CashFlowRE
Sign in Sign up
1216 N Hendrick Ave
B- Composite 68.97
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$75,000

1216 N Hendrick Ave · Diboll, TX 75941
3 bd · 1.0 ba · 1,176 sqft · SingleFamily · 70 Days on market
Built 1945 Fair condition 0.75 ac lot $64/sqft · 55% below area ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Tucked into the heart of Diboll, Texas, 1216 N Hendrick Avenue offers a comfortable blend of small-town charm and everyday convenience just minutes from Lufkin. This inviting property features a spacious layout with abundant natural light, functional living areas, and a welcoming exterior framed by mature East Texas surroundings. Inside, you'll find practical design and livable flow, ideal for both homeowners and investors seeking value in the growing Diboll market. Located within Diboll Independent School District, the home provides access to local schools while maintaining close proximity to major employers, shopping, dining, and medical facilities in Lufkin. Easy access to US-59 enhances commuting and connectivity. Whether you're searching for a primary residence or rental opportunity in East Texas, this property delivers location, accessibility, and potential.

Key facts

  • Easy access to us-59
  • 0.75 acre lot
  • Built 1945

Tags

EASY ACCESS TO US-59ACCESS TO LOCAL SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $517 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $70k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 65/100 on livability (#708 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Diboll ISD (town): math 45% / reading 37% proficiency, ranked #394 of 826 in TX (top 48%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 53 active listings in the ZIP; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
14.56%
Cash-on-cash
29.53%
DSCR
2.31
GRM
4.8

CMA / ARV

ARV (median comp)
$167,943
List price
$75,000
Delta
-55.34%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1000 Holubec 0.69mi 3/2.0 1,350 (+15%) 1mo $247,500 $183 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.0%
Equity multiple
1.99×
Total profit
$20,783
Equity at exit
$11,183
10-year hold
IRR
31.9%
Equity multiple
3.88×
Total profit
$60,562
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75941

Home prices YoY
-22.6%
Active inventory
53
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,310 medium interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$275
Net cashflow
$517

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 56%

Sensitivity live

Price -10% $569 -5% $543 +0% $517 +5% $491 +10% $465
Rent -10% $413 -5% $465 +0% $517 +5% $569 +10% $620
Rate -1.0pp $555 -0.5pp $536 base $517 +0.5pp $497 +1.0pp $478

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-13
    status $75,000 Pending 70 DOM
  2. 2026-06-10
    days on market $75,000 Active 70 DOM
  3. 2026-06-09
    days on market $75,000 Active 69 DOM
  4. 2026-06-08
    days on market $75,000 Active 68 DOM
  5. 2026-06-07
    days on market $75,000 Active 67 DOM
  6. 2026-06-05
    days on market $75,000 Active 64 DOM
  7. 2026-06-02
    days on market $75,000 Active 62 DOM
  8. 2026-06-01
    days on market $75,000 Active 61 DOM
  9. 2026-05-31
    days on market $75,000 Active 60 DOM
  10. 2026-05-30
    days on market $75,000 Active 59 DOM
  11. 2026-05-02
    price $82,000 876-char remark
    Show marketing remark (876 chars)

    Tucked into the heart of Diboll, Texas, 1216 N Hendrick Avenue offers a comfortable blend of small-town charm and everyday convenience just minutes from Lufkin. This inviting property features a spacious layout with abundant natural light, functional living areas, and a welcoming exterior framed by mature East Texas surroundings. Inside, you'll find practical design and livable flow, ideal for both homeowners and investors seeking value in the growing Diboll market. Located within Diboll Independent School District, the home provides access to local schools while maintaining close proximity to major employers, shopping, dining, and medical facilities in Lufkin. Easy access to US-59 enhances commuting and connectivity. Whether you're searching for a primary residence or rental opportunity in East Texas, this property delivers location, accessibility, and potential.

  12. 2026-04-01
    listed $89,900 Active 876-char remark
    Show marketing remark (876 chars)

    Tucked into the heart of Diboll, Texas, 1216 N Hendrick Avenue offers a comfortable blend of small-town charm and everyday convenience just minutes from Lufkin. This inviting property features a spacious layout with abundant natural light, functional living areas, and a welcoming exterior framed by mature East Texas surroundings. Inside, you'll find practical design and livable flow, ideal for both homeowners and investors seeking value in the growing Diboll market. Located within Diboll Independent School District, the home provides access to local schools while maintaining close proximity to major employers, shopping, dining, and medical facilities in Lufkin. Easy access to US-59 enhances commuting and connectivity. Whether you're searching for a primary residence or rental opportunity in East Texas, this property delivers location, accessibility, and potential.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,723
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,258
− Management
−$1,258
− Depreciation
−$2,182
Taxable income
$5,325
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,278
After-tax cash flow
$4,924/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This home requires moderate repairs and maintenance, with potential for significant value increase through exterior updates and interior renovations.

Repairs flagged

  • Minor Landscaping — Some overgrown areas
  • Moderate Exterior paint — Yellow siding with some discoloration

Value-add opportunities

  • Both Paint exterior and landscaping — Enhances curb appeal and value
  • Both Replace flooring in kitchen and bathrooms — Improves functionality and aesthetics
  • Both Update kitchen cabinets and countertops — Modernizes the space and increases value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Landscaping · Some overgrown areas Minor $500–3,000
Exterior paint · Yellow siding with some discoloration Moderate $3,000–15,000
Total estimated repair cost · 2 items $3,500–18,000

Value-add ROI direction

  • Both Paint exterior and landscaping — Enhances curb appeal and value
  • Both Replace flooring in kitchen and bathrooms — Improves functionality and aesthetics
  • Both Update kitchen cabinets and countertops — Modernizes the space and increases value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Diboll ISD
NCES district ID
4817040
Math proficiency
45% ▼ -5.00%
Reading proficiency
37% ▼ -2.00%
Median HH income
$42,667
Composite
34.67/100
National rank
#5142
State rank
#394 of 826 in TX

Livability — Diboll

Score
65/100
State rank
#708
US rank
#13209

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Diboll, TX
Population (ZIP)
8,712

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 41% Hispanic / Latino 40% Two or more races 27% Black 16%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
66% English-only · Spanish 33% Vietnamese 1%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.36%
Current HPI
200.1079
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.8% since first listed
2 events — show timeline
  • 2026-05-02 Price Changed $82,000 Deep East Texas MLS
  • 2026-04-01 Listed $89,900 Deep East Texas MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…