7207 50th Ave S · Palm River-Clair Mel, FL 33619

$234,900

4 bd · 2.0 ba · 1,612 sqft · Manufactured public records · 44 Days on market

Built 2002 9,600 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• ARV discount +7.5/15.0
• DSCR +7.0/10.0
• 1% rule +5.5/10.0
• Schools +4.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* Move-In Ready. Don’t Miss Out! * * Welcome to this beautifully maintained, MOVE-IN-READY HOME. Boasting an attractive floor plan, this spacious residence offers 4 BEDROOMS and 2 FULL bathrooms across 1,612 square feet, providing ample room for comfortable living and entertaining. Enjoy stylish LAMINATE flooring throughout the home, along with the durability of a METAL roof for peace of mind. The property also features a convenient CARPORT, perfect for protecting your vehicle from the elements. Nestled on a quiet, DEAD-END street, this property provides peace and privacy, making it ideal for families and anyone who enjoys tranquil living. There’s plenty of room to spread out, entertain, and create lasting memories. This is truly a must-see home! Opportunities like this don’t last long. Schedule your private tour TODAY! * *

Key facts

• Laminate flooring
• Metal roof
• Carport

Tags

• MOVE IN READY
• LAMINATE FLOORING
• METAL ROOF
• CARPORT
• DEAD END STREET

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $235k.

Deal economics

• At list price, monthly cash flow is $371 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $235k).
• Recommended offer: $228k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.1%/yr); 242 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 45% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $21k; list at $235k implies a 1019% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,853 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 8.19%
• Cash-on-cash: 6.78%
• DSCR: 1.30
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -9.2%
• Equity multiple: 0.67×
• Total profit: $-21,614
• Equity at exit: $35,024

10-year hold

• IRR: -4.3%
• Equity multiple: 0.75×
• Total profit: $-16,221
• Equity at exit: $20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33619

• Home prices YoY: -30.2%
• Rents YoY: -1.1%
• Active inventory: 242
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $2,463 high
• Mortgage (P&I): −$1,232
• Tax from tax record: −$245 /mo · $2,935/yr
• Insurance: −$98
• HOA: −$0
• Vacancy / Maint / Mgmt: −$517
• Net cashflow: $371

Break-even live

Break-even rent $1,993

Max offer price $234,900

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,725
• Closing costs: $7,047
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4708 Summer Savory St Tampa, FL	4.0	2.5	1805	$2,430	$1.35	24d	1	0.17mi
7228 Reunion Ct Unit 1 Tampa, FL	3.0	2.5	1940	$2,300	$1.19	24d	1	0.17mi
4714 Norman Oak Pl Tampa, FL	4.0	2.5	2109	$2,495	$1.18	14d	1	0.17mi
7018 Samuel Ivy Dr Tampa, FL	4.0	2.5	1805	$2,400	$1.33	17d	1	0.38mi
7122 Samuel Ivy Dr Tampa, FL	4.0	2.0	1935	$2,495	$1.29	24d	1	0.44mi
4903 S 83rd St Tampa, FL	3.0	2.0	1683	$1,825	$1.08	24d	1	0.56mi
4903 S 83rd St Tampa, FL	3.0	2.0	1683	$1,825	$1.08	20d	1	0.56mi
4429 Globe Thistle Dr Tampa, FL	3.0	2.5	1663	$2,150	$1.29	4d	1	0.60mi
4429 Globe Thistle Dr Tampa, FL	3.0	2.5	1663	$2,150	$1.29	2d	1	0.60mi
7910 Dahlia Ave Tampa, FL	3.0	1.0	1150	$1,550	$1.35	24d	1	0.61mi
4914 S 84th St Tampa, FL	4.0	2.0	1200	$1,970	$1.64	4d	1	0.63mi
7412 Rosy Periwinkle Ct Tampa, FL	4.0	2.5	1870	$2,400	$1.28	24d	1	0.74mi
5906 S 81st St Tampa, FL	4.0	2.0	1600	$2,999	$1.87	24d	1	0.77mi
3810 Cat Mint St Tampa, FL	3.0	2.5	1663	$2,100	$1.26	24d	1	0.78mi
8512 Canterbury Lake Blvd Tampa, FL	3.0	2.0	1734	$2,350	$1.36	24d	1	0.88mi
8961 Turnstone Haven Pl Tampa, FL	3.0	2.5	1880	$2,300	$1.22	4d	1	1.02mi
4768 White Sanderling Ct Tampa, FL	3.0	2.5	1880	$2,450	$1.30	4d	1	1.03mi
4978 White Sanderling Ct Unit 1 Tampa, FL	3.0	2.5	1880	$2,395	$1.27	10d	1	1.05mi
4924 White Sanderling Ct Tampa, FL	3.0	3.0	1880	$2,300	$1.22	24d	1	1.06mi
4530 Leeward Ridge Dr Tampa, FL	1.0–3.0	1.0–2.5	1061	$3,243	$3.06	1d	15	1.08mi
8106 Wichita Way Tampa, FL	3.0	2.0	1326	$2,700	$2.04	24d	1	1.11mi
6101 Innovation Way Tampa, FL	1.0–3.0	1.0–2.0	1089	$2,250	$2.07	4d	12	1.15mi
6402 Yellow Buckeye Dr Riverview, FL	4.0	2.5	2200	$2,950	$1.34	24d	1	1.23mi
3201 Delray Dr Tampa, FL	4.0	2.0	1170	$2,095	$1.79	24d	1	1.27mi
9246 Headwaters Ave Riverview, FL	1.0–3.0	1.0–3.0	1014	$2,727	$2.69	1d	29	1.32mi
9104 Canopy Oak Ln Riverview, FL	1.0–3.0	1.0–2.0	1029	$2,086	$2.03	2d	18	1.33mi
4515 Savannah Holly Pl Riverview, FL	3.0	2.5	1862	$2,300	$1.24	11d	1	1.38mi
5940 Sweet Birch Dr Riverview, FL	3.0	2.0	1554	$2,500	$1.61	11d	1	1.38mi
9303 Cobalt Dr Riverview, FL	1.0–3.0	1.0–2.0	1085	$2,510	$2.31	2d	48	1.47mi
9405 Hidden Water Cir Riverview, FL	3.0	2.0	1436	$2,300	$1.60	11d	1	1.49mi

Listing history 18 events

1. 2026-06-09
   days on market $234,900 Active 44 DOM
2. 2026-06-08
   days on market $234,900 Active 43 DOM
3. 2026-06-07
   days on market $234,900 Active 42 DOM
4. 2026-06-04
   days on market $234,900 Active 39 DOM
5. 2026-06-03
   days on market $234,900 Active 38 DOM
6. 2026-06-02
   days on market $234,900 Active 37 DOM
7. 2026-06-01
   days on market $234,900 Active 36 DOM
8. 2026-05-31
   days on market $234,900 Active 35 DOM
9. 2026-05-08
   status Active 860-char remark

   Show marketing remark (860 chars)

   * Move-In Ready. Don’t Miss Out! * * Welcome to this beautifully maintained, MOVE-IN-READY HOME. Boasting an attractive floor plan, this spacious residence offers 4 BEDROOMS and 2 FULL bathrooms across 1,612 square feet, providing ample room for comfortable living and entertaining. Enjoy stylish LAMINATE flooring throughout the home, along with the durability of a METAL roof for peace of mind. The property also features a convenient CARPORT, perfect for protecting your vehicle from the elements. Nestled on a quiet, DEAD-END street, this property provides peace and privacy, making it ideal for families and anyone who enjoys tranquil living. There’s plenty of room to spread out, entertain, and create lasting memories. This is truly a must-see home! Opportunities like this don’t last long. Schedule your private tour TODAY! * *

10. 2026-05-05
    status Pending 860-char remark

    Show marketing remark (860 chars)

    * Move-In Ready. Don’t Miss Out! * * Welcome to this beautifully maintained, MOVE-IN-READY HOME. Boasting an attractive floor plan, this spacious residence offers 4 BEDROOMS and 2 FULL bathrooms across 1,612 square feet, providing ample room for comfortable living and entertaining. Enjoy stylish LAMINATE flooring throughout the home, along with the durability of a METAL roof for peace of mind. The property also features a convenient CARPORT, perfect for protecting your vehicle from the elements. Nestled on a quiet, DEAD-END street, this property provides peace and privacy, making it ideal for families and anyone who enjoys tranquil living. There’s plenty of room to spread out, entertain, and create lasting memories. This is truly a must-see home! Opportunities like this don’t last long. Schedule your private tour TODAY! * *

11. 2026-04-21
    listed $234,900 Active 860-char remark

    Show marketing remark (860 chars)

    * Move-In Ready. Don’t Miss Out! * * Welcome to this beautifully maintained, MOVE-IN-READY HOME. Boasting an attractive floor plan, this spacious residence offers 4 BEDROOMS and 2 FULL bathrooms across 1,612 square feet, providing ample room for comfortable living and entertaining. Enjoy stylish LAMINATE flooring throughout the home, along with the durability of a METAL roof for peace of mind. The property also features a convenient CARPORT, perfect for protecting your vehicle from the elements. Nestled on a quiet, DEAD-END street, this property provides peace and privacy, making it ideal for families and anyone who enjoys tranquil living. There’s plenty of room to spread out, entertain, and create lasting memories. This is truly a must-see home! Opportunities like this don’t last long. Schedule your private tour TODAY! * *

12. 2025-03-10
    historical
13. 2025-02-21
    listed $79,000 Active
14. 2014-06-14
    status Pending
15. 2014-06-13
    soldstatus $21,000 Sold
16. 2014-06-10
    historical
17. 2014-05-02
    status Pending
18. 2014-04-04
    listed $29,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,935 · $245/mo
• Projected year-2 tax: $2,935 · $245/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 57% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,556
• − Mortgage interest: −$13,158
• − Property taxes: −$2,935
• − Insurance: −$1,174
• − Repairs & maintenance: −$2,364
• − Management: −$2,364
• − Depreciation: −$6,833
• Taxable income: $726
• Est. tax owed @ 24.0%: −$174
• After-tax cash flow: $4,284/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Palm River-Clair Mel

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Palm River-Clair Mel, FL
• County: Hillsborough County · 1,540,968 people
• City population: 40,302
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 41,396
• Household income: $66,134
• Rent vs Own: 49.2% rent · 50.8% own
• Severe rent burden: 2006.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: Hispanic / Latino 36% Black 28% White 27% Two or more races 21% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 13% Cuban 11% Dominican 1%
• Common ancestry: Hispanic 2% Iranian 1% Italian 1%
• Foreign-born: 22% · Canada, Jamaica, Vietnam
• Languages at home: 64% English-only · Spanish 28% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -162.52%
• Current HPI: 375.4923
• Rent YoY: ▼ -1.14%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+685.6% since first listed

10 events — show timeline

• 2026-05-08 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Listed $234,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-02-21 Listed $79,000 Stellar MLS as Distributed by MLS Grid
• 2014-06-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-06-13 Sold (MLS) $21,000 Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-05-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-04-04 Listed $29,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.3%/yr

Latest (2025): $2,935 · +9.9% YoY. Source: county tax records.