CashFlowRE
Sign in Sign up
29 Rylin Ln
C- Composite 50.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.8/30.0
  • Schools +4.6/10.0
  • DSCR +4.5/10.0
  • Livability +3.5/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$255,000

29 Rylin Ln · Palm Coast, FL 32164
3 bd · 3.0 ba · 1,817 sqft · SingleFamily public records · 75 Days on market
Built 1987 10,019 sqft lot Est $336k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

Key facts

  • Oversized bedrooms
  • New hvac system
  • 0.23 acre lot

Tags

OVERSIZED BEDROOMSEXPANSIVE FAMILY ROOMFULLY FENCED BACKYARDPARTIALLY CONVERTED GARAGEOVERSIZED UTILITY ROOMNEW HVAC SYSTEM

Property features AI

Finance

  • Other: Property zoned SFR-3; Lot approximately 0.23 acres (0 to less than 1/4 acre)
  • HOA & community: No homeowners association

Exterior

  • Parking: Attached garage
  • Utilities: Public water; Public sewer; Electricity connected; Paved road access
  • Home design: Single-family residence; One story; Faces south; Homesteaded
  • Construction: Vinyl siding construction; Shingle roof; Slab foundation; Built for one-story design
  • Exterior features: Vinyl siding; Shingle roof

Interior

  • Kitchen: Range; Refrigerator; Dishwasher
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Sliding doors; Rain gutters
  • Laundry & utility: Inside laundry; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $69 ($824/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (21.2% below list).
  • Recommended offer: $201k (21.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.8% in Palm Coast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#478 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F, commute F.
  • Flagler (rural): math 53% / reading 56% proficiency, ranked #20 of 73 in FL (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Rymfire Elementary School (math 55% / reading 55%, grade C, #872 of 2,144 statewide, top 42%, 892 students, 67% FRL); Buddy Taylor Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 1,343 students, 63% FRL); Flagler-Palm Coast High School (math 36% / reading 51%, grade F, #248 of 667 statewide, top 38%, 2,523 students, 52% FRL).
  • Market conditions: Rents rising (+1.2%/yr); 1380 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,588 units permitted in Flagler County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Flagler County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $207k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $201,019 (21.2% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.62%
Cash-on-cash
1.15%
DSCR
1.05
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$336,145
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3 Ryerton Pl 0.36mi 3/2.0 1,872 (+3%) 3mo $305,000 $163 71
52 Rymshaw Dr 0.32mi 3/2.0 1,617 (-11%) 0mo $269,000 $166 63
91 Raemoor Dr 0.61mi 4/2.0 (+1) 1,818 (+0%) 0mo $312,500 $172 62
3 Point Pl 0.44mi 3/2.0 1,685 (-7%) 2mo $270,000 $160 62
11 Potters Ln 0.58mi 3/2.0 1,681 (-8%) 1mo $329,900 $196 56
65 Raintree Pl 0.63mi 3/2.0 1,706 (-6%) 2mo $315,000 $185 55
72 Ramblewood Dr 0.69mi 4/2.0 (+1) 1,801 (-1%) 3mo $338,000 $188 55
60 Ramblewood Dr 0.63mi 3/2.0 1,675 (-8%) 0mo $315,000 $188 53
148 Raintree Cir 0.62mi 3/2.0 1,647 (-9%) 3mo $268,500 $163 49
124 Raintree Cir 0.65mi 3/2.0 1,626 (-10%) 1mo $360,000 $221 48
67 Raintree Pl 0.62mi 3/2.0 1,598 (-12%) 2mo $333,000 $208 45
107 Raintree Cir 0.70mi 2/2.0 (-1) 1,628 (-10%) 0mo $270,000 $166 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-16.3%
Equity multiple
0.43×
Total profit
$-40,682
Equity at exit
$38,021
10-year hold
IRR
-11.2%
Equity multiple
0.38×
Total profit
$-44,581
Equity at exit
$22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32164

Home prices YoY
-6.3%
Rents YoY
1.2%
Active inventory
1380
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,010 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$76 /mo · $911/yr
Insurance
$106
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$69

Break-even live

Break-even rent $1,923
Max offer price $255,000
Occupancy floor 92%

Sensitivity live

Price -10% $213 -5% $141 +0% $69 +5% $-4 +10% $-76
Rent -10% $-90 -5% $-11 +0% $69 +5% $148 +10% $227
Rate -1.0pp $197 -0.5pp $134 base $69 +0.5pp $3 +1.0pp $-65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41 Raemoor Dr Palm Coast, FL 4.0 3.0 1836 $1,995 $1.09 4d 1 0.45mi
15 Raeland Ln Palm Coast, FL 4.0 2.0 1891 $799 $0.42 25d 1 0.50mi
14 Empire Ln Unit B Palm Coast, FL 3.0 2.0 1230 $1,800 $1.46 25d 1 0.51mi
32 Emerson Dr Palm Coast, FL 3.0 2.0 1510 $2,150 $1.42 4d 1 0.52mi
20 Empress Ln Palm Coast, FL 3.0 2.0 2256 $2,100 $0.93 25d 1 0.55mi
65 Raintree Pl Palm Coast, FL 4.0 2.0 1706 $1,600 $0.94 25d 1 0.63mi
13 Elder Dr Unit 1261619P Palm Coast, FL 3.0 3.0 1991 $5,699 $2.86 13d 1 0.64mi
13 Elder Dr Palm Coast, FL 3.0 3.0 2012 $5,500 $2.73 25d 1 0.64mi
64 Ramblewood Dr Palm Coast, FL 3.0 2.0 2014 $1,976 $0.98 23d 1 0.64mi
121 Raintree Cir Palm Coast, FL 3.0 2.0 1939 $1,900 $0.98 16d 1 0.67mi
131 Rae Dr Palm Coast, FL 4.0 2.0 1738 $2,150 $1.24 4d 1 0.68mi
19 Rykill Way Palm Coast, FL 4.0 2.0 1806 $2,066 $1.14 4d 1 0.75mi
33 Rybark Ln Palm Coast, FL 3.0 2.0 1980 $1,850 $0.93 25d 1 0.77mi
43 Ponce Deleon Dr Unit B Palm Coast, FL 3.0 2.0 1298 $1,800 $1.39 4d 1 0.85mi
5 Rambling Ln Palm Coast, FL 3.0 2.0 1355 $1,850 $1.37 16d 1 0.87mi
7 Pony Express Dr Unit A Palm Coast, FL 3.0 2.0 1350 $1,750 $1.30 25d 1 0.88mi
9 Pony Express Dr Palm Coast, FL 2.0 2.0 1400 $1,450 $1.04 25d 1 0.89mi
22 Pony Ln Unit B Palm Coast, FL 3.0 2.0 2168 $1,850 $0.85 16d 1 0.89mi
11 Pony Ln Unit B Palm Coast, FL 3.0 2.0 1226 $1,680 $1.37 25d 1 0.90mi
10 Pontiac Ln Unit B Palm Coast, FL 4.0 2.0 1524 $1,825 $1.20 4d 1 0.93mi
29 Pony Ln Unit A Palm Coast, FL 3.0 2.0 1311 $1,625 $1.24 4d 1 0.94mi
85 Pony Express Dr Palm Coast, FL 3.0 2.0 1287 $1,675 $1.30 4d 1 0.97mi
15 Postman Ln Palm Coast, FL 4.0 2.0 1728 $1,975 $1.14 4d 1 0.98mi
11 Ripcord Ln Palm Coast, FL 3.0 2.0 1500 $1,925 $1.28 4d 1 0.99mi
17 Ponderosa Ln Palm Coast, FL 3.0 2.0 1287 $1,575 $1.22 25d 1 1.03mi
23 Ridley Ln Unit B Palm Coast, FL 3.0 2.0 1537 $1,850 $1.20 25d 1 1.09mi
53 Pony Express Dr Palm Coast, FL 3.0 2.0 1305 $1,595 $1.22 25d 1 1.09mi
65 Pony Express Dr Unit B Palm Coast, FL 3.0 2.0 1250 $1,520 $1.22 25d 1 1.11mi
65B Pony Express Dr Palm Coast, FL 3.0 2.0 1250 $1,495 $1.20 23d 1 1.11mi
35 Postman Ln Palm Coast, FL 3.0 2.0 1900 $1,950 $1.03 25d 1 1.11mi
5 Pine Haven Dr Palm Coast, FL 3.0 2.0 1635 $1,850 $1.13 16d 1 1.12mi
14 Pitt Ln Palm Coast, FL 3.0 2.0 1481 $1,750 $1.18 25d 1 1.13mi
38 E Diamond Dr Palm Coast, FL 3.0 2.0 1551 $2,800 $1.81 25d 1 1.14mi
26 Pitt Ln Palm Coast, FL 3.0 2.0 1502 $1,995 $1.33 16d 1 1.17mi
3 Pinwheel Ln Palm Coast, FL 3.0 2.0 1270 $2,100 $1.65 25d 1 1.19mi
29 E Diamond Dr Palm Coast, FL 4.0 2.0 2217 $2,500 $1.13 25d 1 1.20mi
16 Egan Dr Palm Coast, FL 4.0 2.0 2293 $2,600 $1.13 25d 1 1.21mi
1 U.S. Route 1 Palm Coast, FL 1.0–3.0 1.0–2.0 1047 $2,320 $2.22 4d 21 1.23mi
33 Pinwheel Ln Palm Coast, FL 3.0 2.0 1500 $2,400 $1.60 25d 1 1.25mi
3 Port Ln Palm Coast, FL 3.0 2.0 1442 $1,750 $1.21 4d 1 1.27mi

Listing history 32 events

  1. 2026-06-21
    statusdays on market $255,000 Pending 75 DOM
  2. 2026-06-18
    days on market $255,000 Active 74 DOM
  3. 2026-06-17
    days on market $255,000 Active 73 DOM
  4. 2026-06-16
    days on market $255,000 Active 72 DOM
  5. 2026-06-15
    price $255,000 Active 71 DOM
  6. 2026-06-15
    days on market $260,000 Active 71 DOM
  7. 2026-06-14
    days on market $260,000 Active 69 DOM
  8. 2026-06-13
    days on market $260,000 Active 68 DOM
  9. 2026-06-10
    days on market $260,000 Active 66 DOM
  10. 2026-06-09
    days on market $260,000 Active 65 DOM
  11. 2026-06-08
    days on market $260,000 Active 64 DOM
  12. 2026-06-07
    days on market $260,000 Active 63 DOM
  13. 2026-06-03
    days on market $260,000 Active 59 DOM
  14. 2026-06-02
    days on market $260,000 Active 58 DOM
  15. 2026-06-01
    days on market $260,000 Active 57 DOM
  16. 2026-05-31
    days on market $260,000 Active 56 DOM
  17. 2026-05-21
    status Pending 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  18. 2026-05-07
    status Active 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  19. 2026-05-07
    status Active
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  20. 2026-04-20
    status Pending 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  21. 2026-04-20
    status Pending
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  22. 2026-04-15
    price $260,000
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  23. 2026-04-15
    price $260,000 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  24. 2026-03-26
    price $275,000
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  25. 2026-03-26
    price $275,000 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  26. 2026-03-19
    listed $280,000 Active 1000-char remark
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  27. 2026-03-19
    listed $280,000 Active
    Show marketing remark (1000 chars)

    Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr

  28. 2025-08-05
    soldstatus $207,000
  29. 2025-07-31
    soldstatus $207,000 Closed 1863-char remark
    Show marketing remark (1863 chars)

    Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!

  30. 2025-07-12
    status Pending 1863-char remark
    Show marketing remark (1863 chars)

    Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!

  31. 2025-07-04
    price $210,000 1863-char remark
    Show marketing remark (1863 chars)

    Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!

  32. 2025-06-11
    listed $225,000 Active 1863-char remark
    Show marketing remark (1863 chars)

    Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$911 · $76/mo
Projected year-2 tax
$2,116 · $176/mo
Expected delta
+$1,206/yr (+$100/mo · 132.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,122
− Mortgage interest
−$14,284
− Property taxes
−$911
− Insurance
−$1,275
− Repairs & maintenance
−$1,930
− Management
−$1,930
− Depreciation
−$7,418
Taxable loss
−$3,625
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$870
After-tax cash flow
$1,694/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Flagler
NCES district ID
1200540
Math proficiency
53% ▼ -9.00%
Reading proficiency
56% ▼ -4.00%
Median HH income
$48,354
Composite
46.35/100
National rank
#2464
State rank
#20 of 73 in FL

Livability — Palm Coast

Score
69/100
State rank
#478
US rank
#8721

Category grades

Amenities F Commute F Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Coast, FL
County
Flagler County · 113,412 people
City population
105,049
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
56,658
Household income
$76,399
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
1291.0

Population outlook (Flagler County) Hauer SSP2

Today (2025)
123,474 people
By 2030
131,864 · +6.8%
By 2040
146,176 · +18.4%
By 2050
157,398 · +27.5%
By 2075
177,990 · +44.2%
By 2100
183,381 · +48.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 14% Black 13% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 4% Cuban 2%
Common ancestry
Romanian 3% Russian 2% Slovak 2%
Foreign-born
16% · Canada, Jamaica
Languages at home
81% English-only · Spanish 9% Russian/Polish/Slavic 3% Other Indo-European 3%

Political lean MEDSL · Flagler

2024 margin
Strong R (+28.2) · D 35.6% · R 63.8%
2008→2024 swing
-29.8pp toward R · 2008: 1.6pp · 2024: -28.2pp
All cycles
2024: R+28.2 2020: R+20.8 2016: R+20.6 2012: R+7.4 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -19.89%
Current HPI
297.4942
Rent YoY
▲ 1.18%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+15.6% since first listed
16 events — show timeline
  • 2026-05-21 Pending Daytona MLS
  • 2026-05-07 Relisted Daytona MLS
  • 2026-05-07 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-20 Pending Daytona MLS
  • 2026-04-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $260,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $260,000 Daytona MLS
  • 2026-03-26 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Price Changed $275,000 Daytona MLS
  • 2026-03-19 Listed $280,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-19 Listed $280,000 Daytona MLS
  • 2025-08-05 Sold (Public Records) $207,000 Public Records
  • 2025-07-31 Sold (MLS) $207,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-07-04 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
  • 2025-06-11 Listed $225,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+2.4%/yr

Latest (2025): $911 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…