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Resolution X Plan 🏗️ New Construction
B Composite 72.94
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Rent growth +4.1/5.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Appreciation +0.0/10.0

$129,995

Resolution X Plan · Amarillo, TX 79119
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 71 Days on market
Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Resolution X: Peaceful Retirement Living at Country Estates Discover the perfect retirement haven in the Resolution X. This thoughtfully designed home offers a serene and comfortable living space, ideal for enjoying your golden years. Relax in the spacious living area, surrounded by the tranquility of Country Estates. Resolution X Features: Spacious open floor plan for comfortable living Eco-friendly construction with Clayton's eBuilt system Ideal for retirees seeking a peaceful lifestyle 10×10 storage shed for extra space 2-car carport for convenient parking Low-maintenance living at Country Estates Built with Clayton's innovative eBuilt system, the Resolution X incorporates over 25 eco-friendly features without compromising on comfort or style. Experience the benefits of reduced energy consumption and a smaller environmental footprint while enjoying your well-deserved retirement. Built with Clayton's innovative eBuilt system, the Resolution X incorporates over 25 eco-friendly features without compromising on comfort or style. Experience the benefits of reduced energy consumption and a smaller environmental footprint.

Key facts

  • Listed 71 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $548 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $122k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#624 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities C-, schools D, crime F.
  • Canyon ISD (town): math 60% / reading 54% proficiency, ranked #78 of 826 in TX (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+6.2%/yr); 477 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 45 units permitted in Randall County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Randall County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.2% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,195 (6.0% below list)

Questions for the listing agent

  1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
11.35%
Cash-on-cash
18.06%
DSCR
1.80
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.21% rent growth · sell at horizon

5-year hold
IRR
13.2%
Equity multiple
1.55×
Total profit
$19,950
Equity at exit
$19,383
10-year hold
IRR
24.5%
Equity multiple
3.45×
Total profit
$89,152
Equity at exit
$11,240

Cash invested: $36,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79119

Home prices YoY
-19.1%
Rents YoY
6.2%
Active inventory
477
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,830 high interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$384
Net cashflow
$548

Break-even live

Break-even rent $1,137
Max offer price $129,995
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,499
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7628 S Soncy Rd Amarillo, TX 1.0–3.0 1.0–2.0 1105 $1,750 $1.58 13d 3 0.76mi
7628 S Soncy Rd Amarillo, TX 2.0 2.0 1033 $1,450 $1.40 44d 1 0.76mi
7628 S Soncy Rd Amarillo, TX 2.0 2.0 1033 $1,500 $1.45 21d 1 0.76mi
6801 Mosley St Amarillo, TX 2.0 2.0 1497 $1,725 $1.15 44d 1 1.02mi
6300 Oakcrest Ln Amarillo, TX 3.0 2.0 1400 $1,825 $1.30 13d 2 1.32mi

Listing history 17 events

  1. 2026-06-18
    days on market $129,995 Active 71 DOM
  2. 2026-06-17
    days on market $129,995 Active 70 DOM
  3. 2026-06-16
    days on market $129,995 Active 69 DOM
  4. 2026-06-15
    days on market $129,995 Active 68 DOM
  5. 2026-06-14
    days on market $129,995 Active 66 DOM
  6. 2026-06-13
    days on market $129,995 Active 65 DOM
  7. 2026-06-10
    days on market $129,995 Active 63 DOM
  8. 2026-06-09
    days on market $129,995 Active 62 DOM
  9. 2026-06-08
    days on market $129,995 Active 61 DOM
  10. 2026-06-07
    days on market $129,995 Active 60 DOM
  11. 2026-06-05
    pricedays on market $129,995 Active 57 DOM
  12. 2026-06-03
    days on market $123,995 Active 56 DOM
  13. 2026-06-02
    days on market $123,995 Active 55 DOM
  14. 2026-06-01
    days on market $123,995 Active 54 DOM
  15. 2026-05-31
    days on market $123,995 Active 53 DOM
  16. 2026-05-30
    days on market $123,995 Active 52 DOM
  17. 2026-04-08
    listed $123,995 Active 1143-char remark
    Show marketing remark (1143 chars)

    Resolution X: Peaceful Retirement Living at Country Estates Discover the perfect retirement haven in the Resolution X. This thoughtfully designed home offers a serene and comfortable living space, ideal for enjoying your golden years. Relax in the spacious living area, surrounded by the tranquility of Country Estates. Resolution X Features: Spacious open floor plan for comfortable living Eco-friendly construction with Clayton's eBuilt system Ideal for retirees seeking a peaceful lifestyle 10×10 storage shed for extra space 2-car carport for convenient parking Low-maintenance living at Country Estates Built with Clayton's innovative eBuilt system, the Resolution X incorporates over 25 eco-friendly features without compromising on comfort or style. Experience the benefits of reduced energy consumption and a smaller environmental footprint while enjoying your well-deserved retirement. Built with Clayton's innovative eBuilt system, the Resolution X incorporates over 25 eco-friendly features without compromising on comfort or style. Experience the benefits of reduced energy consumption and a smaller environmental footprint.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,966
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$650
− Repairs & maintenance
−$1,757
− Management
−$1,757
− Depreciation
−$3,782
Taxable income
$4,788
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,149
After-tax cash flow
$5,424/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This manufactured home is in good condition with a modern and well-maintained interior and exterior. It is move-in ready and has the potential for minor improvements to further enhance its value.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small outdoor seating area — Can increase both resale and rental value by adding more living space outdoors.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small outdoor seating area — Can increase both resale and rental value by adding more living space outdoors.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Canyon ISD
NCES district ID
4812810
Math proficiency
60% ▼ -1.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$65,177
Composite
50.07/100
National rank
#1912
State rank
#78 of 826 in TX

Livability — Amarillo

Score
66/100
State rank
#624
US rank
#11876

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Randall County · 137,351 people
City population
185,802
Metro
Amarillo, TX
Population (ZIP)
24,907
Household income
$114,432
Rent vs Own
32.6% rent · 67.4% own
Severe rent burden
272.0

Population outlook (Randall County) Hauer SSP2

Today (2025)
152,140 people
By 2030
163,107 · +7.2%
By 2040
184,999 · +21.6%
By 2050
206,948 · +36.0%
By 2075
260,204 · +71.0%
By 2100
294,980 · +93.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 17% Two or more races 8% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Italian 4% Slovak 2% Iranian 1%
Foreign-born
6% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Randall

2024 margin
Solid R (+60.4) · D 19.4% · R 79.8%
2008→2024 swing
+2.3pp toward D · 2008: -62.7pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+58.8 2016: R+65.1 2012: R+68.2 2008: R+62.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.08%
Current HPI
165.3226
Rent YoY
▲ 6.21%
Metro
Amarillo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-08 Listed $123,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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