1551 W 2nd St · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.5/30.0
- ARV discount +12.9/15.0
- DSCR +5.1/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- 1% rule +3.7/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1551 W 2nd St, a beautifully renovated 3-bedroom, 2-bathroom home nestled in a vibrant area just minutes away from the heart of downtown Jacksonville. This property combines modern amenities and classic charm, making it the perfect choice for first-time homebuyers or anyone looking to invest in a thriving community. Brand New Beginnings Experience peace of mind with a brand new roof that not only enhances the home's curb appeal but also provides long-lasting durability and protection against the elements. The extensive renovations throughout the home mean you can move in without worrying about immediate any major repairs or upgrades. Modern Bathrooms Step inside to discover thoughtfully designed bathrooms that showcase modern fixtures and finishes.
Key facts
- Fully renovated
- Corner lot
- 3,920 sq ft lot
Tags
Property features AI
Finance
- Financial info: Used as investment and residential single family
- HOA & community: Not a senior community
Exterior
- Parking: Detached 1-car garage
- Security: Smoke detector(s)
- Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
- Home design: Single family residence; One story; Property attached
- Construction: Block and concrete construction; Shingle roof
- Exterior features: Covered front porch; Smoke detectors; Chain link and wood fencing; Corner lot; City street frontage; Paved road
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: 3 bedrooms (all on the main level)
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Entrance foyer; Primary bathroom with tub and shower; Gas fireplace
- Laundry & utility: In-unit laundry with washer hookup and electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $155k.
Deal economics
- At list price, monthly cash flow is $90 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (13.5% below list).
- Recommended offer: $134k (13.5% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Susie E. Tolbert Elementary School (math 34% / reading 21%, grade F, #1,962 of 2,144 statewide, top 92%, 248 students, 89% FRL); Lake Shore Middle School (math 25% / reading 22%, grade F, #536 of 571 statewide, top 95%, 972 students, 75% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 81% FRL vs 49% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 46% district-wide (-24 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- At $1,341/mo this rent would consume 53% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.99%
- Cash-on-cash
- 2.49%
- DSCR
- 1.11
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $176,344
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1015 Powhattan St | 0.25mi | 3/2.0 | 1,252 (-5%) | 3mo | $175,000 | $140 | 74 |
| 1318 W 5th St | 0.38mi | 3/1.0 | 1,224 (-7%) | 3mo | $52,500 | $43 | 68 |
| 1314 Rushing St | 0.08mi | 3/2.0 | 1,147 (-13%) | 4mo | $183,000 | $160 | 68 |
| 1470 Windle St | 0.16mi | 3/2.0 | 1,170 (-11%) | 5mo | $94,750 | $81 | 66 |
| 1350 McConihe St | 0.48mi | 3/2.0 | 1,253 (-5%) | 1mo | $190,000 | $152 | 65 |
| 1932 College Cir N | 0.59mi | 3/2.0 | 1,298 (-1%) | 4mo | $174,000 | $134 | 63 |
| 1552 Union St W | 0.22mi | 4/2.0 (+1) | 1,169 (-11%) | 5mo | $177,250 | $152 | 58 |
| 1723 University St | 0.71mi | 3/2.0 | 1,356 (+3%) | 1mo | $137,000 | $101 | 57 |
| 1478 W 11th St | 0.64mi | 4/2.0 (+1) | 1,360 (+3%) | 2mo | $152,000 | $112 | 54 |
| 1327 7th St W | 0.49mi | 3/2.0 | 1,152 (-12%) | 2mo | $215,017 | $187 | 51 |
| 737 Minnie St | 0.54mi | 4/2.0 (+1) | 1,188 (-10%) | 4mo | $147,500 | $124 | 46 |
| 1424 W 9th St | 0.56mi | 4/2.0 (+1) | 1,462 (+11%) | 3mo | $75,000 | $51 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- -13.6%
- Equity multiple
- 0.52×
- Total profit
- $-21,019
- Equity at exit
- $23,111
- IRR
- -6.6%
- Equity multiple
- 0.60×
- Total profit
- $-17,458
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 399
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,341 high interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax from tax record
- −$92 /mo · $1,102/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$282
- Net cashflow
- $90
Break-even live
Sensitivity live
| Price | -10% $178 | -5% $134 | +0% $90 | +5% $46 | +10% $2 |
|---|---|---|---|---|---|
| Rent | -10% $-16 | -5% $37 | +0% $90 | +5% $143 | +10% $196 |
| Rate | -1.0pp $168 | -0.5pp $129 | base $90 | +0.5pp $50 | +1.0pp $9 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1470 Windle St Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,425 | $1.22 | 16d | 1 | 0.15mi |
| 1539 Union St W Jacksonville, FL | 3.0 | 1.5 | 1000 | $1,144 | $1.14 | 15d | 1 | 0.16mi |
| 1545 Union St W Jacksonville, FL | 3.0 | 2.0 | 1253 | $1,400 | $1.12 | 5d | 1 | 0.16mi |
| 1710 W 2nd St Unit A Jacksonville, FL | 2.0 | 1.0 | 939 | $800 | $0.85 | 25d | 1 | 0.16mi |
| 1640 W 4th St Unit 1 Jacksonville, FL | 4.0 | 2.0 | 1119 | $1,675 | $1.50 | 22d | 1 | 0.18mi |
| 1448 Union St W Jacksonville, FL | 3.0 | 1.0 | 958 | $1,200 | $1.25 | 25d | 1 | 0.19mi |
| 1607 Logan St Jacksonville, FL | 4.0 | 2.0 | 1232 | $1,800 | $1.46 | 25d | 1 | 0.21mi |
| 1781 W 3rd St Jacksonville, FL | 4.0 | 2.0 | 1632 | $650 | $0.40 | 25d | 1 | 0.27mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 6d | 1 | 0.28mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 25d | 1 | 0.28mi |
| 1358 Prince St Jacksonville, FL | 3.0 | 3.5 | 1044 | $1,350 | $1.29 | 23d | 1 | 0.29mi |
| 1358 Prince St Jacksonville, FL | 3.0 | 2.5 | 1044 | $1,350 | $1.29 | 25d | 1 | 0.29mi |
| 1788 W 5th St Jacksonville, FL | 3.0 | 2.0 | 948 | $1,295 | $1.37 | 25d | 1 | 0.33mi |
| 1619 Whitner St Jacksonville, FL | 3.0 | 2.0 | 1547 | $1,150 | $0.74 | 3d | 1 | 0.35mi |
| 1355 Grothe St Jacksonville, FL | 4.0 | 1.0 | 1312 | $1,350 | $1.03 | 19d | 1 | 0.36mi |
| 1751 Broadway Ave Jacksonville, FL | 2.0 | 1.0 | 1000 | $1,525 | $1.52 | 6d | 1 | 0.38mi |
| 1537 7th St W Unit B Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 25d | 1 | 0.41mi |
| 1537 W 7th St Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 9d | 1 | 0.41mi |
| 1319 Woods St Jacksonville, FL | 3.0 | 2.0 | 1103 | $1,221 | $1.11 | 25d | 1 | 0.42mi |
| 1464 N Myrtle Ave Jacksonville, FL | 2.0 | 1.0 | 1136 | $1,400 | $1.23 | 25d | 1 | 0.42mi |
| 1866 W 6th St Jacksonville, FL | 3.0 | 1.0 | 1064 | $1,120 | $1.05 | 6d | 1 | 0.51mi |
| 1911 W 3rd St Jacksonville, FL | 3.0 | 1.0 | 912 | $1,050 | $1.15 | 6d | 1 | 0.51mi |
| 1943 Hardee St #1 Jacksonville, FL | 3.0 | 2.0 | 1622 | $1,248 | $0.77 | 6d | 1 | 0.58mi |
| 1740 W 9th St Jacksonville, FL | 4.0 | 2.0 | 1148 | $1,285 | $1.12 | 22d | 1 | 0.60mi |
| 1934 W 6th St Jacksonville, FL | 3.0 | 1.0 | 948 | $1,125 | $1.19 | 25d | 1 | 0.61mi |
| 1923 Broadway Ave Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,421 | $1.16 | 25d | 1 | 0.68mi |
| 1934 Ella St Jacksonville, FL | 3.0 | 1.0 | 1045 | $1,095 | $1.05 | 22d | 1 | 0.69mi |
| 1320 Francis St Jacksonville, FL | 2.0 | 2.0 | 1003 | $1,095 | $1.09 | 25d | 1 | 0.71mi |
| 1979 Yulee St Jacksonville, FL | 3.0 | 2.0 | 1050 | $1,500 | $1.43 | 25d | 1 | 0.72mi |
| 1454 Francis St Jacksonville, FL | 3.0 | 2.0 | 1084 | $1,243 | $1.15 | 25d | 1 | 0.73mi |
| 1995 W 4th St Jacksonville, FL | 4.0 | 1.5 | 1213 | $1,375 | $1.13 | 25d | 1 | 0.74mi |
| 1733 McMillan St Jacksonville, FL | 3.0 | 2.0 | 1211 | $1,265 | $1.04 | 6d | 1 | 0.75mi |
| 1721 Campus St Jacksonville, FL | 3.0 | 2.0 | 909 | $1,400 | $1.54 | 25d | 1 | 0.78mi |
| 2012 Baldwin St Jacksonville, FL | 3.0 | 2.0 | 1232 | $1,445 | $1.17 | 25d | 1 | 0.78mi |
| 2011 W 5th St Jacksonville, FL | 3.0 | 1.0 | 988 | $1,150 | $1.16 | 25d | 1 | 0.80mi |
| 2306 Fairfax St Unit 1 Jacksonville, FL | 3.0 | 1.0 | 900 | $700 | $0.78 | 25d | 1 | 0.83mi |
| 2210 Pullman Ave Jacksonville, FL | 3.0 | 1.0 | 940 | $1,050 | $1.12 | 5d | 1 | 0.89mi |
| 1525 W 15th St Jacksonville, FL | 3.0 | 1.0 | 1100 | $1,245 | $1.13 | 25d | 1 | 0.89mi |
| 2116 McMillan St Jacksonville, FL | 3.0 | 1.5 | 1120 | $1,425 | $1.27 | 23d | 1 | 0.91mi |
| 1145 N Canal St Jacksonville, FL | 2.0 | 2.0 | 1184 | $1,396 | $1.18 | 5d | 1 | 0.96mi |
Listing history 26 events
-
2026-06-21pricedays on market $155,000 Active 67 DOM
-
2026-06-18days on market $165,000 Active 64 DOM
-
2026-06-17days on market $165,000 Active 63 DOM
-
2026-06-16days on market $165,000 Active 62 DOM
-
2026-06-15days on market $165,000 Active 61 DOM
-
2026-06-13days on market $165,000 Active 58 DOM
-
2026-06-10days on market $165,000 Active 55 DOM
-
2026-06-08days on market $165,000 Active 54 DOM
-
2026-06-07days on market $165,000 Active 53 DOM
-
2026-06-05remarks 664-char remark
-
2026-06-05days on market $165,000 Active 50 DOM
-
2026-06-03days on market $165,000 Active 49 DOM
-
2026-06-02days on market $165,000 Active 48 DOM
-
2026-06-01days on market $165,000 Active 47 DOM
-
2026-05-31days on market $165,000 Active 46 DOM
-
2026-04-15$175,000 Active
-
2025-02-10price $199,901 778-char remark
Show marketing remark (778 chars)
Welcome to 1551 W 2nd St, a beautifully renovated 3-bedroom, 2-bathroom home nestled in a vibrant area just minutes away from the heart of downtown Jacksonville. This property combines modern amenities and classic charm, making it the perfect choice for first-time homebuyers or anyone looking to invest in a thriving community. Brand New Beginnings Experience peace of mind with a brand new roof that not only enhances the home's curb appeal but also provides long-lasting durability and protection against the elements. The extensive renovations throughout the home mean you can move in without worrying about immediate any major repairs or upgrades. Modern Bathrooms Step inside to discover thoughtfully designed bathrooms that showcase modern fixtures and finishes.
-
2025-02-10historical 778-char remark
Show marketing remark (778 chars)
Welcome to 1551 W 2nd St, a beautifully renovated 3-bedroom, 2-bathroom home nestled in a vibrant area just minutes away from the heart of downtown Jacksonville. This property combines modern amenities and classic charm, making it the perfect choice for first-time homebuyers or anyone looking to invest in a thriving community. Brand New Beginnings Experience peace of mind with a brand new roof that not only enhances the home's curb appeal but also provides long-lasting durability and protection against the elements. The extensive renovations throughout the home mean you can move in without worrying about immediate any major repairs or upgrades. Modern Bathrooms Step inside to discover thoughtfully designed bathrooms that showcase modern fixtures and finishes.
-
2024-12-27$232,001 Active 778-char remark
Show marketing remark (778 chars)
Welcome to 1551 W 2nd St, a beautifully renovated 3-bedroom, 2-bathroom home nestled in a vibrant area just minutes away from the heart of downtown Jacksonville. This property combines modern amenities and classic charm, making it the perfect choice for first-time homebuyers or anyone looking to invest in a thriving community. Brand New Beginnings Experience peace of mind with a brand new roof that not only enhances the home's curb appeal but also provides long-lasting durability and protection against the elements. The extensive renovations throughout the home mean you can move in without worrying about immediate any major repairs or upgrades. Modern Bathrooms Step inside to discover thoughtfully designed bathrooms that showcase modern fixtures and finishes.
-
2024-07-16soldstatus $255,000
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2024-05-24soldstatus $72,500 Closed 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
-
2024-04-09historical Active Under Contract 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
-
2024-03-25price $79,000 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
-
2024-03-19price $85,000 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
-
2024-03-08price $89,000 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
-
2024-02-28$99,000 Active 504-char remark
Show marketing remark (504 chars)
Incredible investment opportunity in the heart of Jacksonville's most developing area! This 3 bed, 2 bath fixer-upper is minutes from downtown. With easy access to I-95 and I-10, it's a very convenient location for quick & easy travel. Bring your vision and renovate this home to its full potential. Perfect for investors seeking rental returns, as it's just down the road from multiple colleges and the bustling downtown business area. Don't miss out on this blank canvas with endless possibilities!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,102 · $92/mo
- Projected year-2 tax
- $1,286 · $107/mo
- Expected delta
- +$184/yr (+$15/mo · 16.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,089
- − Mortgage interest
- −$8,682
- − Property taxes
- −$1,102
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,287
- − Management
- −$1,287
- − Depreciation
- −$4,509
- Taxable loss
- −$1,554
- Est. tax savings @ 24.0%
- +$373
- After-tax cash flow
- $1,452/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+76.8% since first listed11 events — show timeline
- 2026-04-15 Listed $175,000 realMLS
- 2025-02-10 Price Changed $199,901 realMLS
- 2025-02-10 Listing Removed — realMLS
- 2024-12-27 Listed $232,001 realMLS
- 2024-07-16 Sold (Public Records) $255,000 Public Records
- 2024-05-24 Sold (MLS) $72,500 realMLS
- 2024-04-09 Contingent — realMLS
- 2024-03-25 Price Changed $79,000 realMLS
- 2024-03-19 Price Changed $85,000 realMLS
- 2024-03-08 Price Changed $89,000 realMLS
- 2024-02-28 Listed $99,000 realMLS
Property tax history
+16.2%/yrLatest (2025): $1,102 · -18.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…