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3300 Pebblebrook Dr #50
B- Composite 66.78
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • DSCR +9.4/10.0
  • 1% rule +8.3/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Rent growth +3.7/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$82,500

3300 Pebblebrook Dr #50 · Seabrook, TX 77586
1 bd · 1.0 ba · 592 sqft · Condo public records · 73 Days on market
Built 1980 $39/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully updated condo is ready to move in and enjoy or be a great income generating property! Recent updates include new vinyl sliding glass doors to the balcony, freshly painted interior, pretty laminate wood flooring throughout, fireplace quartz tile, mantle and wall mount TV, updated lighting and ceiling fans, the kitchen has been updated with gorgeous butcher block wood counter tops, new cabinetry and new appliances, the bath has been updated with new vanity, countertops,backsplash, mirrors, toilet, tub and pretty quarts tile surround,tile flooring, faucets and lighting. The primary bed features a huge walk in closet plus a secondary closet and the kitchen has a laundry area for a stack washer and dryer (not included). This one is turn-key, easy to show and ready for a quick closing!

Key facts

  • Laundry area
  • Quartz tile surround
  • New cabinetry

Tags

VINYL SLIDING GLASS DOORSNEW CABINETRYUPDATED LIGHTINGQUARTZ TILE SURROUNDLAUNDRY AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $82k.

Deal economics

  • At list price, monthly cash flow is $168 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $82k).
  • Recommended offer: $78k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.7% vs local median 2.2% in Seabrook — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#359 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living B+; Watch: amenities F, commute F.
  • Clear Creek ISD (suburban): math 48% / reading 54% proficiency, ranked #114 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.9%/yr); 326 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent is only 12% of the median local income ($114k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $570 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.9% rent growth), your $23k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask is 7400% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $22k; list at $82k implies a 284% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,550 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.33%
Cap rate
9.71%
Cash-on-cash
12.20%
DSCR
1.54
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.86% rent growth · sell at horizon

5-year hold
IRR
-0.5%
Equity multiple
0.98×
Total profit
$-453
Equity at exit
$12,301
10-year hold
IRR
11.4%
Equity multiple
1.98×
Total profit
$22,745
Equity at exit
$7,133

Cash invested: $23,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77586

Rents YoY
4.9%
Active inventory
326
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,101 high interval (Pro) →
Mortgage (P&I)
$433
Tax from tax record
$129 /mo · $1,544/yr
Insurance
$34
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$39
Vacancy / Maint / Mgmt
$231
Net cashflow
$168

Break-even live

Break-even rent $887
Max offer price $82,500
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,625
Closing costs
$2,475
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2401 Repsdorph Rd Seabrook, TX 1.0–2.0 1.0–2.0 842 $1,054 $1.25 1d 22 0.10mi
2561 Repsdorph Rd Seabrook, TX 1.0 1.0 640 $1,129 $1.76 44d 1 0.15mi
2555 Repsdorph Rd Unit 2576 Seabrook, TX 1.0 1.0 695 $1,244 $1.79 13d 1 0.22mi
2555 Repsdorph Rd Unit 2570 Seabrook, TX 1.0 1.0 695 $1,249 $1.80 12d 1 0.22mi
2555 Repsdorph Rd Seabrook, TX 1.0 1.0 695 $1,198 $1.72 13d 1 0.23mi
2555 Repsdorph Rd Seabrook, TX 1.0–3.0 1.0–2.0 867 $1,167 $1.35 1d 26 0.23mi
3010 E Nasa Pkwy Unit 1112 Seabrook, TX 1.0 1.0 670 $952 $1.42 3d 1 0.42mi
3010 E Nasa Pkwy Unit 3031 Seabrook, TX 1.0 1.0 644 $980 $1.52 44d 1 0.42mi
3010 E Nasa Pkwy Unit 3031 Seabrook, TX 1.0 1.0 670 $994 $1.48 10d 1 0.42mi
3010 E Nasa Pkwy Unit 1162 Seabrook, TX 1.0 1.0 670 $955 $1.43 5d 1 0.42mi
2601 Repsdorph Rd Unit 1162 Seabrook, TX 1.0 1.0 532 $765 $1.44 7d 1 0.45mi
2601 Repsdorph Rd Unit 2675 Seabrook, TX 1.0 1.0 532 $793 $1.49 13d 1 0.45mi
2601 Repsdorph Rd Unit 2652 Seabrook, TX 1.0 1.0 532 $754 $1.42 13d 1 0.45mi
2601 Repsdorph Rd Unit 2675 Seabrook, TX 1.0 1.0 532 $762 $1.43 3d 1 0.45mi
1901 Lakeside Dr Seabrook, TX 1.0 1.0 638 $864 $1.35 13d 1 0.45mi
3010 E Nasa Pkwy Unit 324 Seabrook, TX 1.0 1.0 670 $955 $1.43 7d 1 0.46mi
3010 E NASA Pkwy Seabrook, TX 1.0 1.0 644 $900 $1.40 15d 1 0.50mi
1901 Lakeside Dr Unit 1922 Seabrook, TX 1.0 1.0 638 $872 $1.37 3d 1 0.51mi
1901 Lakeside Dr Unit 1922 Seabrook, TX 1.0 1.0 638 $910 $1.43 13d 1 0.51mi
1901 Lakeside Dr Unit 324 Seabrook, TX 1.0 1.0 638 $875 $1.37 7d 1 0.51mi
1901 Lakeside Dr Unit 1162 Seabrook, TX 1.0 1.0 638 $875 $1.37 5d 1 0.51mi
1901 Lakeside Dr Unit 1952 Seabrook, TX 1.0 1.0 638 $905 $1.42 44d 1 0.51mi
1907 Lakeside Dr Seabrook, TX 1.0 1.0 638 $1,019 $1.60 44d 1 0.55mi
2800 E Nasa Pkwy Unit 1047 Seabrook, TX 1.0 1.0 561 $925 $1.65 11d 1 0.57mi
2800 E Nasa Pkwy Seabrook, TX 1.0 1.0 561 $874 $1.56 13d 1 0.58mi
2800 E Nasa Pkwy Unit 2874 Seabrook, TX 1.0 1.0 561 $882 $1.57 3d 1 0.65mi
2800 E Nasa Pkwy Unit 2851 Seabrook, TX 1.0 1.0 645 $955 $1.48 44d 1 0.65mi
2800 E Nasa Pkwy Unit 2821 Seabrook, TX 1.0 1.0 645 $960 $1.49 13d 1 0.65mi
2800 E Nasa Pkwy Unit 324 Seabrook, TX 1.0 1.0 561 $885 $1.58 7d 1 0.65mi
2800 E Nasa Pkwy Unit 1162 Seabrook, TX 1.0 1.0 561 $885 $1.58 5d 1 0.65mi
2727 E Nasa Pkwy Unit 2748 Seabrook, TX 1.0 1.0 600 $1,119 $1.86 13d 1 0.74mi
2727 E Nasa Pkwy Unit 2801 Seabrook, TX 1.0 1.0 600 $1,023 $1.71 10d 1 0.74mi
2727 E Nasa Pkwy Unit 1162 Seabrook, TX 1.0 1.0 600 $984 $1.64 5d 1 0.74mi
2727 E Nasa Pkwy Apt 324 Seabrook, TX 1.0 1.0 600 $984 $1.64 7d 1 0.74mi
2727 E Nasa Pkwy Unit 1112 Seabrook, TX 1.0 1.0 600 $981 $1.64 3d 1 0.74mi
2727 E Nasa Pkwy Seabrook, TX 1.0 1.0 600 $973 $1.62 13d 1 0.77mi
4107 E Nasa Pkwy El Lago, TX 1.0 1.0 700 $1,050 $1.50 44d 1 0.86mi
4101 E Nasa Pkwy Unit 4152 El Lago, TX 1.0 1.0 700 $915 $1.31 44d 1 0.88mi
4101 E Nasa Pkwy Unit 4122 El Lago, TX 1.0 1.0 700 $920 $1.31 24d 1 0.88mi
4101 E Nasa Pkwy El Lago, TX 1.0–3.0 1.0–2.0 1050 $950 $0.90 7d 8 0.88mi

HOA detail condo

Monthly dues
$39 · $468/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-06-09
    days on market $82,500 Active 73 DOM
  2. 2026-06-08
    days on market $82,500 Active 72 DOM
  3. 2026-06-07
    days on market $82,500 Active 71 DOM
  4. 2026-06-04
    days on market $82,500 Active 68 DOM
  5. 2026-06-03
    days on market $82,500 Active 67 DOM
  6. 2026-06-02
    days on market $82,500 Active 66 DOM
  7. 2026-06-01
    days on market $82,500 Active 65 DOM
  8. 2026-05-31
    days on market $82,500 Active 64 DOM
  9. 2026-03-29
    listed $1,100
  10. 2026-03-28
    listed $82,500 Active 807-char remark
    Show marketing remark (807 chars)

    This beautifully updated condo is ready to move in and enjoy or be a great income generating property! Recent updates include new vinyl sliding glass doors to the balcony, freshly painted interior, pretty laminate wood flooring throughout, fireplace quartz tile, mantle and wall mount TV, updated lighting and ceiling fans, the kitchen has been updated with gorgeous butcher block wood counter tops, new cabinetry and new appliances, the bath has been updated with new vanity, countertops,backsplash, mirrors, toilet, tub and pretty quarts tile surround,tile flooring, faucets and lighting. The primary bed features a huge walk in closet plus a secondary closet and the kitchen has a laundry area for a stack washer and dryer (not included). This one is turn-key, easy to show and ready for a quick closing!

  11. 2025-12-04
    historical $1,100
  12. 2025-08-28
    historical
  13. 2025-08-02
    listed $1,100
  14. 2025-05-20
    price $90,500
  15. 2025-04-14
    price $92,500
  16. 2025-04-07
    price $94,500
  17. 2025-03-27
    price $94,900
  18. 2025-03-18
    price $96,500
  19. 2025-02-28
    listed $99,500 Active
  20. 1999-12-08
    soldstatus
  21. 1999-05-01
    soldstatus $21,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,544 · $129/mo
Projected year-2 tax
$1,544 · $129/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,206
− Mortgage interest
−$4,621
− Property taxes
−$1,544
− Insurance
−$1,210
− Repairs & maintenance
−$1,057
− Management
−$1,057
− HOA
−$468
− Depreciation
−$2,400
Taxable income
$851
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$204
After-tax cash flow
$1,816/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clear Creek ISD
NCES district ID
4814280
Math proficiency
48% ▼ -10.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$80,240
Composite
46.49/100
National rank
#2431
State rank
#114 of 826 in TX

Livability — Seabrook

Score
70/100
State rank
#359
US rank
#7749

Category grades

Amenities F Commute F Cost of living B+ Crime B Employment A+ Housing A+ Health & safety C User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seabrook, TX
County
Harris County · 4,702,590 people
City population
24,019
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,807
Household income
$114,057
Rent vs Own
25.7% rent · 74.3% own
Severe rent burden
616.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 19% Two or more races 10% Asian 5% Black 3%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 5% Italian 4% Romanian 2%
Foreign-born
10% · Canada, China, Vietnam
Languages at home
83% English-only · Spanish 12% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.37%
Current HPI
228.2611
Rent YoY
▲ 4.86%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-94.9% since first listed
13 events — show timeline
  • 2026-03-29 Listed for Rent $1,100 HARMLS
  • 2026-03-28 Listed $82,500 HARMLS
  • 2025-12-04 Rental Removed $1,100 HARMLS
  • 2025-08-28 Listing Removed HARMLS
  • 2025-08-02 Listed for Rent $1,100 HARMLS
  • 2025-05-20 Price Changed $90,500 HARMLS
  • 2025-04-14 Price Changed $92,500 HARMLS
  • 2025-04-07 Price Changed $94,500 HARMLS
  • 2025-03-27 Price Changed $94,900 HARMLS
  • 2025-03-18 Price Changed $96,500 HARMLS
  • 2025-02-28 Listed $99,500 HARMLS
  • 1999-12-08 Sold (Public Records) Public Records
  • 1999-05-01 Sold (Public Records) $21,500 Public Records

Property tax history

+7.0%/yr

Latest (2025): $1,544 · -13.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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