CashFlowRE
Sign in Sign up
1741 W Windsor Ave
B Composite 70.47
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Rent growth +3.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$110,000

1741 W Windsor Ave · Coeur d'Alene, ID 83815
3 bd · 1.0 ba · 924 sqft · Manufactured · 43 Days on market
Built 1992 4,356 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

Key facts

  • Raised beds
  • Community pool
  • 190 sq ft shed

Tags

FULLY FENCED SIDE YARD40 FT COVERED PATIORAISED BEDS190 SQ FT SHEDINSULATED SHEDCOMMUNITY POOL

Property features AI

Finance

  • Other: No common walls
  • HOA & community: Oakcrest association with monthly fee; fee includes water, sewer and trash

Exterior

  • Parking: Private maintained paved road access
  • Utilities: Public water; Public sewer; Cable TV available
  • Home design: Manufactured home; Single-story (manufactured); Southern exposure
  • Construction: T1-11 siding; Metal roof; Pillar/post/pier foundation; GUERDON make/model (manufactured home)
  • Exterior features: Covered patio; Garden; Rain gutters; Lawn; Landscaped, level lot with southern exposure; Full fencing; Shop / workshop on property

Interior

  • Kitchen: Electric range; Refrigerator; Dishwasher
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Tile; Laminate; Carpet
  • Bathrooms: 1 bathroom on the main level
  • Heating & cooling: Electric forced-air furnace; Central air conditioning
  • Interior features: Cable internet available; High-speed internet; Smart thermostat; Washer hookup
  • Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $110k.

Deal economics

  • At list price, monthly cash flow is $758 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.6% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $106,700 (3.0% below list)

Questions for the listing agent

  1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
14.56%
Cash-on-cash
29.53%
DSCR
2.31
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold
IRR
25.4%
Equity multiple
2.07×
Total profit
$32,833
Equity at exit
$16,401
10-year hold
IRR
33.9%
Equity multiple
4.27×
Total profit
$100,751
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83815

Rents YoY
4.2%
Active inventory
318
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,922 high interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$404
Net cashflow
$758

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4188 Player Dr Unit 4188 Coeur d'Alene, ID 2.0 2.0 1125 $1,725 $1.53 21d 1 0.06mi
2099 W Plymouth Cir Unit C28 Coeur d'Alene, ID 3.0 2.0 924 $2,129 $2.30 21d 1 0.26mi
3825 N Ramsey Rd Coeur D Alene, ID 2.0–3.0 2.0 1039 $1,731 $1.67 21d 1 0.38mi
2001 W Voltaire Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 988 $1,999 $2.02 13d 11 0.87mi
1681 Pampas Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 989 $1,930 $1.95 13d 22 0.90mi
4208 N Crown Ave Coeur D Alene, ID 2.0 1.0 950 $1,500 $1.58 13d 1 0.96mi
1070 W Rustic Lodge Dr Unit 204 Coeur d'Alene, ID 2.0 2.0 1025 $1,715 $1.67 21d 1 1.10mi
2828 N Julia St Unit 2 Coeur d'Alene, ID 2.0 1.0 900 $1,495 $1.66 21d 1 1.14mi
128 W Neider Ave Coeur d'Alene, ID 1.0–3.0 1.0–2.0 981 $1,795 $1.83 13d 4 1.32mi
3293 N Ladalia Dr Coeur D Alene, ID 2.0 2.0 1100 $2,450 $2.23 13d 1 1.41mi

Listing history 24 events

  1. 2026-06-19
    days on market $110,000 Active 43 DOM
  2. 2026-06-18
    days on market $110,000 Active 42 DOM
  3. 2026-06-17
    days on market $110,000 Active 41 DOM
  4. 2026-06-16
    days on market $110,000 Active 40 DOM
  5. 2026-06-15
    days on market $110,000 Active 39 DOM
  6. 2026-06-14
    days on market $110,000 Active 37 DOM
  7. 2026-06-13
    days on market $110,000 Active 36 DOM
  8. 2026-06-10
    days on market $110,000 Active 34 DOM
  9. 2026-06-09
    days on market $110,000 Active 33 DOM
  10. 2026-06-08
    days on market $110,000 Active 32 DOM
  11. 2026-06-07
    days on market $110,000 Active 31 DOM
  12. 2026-06-03
    days on market $110,000 Active 27 DOM
  13. 2026-06-02
    days on market $110,000 Active 26 DOM
  14. 2026-06-01
    days on market $110,000 Active 25 DOM
  15. 2026-05-31
    days on market $110,000 Active 24 DOM
  16. 2026-05-30
    days on market $110,000 Active 23 DOM
  17. 2026-05-07
    listed $110,000 Active
  18. 2021-09-04
    status Pending 528-char remark
    Show marketing remark (528 chars)

    Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

  19. 2021-09-01
    price $130,000 528-char remark
    Show marketing remark (528 chars)

    Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

  20. 2021-08-21
    price $135,000 528-char remark
    Show marketing remark (528 chars)

    Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

  21. 2021-08-09
    price $140,000 528-char remark
    Show marketing remark (528 chars)

    Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

  22. 2021-08-03
    listed $150,000 Active 528-char remark
    Show marketing remark (528 chars)

    Great single wide manufactured home in Oak Crest. This 3 bed 1 bath home is very well kept and has a great outdoor covered area for relaxing and entertaining. 3rd bedroom is small, currently used as an office. Has a fenced yard, garden area, and in ground sprinklers. Includes all appliances and A/C. Oak Crest is an ALL AGES Park and the Lot rent is $595 a month which includes water, sewer, garbage and snow removal. Community clubhouse, pool, playground and RV/boat parking available. Oak Crest allows for cats and most dogs.

  23. 2010-03-05
    soldstatus 191-char remark
    Show marketing remark (191 chars)

    Possible Seller Finance! $5,000 down 7% 5yr term. 3bd/1ba in Oakcrest Mobile Home Park. Very clean, new carpet, laminate flooring, with appliances included! Attached storage building. $15,000

  24. 2009-09-09
    listed $15,000 191-char remark
    Show marketing remark (191 chars)

    Possible Seller Finance! $5,000 down 7% 5yr term. 3bd/1ba in Oakcrest Mobile Home Park. Very clean, new carpet, laminate flooring, with appliances included! Attached storage building. $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,062
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$1,845
− Management
−$1,845
− Depreciation
−$3,200
Taxable income
$7,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,874
After-tax cash flow
$7,222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coeur D'Alene District
NCES district ID
1600780
Math proficiency
44% ▼ -6.00%
Reading proficiency
60% ▼ -2.00%
Median HH income
$47,652
Composite
44.16/100
National rank
#2858
State rank
#23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Coeur d'Alene, ID
County
Kootenai County · 146,553 people
City population
67,464
Metro
Coeur d'Alene, ID
Population (ZIP)
41,405
Household income
$77,864
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
1036.0

Population outlook (Kootenai County) Hauer SSP2

Today (2025)
177,692 people
By 2030
190,689 · +7.3%
By 2040
214,704 · +20.8%
By 2050
236,510 · +33.1%
By 2075
285,984 · +60.9%
By 2100
316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Portuguese 4% Slovak 4% Iranian 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

2024 margin
Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
2008→2024 swing
-25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
All cycles
2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -255.27%
Current HPI
252.5165
Rent YoY
▲ 4.20%
Metro
Coeur d'Alene, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+633.3% since first listed
8 events — show timeline
  • 2026-05-07 Listed $110,000 CDAMLS
  • 2021-09-04 Pending CDAMLS
  • 2021-09-01 Price Changed $130,000 CDAMLS
  • 2021-08-21 Price Changed $135,000 CDAMLS
  • 2021-08-09 Price Changed $140,000 CDAMLS
  • 2021-08-03 Listed $150,000 CDAMLS
  • 2010-03-05 Sold (MLS) CDAMLS
  • 2009-09-09 Listed $15,000 CDAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…