29 Rylin Ln · Palm Coast, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.8/30.0
- Schools +4.6/10.0
- DSCR +4.5/10.0
- Livability +3.5/5.0
- 1% rule +2.9/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
Key facts
- Oversized bedrooms
- New hvac system
- 0.23 acre lot
Tags
Property features AI
Finance
- Other: Property zoned SFR-3; Lot approximately 0.23 acres (0 to less than 1/4 acre)
- HOA & community: No homeowners association
Exterior
- Parking: Attached garage
- Utilities: Public water; Public sewer; Electricity connected; Paved road access
- Home design: Single-family residence; One story; Faces south; Homesteaded
- Construction: Vinyl siding construction; Shingle roof; Slab foundation; Built for one-story design
- Exterior features: Vinyl siding; Shingle roof
Interior
- Kitchen: Range; Refrigerator; Dishwasher
- Bedrooms: 3 bedrooms
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Sliding doors; Rain gutters
- Laundry & utility: Inside laundry; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $69 ($824/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (21.2% below list).
- Recommended offer: $201k (21.2% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.8% in Palm Coast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#478 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F, commute F.
- Flagler (rural): math 53% / reading 56% proficiency, ranked #20 of 73 in FL (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Rymfire Elementary School (math 55% / reading 55%, grade C, #872 of 2,144 statewide, top 42%, 892 students, 67% FRL); Buddy Taylor Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 1,343 students, 63% FRL); Flagler-Palm Coast High School (math 36% / reading 51%, grade F, #248 of 667 statewide, top 38%, 2,523 students, 52% FRL).
- Market conditions: Rents rising (+1.2%/yr); 1380 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,588 units permitted in Flagler County in 2024 (0 in 5+ unit buildings).
- This rent runs 32% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Flagler County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $207k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.62%
- Cash-on-cash
- 1.15%
- DSCR
- 1.05
- GRM
- 10.6
CMA / ARV
- ARV (on-the-fly)
- $336,145
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3 Ryerton Pl | 0.36mi | 3/2.0 | 1,872 (+3%) | 3mo | $305,000 | $163 | 71 |
| 52 Rymshaw Dr | 0.32mi | 3/2.0 | 1,617 (-11%) | 0mo | $269,000 | $166 | 63 |
| 91 Raemoor Dr | 0.61mi | 4/2.0 (+1) | 1,818 (+0%) | 0mo | $312,500 | $172 | 62 |
| 3 Point Pl | 0.44mi | 3/2.0 | 1,685 (-7%) | 2mo | $270,000 | $160 | 62 |
| 11 Potters Ln | 0.58mi | 3/2.0 | 1,681 (-8%) | 1mo | $329,900 | $196 | 56 |
| 65 Raintree Pl | 0.63mi | 3/2.0 | 1,706 (-6%) | 2mo | $315,000 | $185 | 55 |
| 72 Ramblewood Dr | 0.69mi | 4/2.0 (+1) | 1,801 (-1%) | 3mo | $338,000 | $188 | 55 |
| 60 Ramblewood Dr | 0.63mi | 3/2.0 | 1,675 (-8%) | 0mo | $315,000 | $188 | 53 |
| 148 Raintree Cir | 0.62mi | 3/2.0 | 1,647 (-9%) | 3mo | $268,500 | $163 | 49 |
| 124 Raintree Cir | 0.65mi | 3/2.0 | 1,626 (-10%) | 1mo | $360,000 | $221 | 48 |
| 67 Raintree Pl | 0.62mi | 3/2.0 | 1,598 (-12%) | 2mo | $333,000 | $208 | 45 |
| 107 Raintree Cir | 0.70mi | 2/2.0 (-1) | 1,628 (-10%) | 0mo | $270,000 | $166 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.18% rent growth · sell at horizon
- IRR
- -16.3%
- Equity multiple
- 0.43×
- Total profit
- $-40,682
- Equity at exit
- $38,021
- IRR
- -11.2%
- Equity multiple
- 0.38×
- Total profit
- $-44,581
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32164
- Home prices YoY
- -6.3%
- Rents YoY
- 1.2%
- Active inventory
- 1380
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $2,010 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$76 /mo · $911/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $69
Break-even live
Sensitivity live
| Price | -10% $213 | -5% $141 | +0% $69 | +5% $-4 | +10% $-76 |
|---|---|---|---|---|---|
| Rent | -10% $-90 | -5% $-11 | +0% $69 | +5% $148 | +10% $227 |
| Rate | -1.0pp $197 | -0.5pp $134 | base $69 | +0.5pp $3 | +1.0pp $-65 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 41 Raemoor Dr Palm Coast, FL | 4.0 | 3.0 | 1836 | $1,995 | $1.09 | 4d | 1 | 0.45mi |
| 15 Raeland Ln Palm Coast, FL | 4.0 | 2.0 | 1891 | $799 | $0.42 | 25d | 1 | 0.50mi |
| 14 Empire Ln Unit B Palm Coast, FL | 3.0 | 2.0 | 1230 | $1,800 | $1.46 | 25d | 1 | 0.51mi |
| 32 Emerson Dr Palm Coast, FL | 3.0 | 2.0 | 1510 | $2,150 | $1.42 | 4d | 1 | 0.52mi |
| 20 Empress Ln Palm Coast, FL | 3.0 | 2.0 | 2256 | $2,100 | $0.93 | 25d | 1 | 0.55mi |
| 65 Raintree Pl Palm Coast, FL | 4.0 | 2.0 | 1706 | $1,600 | $0.94 | 25d | 1 | 0.63mi |
| 13 Elder Dr Unit 1261619P Palm Coast, FL | 3.0 | 3.0 | 1991 | $5,699 | $2.86 | 13d | 1 | 0.64mi |
| 13 Elder Dr Palm Coast, FL | 3.0 | 3.0 | 2012 | $5,500 | $2.73 | 25d | 1 | 0.64mi |
| 64 Ramblewood Dr Palm Coast, FL | 3.0 | 2.0 | 2014 | $1,976 | $0.98 | 23d | 1 | 0.64mi |
| 121 Raintree Cir Palm Coast, FL | 3.0 | 2.0 | 1939 | $1,900 | $0.98 | 16d | 1 | 0.67mi |
| 131 Rae Dr Palm Coast, FL | 4.0 | 2.0 | 1738 | $2,150 | $1.24 | 4d | 1 | 0.68mi |
| 19 Rykill Way Palm Coast, FL | 4.0 | 2.0 | 1806 | $2,066 | $1.14 | 4d | 1 | 0.75mi |
| 33 Rybark Ln Palm Coast, FL | 3.0 | 2.0 | 1980 | $1,850 | $0.93 | 25d | 1 | 0.77mi |
| 43 Ponce Deleon Dr Unit B Palm Coast, FL | 3.0 | 2.0 | 1298 | $1,800 | $1.39 | 4d | 1 | 0.85mi |
| 5 Rambling Ln Palm Coast, FL | 3.0 | 2.0 | 1355 | $1,850 | $1.37 | 16d | 1 | 0.87mi |
| 7 Pony Express Dr Unit A Palm Coast, FL | 3.0 | 2.0 | 1350 | $1,750 | $1.30 | 25d | 1 | 0.88mi |
| 9 Pony Express Dr Palm Coast, FL | 2.0 | 2.0 | 1400 | $1,450 | $1.04 | 25d | 1 | 0.89mi |
| 22 Pony Ln Unit B Palm Coast, FL | 3.0 | 2.0 | 2168 | $1,850 | $0.85 | 16d | 1 | 0.89mi |
| 11 Pony Ln Unit B Palm Coast, FL | 3.0 | 2.0 | 1226 | $1,680 | $1.37 | 25d | 1 | 0.90mi |
| 10 Pontiac Ln Unit B Palm Coast, FL | 4.0 | 2.0 | 1524 | $1,825 | $1.20 | 4d | 1 | 0.93mi |
| 29 Pony Ln Unit A Palm Coast, FL | 3.0 | 2.0 | 1311 | $1,625 | $1.24 | 4d | 1 | 0.94mi |
| 85 Pony Express Dr Palm Coast, FL | 3.0 | 2.0 | 1287 | $1,675 | $1.30 | 4d | 1 | 0.97mi |
| 15 Postman Ln Palm Coast, FL | 4.0 | 2.0 | 1728 | $1,975 | $1.14 | 4d | 1 | 0.98mi |
| 11 Ripcord Ln Palm Coast, FL | 3.0 | 2.0 | 1500 | $1,925 | $1.28 | 4d | 1 | 0.99mi |
| 17 Ponderosa Ln Palm Coast, FL | 3.0 | 2.0 | 1287 | $1,575 | $1.22 | 25d | 1 | 1.03mi |
| 23 Ridley Ln Unit B Palm Coast, FL | 3.0 | 2.0 | 1537 | $1,850 | $1.20 | 25d | 1 | 1.09mi |
| 53 Pony Express Dr Palm Coast, FL | 3.0 | 2.0 | 1305 | $1,595 | $1.22 | 25d | 1 | 1.09mi |
| 65 Pony Express Dr Unit B Palm Coast, FL | 3.0 | 2.0 | 1250 | $1,520 | $1.22 | 25d | 1 | 1.11mi |
| 65B Pony Express Dr Palm Coast, FL | 3.0 | 2.0 | 1250 | $1,495 | $1.20 | 23d | 1 | 1.11mi |
| 35 Postman Ln Palm Coast, FL | 3.0 | 2.0 | 1900 | $1,950 | $1.03 | 25d | 1 | 1.11mi |
| 5 Pine Haven Dr Palm Coast, FL | 3.0 | 2.0 | 1635 | $1,850 | $1.13 | 16d | 1 | 1.12mi |
| 14 Pitt Ln Palm Coast, FL | 3.0 | 2.0 | 1481 | $1,750 | $1.18 | 25d | 1 | 1.13mi |
| 38 E Diamond Dr Palm Coast, FL | 3.0 | 2.0 | 1551 | $2,800 | $1.81 | 25d | 1 | 1.14mi |
| 26 Pitt Ln Palm Coast, FL | 3.0 | 2.0 | 1502 | $1,995 | $1.33 | 16d | 1 | 1.17mi |
| 3 Pinwheel Ln Palm Coast, FL | 3.0 | 2.0 | 1270 | $2,100 | $1.65 | 25d | 1 | 1.19mi |
| 29 E Diamond Dr Palm Coast, FL | 4.0 | 2.0 | 2217 | $2,500 | $1.13 | 25d | 1 | 1.20mi |
| 16 Egan Dr Palm Coast, FL | 4.0 | 2.0 | 2293 | $2,600 | $1.13 | 25d | 1 | 1.21mi |
| 1 U.S. Route 1 Palm Coast, FL | 1.0–3.0 | 1.0–2.0 | 1047 | $2,320 | $2.22 | 4d | 21 | 1.23mi |
| 33 Pinwheel Ln Palm Coast, FL | 3.0 | 2.0 | 1500 | $2,400 | $1.60 | 25d | 1 | 1.25mi |
| 3 Port Ln Palm Coast, FL | 3.0 | 2.0 | 1442 | $1,750 | $1.21 | 4d | 1 | 1.27mi |
Listing history 32 events
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2026-06-21statusdays on market $255,000 Pending 75 DOM
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2026-06-18days on market $255,000 Active 74 DOM
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2026-06-17days on market $255,000 Active 73 DOM
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2026-06-16days on market $255,000 Active 72 DOM
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2026-06-15price $255,000 Active 71 DOM
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2026-06-15days on market $260,000 Active 71 DOM
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2026-06-14days on market $260,000 Active 69 DOM
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2026-06-13days on market $260,000 Active 68 DOM
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2026-06-10days on market $260,000 Active 66 DOM
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2026-06-09days on market $260,000 Active 65 DOM
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2026-06-08days on market $260,000 Active 64 DOM
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2026-06-07days on market $260,000 Active 63 DOM
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2026-06-03days on market $260,000 Active 59 DOM
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2026-06-02days on market $260,000 Active 58 DOM
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2026-06-01days on market $260,000 Active 57 DOM
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2026-05-31days on market $260,000 Active 56 DOM
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2026-05-21status Pending 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-05-07status Active 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-05-07status Active
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-04-20status Pending 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-04-20status Pending
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-04-15price $260,000
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-04-15price $260,000 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-03-26price $275,000
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-03-26price $275,000 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-03-19$280,000 Active 1000-char remark
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2026-03-19$280,000 Active
Show marketing remark (1000 chars)
Accepting back up offers! Welcome to this charming 3-bedroom, 2-bath home offering over 1,800+ square feet of inviting living space in the heart of Palm Coast. The home features oversized bedrooms with an additional expansive family room that is filled with natural light creating the perfect setting for relaxing or entertaining guests. The kitchen flows seamlessly into the dinette area, making everyday living and hosting effortless. Step outside to enjoy the fully fenced backyard, ideal for pets, play, or creating your own outdoor retreat. A partially converted garage offers an oversized utility room while still maintaining abundant storage space - the best of both worlds. Major improvements include a brand-new HVAC system, new electrical box, and new hot water heater, giving buyers peace of mind. Full of charm and character, this home simply needs a few minor touches to make it truly your own! Conveniently located minutes from grocery stores, beaches, and the scenic Palm Coast Tr
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2025-08-05soldstatus $207,000
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2025-07-31soldstatus $207,000 Closed 1863-char remark
Show marketing remark (1863 chars)
Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!
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2025-07-12status Pending 1863-char remark
Show marketing remark (1863 chars)
Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!
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2025-07-04price $210,000 1863-char remark
Show marketing remark (1863 chars)
Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!
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2025-06-11$225,000 Active 1863-char remark
Show marketing remark (1863 chars)
Absolutely adorable and filled with charm, this one-owner home is perfectly situated in the heart of beautiful Palm Coast. Thoughtfully designed with space in mind, you’ll immediately appreciate the oversized bedrooms, offering comfort and flexibility for your lifestyle. And it would be RARE to find 1800+ square feet at this unbelievable price! The third bonus room, currently used as a bedroom, can easily be reimagined to suit your needs. The expansive family room is full of natural light and offers awesome view of the backyard, creating an inviting space for relaxation, gatherings, or hobbies. The open-concept kitchen flows seamlessly into the dinette area, perfect for casual meals or entertaining guests. You'll also love the oversized utility room and pantry, made possible by the partial garage conversion, which provides abundant storage options rarely found at this price point. The spacious living room ties it all together with its open layout, offering plenty of space for your preferred design and decor. Outside, the generous side yard is ideal for a home garden, hot tub, or additional outdoor living space to enjoy Florida's year-round sunshine. Perfectly located just minutes to grocery stores, dining, parks, and Palm Coast's scenic trail system with over 100+ miles and all connected, this home offers the best of convenience and lifestyle. You’re less than 15 miles from the beaches of Flagler and a quick 30-minute drive to both historic St. Augustine and vibrant Daytona Beach via I-95. Palm Coast is celebrated for its 70 miles of scenic canals, easy access to the Intracoastal Waterway, world-class parks, and endless recreational opportunities. Don’t miss your chance to claim your own slice of Florida paradise — schedule your private tour today and experience why so many are proud to call Palm Coast home!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $911 · $76/mo
- Projected year-2 tax
- $2,116 · $176/mo
- Expected delta
- +$1,206/yr (+$100/mo · 132.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,122
- − Mortgage interest
- −$14,284
- − Property taxes
- −$911
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$1,930
- − Management
- −$1,930
- − Depreciation
- −$7,418
- Taxable loss
- −$3,625
- Est. tax savings @ 24.0%
- +$870
- After-tax cash flow
- $1,694/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Flagler
- NCES district ID
- 1200540
- Math proficiency
- 53% ▼ -9.00%
- Reading proficiency
- 56% ▼ -4.00%
- Median HH income
- $48,354
- Composite
- 46.35/100
- National rank
- #2464
- State rank
- #20 of 73 in FL
Livability — Palm Coast
- Score
- 69/100
- State rank
- #478
- US rank
- #8721
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Coast, FL
- County
- Flagler County · 113,412 people
- City population
- 105,049
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- Population (ZIP)
- 56,658
- Household income
- $76,399
- Rent vs Own
- Severe rent burden
- 1291.0
Population outlook (Flagler County) Hauer SSP2
- Today (2025)
- 123,474 people
- By 2030
- 131,864 · +6.8%
- By 2040
- 146,176 · +18.4%
- By 2050
- 157,398 · +27.5%
- By 2075
- 177,990 · +44.2%
- By 2100
- 183,381 · +48.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 14% Black 13% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 4% Cuban 2%
- Common ancestry
- Romanian 3% Russian 2% Slovak 2%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 81% English-only · Spanish 9% Russian/Polish/Slavic 3% Other Indo-European 3%
Political lean MEDSL · Flagler
- 2024 margin
- Strong R (+28.2) · D 35.6% · R 63.8%
- 2008→2024 swing
- -29.8pp toward R · 2008: 1.6pp · 2024: -28.2pp
- All cycles
- 2024: R+28.2 2020: R+20.8 2016: R+20.6 2012: R+7.4 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -19.89%
- Current HPI
- 297.4942
- Rent YoY
- ▲ 1.18%
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+15.6% since first listed16 events — show timeline
- 2026-05-21 Pending — Daytona MLS
- 2026-05-07 Relisted — Daytona MLS
- 2026-05-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-20 Pending — Daytona MLS
- 2026-04-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Price Changed $260,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Price Changed $260,000 Daytona MLS
- 2026-03-26 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $275,000 Daytona MLS
- 2026-03-19 Listed $280,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-19 Listed $280,000 Daytona MLS
- 2025-08-05 Sold (Public Records) $207,000 Public Records
- 2025-07-31 Sold (MLS) $207,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-07-04 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-11 Listed $225,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+2.4%/yrLatest (2025): $911 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…