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42 Sans Souci Trlr Ct
C+ Composite 62.66
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +3.3/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$60,000

42 Sans Souci Trlr Ct · Wilkes-Barre, PA 18706
3 bd · 2.0 ba · 980 sqft · Manufactured public records · 8 Days on market
Built 1985 Est $55k · 9% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming mobile home in Hanover Township offers the perfect blend of comfort and affordability. With 3 bedrooms and 2 bathrooms, it provides ample space for relaxation and privacy. One of the highlights of this property is its great outside deck, providing an ideal space for enjoying the fresh air and entertaining guests.

Key facts

  • Large deck
  • Private driveway
  • Listed 7 days

Tags

PRIVATE DRIVEWAYLARGE DECKHANOVER AREA SCHOOL DISTRICT

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (residential); One level
  • Construction: Metal siding
  • Exterior features: Deck; Cleared lot

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Propane forced-air heating; Central air; Ceiling fans
  • Interior features: Eat-in kitchen; Six total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $617 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Cap rate 20.0% vs local median 5.7% in Wilkes-Barre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Hanover Area SD (suburban): math 19% / reading 25% proficiency, ranked #484 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 81 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,000

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.20%
Cap rate
19.95%
Cash-on-cash
48.79%
DSCR
3.17
GRM
3.8

CMA / ARV

ARV (on-the-fly)
$54,880
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
42 Sans Souci Trlr Ct 0.00mi 3/2.0 980 (0%) 23mo $55,000 $56 81
33 Sans Souci Trailer 0.03mi 2/2.0 (-1) 900 (-8%) 19mo $44,000 $49 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
41.0%
Equity multiple
2.76×
Total profit
$29,576
Equity at exit
$8,946
10-year hold
IRR
47.3%
Equity multiple
5.55×
Total profit
$76,433
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18706

Active inventory
81
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,320 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$20 /mo · $237/yr
Insurance
$25
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$617

Break-even live

Break-even rent $539
Max offer price $60,000
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
52 Diamond Ave Hanover Township, PA 2.0 1.0 820 $925 $1.13 21d 1 0.61mi
3122 S Main St Unit 2 Wilkes-Barre, PA 4.0 1.0 1100 $1,300 $1.18 21d 1 1.49mi

Listing history 4 events

  1. 2026-05-18
    listed $60,000 Active
  2. 2024-08-03
    soldstatus $55,000 Closed 328-char remark
    Show marketing remark (328 chars)

    This charming mobile home in Hanover Township offers the perfect blend of comfort and affordability. With 3 bedrooms and 2 bathrooms, it provides ample space for relaxation and privacy. One of the highlights of this property is its great outside deck, providing an ideal space for enjoying the fresh air and entertaining guests.

  3. 2024-06-05
    status Pending 328-char remark
    Show marketing remark (328 chars)

    This charming mobile home in Hanover Township offers the perfect blend of comfort and affordability. With 3 bedrooms and 2 bathrooms, it provides ample space for relaxation and privacy. One of the highlights of this property is its great outside deck, providing an ideal space for enjoying the fresh air and entertaining guests.

  4. 2024-05-27
    listed $55,000 Active 328-char remark
    Show marketing remark (328 chars)

    This charming mobile home in Hanover Township offers the perfect blend of comfort and affordability. With 3 bedrooms and 2 bathrooms, it provides ample space for relaxation and privacy. One of the highlights of this property is its great outside deck, providing an ideal space for enjoying the fresh air and entertaining guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$237 · $20/mo
Projected year-2 tax
$592 · $49/mo
Expected delta
+$356/yr (+$30/mo · 150.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 76% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,834
− Mortgage interest
−$3,361
− Property taxes
−$237
− Insurance
−$1,098
− Repairs & maintenance
−$1,267
− Management
−$1,267
− Depreciation
−$1,745
Taxable income
$6,860
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,646
After-tax cash flow
$5,753/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hanover Area SD
NCES district ID
4211420
Math proficiency
19% ▼ -3.00%
Reading proficiency
25% ▼ -21.00%
Median HH income
$40,015
Composite
18.6/100
National rank
#8903
State rank
#484 of 539 in PA

Livability — Wilkes-Barre

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Luzerne County · 118,885 people
City population
73,981
Metro
Scranton--Wilkes-Barre, PA
Population (ZIP)
16,387
Household income
$58,558
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
568.0

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 17% Two or more races 11% Black 3%
Hispanic origin (detail)
Puerto Rican 9% Dominican 4%
Common ancestry
Romanian 18% Scotch-Irish 3% Subsaharan African 1%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 10% Other Asian/Pacific 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -150.02%
Current HPI
196.19
Rent YoY
Metro
Scranton--Wilkes-Barre, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+9.1% since first listed
4 events — show timeline
  • 2026-05-18 Listed $60,000 LCAR
  • 2024-08-03 Sold (MLS) $55,000 LCAR
  • 2024-06-05 Pending LCAR
  • 2024-05-27 Listed $55,000 LCAR

Property tax history

+0.8%/yr

Latest (2026): $237 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…