CashFlowRE
Sign in Sign up
3054 La Quinta Dr
D Composite 41.85
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Cash flow +6.8/30.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • Livability +3.4/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.0/10.0

$350,000

3054 La Quinta Dr · Missouri City, TX 77459
4 bd · 4.0 ba · 3,437 sqft · SingleFamily public records · 30 Days on market
Built 1973 0.25 ac lot $102/sqft · 15% below area Est $413k · 15% under $38/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautiful golf course home in the desirable Quail Valley community, perfectly set on a large lot with scenic views. Featuring 4 bedrooms and 3 full baths, this layout is ideal for everyday living and entertaining. Enjoy a formal dining and living room, plus a large family room with a gas log fireplace, built-ins, and two wet bars. The island kitchen offers double ovens, cooktop, and dishwasher for functionality and convenience. Upstairs, find a game room with balcony access, additional bedrooms, and a primary suite with its own balcony, perfect for taking in golf course views. The spacious backyard offers ample green space, ideal for entertaining or adding a future pool. A two-car garage and dedicated golf cart garage enhance the golf course lifestyle. Homes like this are rare schedule your private showing today!

Key facts

  • Large family room
  • Formal dining room
  • Island kitchen

Tags

LARGE LOTSCENIC VIEWSFORMAL DINING ROOMLARGE FAMILY ROOMGAS LOG FIREPLACEISLAND KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-549 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $253k (27.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $273k (22.0% below list).
  • Recommended offer: $253k (27.7% below list) — sets the bar for cash-flow.
  • Cap rate 4.4% vs local median 3.5% in Missouri City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 67/100 on livability (#526 in TX) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, employment A; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($345k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $253,090 (27.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
4.41%
Cash-on-cash
-6.72%
DSCR
0.70
GRM
10.7

CMA / ARV

ARV (median comp)
$412,584
List price
$350,000
Delta
-15.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3159 Bonney Briar Dr 0.18mi 4/3.5 3,583 (+4%) 5mo $425,000 $119 79
3227 Robinson Rd 0.22mi 4/3.5 3,582 (+4%) 9mo $415,000 $116 73
3147 Robinson Rd 0.11mi 4/3.0 3,824 (+11%) 3mo $695,000 $182 70
2902 Blue Lakes Ln 0.48mi 4/3.5 3,313 (-4%) 5mo $420,000 $127 66
3322 Robinson Road Rd 0.28mi 4/3.0 3,029 (-12%) 2mo $549,900 $182 61
3075 Tam Oshanter Ln 0.10mi 5/3.5 (+1) 3,810 (+11%) 12mo $524,989 $138 60
3106 El Dorado Blvd 0.44mi 5/3.5 (+1) 3,720 (+8%) 4mo $440,000 $118 55
3514 E Creek Club Dr 0.54mi 4/3.0 3,323 (-3%) 13mo $439,000 $132 54
3827 Kiamesha Dr 0.73mi 4/3.5 3,219 (-6%) 12mo $349,900 $109 44
3823 Kiamesha Dr 0.71mi 4/2.5 3,179 (-8%) 12mo $254,900 $80 38
3826 Pecan Valley Dr 0.74mi 4/2.5 3,100 (-10%) 13mo $384,990 $124 32
3226 El Dorado Blvd S 0.56mi 3/2.5 (-1) 2,992 (-13%) 13mo $396,000 $132 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.0%
Equity multiple
0.19×
Total profit
$-79,489
Equity at exit
$73,405
10-year hold
IRR
-19.0%
Equity multiple
-0.29×
Total profit
$-126,135
Equity at exit
$67,991

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,729 high interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$685 /mo · $8,219/yr
Insurance
$146
HOA
$38
Vacancy / Maint / Mgmt
$573
Net cashflow
$-549

Break-even live

Break-even rent $3,423
Max offer price $253,090
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2307 Hilton Head Dr Missouri City, TX 4.0 2.0 2606 $2,239 $0.86 17d 1 0.54mi
3907 Kiamesha Dr Missouri City, TX 4.0 2.5 2896 $2,750 $0.95 17d 1 0.74mi
2010 Quail Valley East Dr Missouri City, TX 5.0 3.0 2651 $2,695 $1.02 43d 1 0.84mi
3512 Talia Wood Ct Missouri City, TX 4.0 3.5 2950 $2,900 $0.98 10d 1 0.90mi
4039 Mission Valley Dr Missouri City, TX 4.0 2.5 2364 $2,495 $1.06 22d 1 1.22mi
2910 Fawn Ct Missouri City, TX 4.0 2.5 2330 $2,220 $0.95 43d 1 1.46mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
gaspool

Listing history 7 events

  1. 2026-05-08
    status Pending 849-char remark
    Show marketing remark (849 chars)

    Welcome to this beautiful golf course home in the desirable Quail Valley community, perfectly set on a large lot with scenic views. Featuring 4 bedrooms and 3 full baths, this layout is ideal for everyday living and entertaining. Enjoy a formal dining and living room, plus a large family room with a gas log fireplace, built-ins, and two wet bars. The island kitchen offers double ovens, cooktop, and dishwasher for functionality and convenience. Upstairs, find a game room with balcony access, additional bedrooms, and a primary suite with its own balcony, perfect for taking in golf course views. The spacious backyard offers ample green space, ideal for entertaining or adding a future pool. A two-car garage and dedicated golf cart garage enhance the golf course lifestyle. Homes like this are rare schedule your private showing today!

  2. 2026-04-07
    listed $350,000 Active 849-char remark
    Show marketing remark (849 chars)

    Welcome to this beautiful golf course home in the desirable Quail Valley community, perfectly set on a large lot with scenic views. Featuring 4 bedrooms and 3 full baths, this layout is ideal for everyday living and entertaining. Enjoy a formal dining and living room, plus a large family room with a gas log fireplace, built-ins, and two wet bars. The island kitchen offers double ovens, cooktop, and dishwasher for functionality and convenience. Upstairs, find a game room with balcony access, additional bedrooms, and a primary suite with its own balcony, perfect for taking in golf course views. The spacious backyard offers ample green space, ideal for entertaining or adding a future pool. A two-car garage and dedicated golf cart garage enhance the golf course lifestyle. Homes like this are rare schedule your private showing today!

  3. 2003-08-06
    soldstatus
  4. 2003-08-06
    soldstatus
  5. 2003-06-15
    historical
  6. 2002-11-12
    listed $180,000
  7. 1997-10-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$8,219 · $685/mo
Projected year-2 tax
$8,219 · $685/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,744
− Mortgage interest
−$19,605
− Property taxes
−$8,219
− Insurance
−$1,750
− Repairs & maintenance
−$2,619
− Management
−$2,619
− HOA
−$456
− Depreciation
−$10,182
Taxable loss
−$12,708
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,050
After-tax cash flow
$-3,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Missouri City

Score
67/100
State rank
#526
US rank
#10308

Category grades

Amenities F Commute F Cost of living A- Crime A Employment A Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Missouri City, TX
County
Fort Bend County · 836,777 people
City population
123,513
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+94.4% since first listed
7 events — show timeline
  • 2026-05-08 Pending HARMLS
  • 2026-04-07 Listed $350,000 HARMLS
  • 2003-08-06 Sold (Public Records) Public Records
  • 2003-08-06 Sold (Public Records) Public Records
  • 2003-06-15 Listing Removed HARMLS
  • 2002-11-12 Listed $180,000 HARMLS
  • 1997-10-27 Sold (Public Records) Public Records

Property tax history

+3.0%/yr

Latest (2025): $8,219 · -10.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…