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228 Frieden Mnr
D+ Composite 45.49
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.6/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$29,900

228 Frieden Mnr · Friedensburg, PA 17972
2 bd · 1.0 ba · 980 sqft · Manufactured · 35 Days on market
Built 1987 ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

For Sale By Owner ! New Roof. Central Air. Upgraded thermal windows. Large Covered Front Deck ! I have lived in this 2 bedroom 1 bath single wide mobile home for 6 years. I purchased from the original owner and it has been well maintained, cared for; and has been a pet free, smoke free, and kid free home. It rests on a leased lot. The generously sized 10& apos; x 22& apos; covered front deck / porch welcomes you and then begs you to sit in a rocker and relax morning, noon, and night. Mature landscaping with seasonal flowering shrubs, and plants make this home very attractive throughout the year; (exterior photos were taken during a season when shrubs and flowering plants were in blo

Key facts

  • Eat-in kitchen
  • Mature landscaping
  • Central air

Tags

NEW ROOFCENTRAL AIRUPGRADED THERMAL WINDOWSLARGE COVERED FRONT DECKMATURE LANDSCAPINGEAT-IN KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $30k.

Deal economics

  • At list price, monthly cash flow is $808 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Recommended offer: $29k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#1,012 in PA) — a middle-class / working-renter tenant base. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Blue Mountain SD (town): math 42% / reading 65% proficiency, ranked #126 of 539 in PA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 52 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $897 of value loss. Plan a longer hold.
  • Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($29k) is reasonable based on typical stale-listing flexibility.
Recommended offer $29,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.30%
Cap rate
38.73%
Cash-on-cash
115.86%
DSCR
6.15
GRM
1.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.57×
Total profit
$46,655
Equity at exit
$4,458
10-year hold
IRR
Equity multiple
13.78×
Total profit
$106,994
Equity at exit
$2,585

Cash invested: $8,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17972

Home prices YoY
-9.1%
Active inventory
52
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$1,285 medium interval (Pro) →
Mortgage (P&I)
$157
Tax est. 1.5%
$37 /mo · $448/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$808

Break-even live

Break-even rent $262
Max offer price $29,900
Occupancy floor 32%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,475
Closing costs
$897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-17
    status $29,900 Under Contract 35 DOM
  2. 2026-06-16
    days on market $29,900 Active 35 DOM
  3. 2026-06-15
    days on market $29,900 Active 34 DOM
  4. 2026-06-14
    days on market $29,900 Active 32 DOM
  5. 2026-06-12
    days on market $29,900 Active 31 DOM
  6. 2026-06-09
    days on market $29,900 Active 28 DOM
  7. 2026-06-08
    days on market $29,900 Active 27 DOM
  8. 2026-06-07
    days on market $29,900 Active 26 DOM
  9. 2026-06-07
    days on market $29,900 Active 25 DOM
  10. 2026-06-04
    days on market $29,900 Active 22 DOM
  11. 2026-06-02
    days on market $29,900 Active 21 DOM
  12. 2026-06-01
    days on market $29,900 Active 20 DOM
  13. 2026-05-31
    days on market $29,900 Active 19 DOM
  14. 2026-05-31
    days on market $29,900 Active 18 DOM
  15. 2026-05-13
    price $29,900 2661-char remark
  16. 2026-05-12
    listed $32,000 Active 2661-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,417
− Mortgage interest
−$1,675
− Property taxes
−$448
− Insurance
−$150
− Repairs & maintenance
−$1,233
− Management
−$1,233
− Depreciation
−$870
Taxable income
$9,807
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,354
After-tax cash flow
$7,346/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Blue Mountain SD
NCES district ID
4203870
Math proficiency
42% ▼ -9.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$58,661
Composite
46.42/100
National rank
#2454
State rank
#126 of 539 in PA

Livability — Friedensburg

Score
67/100
State rank
#1012
US rank
#11184

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment A Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Friedensburg, PA
City population
164
Population (ZIP)
11,294

Population outlook (Schuylkill County) Hauer SSP2

Today (2025)
137,447 people
By 2030
133,121 · -3.1%
By 2040
124,172 · -9.7%
By 2050
115,611 · -15.9%
By 2075
100,796 · -26.7%
By 2100
86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 5% Hispanic / Latino 3% Asian 2%
Common ancestry
Romanian 5% Iranian 3% Lithuanian 3%
Foreign-born
1%
Languages at home
97% English-only · Spanish 1% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Schuylkill

2024 margin
Solid R (+42.1) · D 28.5% · R 70.6%
2008→2024 swing
-33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
All cycles
2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -21.14%
Current HPI
212.0474
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-6.6% since first listed
3 events — show timeline
  • 2026-06-16 Pending FSBO.com
  • 2026-05-13 Price Changed $29,900 FSBO.com
  • 2026-05-12 Listed $32,000 FSBO.com

Property tax history

+16.4%/yr

Latest (2026): $1,748 · +332.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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