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124 Cedarland Dr
D Composite 41.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.0/30.0
  • ARV discount +9.6/15.0
  • DSCR +3.9/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$239,900

124 Cedarland Dr · Warner Robins, GA 31088
3 bd · 2.0 ba · 1,526 sqft · SingleFamily public records · 3 Days on market
Built 2003 7,840 sqft lot Est $252k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful three bedroom two bathroom home in Glen Laurel subdivision. Very open floor plan with double-sided fireplace and eat-in kitchen has oak cabinetry. Tray ceiling and french doors leading into the master bath, separate enclosed shower, dual sinks, jetted tub, linen closet, and a walk-in master closet. Screened back porch with fully sodded yard.

Key facts

  • Tray ceiling
  • French doors
  • Eat-in kitchen

Tags

GLEN LAUREL SUBDIVISIONDOUBLE-SIDED FIREPLACEEAT-IN KITCHENCLASSIC OAK CABINETRYTRAY CEILINGFRENCH DOORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-12 ($-138/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (22.0% below list).
  • Recommended offer: $187k (22.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.9% in Warner Robins — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lake Joy Primary School (666 students, 46% FRL); Feagin Mill Middle School (math 54% / reading 64%, grade B, #45 of 470 statewide, top 10%, 899 students, 41% FRL) — zoned schools at 43% FRL track the district average.
  • Zoned-school proficiency averages 59% at this address vs 44% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Houston County average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $114k; list at $240k implies a 111% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,165 (22.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.24%
Cash-on-cash
-0.21%
DSCR
0.99
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$251,790
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
124 Cedarland Dr 0.00mi 3/2.0 1,526 (0%) 1mo $240,000 $157 99
205 Wembley Dr 0.19mi 3/2.0 1,493 (-2%) 2mo $239,900 $161 86
122 Halidon Dr 0.14mi 3/2.0 1,475 (-3%) 5mo $242,000 $164 84
303 Sark Dr 0.14mi 3/2.0 1,402 (-8%) 3mo $235,000 $168 78
303 Sark Dr 0.14mi 3/2.0 1,402 (-8%) 3mo $235,000 $168 78
611 Sark Dr 0.35mi 4/2.0 (+1) 1,531 (+0%) 2mo $250,000 $163 76
216 Wembley Dr 0.16mi 3/2.0 1,390 (-9%) 2mo $230,000 $165 76
107 Bellshill Ct 0.34mi 3/2.5 1,580 (+4%) 1mo $245,000 $155 75
126 Millbrook Dr 0.06mi 3/2.0 1,325 (-13%) 2mo $219,900 $166 74
217 Wembley Dr 0.19mi 3/2.0 1,419 (-7%) 7mo $232,000 $163 74
232 Jerusalem Church Rd 0.22mi 3/2.0 1,328 (-13%) 3mo $219,900 $166 66
221 Wembley Dr 0.20mi 3/2.0 1,328 (-13%) 5mo $228,000 $172 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.37×
Total profit
$-42,155
Equity at exit
$35,770
10-year hold
IRR
-12.8%
Equity multiple
0.29×
Total profit
$-47,832
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,872 high interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$132 /mo · $1,585/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$-12

Break-even live

Break-even rent $1,886
Max offer price $237,866
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
135 Cedarland Dr Warner Robins, GA 3.0 2.0 1379 $1,700 $1.23 43d 1 0.05mi
200 Stirling Bridge Dr Warner Robins, GA 3.0 2.0 1326 $1,700 $1.28 13d 1 0.12mi
205 Wembley Dr Warner Robins, GA 3.0 2.0 1493 $1,800 $1.21 21d 1 0.18mi
402 Nandina Ct Warner Robins, GA 2.0 2.0 1710 $2,000 $1.17 13d 1 0.29mi
604 Stirling Bridge Dr Warner Robins, GA 3.0 2.0 1455 $1,700 $1.17 13d 1 0.32mi
136 Roseine Dr Warner Robins, GA 4.0 3.5 2207 $2,950 $1.34 43d 1 0.58mi
136 Roseine Dr Warner Robins, GA 4.0 3.5 2207 $2,950 $1.34 13d 1 0.58mi
209 Sedgebrooke Dr Warner Robins, GA 3.0 2.0 1874 $2,000 $1.07 43d 1 0.66mi
104 Sir Patrick Way Warner Robins, GA 4.0 2.0 1494 $1,995 $1.34 43d 1 0.88mi
104 Bryce Dr Warner Robins, GA 4.0 2.0 1758 $2,100 $1.19 13d 1 1.32mi
107 Barrington Pl N Warner Robins, GA 3.0 2.0 1780 $1,800 $1.01 43d 1 1.39mi

Listing history 7 events

  1. 2026-04-28
    status Pending
  2. 2026-04-25
    listed $239,900 Active
  3. 2015-10-01
    soldstatus $113,500
  4. 2015-09-28
    soldstatus $113,500 353-char remark
    Show marketing remark (353 chars)

    Beautiful three bedroom two bathroom home in Glen Laurel subdivision. Very open floor plan with double-sided fireplace and eat-in kitchen has oak cabinetry. Tray ceiling and french doors leading into the master bath, separate enclosed shower, dual sinks, jetted tub, linen closet, and a walk-in master closet. Screened back porch with fully sodded yard.

  5. 2015-04-21
    listed $116,000 353-char remark
    Show marketing remark (353 chars)

    Beautiful three bedroom two bathroom home in Glen Laurel subdivision. Very open floor plan with double-sided fireplace and eat-in kitchen has oak cabinetry. Tray ceiling and french doors leading into the master bath, separate enclosed shower, dual sinks, jetted tub, linen closet, and a walk-in master closet. Screened back porch with fully sodded yard.

  6. 2002-12-20
    soldstatus $18,555
  7. 2002-08-30
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,585 · $132/mo
Projected year-2 tax
$2,207 · $184/mo
Expected delta
+$622/yr (+$52/mo · 39.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,460
− Mortgage interest
−$13,438
− Property taxes
−$1,585
− Insurance
−$1,200
− Repairs & maintenance
−$1,797
− Management
−$1,797
− Depreciation
−$6,979
Taxable loss
−$4,336
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,041
After-tax cash flow
$902/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1499.3% since first listed
7 events — show timeline
  • 2026-04-28 Pending CGMLS
  • 2026-04-25 Listed $239,900 CGMLS
  • 2015-10-01 Sold (Public Records) $113,500 Public Records
  • 2015-09-28 Sold (MLS) $113,500 CGMLS
  • 2015-04-21 Listed $116,000 CGMLS
  • 2002-12-20 Sold (Public Records) $18,555 Public Records
  • 2002-08-30 Sold (Public Records) $15,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,585 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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