6402 Raleigh Loop · College Station, TX 77845

$314,900

3 bd · 2.0 ba · 1,510 sqft · SingleFamily · 239 Days on market

Built 2025 $209/sqft · 11% below area Est $353k · 11% under ↓ 7% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.3/15.0
• Cash flow +8.3/30.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• Rent growth +3.3/5.0
• 1% rule +2.6/10.0
• Condition / age +2.5/5.0
• DSCR +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

Key facts

• Large kitchen island
• Walk-in closets
• Open living area

Tags

• LARGE KITCHEN ISLAND
• OPEN LIVING AREA
• WALK-IN CLOSETS
• STAINLESS STEEL APPLIANCES
• DECORATIVE TILE BACKSPLASH
• DUAL PRIMARY BATHROOM VANITY

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $315k.

Deal economics

• At list price, monthly cash flow is $-290 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $273k (13.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (24.2% below list).
• Recommended offer: $239k (24.2% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
• College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pebble Creek El (math 57% / reading 62%, grade B-, #409 of 4,322 statewide, top 10%, 578 students, 30% FRL); Oakwood Int (math 55% / reading 47%, grade C, #326 of 1,662 statewide, top 20%, 719 students, 48% FRL); A & M Cons H S (math 65% / reading 66%, grade B, #193 of 1,632 statewide, top 12%, 2,139 students, 32% FRL).
• Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
• This rent runs 32% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 239 days — a 12% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $22k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 93% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $238,761 (24.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 239 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.19%
• Cash-on-cash: -3.95%
• DSCR: 0.82
• GRM: 11.0

CMA / ARV

• ARV (median comp): $352,739
• List price: $314,900
• Delta: -10.73%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold

• IRR: -22.8%
• Equity multiple: 0.22×
• Total profit: $-69,148
• Equity at exit: $46,953

10-year hold

• IRR: -16.8%
• Equity multiple: 0.06×
• Total profit: $-82,563
• Equity at exit: $27,227

Cash invested: $88,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77845

• Rents YoY: 3.1%
• Active inventory: 1179
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,388 high
• Mortgage (P&I): −$1,651
• Tax est. 1.5%: −$394 /mo · $4,724/yr
• Insurance: −$131
• HOA: −$0
• Vacancy / Maint / Mgmt: −$501
• Net cashflow: $-290

Break-even live

Break-even rent $2,755

Max offer price $272,938

Occupancy floor —

Sensitivity live

Price	-10% $-72	-5% $-181	+0% $-290	+5% $-399	+10% $-508
Rent	-10% $-479	-5% $-384	+0% $-290	+5% $-196	+10% $-101
Rate	-1.0pp $-131	-0.5pp $-210	base $-290	+0.5pp $-372	+1.0pp $-455

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,725
• Closing costs: $9,447
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6335 Spartan Dr College Station, TX	4.0	3.0	1857	$2,350	$1.27	45d	1	0.84mi
6219 Southern Cross Dr College Station, TX	3.0	2.0	1546	$2,295	$1.48	14d	1	1.00mi
6226 Rockford Dr College Station, TX	4.0	2.0	1662	$2,475	$1.49	45d	1	1.04mi
1200 Canton Dr College Station, TX	4.0	3.0	1973	$2,550	$1.29	0d	1	1.35mi
6351 Darlington Ave College Station, TX	4.0	2.0	2116	$2,500	$1.18	45d	1	1.37mi
1142 Natchez Dr College Station, TX	3.0	2.0	1370	$2,300	$1.68	14d	1	1.38mi
1110 Kennesaw Dr College Station, TX	4.0	2.0	2119	$2,505	$1.18	14d	1	1.45mi

Listing history 25 events

1. 2026-06-21
   days on market $314,900 Active 239 DOM
2. 2026-06-18
   days on market $314,900 Active 236 DOM
3. 2026-06-17
   days on market $314,900 Active 235 DOM
4. 2026-06-16
   days on market $314,900 Active 234 DOM
5. 2026-06-15
   days on market $314,900 Active 233 DOM
6. 2026-06-14
   days on market $314,900 Active 231 DOM
7. 2026-06-13
   days on market $314,900 Active 230 DOM
8. 2026-06-10
   days on market $314,900 Active 228 DOM
9. 2026-06-09
   days on market $314,900 Active 227 DOM
10. 2026-06-08
    days on market $314,900 Active 226 DOM
11. 2026-06-05
    days on market $314,900 Active 222 DOM
12. 2026-06-02
    days on market $314,900 Active 220 DOM
13. 2026-06-01
    days on market $314,900 Active 219 DOM
14. 2026-05-31
    days on market $314,900 Active 218 DOM
15. 2026-05-30
    days on market $314,900 Active 217 DOM
16. 2026-02-21
    status Active 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

17. 2026-02-21
    historical 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

18. 2026-02-03
    status Active 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

19. 2026-02-03
    historical 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

20. 2026-01-08
    price $314,900 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

21. 2026-01-07
    price $314,900
22. 2025-11-22
    price $338,300 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

23. 2025-11-22
    price $338,300

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

24. 2025-11-20
    listed $337,300 Active
25. 2025-10-24
    listed $337,300 Active 939-char remark

    Show marketing remark (939 chars)

    Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings. Additional options included: Stainless steel appliances, painted cabinets throughout, a decorative tile backsplash, additional LED recessed lighting, kitchen is prewired for pendant lighting, and a dual primary bathroom vanity.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 93% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,651
• − Mortgage interest: −$17,639
• − Property taxes: −$4,724
• − Insurance: −$1,574
• − Repairs & maintenance: −$2,292
• − Management: −$2,292
• − Depreciation: −$9,161
• Taxable loss: −$9,031
• Est. tax savings @ 24.0%: +$2,167
• After-tax cash flow: $-1,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: College Station ISD
• NCES district ID: 4807350
• Math proficiency: 58% ▼ -4.00%
• Reading proficiency: 54% ▼ -2.00%
• Median HH income: $36,991
• Composite: 46.54/100
• National rank: #2428
• State rank: #113 of 826 in TX

Livability — College Station

• Score: 83/100
• State rank: #11
• US rank: #994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Brazos County · 233,400 people
• City population: 131,628
• Metro: College Station-Bryan, TX
• Population (ZIP): 76,764
• Household income: $88,851
• Rent vs Own: 37.2% rent · 62.8% own
• Severe rent burden: 3329.0

Population outlook (Brazos County) Hauer SSP2

• Today (2025): 267,942 people
• By 2030: 296,630 · +10.7%
• By 2040: 354,560 · +32.3%
• By 2050: 414,616 · +54.7%
• By 2075: 562,158 · +109.8%
• By 2100: 678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Lithuanian 2% Romanian 2% Italian 2%
• Foreign-born: 11% · Canada, China, South Korea
• Languages at home: 83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

• 2024 margin: Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
• 2008→2024 swing: +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
• All cycles: 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.31%
• Current HPI: 175.9669
• Rent YoY: ▲ 3.13%
• Metro: College Station-Bryan, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-6.6% since first listed

10 events — show timeline

• 2026-02-21 Relisted — Zillow
• 2026-02-21 Delisted — Zillow
• 2026-02-03 Relisted — Zillow
• 2026-02-03 Delisted — Zillow
• 2026-01-08 Price Changed $314,900 Zillow
• 2026-01-07 Price Changed $314,900 BCSRMLS
• 2025-11-22 Price Changed $338,300 Zillow
• 2025-11-22 Price Changed $338,300 BCSRMLS
• 2025-11-20 Listed $337,300 BCSRMLS
• 2025-10-24 Listed $337,300 Zillow