41 High Point Cir S #303 · Naples, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.52%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.6/10.0
- Rent growth +5.0/5.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Appreciation +0.0/10.0
$247,000
41 High Point Cir S #303 · Naples, FL 34103
2 bd · 2.0 ba · 1,015 sqft · Condo
public records
· 234 Days on market
Built 1979
$243/sqft
· 22% below area
Est $346k · 29% under
$845/mo HOA · 18% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
High Point Country Club epitomizes the bundled, nine-hole, walking golf course community lifestyle. With immediate golf membership, a state-of-the-art fitness center, six refreshing pools, a restaurant, and courts for tennis and pickleball—all covered by your quarterly HOA fees—every day presents a new opportunity for recreation and relaxation. Nestled within this vibrant social hub is one of the finest renovated condos available. Revel in the convenience of covered parking and in-residence laundry facilities, enhancing your comfort and convenience. Boasting a prime location just 1.5 miles from the beach and 2.
Key facts
- Covered parking
- Six refreshing pools
- Courts for tennis
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $247k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $247k).
- Recommended offer: $217k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.0% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.6%/yr); 543 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,598/mo this rent would consume 47% of the median local household income ($117k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $69k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 234 days — a 12% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $53k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $80k; list at $247k implies a 211% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$217,360
(12.0% below list)
Questions for the listing agent
- It's been on market 234 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.86% ✓
- Cap rate
- 11.96%
- Cash-on-cash
- 20.25%
- DSCR
- 1.90
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $346,292
- List price
- $247,000
- Delta
- -28.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3150 Binnacle Dr #207 | 0.47mi | 2/2.0 | 1,000 (-2%) | 0mo | $220,000 | $220 | 76 |
| 788 Park Shore Dr Unit E20 | 0.69mi | 2/2.0 | 1,015 (0%) | 2mo | $455,000 | $448 | 66 |
| 3030 Binnacle Dr #307 | 0.52mi | 2/2.0 | 1,092 (+8%) | 1mo | $310,000 | $284 | 62 |
| 2000 Alamanda Dr #104 | 1.10mi | 2/2.0 | 1,030 (+2%) | 2mo | $320,000 | $311 | 61 |
| 555 Park Shore Dr Unit B109 | 1.12mi | 1/2.0 (-1) | 1,045 (+3%) | 0mo | $385,000 | $368 | 55 |
| 2593 Poinciana St | 1.22mi | 2/2.0 | 1,092 (+8%) | 2mo | $445,000 | $408 | 51 |
| 2500 10th St N | 0.64mi | 2/2.5 | 1,233 (+22%) | 0mo | $760,000 | $616 | 43 |
| 600 Neapolitan Way #341 | 1.21mi | 2/2.0 | 864 (-15%) | 0mo | $350,000 | $405 | 40 |
| 4001 Gulf Shore Blvd N #603 | 1.42mi | 2/2.0 | 1,267 (+25%) | 0mo | $875,000 | $691 | 40 |
| 750 Mooring Line Dr #105 | 0.96mi | 2/2.0 | 843 (-17%) | 1mo | $288,000 | $342 | 39 |
| 2600 Gulf Shore Blvd N #54 | 1.29mi | 2/2.0 | 1,200 (+18%) | 1mo | $615,000 | $513 | 39 |
| 788 Park Shore Dr Unit H39 | 0.69mi | 1/1.5 (-1) | 848 (-16%) | 0mo | $260,295 | $307 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- 19.5%
- Equity multiple
- 1.86×
- Total profit
- $59,152
- Equity at exit
- $36,829
10-year hold
- IRR
- 31.7%
- Equity multiple
- 4.76×
- Total profit
- $260,014
- Equity at exit
- $21,356
Cash invested: $69,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 4 active · 1 under contract
- Median asking
- $372,000 ($350/sqft)
- Median days on market
- 106 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -2.4% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34103
- Rents YoY
- 14.6%
- Active inventory
- 543
- Price-to-rent
- 4.5×
Monthly cashflow live
↻
- Estimated rent
- $4,598 medium interval (Pro) →
- Mortgage (P&I)
- −$1,295
- Tax from tax record
- −$222 /mo · $2,667/yr
- Insurance
- −$103
- HOA
- −$845
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$966
- Net cashflow
- $1,167
Break-even live
Break-even rent
$3,121
Max offer price
$247,000
Occupancy floor
70%
Sensitivity live
| Price | -10% $1,307 | -5% $1,237 | +0% $1,167 | +5% $1,097 | +10% $1,027 |
|---|---|---|---|---|---|
| Rent | -10% $804 | -5% $986 | +0% $1,167 | +5% $1,349 | +10% $1,530 |
| Rate | -1.0pp $1,292 | -0.5pp $1,230 | base $1,167 | +0.5pp $1,103 | +1.0pp $1,038 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,750
- Closing costs
- $7,410
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 41 High Point Cir S #104 Naples, FL | 2.0 | 2.0 | 1015 | $3,900 | $3.84 | 6d | 1 | 0.02mi |
| 45 High Point Cir S #303 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 6d | 1 | 0.05mi |
| 45 High Point Cir S #303 Naples, FL | 2.0 | 2.0 | 1015 | $5,500 | $5.42 | 119d | 1 | 0.05mi |
| 5 High Point Cir W Naples, FL | 2.0 | 2.0 | 1100 | $4,850 | $4.41 | 6d | 2 | 0.22mi |
| 3370 10th St N #1312 Naples, FL | 2.0 | 2.0 | 1066 | $5,500 | $5.16 | 6d | 1 | 0.29mi |
| 3200 Binnacle Dr Unit D3 Naples, FL | 2.0 | 2.0 | 1180 | $8,500 | $7.20 | 6d | 1 | 0.45mi |
| 3150 Binnacle Dr Apt 217 Naples, FL | 2.0 | 2.0 | 1000 | $5,000 | $5.00 | 6d | 1 | 0.46mi |
| 3030 Binnacle Dr #201 Naples, FL | 2.0 | 2.0 | 1092 | $5,000 | $4.58 | 119d | 1 | 0.52mi |
| 820 Ketch Dr #2 Naples, FL | 2.0 | 2.0 | 1100 | $5,700 | $5.18 | 119d | 1 | 0.53mi |
| 820 Ketch Dr #3 Naples, FL | 2.0 | 2.0 | 1100 | $5,500 | $5.00 | 119d | 1 | 0.53mi |
| 820 Ketch Dr #8 Naples, FL | 2.0 | 2.0 | 1100 | $5,700 | $5.18 | 6d | 1 | 0.53mi |
| 1266 Michigan Ave Unit 1073515P Naples, FL | 2.0–4.0 | 2.0–4.0 | 1361 | $4,858 | $3.57 | 0d | 2 | 0.57mi |
| 2400 14th St N Naples, FL | 3.0 | 2.0 | 1464 | $5,890 | $4.02 | 109d | 1 | 0.62mi |
| 788 Park Shore Dr Naples, FL | 1.0–2.0 | 1.5–2.0 | 931 | $5,500 | $5.90 | 109d | 3 | 0.65mi |
| 788 Park Shore Dr Naples, FL | 1.0–2.0 | 1.5–2.0 | 931 | $5,300 | $5.69 | 6d | 3 | 0.65mi |
| 3930 Belair Ln Naples, FL | 2.0 | 2.0 | 1300 | $6,000 | $4.62 | 119d | 1 | 0.78mi |
| 3520 Bolero Way Naples, FL | 3.0 | 2.0 | 1404 | $3,500 | $2.49 | 6d | 1 | 0.96mi |
| 3520 Bolero Way Unit 1325569P Naples, FL | 3.0 | 2.0 | 1399 | $5,021 | $3.59 | 109d | 1 | 0.96mi |
| 4092 Belair Ln #15 Naples, FL | 3.0 | 3.0 | 1500 | $6,200 | $4.13 | 119d | 1 | 0.97mi |
| 333 Harbour Dr Naples, FL | 2.0 | 2.0 | 1090 | $6,250 | $5.73 | 4d | 2 | 1.04mi |
| 333 Harbour Dr #211 Naples, FL | 2.0 | 2.0 | 975 | $5,500 | $5.64 | 109d | 1 | 1.04mi |
| 2000 Alamanda Dr #206 Naples, FL | 2.0 | 2.0 | 1030 | $3,950 | $3.83 | 6d | 1 | 1.08mi |
| 555 Park Shore Dr Unit B309 Naples, FL | 1.0 | 2.0 | 1045 | $5,000 | $4.78 | 6d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B410 Naples, FL | 2.0 | 2.0 | 1200 | $6,300 | $5.25 | 6d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B407 Naples, FL | 1.0 | 2.0 | 1045 | $4,800 | $4.59 | 6d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B403 Naples, FL | 2.0 | 2.0 | 1200 | $6,000 | $5.00 | 6d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B410 Naples, FL | 2.0 | 2.0 | 1200 | $6,000 | $5.00 | 117d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B302 Naples, FL | 1.0 | 1.5 | 1045 | $4,800 | $4.59 | 6d | 1 | 1.13mi |
| 555 Park Shore Dr Unit B513 Naples, FL | 2.0 | 2.0 | 1045 | $5,800 | $5.55 | 6d | 1 | 1.13mi |
| 222 Harbour Dr #105 Naples, FL | 2.0 | 2.0 | 1393 | $13,000 | $9.33 | 6d | 1 | 1.13mi |
| 222 Harbour Dr #105 Naples, FL | 2.0 | 2.0 | 1393 | $13,000 | $9.33 | 119d | 1 | 1.13mi |
| 1900 Alamanda Dr #107 Naples, FL | 2.0 | 2.0 | 950 | $5,500 | $5.79 | 0d | 1 | 1.13mi |
| 1082 Capri Dr Naples, FL | 3.0 | 2.0 | 1500 | $9,000 | $6.00 | 119d | 1 | 1.14mi |
| 600 Neapolitan Way Naples, FL | 1.0–2.0 | 2.0 | 832 | $5,200 | $6.25 | 119d | 2 | 1.14mi |
| 3400 Gulf Shore Blvd N Unit M3 Naples, FL | 2.0 | 2.0 | 1337 | $9,500 | $7.11 | 119d | 1 | 1.16mi |
| 4523 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 119d | 1 | 1.16mi |
| 4525 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $4,500 | $4.29 | 6d | 1 | 1.16mi |
| 3200 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1116 | $8,500 | $7.62 | 119d | 1 | 1.19mi |
| 3070 Gulf Shore Blvd N #103 Naples, FL | 2.0 | 2.0 | 1300 | $8,000 | $6.15 | 119d | 1 | 1.19mi |
| 2581 Poinciana St Naples, FL | 3.0 | 2.0 | 1255 | $9,000 | $7.17 | 119d | 1 | 1.21mi |
Property features AI
Finance
- Other
- Three units per floor in the buildingThree floors in the buildingSubdivision: High Point Country Club
- Financial info
- Total one-time HOA fees
- HOA & community
- Mandatory HOAMaster association professional managementQuarterly master HOA feeMaster HOA fee covers cable, golf course, internet/WiFi, irrigation water, lawn/land maintenance, pest control (exterior), sewer, street maintenance, street lights, trash removal, water, recreation facilities, reserve, manager, legal/accountingCommunity amenities include clubhouse, community pool, exercise room, extra storage, golf course, internet access, library, pickleball, putting green, restaurant, sidewalks, tennis court, vehicle wash area, private membership optionsNon-gated golf course communityTotal annual recurring HOA fees
Exterior
- Parking
- Detached 1-car carport
- Security
- Impact resistant windowsWindow storm protection
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential low-rise (1–3 stories)Traditional styleZero lot lineRear exposure faces northUnit 303 in High Point developmentBuilt in 1979
- Construction
- Concrete block constructionStucco exteriorTile roofPrevious appraisal / property appraiser office used for measurements
- Exterior features
- CourtyardPondLake waterfrontWater featureStorageScreened balconyWater display
Interior
- Kitchen
- CooktopRangeSelf-cleaning ovenMicrowaveDishwasherDisposalRefrigeratorFreezerRefrigerator/Freezer with icemakerPantryBreakfast bar
- Bedrooms
- 2 bedrooms (split bedroom floor plan)
- Flooring
- Tile flooringVinyl flooring
- Bathrooms
- 2 full bathroomsMaster bath with combo tub and shower
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- Built-in cabinetsCable prewireFire sprinklersHigh-speed internet availablePantrySmoke detectorsWalk-in closetWindow coveringsCommon elevator
- Laundry & utility
- Washer and dryer in residenceLaundry in residence
HOA detail $845/mo · $10,140/yr condo
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 49 events
-
2026-07-24days on market $247,000 Active 234 DOM
-
2026-07-23days on market $247,000 Active 233 DOM
-
2026-07-22days on market $247,000 Active 232 DOM
-
2026-07-22days on market $247,000 Active 231 DOM
-
2026-07-18days on market $247,000 Active 228 DOM
-
2026-07-16days on market $247,000 Active 226 DOM
-
2026-07-16days on market $247,000 Active 225 DOM
-
2026-07-14days on market $247,000 Active 224 DOM
-
2026-07-14days on market $247,000 Active 223 DOM
-
2026-07-12days on market $247,000 Active 222 DOM
-
2026-07-11days on market $247,000 Active 221 DOM
-
2026-07-09days on market $247,000 Active 219 DOM
-
2026-07-08days on market $247,000 Active 218 DOM
-
2026-07-07days on market $247,000 Active 217 DOM
-
2026-07-06days on market $247,000 Active 216 DOM
-
2026-07-05days on market $247,000 Active 215 DOM
-
2026-07-04days on market $247,000 Active 214 DOM
-
2026-07-03days on market $247,000 Active 213 DOM
-
2026-07-02days on market $247,000 Active 212 DOM
-
2026-07-01days on market $247,000 Active 211 DOM
-
2026-06-30days on market $247,000 Active 210 DOM
-
2026-06-29days on market $247,000 Active 209 DOM
-
2026-06-28days on market $247,000 Active 208 DOM
-
2026-06-27days on market $247,000 Active 206 DOM
-
2026-06-25days on market $247,000 Active 204 DOM
-
2026-06-23days on market $247,000 Active 202 DOM
-
2026-06-21days on market $247,000 Active 201 DOM
-
2026-06-18days on market $247,000 Active 198 DOM
-
2026-06-17days on market $247,000 Active 197 DOM
-
2026-06-16days on market $247,000 Active 196 DOM
-
2026-06-15days on market $247,000 Active 195 DOM
-
2026-06-10days on market $247,000 Active 190 DOM
-
2026-06-09days on market $247,000 Active 189 DOM
-
2026-06-08days on market $247,000 Active 188 DOM
-
2026-06-07days on market $247,000 Active 187 DOM
-
2026-06-03days on market $247,000 Active 183 DOM
-
2026-06-02days on market $247,000 Active 182 DOM
-
2026-06-01days on market $247,000 Active 181 DOM
-
2026-05-31days on market $247,000 Active 180 DOM
-
2026-05-30days on market $247,000 Active 179 DOM
-
2026-05-15price $247,000
-
2026-04-28price $285,000
-
2025-12-02$300,000 Active
-
2025-01-06historical
-
2024-10-02$329,750 Active
-
2024-08-16historical
-
2024-06-12price $329,750
-
2024-05-10$349,900 Active
-
1996-10-14soldstatus $79,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,667 · $222/mo
- Projected year-2 tax
- $2,667 · $222/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 52% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $55,180
- − Mortgage interest
- −$13,836
- − Property taxes
- −$2,667
- − Insurance
- −$1,235
- − Repairs & maintenance
- −$4,414
- − Management
- −$4,414
- − HOA
- −$10,140
- − Depreciation
- −$7,185
- Taxable income
- $11,288
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$2,709
- After-tax cash flow
- $11,297/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
80/100
Cosmetic rehab
Est. rehab $5,075–$15,225 screening
This well-maintained townhouse in High Point Country Club offers a good investment opportunity with cosmetic updates needed to modernize the kitchen and bathroom.
Components & finishes AI
Roof tile · good
Flooring wood
Appliances white
Repairs flagged
- Moderate kitchen cabinets — dated and lack storage
- Moderate bathroom fixtures — dated and lack functionality
- Minor kitchen flooring — dated and worn
Value-add opportunities
- Resale update kitchen cabinets and flooring — modernizing the kitchen would attract more buyers ↑
- Resale update bathroom fixtures — modernizing the bathroom would attract more buyers ↑
- Both paint exterior — painting the exterior would improve curb appeal and value ↑
- Both replace HVAC system — a new HVAC system would improve comfort and energy efficiency ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
C
Composite school gradezoned avg 66/100
Zoned Schools
Elementary
Lake Park Elementary School
A
FL #185/2,144
Nat'l #1,912/41,679
Middle
Gulfview Middle School
A
FL #44/571
Nat'l #632/14,009
High
Naples High School
D
FL #179/667
Nat'l #5,677/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,299
- Household income
- $116,875
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Common ancestry
- Romanian 4% Lithuanian 2% Portuguese 2%
- Foreign-born
- 13% · Canada
- Languages at home
- 87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -327.53%
- Current HPI
- 315.1396
- Rent YoY
- ▲ 14.55%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+210.7% since first listed9 events — show timeline
- 2026-05-15 Price Changed $247,000 NAPLESMLS
- 2026-04-28 Price Changed $285,000 NAPLESMLS
- 2025-12-02 Listed $300,000 NAPLESMLS
- 2025-01-06 Listing Removed — NAPLESMLS
- 2024-10-02 Listed $329,750 NAPLESMLS
- 2024-08-16 Listing Removed — NAPLESMLS
- 2024-06-12 Price Changed $329,750 NAPLESMLS
- 2024-05-10 Listed $349,900 NAPLESMLS
- 1996-10-14 Sold (Public Records) $79,500 Public Records
Property tax history
+7.1%/yrLatest (2025): $2,667 · +5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…