a quick breakfast or host friends for dinner. The layout flows easily from room to room, making the space feel open and inviting. You'll love relaxing on the screened-in back deck, perfect for morning coffee or unwinding in the evening - no bugs included. The gas hot water heater is brand new, and the roof was replaced just 3 years ago, so those big-ticket items are already handled. Outside, the spacious lot gives you room to roam, garden, or even expand. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home checks all the boxes. Come take a look and see what makes 1918 Pine Haven Road feel just right!
-
2023-03-11historical
-
2023-03-11historical
-
2023-03-09$124,900
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2023-03-09$124,900
-
2006-02-23soldstatus $45,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,209 · $101/mo
- Projected year-2 tax
- $1,209 · $101/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 76% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,278
- − Mortgage interest
- −$6,716
- − Property taxes
- −$1,209
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,222
- − Management
- −$1,222
- − Depreciation
- −$3,488
- Taxable income
- $821
- Est. tax owed @ 24.0%
- −$197
- After-tax cash flow
- $2,519/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 60,423
- Household income
- $45,999
- Rent vs Own
- Severe rent burden
- 3363.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.99%
- Current HPI
- 213.5733
- Rent YoY
- ▼ -0.25%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+163.5% since first listed14 events — show timeline
- 2026-06-01 Price Changed $119,900 Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-18 Listed $124,900 Hive MLS
- 2026-04-18 Listed $124,900 Hive MLS
- 2025-07-22 Sold (Public Records) $110,000 Public Records
- 2025-07-18 Sold (MLS) $110,000 Hive MLS
- 2025-07-18 Sold (MLS) $110,000 Hive MLS
- 2025-04-25 Listed $115,000 Hive MLS
- 2025-04-25 Listed $115,000 Hive MLS
- 2023-03-11 Listing Removed — Hive MLS
- 2023-03-11 Listing Removed — Hive MLS
- 2023-03-09 Listed $124,900 Hive MLS
- 2023-03-09 Listed $124,900 Hive MLS
- 2006-02-23 Sold (Public Records) $45,500 Public Records
Property tax history
+1.0%/yrLatest (2025): $1,209 · -6.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…