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3800 S 1900 W #144
D Composite 44.67
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$30,000

3800 S 1900 W #144 · Roy, UT 84067
2 bd · 2.0 ba · 1,152 sqft · Manufactured · 188 Days on market
Built 1977 435 sqft lot $880/mo HOA · 58% of rent ↓ 36% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

There are no remarks available.

Key facts

  • Wheelchair access
  • Covered deck
  • Ample parking

Tags

WHEELCHAIR ACCESSCOVERED DECKSTORAGE SHEDAMPLE PARKING2 DRIVEWAYS

Property features AI

Finance

  • HOA & community: Homeowners association: Monte Vista; Association fee $880 monthly; Association fee includes cable TV, sewer, trash, water; Association amenities include cable TV, pet policy (pets permitted), sewer paid, snow removal, trash, water

Exterior

  • Parking: Uncovered open parking; Two parking spaces (both open)
  • Utilities: Natural gas connected; Electricity connected; Public sewer connected; Culinary water connected
  • Home design: Manufactured home; Single-story / single level living; Accessible with ramp and customized wheelchair access; Built in 1999; Single-family zoning; Residential use
  • Construction: Aluminum exterior; Built/standing condition
  • Exterior features: Awning(s); Covered deck; Open porch; Open porch (listed under patio/porch features); Outbuildings; Storm doors; Paved road access; Automatic full sprinkler system; Landscaping (full); Mature trees

Interior

  • Kitchen: Range/oven (free standing); Refrigerator; Freezer; Disposal
  • Bedrooms: Two main level bedrooms; Primary bedroom on first floor
  • Flooring: Laminate; Linoleum; Concrete
  • Bathrooms: One full bathroom; One three-quarter bathroom
  • Heating & cooling: Forced air heating (gas central); Evaporative cooling
  • Interior features: Den/Office; Disposal; Range/Oven: Free standing; Blinds
  • Laundry & utility: Washer; Dryer; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $30k.

Deal economics

  • At list price, monthly cash flow is $121 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $30k).
  • Recommended offer: $26k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#32 in UT, #1,449 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, commute A; Watch: amenities F.
  • Weber District (suburban): math 36% / reading 35% proficiency, ranked #56 of 80 in UT (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: North Park School (math 32% / reading 32%, grade F, #419 of 585 statewide, top 72%, 467 students, 50% FRL); Sand Ridge Jr High (math 26% / reading 26%, grade F, #119 of 138 statewide, top 87%, 857 students, 40% FRL); Roy High (math 15% / reading 39%, grade F, #131 of 171 statewide, top 79%, 1,834 students, 28% FRL).
  • Market conditions: Rents soft (-0.5%/yr); 203 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,630 units permitted in Weber County in 2024 (521 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
  • Weber County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 188 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 7y ago; this cycle's ask has dropped $27k (47%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 58% of rent.
Recommended offer $26,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 188 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.10%
Cap rate
11.13%
Cash-on-cash
17.28%
DSCR
1.77
GRM
1.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.9%
Equity multiple
0.87×
Total profit
$-1,078
Equity at exit
$4,473
10-year hold
IRR
Equity multiple
0.28×
Total profit
$-6,052
Equity at exit
$2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84067

Rents YoY
-0.5%
Active inventory
203
Price-to-rent
1.6×

Monthly cashflow live

Estimated rent
$1,529 high interval (Pro) →
Mortgage (P&I)
$157
Tax est. 1.5%
$38 /mo · $450/yr
Insurance
$12
HOA
$880
Vacancy / Maint / Mgmt
$321
Net cashflow
$121

Break-even live

Break-even rent $1,376
Max offer price $30,000
Occupancy floor 87%

Sensitivity live

Price -10% $142 -5% $131 +0% $121 +5% $111 +10% $100
Rent -10% $0 -5% $61 +0% $121 +5% $181 +10% $242
Rate -1.0pp $136 -0.5pp $129 base $121 +0.5pp $113 +1.0pp $105

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2405 Hinckley Dr Unit L203 West Haven, UT 2.0 2.0 988 $1,416 $1.43 24d 1 0.70mi
3330 S Midland Dr West Haven, UT 1.0–3.0 1.0–2.5 1000 $1,500 $1.50 15d 3 0.80mi
4449 S 1900 W Unit 4 Roy, UT 2.0 1.0 900 $999 $1.11 24d 1 0.81mi
3560 Midland Dr West Haven, UT 1.0–3.0 1.0–2.0 932 $1,437 $1.54 15d 22 0.82mi
4499 S 1930 W Roy, UT 1.0–3.0 1.0–2.5 1106 $1,930 $1.75 15d 11 0.90mi
2112 W 3300 S West Haven, UT 1.0–3.0 1.0–2.0 975 $1,686 $1.73 15d 15 0.93mi
3405 S 2400 W West Haven, UT 1.0–3.0 1.0–2.0 978 $1,525 $1.56 24d 5 0.95mi
1184 W 4400 S Riverdale, UT 2.0 1.0 864 $1,299 $1.50 15d 3 1.09mi
2002 W 4700 S Apt 2 Roy, UT 2.0 1.0 837 $1,185 $1.42 24d 1 1.12mi
90 West Roy, UT 1.0–3.0 1.0–2.0 1075 $1,445 $1.34 15d 11 1.12mi
4372 S 1000 W Unit A Riverdale, UT 3.0 1.5 1375 $1,725 $1.25 24d 1 1.24mi
759 3900 S Ogden, UT 2.0 1.0 1000 $1,350 $1.35 24d 1 1.31mi
1775 W 4800 S Roy, UT 1.0–2.0 1.0 770 $1,250 $1.62 15d 4 1.32mi
735 3900 S Unit 1 Riverdale, UT 3.0 1.0 975 $1,150 $1.18 24d 1 1.34mi
4389 S Locomotive DR Roy, UT 2.0–4.0 2.5–3.5 1651 $1,930 $1.17 15d 48 1.35mi
3922 Lamplighter Way Riverdale, UT 3.0 1.5 1390 $1,695 $1.22 15d 1 1.40mi
2914 W 3885 S West Haven, UT 3.0 2.5 1440 $2,395 $1.66 24d 1 1.41mi

HOA detail

Monthly dues
$880 · $10,560/yr

Listing history 39 events

  1. 2026-06-18
    days on market $30,000 Active 188 DOM
  2. 2026-06-17
    days on market $30,000 Active 187 DOM
  3. 2026-06-16
    days on market $30,000 Active 186 DOM
  4. 2026-06-15
    days on market $30,000 Active 185 DOM
  5. 2026-06-14
    days on market $30,000 Active 183 DOM
  6. 2026-06-10
    days on market $30,000 Active 180 DOM
  7. 2026-06-09
    days on market $30,000 Active 179 DOM
  8. 2026-06-09
    price $30,000 Active 178 DOM
  9. 2026-06-08
    days on market $35,000 Active 178 DOM
  10. 2026-06-07
    days on market $35,000 Active 177 DOM
  11. 2026-06-05
    days on market $35,000 Active 174 DOM
  12. 2026-06-03
    days on market $35,000 Active 173 DOM
  13. 2026-06-02
    days on market $35,000 Active 172 DOM
  14. 2026-06-01
    days on market $35,000 Active 171 DOM
  15. 2026-05-31
    days on market $35,000 Active 170 DOM
  16. 2026-05-31
    days on market $35,000 Active 169 DOM
  17. 2026-05-20
    price $35,000
  18. 2026-05-07
    price $40,000
  19. 2026-05-07
    price $44,000
  20. 2026-05-06
    price $40,000
  21. 2026-04-25
    price $44,000
  22. 2026-04-14
    price $44,500
  23. 2026-04-08
    status Active
  24. 2026-04-03
    historical Backup
  25. 2026-03-17
    price $47,950
  26. 2026-02-27
    status Active
  27. 2026-02-26
    historical Backup
  28. 2026-02-07
    price $50,000
  29. 2026-02-03
    price $51,900
  30. 2026-01-10
    price $54,900
  31. 2025-12-12
    listed $57,000 Active
  32. 2020-08-31
    soldstatus Sold 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  33. 2020-08-13
    historical Backup 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  34. 2020-06-05
    status Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  35. 2020-06-03
    status Under Contract 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  36. 2020-05-08
    price $50,000 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  37. 2020-04-06
    listed $55,000 Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  38. 2020-01-31
    historical
  39. 2019-10-22
    listed $54,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 4 d/yr ≥94°F today · 11 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,353
− Mortgage interest
−$1,680
− Property taxes
−$450
− Insurance
−$150
− Repairs & maintenance
−$1,468
− Management
−$1,468
− HOA
−$10,560
− Depreciation
−$873
Taxable income
$1,703
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$409
After-tax cash flow
$1,042/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weber District
NCES district ID
4901200
Math proficiency
36% ▼ -4.00%
Reading proficiency
35% ▼ -5.00%
Median HH income
$65,750
Composite
32.28/100
National rank
#5757
State rank
#56 of 80 in UT

Livability — Roy

Score
81/100
State rank
#32
US rank
#1449

Category grades

Amenities F Commute A Cost of living B+ Crime A- Employment A Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Roy, UT
County
Weber County · 260,557 people
City population
38,794
Metro
Ogden-Clearfield, UT
Population (ZIP)
38,794
Household income
$91,115
Rent vs Own
16.0% rent · 84.0% own
Severe rent burden
216.0

Population outlook (Weber County) Hauer SSP2

Today (2025)
274,329 people
By 2030
288,577 · +5.2%
By 2040
314,848 · +14.8%
By 2050
338,710 · +23.5%
By 2075
384,412 · +40.1%
By 2100
409,305 · +49.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 19% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 4% Italian 4% Portuguese 3%
Foreign-born
6% · Canada
Languages at home
86% English-only · Spanish 11% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Weber

2024 margin
Strong R (+23.5) · D 36.8% · R 60.3% · Other 2.9%
2008→2024 swing
+4.1pp toward D · 2008: -27.6pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+22.7 2016: R+20.0 2012: R+46.0 2008: R+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -284.84%
Current HPI
323.642
Rent YoY
▼ -0.45%
Metro
Ogden-Clearfield, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-36.2% since first listed
23 events — show timeline
  • 2026-05-20 Price Changed $35,000 WFRMLS
  • 2026-05-07 Price Changed $40,000 WFRMLS
  • 2026-05-07 Price Changed $44,000 WFRMLS
  • 2026-05-06 Price Changed $40,000 WFRMLS
  • 2026-04-25 Price Changed $44,000 WFRMLS
  • 2026-04-14 Price Changed $44,500 WFRMLS
  • 2026-04-08 Relisted WFRMLS
  • 2026-04-03 Contingent WFRMLS
  • 2026-03-17 Price Changed $47,950 WFRMLS
  • 2026-02-27 Relisted WFRMLS
  • 2026-02-26 Contingent WFRMLS
  • 2026-02-07 Price Changed $50,000 WFRMLS
  • 2026-02-03 Price Changed $51,900 WFRMLS
  • 2026-01-10 Price Changed $54,900 WFRMLS
  • 2025-12-12 Listed $57,000 WFRMLS
  • 2020-08-31 Sold (MLS) WFRMLS
  • 2020-08-13 Contingent WFRMLS
  • 2020-06-05 Relisted WFRMLS
  • 2020-06-03 Pending WFRMLS
  • 2020-05-08 Price Changed $50,000 WFRMLS
  • 2020-04-06 Listed $55,000 WFRMLS
  • 2020-01-31 Listing Removed WFRMLS
  • 2019-10-22 Listed $54,900 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…