525 Nolan St · Beaumont, TX 77705

$29,900

3 bd · 2.0 ba · 1,567 sqft · SingleFamily public records · 139 Days on market

Built 1962 0.25 ac lot $19/sqft · 63% below area ↓ 25% since listing

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This property features a 3-bedroom, 2-bath layout on a 0.25-acre corner lot within the city limits. Don’t miss the chance to schedule your showing today!

Key facts

• 0.25 acre lot
• Listed 139 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $30k.

Deal economics

• At list price, monthly cash flow is $737 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $30k).
• Recommended offer: $26k (12.0% below list) — sets the bar for market timing.
• Cap rate 38.5% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
• Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 207 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $897 of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 139 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $26,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.28% ✓
• Cap rate: 38.54%
• Cash-on-cash: 115.15%
• DSCR: 6.12
• GRM: 1.9

CMA / ARV

• ARV (median comp): $81,766
• List price: $29,900
• Delta: -63.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
590 Highland Dr	0.62mi	3/2.0	1,504 (-4%)	3mo	$175,000	$116	62
3975 Howard St	0.29mi	4/2.0 (+1)	1,644 (+5%)	19mo	$174,995	$106	57
4340 Fonville Ave	0.42mi	3/2.0	1,430 (-9%)	12mo	$119,000	$83	56
3265 Ogden Ave	0.56mi	3/2.0	1,434 (-8%)	18mo	$229,900	$160	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 6.03×
• Total profit: $42,150
• Equity at exit: $4,458

10-year hold

• IRR: —
• Equity multiple: 12.63×
• Total profit: $97,384
• Equity at exit: $2,585

Cash invested: $8,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77705

• Home prices YoY: -29.7%
• Active inventory: 207
• Price-to-rent: 1.9×

Monthly cashflow live

• Estimated rent: $1,278 high
• Mortgage (P&I): −$157
• Tax est. 1.5%: −$37 /mo · $448/yr
• Insurance: −$12
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$268
• Net cashflow: $737

Break-even live

Break-even rent $346

Max offer price $29,900

Occupancy floor 37%

Sensitivity live

Price	-10% $758	-5% $747	+0% $737	+5% $727	+10% $716
Rent	-10% $636	-5% $686	+0% $737	+5% $787	+10% $838
Rate	-1.0pp $752	-0.5pp $745	base $737	+0.5pp $729	+1.0pp $721

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $7,475
• Closing costs: $897
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
365 E Irby St Beaumont, TX	3.0	2.0	1281	$1,495	$1.17	24d	1	0.23mi
4210 Sullivan St Beaumont, TX	3.0	1.0	1540	$1,300	$0.84	45d	1	0.25mi
4020 Howard St Beaumont, TX	3.0	2.0	1300	$975	$0.75	45d	1	0.28mi
677 E Caston St Beaumont, TX	2.0	1.0	1070	$795	$0.74	45d	1	0.38mi
4670 Maddox St Beaumont, TX	3.0	1.0	1187	$1,195	$1.01	45d	1	0.58mi
614 Euclid St Beaumont, TX	4.0	2.0	1378	$1,395	$1.01	24d	1	0.66mi
1417 Church St Beaumont, TX	2.0	1.0	1440	$1,100	$0.76	15d	1	0.75mi
2781 Sabine Pass Ave Unit 605 Beaumont, TX	2.0	1.0	1278	$1,025	$0.80	15d	1	0.86mi
1211 Washington Blvd Beaumont, TX	3.0	1.0	1363	$1,200	$0.88	45d	1	0.87mi
4404 Raven St Beaumont, TX	4.0	2.0	1628	$1,600	$0.98	24d	1	1.05mi
1275 Doucette St Beaumont, TX	2.0	1.0	1096	$1,250	$1.14	15d	1	1.11mi
2310 Morrison St Beaumont, TX	3.0	2.0	1528	$1,423	$0.93	15d	1	1.19mi
4090 Lou St Beaumont, TX	3.0	2.0	1281	$1,675	$1.31	45d	1	1.35mi
795 Devilleneuve St Beaumont, TX	4.0	2.0	1138	$1,395	$1.23	15d	1	1.42mi

Listing history 9 events

1. 2026-06-03
   days on market $29,900 Active 139 DOM
2. 2026-06-02
   days on market $29,900 Active 138 DOM
3. 2026-06-01
   days on market $29,900 Active 137 DOM
4. 2026-05-31
   days on market $29,900 Active 136 DOM
5. 2026-05-30
   days on market $29,900 Active 135 DOM
6. 2026-05-07
   price $29,900 159-char remark

   Show marketing remark (159 chars)

   This property features a 3-bedroom, 2-bath layout on a 0.25-acre corner lot within the city limits. Don’t miss the chance to schedule your showing today!

7. 2026-04-03
   price $34,900 159-char remark

   Show marketing remark (159 chars)

   This property features a 3-bedroom, 2-bath layout on a 0.25-acre corner lot within the city limits. Don’t miss the chance to schedule your showing today!

8. 2026-02-20
   price $36,900 159-char remark

   Show marketing remark (159 chars)

   This property features a 3-bedroom, 2-bath layout on a 0.25-acre corner lot within the city limits. Don’t miss the chance to schedule your showing today!

9. 2026-01-15
   listed $39,900 Active 159-char remark

   Show marketing remark (159 chars)

   This property features a 3-bedroom, 2-bath layout on a 0.25-acre corner lot within the city limits. Don’t miss the chance to schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X · 97% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,342
• − Mortgage interest: −$1,675
• − Property taxes: −$448
• − Insurance: −$947
• − Repairs & maintenance: −$1,227
• − Management: −$1,227
• − Depreciation: −$870
• Taxable income: $8,947
• Est. tax owed @ 24.0%: −$2,147
• After-tax cash flow: $6,696/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Beaumont ISD
• NCES district ID: 4809670
• Math proficiency: 14% ▼ -13.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $41,683
• Composite: 15.43/100
• National rank: #9316
• State rank: #789 of 826 in TX

Livability — Beaumont

• Score: 64/100
• State rank: #739
• US rank: #13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Beaumont, TX
• County: Jefferson County · 203,592 people
• City population: 125,901
• Metro: Beaumont-Port Arthur, TX
• Population (ZIP): 38,259
• Household income: $54,633
• Rent vs Own: 41.4% rent · 58.6% own
• Severe rent burden: 776.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 259,015 people
• By 2030: 260,685 · +0.6%
• By 2040: 263,309 · +1.7%
• By 2050: 265,237 · +2.4%
• By 2075: 270,193 · +4.3%
• By 2100: 255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Lithuanian 5% Italian 1%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

• 2024 margin: Lean R (+8.9) · D 45.1% · R 54.0%
• 2008→2024 swing: -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
• All cycles: 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.76%
• Current HPI: 129.3696
• Rent YoY: —
• Metro: Beaumont-Port Arthur, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-25.1% since first listed

4 events — show timeline

• 2026-05-07 Price Changed $29,900 BBOR
• 2026-04-03 Price Changed $34,900 BBOR
• 2026-02-20 Price Changed $36,900 BBOR
• 2026-01-15 Listed $39,900 BBOR

Property tax history

+5.3%/yr

Latest (2025): $1,846 · -0.8% YoY. Source: county tax records.