228 Frieden Mnr · Friedensburg, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.6/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$29,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
For Sale By Owner ! New Roof. Central Air. Upgraded thermal windows. Large Covered Front Deck ! I have lived in this 2 bedroom 1 bath single wide mobile home for 6 years. I purchased from the original owner and it has been well maintained, cared for; and has been a pet free, smoke free, and kid free home. It rests on a leased lot. The generously sized 10& apos; x 22& apos; covered front deck / porch welcomes you and then begs you to sit in a rocker and relax morning, noon, and night. Mature landscaping with seasonal flowering shrubs, and plants make this home very attractive throughout the year; (exterior photos were taken during a season when shrubs and flowering plants were in blo
Key facts
- Eat-in kitchen
- Mature landscaping
- Central air
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $30k.
Deal economics
- At list price, monthly cash flow is $808 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $30k).
- Recommended offer: $29k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#1,012 in PA) — a middle-class / working-renter tenant base. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Blue Mountain SD (town): math 42% / reading 65% proficiency, ranked #126 of 539 in PA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 52 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $897 of value loss. Plan a longer hold.
- Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($29k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.30% ✓
- Cap rate
- 38.73%
- Cash-on-cash
- 115.86%
- DSCR
- 6.15
- GRM
- 1.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 6.57×
- Total profit
- $46,655
- Equity at exit
- $4,458
- IRR
- —
- Equity multiple
- 13.78×
- Total profit
- $106,994
- Equity at exit
- $2,585
Cash invested: $8,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17972
- Home prices YoY
- -9.1%
- Active inventory
- 52
- Price-to-rent
- 1.9×
Monthly cashflow live
- Estimated rent
- $1,285 medium interval (Pro) →
- Mortgage (P&I)
- −$157
- Tax est. 1.5%
- −$37 /mo · $448/yr
- Insurance
- −$12
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$270
- Net cashflow
- $808
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $7,475
- Closing costs
- $897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-06-17status $29,900 Under Contract 35 DOM
-
2026-06-16days on market $29,900 Active 35 DOM
-
2026-06-15days on market $29,900 Active 34 DOM
-
2026-06-14days on market $29,900 Active 32 DOM
-
2026-06-12days on market $29,900 Active 31 DOM
-
2026-06-09days on market $29,900 Active 28 DOM
-
2026-06-08days on market $29,900 Active 27 DOM
-
2026-06-07days on market $29,900 Active 26 DOM
-
2026-06-07days on market $29,900 Active 25 DOM
-
2026-06-04days on market $29,900 Active 22 DOM
-
2026-06-02days on market $29,900 Active 21 DOM
-
2026-06-01days on market $29,900 Active 20 DOM
-
2026-05-31days on market $29,900 Active 19 DOM
-
2026-05-31days on market $29,900 Active 18 DOM
-
2026-05-13price $29,900 2661-char remark
-
2026-05-12$32,000 Active 2661-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,417
- − Mortgage interest
- −$1,675
- − Property taxes
- −$448
- − Insurance
- −$150
- − Repairs & maintenance
- −$1,233
- − Management
- −$1,233
- − Depreciation
- −$870
- Taxable income
- $9,807
- Est. tax owed @ 24.0%
- −$2,354
- After-tax cash flow
- $7,346/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Blue Mountain SD
- NCES district ID
- 4203870
- Math proficiency
- 42% ▼ -9.00%
- Reading proficiency
- 65% ▼ -7.00%
- Median HH income
- $58,661
- Composite
- 46.42/100
- National rank
- #2454
- State rank
- #126 of 539 in PA
Livability — Friedensburg
- Score
- 67/100
- State rank
- #1012
- US rank
- #11184
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Friedensburg, PA
- City population
- 164
- Population (ZIP)
- 11,294
Population outlook (Schuylkill County) Hauer SSP2
- Today (2025)
- 137,447 people
- By 2030
- 133,121 · -3.1%
- By 2040
- 124,172 · -9.7%
- By 2050
- 115,611 · -15.9%
- By 2075
- 100,796 · -26.7%
- By 2100
- 86,667 · -36.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 5% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 5% Iranian 3% Lithuanian 3%
- Foreign-born
- 1%
- Languages at home
- 97% English-only · Spanish 1% German/W. Germanic 1% Other Asian/Pacific 1%
Political lean MEDSL · Schuylkill
- 2024 margin
- Solid R (+42.1) · D 28.5% · R 70.6%
- 2008→2024 swing
- -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
- All cycles
- 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -21.14%
- Current HPI
- 212.0474
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-6.6% since first listed3 events — show timeline
- 2026-06-16 Pending — FSBO.com
- 2026-05-13 Price Changed $29,900 FSBO.com
- 2026-05-12 Listed $32,000 FSBO.com
Property tax history
+16.4%/yrLatest (2026): $1,748 · +332.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…