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C+ Composite 60.55
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • DSCR +8.5/10.0
  • ARV discount +8.3/15.0
  • 1% rule +5.7/10.0
  • Rent growth +3.5/5.0
  • Schools +3.3/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$120,000

151 Woodfield Pl · Enterprise, AL 36330
2 bd · 1.5 ba · 1,152 sqft · Townhouse public records · 16 Days on market
Built 1994 2,178 sqft lot Est $122k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Very nice townhome located just minutes from downtown Enterprise or the Fort Rucker gate. This townhome features 2 bdrms, 1.5 bath, washing machine and dryer included. This unit is occupied until February 28,2025

Key facts

  • 2,178 sq ft lot
  • Garage
  • Built 1994

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath townhouse listed at $120k.

Deal economics

  • At list price, monthly cash flow is $282 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Coffee County (rural): math 27% / reading 50% proficiency, ranked #30 of 129 in AL (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: New Brockton Elementary School (math 27% / reading 51%, grade F, #257 of 627 statewide, top 41%, 708 students, 64% FRL) — zoned schools average 64% FRL vs 45% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.9% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 18 sale attempts since 21y ago; this cycle's ask has dropped $20k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,200 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.12%
Cash-on-cash
10.08%
DSCR
1.45
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$122,112
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
319 Candlebrook Dr #319 0.08mi 2/1.5 1,152 (0%) 1mo $122,000 $106 95
139 Woodfield Pl 0.03mi 2/1.5 1,152 (0%) 5mo $124,000 $108 94
293 Candlebrook Dr 0.09mi 2/1.5 1,152 (0%) 8mo $120,000 $104 90
311 Candlebrook Dr 0.08mi 2/1.5 1,152 (0%) 12mo $128,000 $111 86
144 Woodfield Pl 0.03mi 2/1.5 1,188 (+3%) 12mo $120,000 $101 83
210 Candlebrook Dr 0.10mi 2/1.5 1,024 (-11%) 2mo $100,000 $98 75
3109 Achey Dr 0.32mi 2/1.5 1,234 (+7%) 11mo $100,000 $81 64
175 S Spring View Dr 0.36mi 2/2.0 1,208 (+5%) 13mo $167,000 $138 62
3145 Achey Dr 0.36mi 2/1.5 1,278 (+11%) 4mo $140,000 $110 62
3170 Achey Dr 0.37mi 2/1.5 1,248 (+8%) 11mo $100,000 $80 60
303 Regency Dr 0.64mi 2/1.5 1,156 (+0%) 14mo $80,000 $69 58
91 Courtyard Way 0.43mi 2/2.5 1,252 (+9%) 13mo $169,000 $135 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-0.2%
Equity multiple
0.99×
Total profit
$-301
Equity at exit
$17,892
10-year hold
IRR
10.3%
Equity multiple
1.83×
Total profit
$27,765
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,288 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$56 /mo · $675/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$282

Break-even live

Break-even rent $931
Max offer price $120,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
224 Candlebrook Dr Enterprise, AL 2.0 1.5 1024 $1,050 $1.03 43d 1 0.04mi
220 Candlebrook Dr Enterprise, AL 2.0 1.5 1024 $995 $0.97 43d 1 0.05mi
184 N Springview Dr Enterprise, AL 3.0 2.5 1494 $1,350 $0.90 43d 1 0.15mi
106 Pineridge Dr Enterprise, AL 2.0 2.5 1427 $1,150 $0.81 43d 1 0.17mi
206 Myrtlewood Dr Enterprise, AL 3.0 2.0 1155 $1,400 $1.21 43d 1 0.18mi
160 N Springview Dr Enterprise, AL 3.0 2.5 1495 $1,350 $0.90 43d 1 0.20mi
102 S Spring View Dr Enterprise, AL 2.0 2.5 1404 $1,300 $0.93 43d 1 0.24mi
114 S Spring View Dr Enterprise, AL 3.0 2.5 1494 $1,300 $0.87 43d 1 0.25mi
3101 Achey Dr Enterprise, AL 2.0 1.5 1232 $1,200 $0.97 43d 1 0.29mi
118 Baldwin Dr Enterprise, AL 3.0 2.5 1494 $1,375 $0.92 43d 1 0.33mi
85 Courtyard Way Enterprise, AL 3.0 2.5 1460 $1,375 $0.94 43d 1 0.39mi
137 Commons Dr Unit 1 Enterprise, AL 2.0 2.5 1369 $1,100 $0.80 43d 1 0.45mi
133 Commons Dr Enterprise, AL 3.0 2.5 1400 $1,200 $0.86 43d 1 0.46mi
107 Wakefield Way Enterprise, AL 2.0 2.5 1369 $1,350 $0.99 43d 1 0.46mi
114 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,300 $0.94 43d 1 0.49mi
102 Commons Dr Enterprise, AL 2.0 2.5 1380 $1,250 $0.91 43d 1 0.50mi
206 Wakefield Way Enterprise, AL 2.0 2.5 1495 $2,635 $1.76 43d 1 0.52mi
605 Melbourne Dr Enterprise, AL 3.0 2.0 1333 $1,650 $1.24 43d 1 0.57mi
203 Winthrope Ln Enterprise, AL 2.0 2.5 1365 $1,325 $0.97 43d 1 0.61mi
210 Morgan Ln Enterprise, AL 3.0 2.0 1494 $1,300 $0.87 43d 1 0.66mi
214 Morgan Ln Enterprise, AL 3.0 2.0 1322 $1,400 $1.06 43d 1 0.69mi
108 Anthony Cir Unit C Enterprise, AL 2.0 2.0 1032 $900 $0.87 43d 1 0.92mi
200 Cheyenne Dr Enterprise, AL 2.0 1.5 1088 $800 $0.74 43d 1 1.15mi
452 Sandy Oak Dr Enterprise, AL 2.0 1.5 1300 $1,150 $0.88 43d 1 1.22mi

Listing history 32 events

  1. 2025-05-05
    soldstatus $127,000
  2. 2025-02-13
    historical $990
  3. 2025-02-04
    listed $139,900 Active
  4. 2025-01-28
    listed $990
  5. 2024-11-11
    status Pending
  6. 2024-02-07
    soldstatus $107,000
  7. 2024-02-05
    soldstatus $107,000 Closed 212-char remark
    Show marketing remark (212 chars)

    Very nice townhome located just minutes from downtown Enterprise or the Fort Rucker gate. This townhome features 2 bdrms, 1.5 bath, washing machine and dryer included. This unit is occupied until February 28,2025

  8. 2024-01-18
    listed Active Under Contract 212-char remark
    Show marketing remark (212 chars)

    Very nice townhome located just minutes from downtown Enterprise or the Fort Rucker gate. This townhome features 2 bdrms, 1.5 bath, washing machine and dryer included. This unit is occupied until February 28,2025

  9. 2024-01-06
    status Pending
  10. 2023-11-16
    status Active
  11. 2023-11-02
    status Pending
  12. 2023-10-14
    listed $120,000 Active
  13. 2023-10-11
    listed $120,000 212-char remark
    Show marketing remark (212 chars)

    Very nice townhome located just minutes from downtown Enterprise or the Fort Rucker gate. This townhome features 2 bdrms, 1.5 bath, washing machine and dryer included. This unit is occupied until February 28,2025

  14. 2023-09-06
    status Pending
  15. 2023-08-21
    listed $120,000 Active
  16. 2023-08-14
    price $120,000
  17. 2023-08-14
    status Active
  18. 2023-08-02
    historical Contingent
  19. 2023-07-09
    listed $129,000 Active
  20. 2023-07-09
    listed $120,000
  21. 2022-05-31
    soldstatus $390,000
  22. 2018-02-06
    soldstatus $76,500
  23. 2018-01-31
    soldstatus $42,500
  24. 2018-01-31
    soldstatus $42,500
  25. 2017-08-24
    listed $56,000
  26. 2017-08-24
    listed $56,000
  27. 2017-02-10
    listed $55,000
  28. 2017-02-10
    listed $55,000
  29. 2012-11-05
    listed $69,900
  30. 2012-11-05
    listed $69,900
  31. 2005-04-06
    listed $74,500
  32. 2005-04-06
    listed $74,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$675 · $56/mo
Projected year-2 tax
$675 · $56/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,461
− Mortgage interest
−$6,722
− Property taxes
−$675
− Insurance
−$600
− Repairs & maintenance
−$1,237
− Management
−$1,237
− Depreciation
−$3,491
Taxable income
$1,499
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$360
After-tax cash flow
$3,028/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coffee County
NCES district ID
0100810
Math proficiency
27% ▼ -21.00%
Reading proficiency
50% ▲ 3.00%
Median HH income
$43,693
Composite
32.56/100
National rank
#5682
State rank
#30 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+70.5% since first listed
32 events — show timeline
  • 2025-05-05 Sold (Public Records) $127,000 Public Records
  • 2025-02-13 Rental Removed $990 APPFOLIO
  • 2025-02-04 Listed $139,900 WBR
  • 2025-01-28 Listed for Rent $990 APPFOLIO
  • 2024-11-11 Pending SAMLS
  • 2024-02-07 Sold (Public Records) $107,000 Public Records
  • 2024-02-05 Sold (MLS) $107,000 WBR
  • 2024-01-18 Listed WBR
  • 2024-01-06 Pending SAMLS
  • 2023-11-16 Relisted SAMLS
  • 2023-11-02 Pending SAMLS
  • 2023-10-14 Listed $120,000 SAMLS
  • 2023-10-11 Listed $120,000 WBR
  • 2023-09-06 Pending MAAR
  • 2023-08-21 Listed $120,000 SAMLS
  • 2023-08-14 Price Changed $120,000 MAAR
  • 2023-08-14 Relisted MAAR
  • 2023-08-02 Contingent MAAR
  • 2023-07-09 Listed $120,000 WBR
  • 2023-07-09 Listed $129,000 MAAR
  • 2022-05-31 Sold (Public Records) $390,000 Public Records
  • 2018-02-06 Sold (Public Records) $76,500 Public Records
  • 2018-01-31 Sold (MLS) $42,500 WBR
  • 2018-01-31 Sold (MLS) $42,500 MAAR
  • 2017-08-24 Listed $56,000 WBR
  • 2017-08-24 Listed $56,000 MAAR
  • 2017-02-10 Listed $55,000 MAAR
  • 2017-02-10 Listed $55,000 WBR
  • 2012-11-05 Listed $69,900 MAAR
  • 2012-11-05 Listed $69,900 WBR
  • 2005-04-06 Listed $74,500 MAAR
  • 2005-04-06 Listed $74,500 WBR

Property tax history

+4.9%/yr

Latest (2025): $675 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…