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0 0 Ranch Rd Rd
B- Composite 67.87
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$30,000

0 0 Ranch Rd Rd · Kingsland, TX 78639
1 bd · 1.0 ba · 408 sqft · SingleFamily · 142 Days on market
Built 2025 Poor condition 8,276 sqft lot $74/sqft · 62% below area ↓ 28% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Motivated Seller!!! Bring all offers!!! Ranch Road 2545 road frontage, 180 ft. including the corner lot next door. No restrictions Owner says!!! Seller will be physically and financially unable to clean and haul off trash in the house and on the property. Water is cut off to the house due to a water leak in a pipe next door at the main house. Tiny Home was built last year per Seller. Tiny Home and Lot will have to be Sold with Fixer Upper House and Corner Lot located next door at 1034 RR 2545, on a separate Listing # 176531 for an additional $135,000. May be eligible to use a type of Purchase & Renovation Loan product.

Key facts

  • Corner lot next door
  • 8,276 sq ft lot
  • Built 2025

Tags

RANCH ROAD 2545 ROAD FRONTAGECORNER LOT NEXT DOORTINY HOME BUILT LAST YEAR

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $30k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $522 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($923 rent vs $30k).
  • Recommended offer: $26k (12.0% below list) — sets the bar for market timing.
  • Cap rate 27.2% vs local median 0.2% in Kingsland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#1,161 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Llano ISD (town): math 40% / reading 43% proficiency, ranked #359 of 826 in TX (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Packsaddle El (math 27% / reading 27%, grade F, #2,791 of 4,322 statewide, top 68%, 596 students, 83% FRL); Llano J H (math 42% / reading 45%, grade D, #530 of 1,662 statewide, top 32%, 423 students, 65% FRL); Llano H S (math 42% / reading 52%, grade D-, #591 of 1,632 statewide, top 38%, 552 students, 60% FRL) — zoned schools average 69% FRL vs 52% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 569 active listings in the ZIP; 121 units permitted in Llano County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
  • Llano County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 142 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $60k (67%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $26,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.08%
Cap rate
27.18%
Cash-on-cash
74.60%
DSCR
4.32
GRM
2.7

CMA / ARV

ARV (median comp)
$79,191
List price
$30,000
Delta
-62.12%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
0 Ranch Road 2545 0.01mi 1/1.0 408 (0%) 2mo $65,000 $159 98
102 Tiny Home Ln 1.11mi 1/1.0 399 (-2%) 55mo $95,000 $238 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
74.5%
Equity multiple
4.38×
Total profit
$28,412
Equity at exit
$4,473
10-year hold
IRR
78.2%
Equity multiple
9.05×
Total profit
$67,625
Equity at exit
$2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78639

Active inventory
569
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$923 medium interval (Pro) →
Mortgage (P&I)
$157
Tax est. 1.5%
$38 /mo · $450/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$194
Net cashflow
$522

Break-even live

Break-even rent $262
Max offer price $30,000
Occupancy floor 38%

Sensitivity live

Price -10% $543 -5% $533 +0% $522 +5% $512 +10% $501
Rent -10% $449 -5% $486 +0% $522 +5% $559 +10% $595
Rate -1.0pp $537 -0.5pp $530 base $522 +0.5pp $514 +1.0pp $507

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 46 events

  1. 2026-07-22
    pricestatusdays on marketlisting id $30,000 Active 142 DOM
  2. 2026-07-21
    days on market $65,000 Active Under Contract 133 DOM
  3. 2026-07-18
    days on market $65,000 Active Under Contract 130 DOM
  4. 2026-07-16
    days on market $65,000 Active Under Contract 128 DOM
  5. 2026-07-16
    days on market $65,000 Active Under Contract 127 DOM
  6. 2026-07-14
    days on market $65,000 Active Under Contract 126 DOM
  7. 2026-07-13
    days on market $65,000 Active Under Contract 125 DOM
  8. 2026-07-12
    days on market $65,000 Active Under Contract 124 DOM
  9. 2026-07-11
    days on market $65,000 Active Under Contract 123 DOM
  10. 2026-07-10
    days on market $65,000 Active Under Contract 122 DOM
  11. 2026-07-09
    days on market $65,000 Active Under Contract 121 DOM
  12. 2026-07-07
    days on market $65,000 Active Under Contract 119 DOM
  13. 2026-07-06
    days on market $65,000 Active Under Contract 118 DOM
  14. 2026-07-05
    days on market $65,000 Active Under Contract 117 DOM
  15. 2026-07-04
    days on market $65,000 Active Under Contract 116 DOM
  16. 2026-07-03
    days on market $65,000 Active Under Contract 115 DOM
  17. 2026-07-02
    days on market $65,000 Active Under Contract 114 DOM
  18. 2026-07-01
    days on market $65,000 Active Under Contract 113 DOM
  19. 2026-06-30
    days on market $65,000 Active Under Contract 112 DOM
  20. 2026-06-29
    days on market $65,000 Active Under Contract 111 DOM
  21. 2026-06-28
    days on market $65,000 Active Under Contract 110 DOM
  22. 2026-06-28
    days on market $65,000 Active Under Contract 109 DOM
  23. 2026-06-27
    days on market $65,000 Active Under Contract 108 DOM
  24. 2026-06-25
    days on market $65,000 Active Under Contract 106 DOM
  25. 2026-06-23
    days on market $65,000 Active Under Contract 104 DOM
  26. 2026-06-22
    days on market $65,000 Active Under Contract 103 DOM
  27. 2026-06-18
    days on market $65,000 Active Under Contract 100 DOM
  28. 2026-06-17
    days on market $65,000 Active Under Contract 99 DOM
  29. 2026-06-16
    days on market $65,000 Active Under Contract 98 DOM
  30. 2026-06-15
    days on market $65,000 Active Under Contract 97 DOM
  31. 2026-06-14
    days on market $65,000 Active Under Contract 95 DOM
  32. 2026-06-13
    days on market $65,000 Active Under Contract 94 DOM
  33. 2026-06-10
    days on market $65,000 Active Under Contract 92 DOM
  34. 2026-06-09
    days on market $65,000 Active Under Contract 91 DOM
  35. 2026-06-08
    days on market $65,000 Active Under Contract 90 DOM
  36. 2026-06-07
    days on market $65,000 Active Under Contract 89 DOM
  37. 2026-06-05
    days on market $65,000 Active Under Contract 86 DOM
  38. 2026-06-03
    days on market $65,000 Active Under Contract 85 DOM
  39. 2026-06-02
    days on market $65,000 Active Under Contract 84 DOM
  40. 2026-06-01
    days on market $65,000 Active Under Contract 83 DOM
  41. 2026-05-31
    days on market $65,000 Active Under Contract 82 DOM
  42. 2026-05-31
    days on market $65,000 Active Under Contract 81 DOM
  43. 2026-04-13
    price $65,000 637-char remark
    Show marketing remark (637 chars)

    Motivated Seller!!! Bring all offers!!! Ranch Road 2545 road frontage, 180 ft. including the corner lot next door. No restrictions Owner says!!! Seller will be physically and financially unable to clean and haul off trash in the house and on the property. Water is cut off to the house due to a water leak in a pipe next door at the main house. Tiny Home was built last year per Seller. Tiny Home and Lot will have to be Sold with Fixer Upper House and Corner Lot located next door at 1034 RR 2545, on a separate Listing # 9110341 for an additional $85,000. May be eligible to use a type of Purchase & Renovation Loan product.

  44. 2026-04-13
    price $65,000 637-char remark
    Show marketing remark (637 chars)

    Motivated Seller!!! Bring all offers!!! Ranch Road 2545 road frontage, 180 ft. including the corner lot next door. No restrictions Owner says!!! Seller will be physically and financially unable to clean and haul off trash in the house and on the property. Water is cut off to the house due to a water leak in a pipe next door at the main house. Tiny Home was built last year per Seller. Tiny Home and Lot will have to be Sold with Fixer Upper House and Corner Lot located next door at 1034 RR 2545, on a separate Listing # 9110341 for an additional $85,000. May be eligible to use a type of Purchase & Renovation Loan product.

  45. 2026-03-10
    listed $90,000 Active 637-char remark
    Show marketing remark (637 chars)

    Motivated Seller!!! Bring all offers!!! Ranch Road 2545 road frontage, 180 ft. including the corner lot next door. No restrictions Owner says!!! Seller will be physically and financially unable to clean and haul off trash in the house and on the property. Water is cut off to the house due to a water leak in a pipe next door at the main house. Tiny Home was built last year per Seller. Tiny Home and Lot will have to be Sold with Fixer Upper House and Corner Lot located next door at 1034 RR 2545, on a separate Listing # 9110341 for an additional $85,000. May be eligible to use a type of Purchase & Renovation Loan product.

  46. 2026-02-25
    listed $90,000 Active 637-char remark
    Show marketing remark (637 chars)

    Motivated Seller!!! Bring all offers!!! Ranch Road 2545 road frontage, 180 ft. including the corner lot next door. No restrictions Owner says!!! Seller will be physically and financially unable to clean and haul off trash in the house and on the property. Water is cut off to the house due to a water leak in a pipe next door at the main house. Tiny Home was built last year per Seller. Tiny Home and Lot will have to be Sold with Fixer Upper House and Corner Lot located next door at 1034 RR 2545, on a separate Listing # 176531 for an additional $135,000. May be eligible to use a type of Purchase & Renovation Loan product.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,082
− Mortgage interest
−$1,680
− Property taxes
−$450
− Insurance
−$150
− Repairs & maintenance
−$887
− Management
−$887
− Depreciation
−$873
Taxable income
$6,155
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,477
After-tax cash flow
$4,789/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab Est. rehab $20,400–$36,720 screening

This property is in a poor condition with significant repairs and maintenance needed. It presents as a fixer-upper with potential for substantial value increase through landscaping, interior and exterior cleaning, and trash removal.

Repairs flagged

  • Major Abandoned property — Significant cleanup and maintenance required
  • Major Trash removal — Debris and trash need to be removed
  • Major Landscaping — Overgrown yard needs trimming and landscaping

Value-add opportunities

  • Both Landscaping and curb appeal — Improves both resale and rental value
  • Both Interior and exterior cleaning — Enhances overall appearance and appeal
  • Both Trash removal — Removes eyesores and improves property's condition

ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Packsaddle El F TX #2,791/4,322 Nat'l #28,475/41,679 Middle Llano J H D TX #530/1,662 Nat'l #5,067/14,009 High Llano H S D- TX #591/1,632 Nat'l #6,330/17,239

Schools (NCES district)

District
Llano ISD
NCES district ID
4827810
Math proficiency
40% ▼ -5.00%
Reading proficiency
43% ▼ -5.00%
Median HH income
$46,746
Composite
35.42/100
National rank
#4940
State rank
#359 of 826 in TX
D Composite livability gradescore 59/100

Livability — Kingsland

Score
59/100
State rank
#1161
US rank
#20293

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kingsland, TX
County
Llano County · 20,847 people
City population
8,719
Metro
nan
Population (ZIP)
8,719
Household income
$57,742
Rent vs Own
26.0% rent · 74.0% own
Severe rent burden
15% of renters

Population outlook (Llano County) Hauer SSP2

Today (2025)
20,847 people
By 2030
21,350 · +2.4%
By 2040
22,281 · +6.9%
By 2050
23,173 · +11.2%
By 2075
25,526 · +22.4%
By 2100
25,866 · +24.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 23% Two or more races 14% Black 1%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Italian 4% Slovak 3% Serbian 3%
Foreign-born
7% · Canada
Languages at home
84% English-only · Spanish 15%

Political lean MEDSL · Llano

2024 margin
Solid R (+60.9) · D 19.2% · R 80.0%
2008→2024 swing
-8.6pp toward R · 2008: -52.2pp · 2024: -60.9pp
All cycles
2024: R+60.9 2020: R+60.1 2016: R+62.2 2012: R+60.4 2008: R+52.2

Not yet ingested

Civics

Price history

-27.8% since first listed
4 events — show timeline
  • 2026-04-13 Price Changed $65,000 HLMLS as distributed by MLS GRID
  • 2026-04-13 Price Changed $65,000 Unlock MLS
  • 2026-03-10 Listed $90,000 Unlock MLS
  • 2026-02-25 Listed $90,000 HLMLS as distributed by MLS GRID

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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