61 Forest Gln · Littleton, NH 03561

$423,900

3 bd · 2.0 ba · 1,232 sqft · SingleFamily public records · 64 Days on market

Built 2013 2.00 ac lot $344/sqft · 43% above area Est $546k · 22% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• Schools +4.0/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Cash flow +2.0/30.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Tucked away on a private road, this inviting newer construction home offers the perfect balance of comfort, convenience, and access to the very best of the White Mountain region. Located just minutes from Littleton Regional Hospital and the charm of Main Street, you’ll enjoy peaceful surroundings without sacrificing proximity to local shops, dining, and community amenities. Outdoor enthusiasts will love being just down the street from Moore Dam Reservoir, with endless opportunities for recreation right at your fingertips. Inside, the home features a bright, open-concept kitchen and living area designed for both everyday living and entertaining. A cozy deck off the back, extending your living space outdoors, ideal for relaxing or hosting. The finished lower level adds even more versatility with an expansive living area, perfect for a variety of options. The generously sized bedrooms provide comfort and privacy, including a primary suite complete with its own private bath. Adding even more value, the oversized garage includes partially finished living space above, already equipped with heat and plumbing—offering excellent potential for an accessory dwelling unit or possibly income-generating opportunity. Whether you’re seeking a full-time residence or a getaway retreat, this property is your gateway to experiencing everything the White Mountain region has to offer.

Key facts

• Private road
• Open-concept kitchen
• Cozy deck

Tags

• PRIVATE ROAD
• OPEN-CONCEPT KITCHEN
• COZY DECK
• FINISHED LOWER LEVEL
• OVERSIZED GARAGE
• ACCESSORY DWELLING UNIT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $424k.

Deal economics

• At list price, monthly cash flow is $-2k ($-19k/yr) — negative.
• To cash-flow at today's rent, offer at most $149k (64.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (60.4% below list).
• Recommended offer: $149k (64.8% below list) — sets the bar for cash-flow.
• Cap rate 1.9% vs local median 2.9% in Littleton — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 64/100 on livability (#80 in NH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B; Watch: schools D+, amenities F, commute F.
• Littleton School District (town): math 43% / reading 51% proficiency, ranked #51 of 98 in NH (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 39 active listings in the ZIP; 487 units permitted in Grafton County in 2024 (127 in 5+ unit buildings).

Forward outlook

• In year one you build about $45k of equity ($3k loan paydown + $42k appreciation (10.0% local appreciation)).
• Grafton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$73k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($398k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $36k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $190k; list at $424k implies a 123% gain — meaningful room to come down on a strong offer.

Recommended offer $149,247 (64.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 65% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.40% ✗
• Cap rate: 1.89%
• Cash-on-cash: -15.72%
• DSCR: 0.30
• GRM: 21.1

CMA / ARV

• ARV (median comp): $546,339
• List price: $423,900
• Delta: -22.41%
• Verdict: UNDERPRICED
• Comps: 9 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.4%
• Equity multiple: 2.11×
• Total profit: $131,839
• Equity at exit: $381,883

10-year hold

• IRR: 13.6%
• Equity multiple: 4.93×
• Total profit: $466,104
• Equity at exit: $823,544

Cash invested: $118,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 56 Moderately Landlord-Leaning
• State New Hampshire: 56 Moderately Landlord-Leaning · D+1
• County: — inherits STATE
• City: — inherits STATE

Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

Methodology + full state rankings →

ZIP-level market 03561

• Home prices YoY: 4.3%
• Active inventory: 39
• Price-to-rent: 21.1×

Monthly cashflow live

• Estimated rent: $1,677 medium
• Mortgage (P&I): −$2,223
• Tax from tax record: −$480 /mo · $5,756/yr
• Insurance: −$177
• HOA: −$0
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $-1,555

Break-even live

Break-even rent $3,645

Max offer price $149,247

Occupancy floor —

Sensitivity live

Price	-10% $-1,315	-5% $-1,435	+0% $-1,555	+5% $-1,675	+10% $-1,795
Rent	-10% $-1,687	-5% $-1,621	+0% $-1,555	+5% $-1,489	+10% $-1,422
Rate	-1.0pp $-1,341	-0.5pp $-1,447	base $-1,555	+0.5pp $-1,665	+1.0pp $-1,776

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $105,975
• Closing costs: $12,717
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-21
   days on market $423,900 Active 64 DOM
2. 2026-06-21
   pricedays on market $423,900 Active 63 DOM
3. 2026-06-18
   days on market $437,000 Active 61 DOM
4. 2026-06-17
   days on market $437,000 Active 60 DOM
5. 2026-06-16
   days on market $437,000 Active 59 DOM
6. 2026-06-15
   days on market $437,000 Active 58 DOM
7. 2026-06-13
   days on market $437,000 Active 56 DOM
8. 2026-06-12
   days on market $437,000 Active 55 DOM
9. 2026-06-09
   days on market $437,000 Active 52 DOM
10. 2026-06-08
    days on market $437,000 Active 51 DOM
11. 2026-06-07
    days on market $437,000 Active 50 DOM
12. 2026-06-07
    days on market $437,000 Active 49 DOM
13. 2026-06-04
    days on market $437,000 Active 46 DOM
14. 2026-06-02
    days on market $437,000 Active 45 DOM
15. 2026-06-01
    days on market $437,000 Active 44 DOM
16. 2026-05-31
    days on market $437,000 Active 43 DOM
17. 2026-05-14
    price $437,000 1404-char remark

    Show marketing remark (1404 chars)

    Tucked away on a private road, this inviting newer construction home offers the perfect balance of comfort, convenience, and access to the very best of the White Mountain region. Located just minutes from Littleton Regional Hospital and the charm of Main Street, you’ll enjoy peaceful surroundings without sacrificing proximity to local shops, dining, and community amenities. Outdoor enthusiasts will love being just down the street from Moore Dam Reservoir, with endless opportunities for recreation right at your fingertips. Inside, the home features a bright, open-concept kitchen and living area designed for both everyday living and entertaining. A cozy deck off the back, extending your living space outdoors, ideal for relaxing or hosting. The finished lower level adds even more versatility with an expansive living area, perfect for a variety of options. The generously sized bedrooms provide comfort and privacy, including a primary suite complete with its own private bath. Adding even more value, the oversized garage includes partially finished living space above, already equipped with heat and plumbing—offering excellent potential for an accessory dwelling unit or possibly income-generating opportunity. Whether you’re seeking a full-time residence or a getaway retreat, this property is your gateway to experiencing everything the White Mountain region has to offer.

18. 2026-04-18
    listed $460,000 Active 1404-char remark

    Show marketing remark (1404 chars)

    Tucked away on a private road, this inviting newer construction home offers the perfect balance of comfort, convenience, and access to the very best of the White Mountain region. Located just minutes from Littleton Regional Hospital and the charm of Main Street, you’ll enjoy peaceful surroundings without sacrificing proximity to local shops, dining, and community amenities. Outdoor enthusiasts will love being just down the street from Moore Dam Reservoir, with endless opportunities for recreation right at your fingertips. Inside, the home features a bright, open-concept kitchen and living area designed for both everyday living and entertaining. A cozy deck off the back, extending your living space outdoors, ideal for relaxing or hosting. The finished lower level adds even more versatility with an expansive living area, perfect for a variety of options. The generously sized bedrooms provide comfort and privacy, including a primary suite complete with its own private bath. Adding even more value, the oversized garage includes partially finished living space above, already equipped with heat and plumbing—offering excellent potential for an accessory dwelling unit or possibly income-generating opportunity. Whether you’re seeking a full-time residence or a getaway retreat, this property is your gateway to experiencing everything the White Mountain region has to offer.

19. 2026-04-16
    historical $460,000 1404-char remark

    Show marketing remark (1404 chars)

    Tucked away on a private road, this inviting newer construction home offers the perfect balance of comfort, convenience, and access to the very best of the White Mountain region. Located just minutes from Littleton Regional Hospital and the charm of Main Street, you’ll enjoy peaceful surroundings without sacrificing proximity to local shops, dining, and community amenities. Outdoor enthusiasts will love being just down the street from Moore Dam Reservoir, with endless opportunities for recreation right at your fingertips. Inside, the home features a bright, open-concept kitchen and living area designed for both everyday living and entertaining. A cozy deck off the back, extending your living space outdoors, ideal for relaxing or hosting. The finished lower level adds even more versatility with an expansive living area, perfect for a variety of options. The generously sized bedrooms provide comfort and privacy, including a primary suite complete with its own private bath. Adding even more value, the oversized garage includes partially finished living space above, already equipped with heat and plumbing—offering excellent potential for an accessory dwelling unit or possibly income-generating opportunity. Whether you’re seeking a full-time residence or a getaway retreat, this property is your gateway to experiencing everything the White Mountain region has to offer.

20. 2026-04-15
    listed $460,000 Active 1404-char remark

    Show marketing remark (1404 chars)

    Tucked away on a private road, this inviting newer construction home offers the perfect balance of comfort, convenience, and access to the very best of the White Mountain region. Located just minutes from Littleton Regional Hospital and the charm of Main Street, you’ll enjoy peaceful surroundings without sacrificing proximity to local shops, dining, and community amenities. Outdoor enthusiasts will love being just down the street from Moore Dam Reservoir, with endless opportunities for recreation right at your fingertips. Inside, the home features a bright, open-concept kitchen and living area designed for both everyday living and entertaining. A cozy deck off the back, extending your living space outdoors, ideal for relaxing or hosting. The finished lower level adds even more versatility with an expansive living area, perfect for a variety of options. The generously sized bedrooms provide comfort and privacy, including a primary suite complete with its own private bath. Adding even more value, the oversized garage includes partially finished living space above, already equipped with heat and plumbing—offering excellent potential for an accessory dwelling unit or possibly income-generating opportunity. Whether you’re seeking a full-time residence or a getaway retreat, this property is your gateway to experiencing everything the White Mountain region has to offer.

21. 2006-06-20
    soldstatus $189,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

• Current annual tax: $5,756 · $480/mo
• Projected year-2 tax: $7,499 · $625/mo
• Expected delta: +$1,743/yr (+$145/mo · 30.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,119
• − Mortgage interest: −$23,745
• − Property taxes: −$5,756
• − Insurance: −$2,120
• − Repairs & maintenance: −$1,610
• − Management: −$1,610
• − Depreciation: −$12,332
• Taxable loss: −$27,052
• Est. tax savings @ 24.0%: +$6,492
• After-tax cash flow: $-12,165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Littleton School District
• NCES district ID: 3304380
• Math proficiency: 43% ▲ 1.00%
• Reading proficiency: 51% ▼ -4.00%
• Median HH income: $42,215
• Composite: 39.53/100
• National rank: #3943
• State rank: #51 of 98 in NH

Livability — Littleton

• Score: 64/100
• State rank: #80
• US rank: #14062

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 6,031

Population outlook (Grafton County) Hauer SSP2

• Today (2025): 88,798 people
• By 2030: 87,131 · -1.9%
• By 2040: 82,000 · -7.7%
• By 2050: 77,064 · -13.2%
• By 2075: 68,769 · -22.6%
• By 2100: 61,631 · -30.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 5% Two or more races 5%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Lithuanian 10% Romanian 7% German 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · French/Haitian/Cajun 3%

Political lean MEDSL · Grafton

• 2024 margin: D (+19.9) · D 59.4% · R 39.4% · Other 1.2%
• 2008→2024 swing: -7.8pp toward R · 2008: 27.7pp · 2024: 19.9pp
• All cycles: 2024: D+19.9 2020: D+24.6 2016: D+19.0 2012: D+23.8 2008: D+27.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 16.89%
• Current HPI: 408.5862
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+130.1% since first listed

5 events — show timeline

• 2026-05-14 Price Changed $437,000 PrimeMLS
• 2026-04-18 Listed $460,000 PrimeMLS
• 2026-04-16 Coming Soon $460,000 PrimeMLS
• 2026-04-15 Listed $460,000 PrimeMLS
• 2006-06-20 Sold (Public Records) $189,900 Public Records

Property tax history

+3.5%/yr

Latest (2024): $5,756 · +10.6% YoY. Source: county tax records.