CashFlowRE
Sign in Sign up
No image
🏷️ Likely Rental
C- Composite 50.62
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.3/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$2,500

1575 Nistler Rd · Delta Junction, AK 99737
3 bd · 2.5 ba · 2,100 sqft · SingleFamily · 641 Days on market
1.00 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 1 acre lot
  • 2 garage spots
  • Listed 640 days

Property features AI

Exterior

  • Parking: Attached 2-car garage
  • Home design: Single-family residence; Residential property
  • Exterior features: Located in Delta Junction (directions: in Delta Junction)

Interior

  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Interior features: Rural estate zoning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $2,500 price doesn't fit this home's estimated sale value (~$186,900) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $2k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $2k).
  • Recommended offer: $2k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#32 in AK) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B+, cost of living B+; Watch: amenities F, commute F, health & safety F.
  • Delta-Greely School District (rural): math 50% / reading 53% proficiency, ranked #2 of 21 in AK (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Delta Junction Elementary (math 67% / reading 57%, grade B, #19 of 156 statewide, top 12%, 359 students, 35% FRL); Delta Junction Junior High School (math 37% / reading 47%, grade D-, #13 of 36 statewide, top 37%, 166 students, 31% FRL); Delta Junction Senior High School (math 64% / reading 64%, grade B-, #3 of 61 statewide, top 5%, 165 students, 23% FRL) — zoned schools at 30% FRL track the district average.
  • Market conditions: 74 active listings in the ZIP.

Forward outlook

  • In year one you build about $32 of equity ($17 loan paydown + $15 appreciation (0.6% local appreciation)).
  • Southeast Fairbanks County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.6% appreciation + 3.0% rent growth), your $700 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 641 days — a 12% lower offer ($2k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $2,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 641 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
63.16%
Cap rate
596.72%
Cash-on-cash
2108.66%
DSCR
94.82
GRM
0.1

CMA / ARV

ARV (on-the-fly)
$186,900
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2563 Nistler Rd 0.14mi 3/2.0 1,800 (-14%) 23mo $160,000 $89 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
112.95×
Total profit
$78,363
Equity at exit
$800
10-year hold
IRR
Equity multiple
243.32×
Total profit
$169,621
Equity at exit
$1,023

Cash invested: $700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
80 Strongly Landlord-Friendly
State Alaska
80 Strongly Landlord-Friendly · R+8
County
— inherits STATE
City
— inherits STATE
30-day notice; security deposits capped; courts moderate-paced.

ZIP-level market 99737

Home prices YoY
0.4%
Active inventory
74
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$1,579 medium interval (Pro) →
Mortgage (P&I)
$13
Tax est. 1.5%
$3 /mo · $38/yr
Insurance
$1
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$1,230

Break-even live

Break-even rent $22
Max offer price $2,500
Occupancy floor 17%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$625
Closing costs
$75
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $2,500 Active 641 DOM
  2. 2026-06-18
    days on market $2,500 Active 640 DOM
  3. 2026-06-17
    days on market $2,500 Active 639 DOM
  4. 2026-06-16
    days on market $2,500 Active 638 DOM
  5. 2026-06-15
    days on market $2,500 Active 637 DOM
  6. 2026-06-14
    days on market $2,500 Active 635 DOM
  7. 2026-06-12
    days on market $2,500 Active 634 DOM
  8. 2026-06-09
    days on market $2,500 Active 631 DOM
  9. 2026-06-08
    days on market $2,500 Active 630 DOM
  10. 2026-06-07
    days on market $2,500 Active 629 DOM
  11. 2026-06-07
    days on market $2,500 Active 628 DOM
  12. 2026-06-04
    days on market $2,500 Active 625 DOM
  13. 2026-06-02
    days on market $2,500 Active 624 DOM
  14. 2026-06-01
    days on market $2,500 Active 623 DOM
  15. 2026-05-31
    days on market $2,500 Active 622 DOM
  16. 2026-05-31
    days on market $2,500 Active 621 DOM
  17. 2024-09-16
    price $2,500
  18. 2024-09-16
    listed $2,500 Active
  19. 2024-09-14
    listed $2,500,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,947
− Mortgage interest
−$140
− Property taxes
−$38
− Insurance
−$12
− Repairs & maintenance
−$1,516
− Management
−$1,516
− Depreciation
−$73
Taxable income
$15,653
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,757
After-tax cash flow
$11,004/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Delta-Greely School District
NCES district ID
0200100
Math proficiency
50% ▼ -5.00%
Reading proficiency
53% ▲ 2.00%
Median HH income
$73,312
Composite
46.25/100
National rank
#2483
State rank
#2 of 21 in AK

Livability — Delta Junction

Score
64/100
State rank
#32
US rank
#14026

Category grades

Amenities F Commute F Cost of living B+ Crime B+ Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Delta Junction, AK
Population (ZIP)
4,659

Population outlook (Southeast Fairbanks County) Hauer SSP2

Today (2025)
6,279 people
By 2030
6,022 · -4.1%
By 2040
5,658 · -9.9%
By 2050
5,521 · -12.1%
By 2075
5,938 · -5.4%
By 2100
6,752 · +7.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Two or more races 8% Hispanic / Latino 7% Native American 2% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4%
Common ancestry
Scotch-Irish 7% Subsaharan African 6% Romanian 4%
Foreign-born
10% · Canada, China
Languages at home
83% English-only · Russian/Polish/Slavic 12% Spanish 3% Tagalog/Filipino 1%

Political lean MEDSL · Southeast Fairbanks

2016 margin
R (+15.2) · D 37.7% · R 52.9% · Other 9.4%
All cycles
2016: R+15.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.58%
Current HPI
134.8903
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-99.9% since first listed
3 events — show timeline
  • 2024-09-16 Price Changed $2,500 GFBR
  • 2024-09-16 Listed $2,500 GFBR
  • 2024-09-14 Listed $2,500,000 GFBR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…