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321 Beallsville Rd Unit 9-B
B- Composite 66.07
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Appreciation +1.6/10.0
  • ARV discount +0.0/15.0

$55,900

321 Beallsville Rd Unit 9-B · Bentleyville, PA 15314
3 bd · 1.0 ba · 990 sqft · Manufactured · 214 Days on market
Built 2025 Good condition $56/sqft · 22% above area Est $46k · 22% over ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Find Your Perfect Match at Bentleyville Lot 9 at Bentleyville offers stylish, affordable living in a quiet Bentleyville, PA community. This new 3-bedroom, 1-bath manufactured home features a bright open layout, modern finishes, and everyday functionality. Inside, enjoy wood-look vinyl flooring, large windows, and a sleek kitchen with dark wood cabinetry, laminate countertops, and a full Whirlpool stainless steel appliance package. Thoughtful extras like washer and dryer hookups, LED lighting, USB outlets, a programmable thermostat, and premium exterior finishes make this home move-in ready. Bentleyville Lot 9 is a smart choice for first-time buyers, downsizers, or anyone looking for comfortable homeownership at a great value.

Key facts

  • 2 parking spots
  • Built 2025
  • Listed 214 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $56k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $384 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($975 rent vs $56k).
  • Recommended offer: $49k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#658 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Bentworth SD (rural): math 35% / reading 68% proficiency, ranked #164 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 16 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $386 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $16k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 214 days — a 12% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
Recommended offer $49,192 (12.0% below list)

Questions for the listing agent

  1. It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
14.53%
Cash-on-cash
29.44%
DSCR
2.31
GRM
4.8

CMA / ARV

ARV (median comp)
$45,894
List price
$55,900
Delta
21.80%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
321 Beallsville Rd Lot 14a 0.01mi 2/2.0 (-1) 990 (0%) 17mo $49,900 $50 76
321 Beallsville Rd Lot 10a 0.01mi 2/2.0 (-1) 1,024 (+3%) 11mo $49,900 $49 75
321 Beallsville Rd Lot 15a 0.01mi 2/2.0 (-1) 1,024 (+3%) 15mo $49,900 $49 72
321 Beallsville Rd Lot 11a 0.01mi 3/2.0 1,056 (+7%) 17mo $53,900 $51 70
321 Beallsville Rd Lot 18a 0.01mi 2/1.0 (-1) 896 (-10%) 16mo $49,900 $56 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.9%
Equity multiple
1.98×
Total profit
$15,410
Equity at exit
$8,335
10-year hold
IRR
31.8%
Equity multiple
3.87×
Total profit
$44,966
Equity at exit
$4,833

Cash invested: $15,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15314

Home prices YoY
-3.2%
Active inventory
16
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$975 medium interval (Pro) →
Mortgage (P&I)
$293
Tax est. 1.5%
$70 /mo · $838/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$384

Break-even live

Break-even rent $489
Max offer price $55,900
Occupancy floor 56%

Sensitivity live

Price -10% $423 -5% $403 +0% $384 +5% $365 +10% $345
Rent -10% $307 -5% $345 +0% $384 +5% $422 +10% $461
Rate -1.0pp $412 -0.5pp $398 base $384 +0.5pp $369 +1.0pp $355

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,975
Closing costs
$1,677
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27 S Main St Unit 2 Ellsworth, PA 2.0 1.0 900 $975 $1.08 44d 1 0.33mi

Listing history 15 events

  1. 2026-06-18
    days on market $55,900 Active 214 DOM
  2. 2026-06-17
    days on market $55,900 Active 213 DOM
  3. 2026-06-16
    days on market $55,900 Active 212 DOM
  4. 2026-06-15
    days on market $55,900 Active 211 DOM
  5. 2026-06-13
    days on market $55,900 Active 209 DOM
  6. 2026-06-13
    days on market $55,900 Active 208 DOM
  7. 2026-06-09
    days on market $55,900 Active 205 DOM
  8. 2026-06-08
    days on market $55,900 Active 204 DOM
  9. 2026-06-07
    days on market $55,900 Active 203 DOM
  10. 2026-06-03
    days on market $55,900 Active 199 DOM
  11. 2026-06-02
    days on market $55,900 Active 198 DOM
  12. 2026-06-01
    days on market $55,900 Active 197 DOM
  13. 2026-05-31
    days on market $55,900 Active 196 DOM
  14. 2026-04-14
    price $55,900 735-char remark
    Show marketing remark (735 chars)

    Find Your Perfect Match at Bentleyville Lot 9 at Bentleyville offers stylish, affordable living in a quiet Bentleyville, PA community. This new 3-bedroom, 1-bath manufactured home features a bright open layout, modern finishes, and everyday functionality. Inside, enjoy wood-look vinyl flooring, large windows, and a sleek kitchen with dark wood cabinetry, laminate countertops, and a full Whirlpool stainless steel appliance package. Thoughtful extras like washer and dryer hookups, LED lighting, USB outlets, a programmable thermostat, and premium exterior finishes make this home move-in ready. Bentleyville Lot 9 is a smart choice for first-time buyers, downsizers, or anyone looking for comfortable homeownership at a great value.

  15. 2025-11-16
    listed $58,900 Active 735-char remark
    Show marketing remark (735 chars)

    Find Your Perfect Match at Bentleyville Lot 9 at Bentleyville offers stylish, affordable living in a quiet Bentleyville, PA community. This new 3-bedroom, 1-bath manufactured home features a bright open layout, modern finishes, and everyday functionality. Inside, enjoy wood-look vinyl flooring, large windows, and a sleek kitchen with dark wood cabinetry, laminate countertops, and a full Whirlpool stainless steel appliance package. Thoughtful extras like washer and dryer hookups, LED lighting, USB outlets, a programmable thermostat, and premium exterior finishes make this home move-in ready. Bentleyville Lot 9 is a smart choice for first-time buyers, downsizers, or anyone looking for comfortable homeownership at a great value.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,700
− Mortgage interest
−$3,131
− Property taxes
−$838
− Insurance
−$280
− Repairs & maintenance
−$936
− Management
−$936
− Depreciation
−$1,626
Taxable income
$3,953
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$949
After-tax cash flow
$3,659/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This move-in ready manufactured home is in good condition with modern finishes and a bright open layout. It offers a good return on investment with minimal updates needed to enhance its curb appeal and value.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Interior touch-ups — Fresh paint and minor updates can make the home more appealing and increase both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Interior touch-ups — Fresh paint and minor updates can make the home more appealing and increase both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bentworth SD
NCES district ID
4203360
Math proficiency
35% ▼ -12.00%
Reading proficiency
68% ▼ -1.00%
Median HH income
$47,992
Composite
43.7/100
National rank
#2954
State rank
#164 of 539 in PA

Livability — Bentleyville

Score
72/100
State rank
#658
US rank
#6439

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentleyville, PA
Population (ZIP)
3,490

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 10% Serbian 3% Italian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Russian/Polish/Slavic 0%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -6.80%
Current HPI
208.2692
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-5.1% since first listed
2 events — show timeline
  • 2026-04-14 Price Changed $55,900 Zillow
  • 2025-11-16 Listed $58,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…