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3825 Valley Blvd #36
C+ Composite 61.44
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +4.0/5.0
  • Livability +2.9/5.0
  • Rent growth +2.6/5.0
  • Schools +2.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$117,000

3825 Valley Blvd #36 · Pomona, CA 91789
2 bd · 1.0 ba · 672 sqft · Manufactured public records · 166 Days on market
Built 2021 Good condition $174/sqft · 19% above area Est $98k · 19% over ↓ 16% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a great opportunity for someone looking for a mobile home in turkey condition. The home was built in 2021. It has stainless steel appliances, full size washer and dryer, dishwasher, and a 5-burner stove. Beautiful flooring throughout. It also has granite counter tops, nicely covered carport, and new side fence. There is also a community club house that you can rent for parties plus a community pool. This home is very close to shopping, restaurants, Cal Poly Pomona and Mt. San Antonio College, and freeway close. Seller is motivated and will consider all reasonable offers. Don't let this one get away!!

Key facts

  • 5-burner stove
  • New side fence
  • Granite counter tops

Tags

STAINLESS STEEL APPLIANCESFULL SIZE WASHER AND DRYER5-BURNER STOVEGRANITE COUNTER TOPSNICELY COVERED CARPORTNEW SIDE FENCE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $117k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($21k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $117k).
  • Recommended offer: $103k (12.0% below list) — sets the bar for market timing.
  • Cap rate 24.0% vs local median 2.8% in Pomona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#676 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+; Watch: schools D, crime F, amenities F.
  • Pomona Unified (suburban): math 12% / reading 31% proficiency, ranked #444 of 517 in CA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 137 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $809 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.3% rent growth), your $33k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 166 days — a 12% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 4y ago; this cycle's ask has dropped $13k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $102,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 166 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.66%
Cap rate
24.01%
Cash-on-cash
63.28%
DSCR
3.82
GRM
3.1

CMA / ARV

ARV (median comp)
$98,482
List price
$117,000
Delta
18.80%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3825 VALLEY Blvd #11 0.03mi 2/1.0 660 (-2%) 8mo $95,000 $144 89
3825 Valley Blvd #41 0.00mi 2/1.0 672 (0%) 16mo $99,800 $149 87
3825 Valley Blvd #30 0.00mi 2/2.0 690 (+3%) 11mo $150,000 $217 82
3825 Valley Blvd #13 0.00mi 3/2.0 (+1) 720 (+7%) 20mo $134,500 $187 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.35% rent growth · sell at horizon

5-year hold
IRR
59.3%
Equity multiple
3.53×
Total profit
$82,991
Equity at exit
$17,445
10-year hold
IRR
63.2%
Equity multiple
6.57×
Total profit
$182,515
Equity at exit
$10,116

Cash invested: $32,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91789

Rents YoY
0.3%
Active inventory
137
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$3,108 medium interval (Pro) →
Mortgage (P&I)
$614
Tax from tax record
$65 /mo · $785/yr
Insurance
$49
HOA
$0
Vacancy / Maint / Mgmt
$653
Net cashflow
$1,728

Break-even live

Break-even rent $921
Max offer price $117,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,250
Closing costs
$3,510
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
400 Appian Way Pomona, CA 2.0 1.0–2.0 624 $3,145 $5.04 4d 1 1.29mi

Listing history 38 events

  1. 2026-06-18
    days on market $117,000 Active 166 DOM
  2. 2026-06-17
    days on market $117,000 Active 165 DOM
  3. 2026-06-16
    days on market $117,000 Active 164 DOM
  4. 2026-06-15
    days on market $117,000 Active 163 DOM
  5. 2026-06-13
    days on market $117,000 Active 161 DOM
  6. 2026-06-13
    days on market $117,000 Active 160 DOM
  7. 2026-06-09
    days on market $117,000 Active 157 DOM
  8. 2026-06-08
    days on market $117,000 Active 156 DOM
  9. 2026-06-07
    days on market $117,000 Active 155 DOM
  10. 2026-06-04
    days on market $117,000 Active 152 DOM
  11. 2026-06-03
    days on market $117,000 Active 151 DOM
  12. 2026-06-02
    days on market $117,000 Active 150 DOM
  13. 2026-06-01
    days on market $117,000 Active 149 DOM
  14. 2026-05-31
    days on market $117,000 Active 148 DOM
  15. 2026-01-31
    price $117,000 615-char remark
    Show marketing remark (615 chars)

    This is a great opportunity for someone looking for a mobile home in turkey condition. The home was built in 2021. It has stainless steel appliances, full size washer and dryer, dishwasher, and a 5-burner stove. Beautiful flooring throughout. It also has granite counter tops, nicely covered carport, and new side fence. There is also a community club house that you can rent for parties plus a community pool. This home is very close to shopping, restaurants, Cal Poly Pomona and Mt. San Antonio College, and freeway close. Seller is motivated and will consider all reasonable offers. Don't let this one get away!!

  16. 2026-01-03
    listed $129,999 Active 615-char remark
    Show marketing remark (615 chars)

    This is a great opportunity for someone looking for a mobile home in turkey condition. The home was built in 2021. It has stainless steel appliances, full size washer and dryer, dishwasher, and a 5-burner stove. Beautiful flooring throughout. It also has granite counter tops, nicely covered carport, and new side fence. There is also a community club house that you can rent for parties plus a community pool. This home is very close to shopping, restaurants, Cal Poly Pomona and Mt. San Antonio College, and freeway close. Seller is motivated and will consider all reasonable offers. Don't let this one get away!!

  17. 2025-12-01
    historical
  18. 2025-11-13
    price $127,000
  19. 2025-11-12
    price $127,950
  20. 2025-10-01
    price $129,950
  21. 2025-06-18
    listed $139,500 Active
  22. 2024-05-31
    historical
  23. 2024-02-17
    status Active
  24. 2024-02-06
    price $143,000
  25. 2023-11-10
    status Active
  26. 2023-10-06
    status Active
  27. 2023-07-07
    status Pending Sale
  28. 2023-06-13
    price $157,500
  29. 2023-05-09
    listed $169,500 Active
  30. 2022-05-25
    soldstatus $135,000 Closed Sale
  31. 2022-05-12
    status Pending Sale
  32. 2022-05-02
    status Active
  33. 2022-04-22
    status Pending Sale
  34. 2022-04-15
    status Pending Sale
  35. 2022-04-09
    status Active
  36. 2022-03-23
    status Active
  37. 2022-03-16
    status Pending Sale
  38. 2022-02-09
    listed $139,950 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$785 · $65/mo
Projected year-2 tax
$889 · $74/mo
Expected delta
+$104/yr (+$9/mo · 13.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,295
− Mortgage interest
−$6,554
− Property taxes
−$785
− Insurance
−$585
− Repairs & maintenance
−$2,984
− Management
−$2,984
− Depreciation
−$3,404
Taxable income
$20,000
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,800
After-tax cash flow
$15,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This 2021 manufactured home is in excellent condition with stainless steel appliances and beautiful flooring. Minor cosmetic updates could further enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Replace carport roof if damaged — Improves durability and appearance
  • Both Install new side fence if damaged — Enhances privacy and security
  • Resale Upgrade appliances if outdated — Attracts more buyers with modern features

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Replace carport roof if damaged — Improves durability and appearance
  • Both Install new side fence if damaged — Enhances privacy and security
  • Resale Upgrade appliances if outdated — Attracts more buyers with modern features

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pomona Unified
NCES district ID
0631320
Math proficiency
12% ▼ -15.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$54,839
Composite
19.54/100
National rank
#8761
State rank
#444 of 517 in CA

Livability — Pomona

Score
58/100
State rank
#676
US rank
#20782

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment B- Housing B- Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pomona, CA
County
Los Angeles County · 9,444,647 people
City population
152,679
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
40,298
Household income
$125,720
Rent vs Own
17.9% rent · 82.1% own
Severe rent burden
603.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Asian (67%)
Race & ethnicity
Asian 67% Hispanic / Latino 18% White 9% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 15%
Foreign-born
51% · China, South Korea, Canada
Languages at home
33% English-only · Chinese 38% Spanish 9% Tagalog/Filipino 6%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -884.62%
Current HPI
368.0775
Rent YoY
▲ 0.35%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-16.4% since first listed
24 events — show timeline
  • 2026-01-31 Price Changed $117,000 CRMLS
  • 2026-01-03 Listed $129,999 CRMLS
  • 2025-12-01 Listing Removed CRMLS
  • 2025-11-13 Price Changed $127,000 CRMLS
  • 2025-11-12 Price Changed $127,950 CRMLS
  • 2025-10-01 Price Changed $129,950 CRMLS
  • 2025-06-18 Listed $139,500 CRMLS
  • 2024-05-31 Listing Removed CRMLS
  • 2024-02-17 Relisted CRMLS
  • 2024-02-06 Price Changed $143,000 CRMLS
  • 2023-11-10 Relisted CRMLS
  • 2023-10-06 Relisted CRMLS
  • 2023-07-07 Pending CRMLS
  • 2023-06-13 Price Changed $157,500 CRMLS
  • 2023-05-09 Listed $169,500 CRMLS
  • 2022-05-25 Sold (MLS) $135,000 CRMLS
  • 2022-05-12 Pending CRMLS
  • 2022-05-02 Relisted CRMLS
  • 2022-04-22 Pending CRMLS
  • 2022-04-15 Pending CRMLS
  • 2022-04-09 Relisted CRMLS
  • 2022-03-23 Relisted CRMLS
  • 2022-03-16 Pending CRMLS
  • 2022-02-09 Listed $139,950 CRMLS

Property tax history

+6.4%/yr

Latest (2025): $785 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…