875 Woodhaven St · Baton Rouge, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.7/30.0
- ARV discount +9.7/15.0
- DSCR +4.5/10.0
- Livability +3.7/5.0
- 1% rule +3.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$220,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover the charm and convenience of this inviting residence, ideally situated in a desirable neighborhood close to local amenities. The thoughtful floor plan includes a comfortable living room, additional den with dining area, and a versatile bonus space - ideal for a home office, playroom, hobby area or relaxing sun room. Newer roof, HVAC, windows, floors and updated kitchen with granite countertops and gas stove give this home move-in readiness. Washer, Dryer and Refrigerator to remain for added value and convenience along with the blessing of a whole house generator. No flood insurance required
Key facts
- Additional den
- Updated kitchen
- 0.33 acre lot
Tags
Property features AI
Finance
- Other: Lot dimensions approximately 92 x 151; Frontage about 92 feet
- HOA & community: Homeowners association; Community features include park, playground, and sidewalks
Exterior
- Parking: 2 parking spaces total; 2-car carport; Driveway
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Electric service
- Home design: Detached single-family residence; Residential property
- Construction: Brick and frame construction; Slab foundation; Built with shingle roof
- Exterior features: Deck (enclosed); Fenced yard (full chain link); Shingle roof; Level lot
Interior
- Kitchen: Range; Oven; Dishwasher; Disposal; Microwave; Refrigerator
- Flooring: Tile; Wood; Ceramic tile; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (natural gas); Central air; Ceiling fans
- Interior features: Lighting; Smoke detectors; Generator; Shed(s)
- Laundry & utility: Washer hookup inside; Electric dryer hookup; Washer; Dryer; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $220k.
Deal economics
- At list price, monthly cash flow is $56 ($667/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (14.3% below list).
- Recommended offer: $188k (14.3% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
- East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Broadmoor Elementary School (math 19% / reading 24%, grade F, #434 of 646 statewide, top 68%, 597 students, 81% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL).
- Zoned-school proficiency averages 42% at this address vs 28% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the East Baton Rouge Parish average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 167 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
- This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.60%
- Cash-on-cash
- 1.08%
- DSCR
- 1.05
- GRM
- 9.7
CMA / ARV
- ARV (on-the-fly)
- $231,250
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 575 Lonita St | 0.22mi | 3/2.0 | 1,768 (-4%) | 10mo | $189,000 | $107 | 74 |
| 10431 Goodwood Blvd | 0.15mi | 3/2.0 | 2,000 (+8%) | 8mo | $248,000 | $124 | 73 |
| 935 Marilyn Dr | 0.15mi | 4/2.0 (+1) | 2,007 (+8%) | 4mo | $289,000 | $144 | 70 |
| 1330 Sharp Rd | 0.56mi | 3/2.5 | 1,847 (-0%) | 9mo | $164,900 | $89 | 64 |
| 9434 W Van Pl | 0.55mi | 3/2.0 | 1,908 (+3%) | 7mo | $239,000 | $125 | 63 |
| 625 Elizabeth Dr | 0.21mi | 3/2.0 | 1,630 (-12%) | 9mo | $240,000 | $147 | 63 |
| 10255 S Riveroaks Dr | 0.30mi | 3/2.0 | 1,607 (-13%) | 3mo | $199,999 | $124 | 62 |
| 9823 S Riveroaks Dr | 0.40mi | 3/2.0 | 1,679 (-9%) | 6mo | $199,900 | $119 | 61 |
| 9435 Goodwood Blvd | 0.59mi | 3/2.0 | 1,713 (-7%) | 4mo | $235,000 | $137 | 56 |
| 9760 Judi Ave | 0.66mi | 3/2.0 | 2,005 (+8%) | 3mo | $250,000 | $125 | 53 |
| 845 E Riveroaks Dr | 0.74mi | 3/2.0 | 1,670 (-10%) | 9mo | $239,900 | $144 | 42 |
| 9325 Woodbine St | 0.74mi | 3/2.0 | 2,031 (+10%) | 10mo | $255,000 | $126 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.6%
- Equity multiple
- 0.48×
- Total profit
- $-32,136
- Equity at exit
- $32,803
- IRR
- -5.9%
- Equity multiple
- 0.62×
- Total profit
- $-23,528
- Equity at exit
- $19,022
Cash invested: $61,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70815
- Active inventory
- 167
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,885 high interval (Pro) →
- Mortgage (P&I)
- −$1,154
- Tax from tax record
- −$188 /mo · $2,255/yr
- Insurance
- −$92
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $56
Break-even live
Sensitivity live
| Price | -10% $180 | -5% $118 | +0% $56 | +5% $-7 | +10% $-69 |
|---|---|---|---|---|---|
| Rent | -10% $-93 | -5% $-19 | +0% $56 | +5% $130 | +10% $204 |
| Rate | -1.0pp $166 | -0.5pp $112 | base $56 | +0.5pp $-1 | +1.0pp $-59 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,000
- Closing costs
- $6,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 814 Lonita St Baton Rouge, LA | 3.0 | 2.0 | 1678 | $1,900 | $1.13 | 25d | 1 | 0.05mi |
| 9922 N Parkview Dr Baton Rouge, LA | 3.0 | 2.0 | 1847 | $2,500 | $1.35 | 45d | 1 | 0.26mi |
| 9540 Lindale Ave Unit A Baton Rouge, LA | 3.0 | 2.5 | 1655 | $1,900 | $1.15 | 25d | 1 | 0.70mi |
| 9152 Woodbine St Baton Rouge, LA | 4.0 | 2.0 | 2322 | $2,200 | $0.95 | 45d | 1 | 0.87mi |
| 10127 Runnymede Ave Baton Rouge, LA | 3.0 | 2.5 | 2071 | $1,900 | $0.92 | 45d | 1 | 0.90mi |
| 10127 Runnymede Ave Baton Rouge, LA | 3.0 | 2.0 | 2071 | $1,900 | $0.92 | 20d | 1 | 0.90mi |
| 9855 Red Stick Crossing Ave Baton Rouge, LA | 3.0 | 2.5 | 1454 | $2,100 | $1.44 | 45d | 1 | 0.94mi |
| 2001 Red Stick Dr Baton Rouge, LA | 3.0 | 3.0 | 1559 | $2,150 | $1.38 | 25d | 1 | 0.95mi |
| 2166 Silverest Ave Baton Rouge, LA | 3.0 | 2.0 | 1640 | $1,800 | $1.10 | 25d | 1 | 1.02mi |
| 344 Burgess Pl Baton Rouge, LA | 3.0 | 2.0 | 1295 | $1,675 | $1.29 | 25d | 1 | 1.04mi |
| 2257 Silverest Ave Baton Rouge, LA | 3.0 | 1.5 | 1800 | $1,700 | $0.94 | 25d | 1 | 1.07mi |
| 2222 Seracedar Dr Baton Rouge, LA | 3.0 | 2.0 | 1550 | $1,700 | $1.10 | 45d | 1 | 1.08mi |
| 375 Sherwood Forest Blvd Baton Rouge, LA | 3.0 | 2.0 | 1697 | $1,900 | $1.12 | 15d | 1 | 1.14mi |
| 375 Sherwood Forest Blvd Baton Rouge, LA | 3.0 | 2.0 | 1697 | $1,900 | $1.12 | 22d | 1 | 1.14mi |
| 11110 Boardwalk Dr #36 Baton Rouge, LA | 3.0 | 2.0 | 1618 | $2,000 | $1.24 | 25d | 1 | 1.30mi |
| 11110 Boardwalk Dr #36 Baton Rouge, LA | 3.0 | 2.0 | 1618 | $2,000 | $1.24 | 45d | 1 | 1.30mi |
| 2424 Drusilla Ln Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 1039 | $1,318 | $1.27 | 15d | 13 | 1.34mi |
Listing history 4 events
-
2026-06-14pricestatusdays on market $220,000 Pending 3 DOM
-
2026-06-10days on market $212,000 Active 2 DOM
-
2026-06-09remarks 606-char remark
-
2026-06-09$212,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $2,255 · $188/mo
- Projected year-2 tax
- $2,255 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,615
- − Mortgage interest
- −$12,323
- − Property taxes
- −$2,255
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$1,809
- − Management
- −$1,809
- − Depreciation
- −$6,400
- Taxable loss
- −$3,081
- Est. tax savings @ 24.0%
- +$740
- After-tax cash flow
- $1,406/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Baton Rouge Parish
- NCES district ID
- 2200540
- Math proficiency
- 22% ▼ -36.00%
- Reading proficiency
- 34% ▼ -31.00%
- Median HH income
- $46,263
- Composite
- 24.14/100
- National rank
- #7745
- State rank
- #47 of 98 in LA
Livability — Baton Rouge
- Score
- 74/100
- State rank
- #24
- US rank
- #4535
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baton Rouge, LA
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 351,868
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 31,024
- Household income
- $59,254
- Rent vs Own
- Severe rent burden
- 1461.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Black 48% White 25% Hispanic / Latino 16% Asian 6% Two or more races 6%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 5% Estonian 1% Iranian 1%
- Foreign-born
- 18% · Canada, Vietnam, China
- Languages at home
- 76% English-only · Spanish 14% Vietnamese 5% Arabic 2%
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -145.28%
- Current HPI
- 181.3654
- Rent YoY
- —
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
2 events — show timeline
- 2026-06-07 Listed $212,000 GBRMLS
- 1993-02-16 Sold (Public Records) — Public Records
Property tax history
+10.0%/yrLatest (2025): $2,255 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…